Rockford, IL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Rockford, IL Metro in February 2026 was $1,979.148. The month over month percentage change (MoM) was 0.48%, and the year over year percentage change (YoY) was 2.81%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Rockford, IL metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Rockford, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Rockford, IL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Rockford, IL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Rockford, IL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 797.0267190706343 | NaN | NaN |
| Feb 2012 | 793.6193710926177 | -0.43 | NaN |
| Mar 2012 | 794.4578379811367 | 0.11 | NaN |
| Apr 2012 | 790.6186593616669 | -0.48 | NaN |
| May 2012 | 783.7385107895689 | -0.87 | NaN |
| Jun 2012 | 778.4128357702543 | -0.68 | NaN |
| Jul 2012 | 773.898529383855 | -0.58 | NaN |
| Aug 2012 | 775.7115213205363 | 0.23 | NaN |
| Sep 2012 | 770.2294806575462 | -0.71 | NaN |
| Oct 2012 | 764.4271587112859 | -0.75 | NaN |
| Nov 2012 | 762.148547164129 | -0.30 | NaN |
| Dec 2012 | 757.496410087072 | -0.61 | NaN |
| Jan 2013 | 754.6417602548822 | -0.38 | -5.32 |
| Feb 2013 | 757.6614068080594 | 0.40 | -4.53 |
| Mar 2013 | 761.3454558811584 | 0.49 | -4.17 |
| Apr 2013 | 763.0069153263519 | 0.22 | -3.49 |
| May 2013 | 774.7075688567097 | 1.53 | -1.15 |
| Jun 2013 | 806.560736163353 | 4.11 | 3.62 |
| Jul 2013 | 824.5286049374897 | 2.23 | 6.54 |
| Aug 2013 | 831.525653376726 | 0.85 | 7.20 |
| Sep 2013 | 834.6352396772845 | 0.37 | 8.36 |
| Oct 2013 | 820.4950152335565 | -1.69 | 7.34 |
| Nov 2013 | 818.8733120807004 | -0.20 | 7.44 |
| Dec 2013 | 821.9014383534076 | 0.37 | 8.50 |
| Jan 2014 | 824.5617198259025 | 0.32 | 9.27 |
| Feb 2014 | 810.5215841021463 | -1.70 | 6.98 |
| Mar 2014 | 805.7776602864566 | -0.58 | 5.84 |
| Apr 2014 | 803.9245679389155 | -0.23 | 5.36 |
| May 2014 | 801.1366379656603 | -0.35 | 3.41 |
| Jun 2014 | 806.6027073081401 | 0.68 | 0.01 |
| Jul 2014 | 814.7017964020738 | 1.00 | -1.19 |
| Aug 2014 | 823.2084539952103 | 1.04 | -1.00 |
| Sep 2014 | 834.6056899944161 | 1.38 | 0.00 |
| Oct 2014 | 833.1711972069909 | -0.17 | 1.55 |
| Nov 2014 | 833.6809357478063 | 0.06 | 1.81 |
| Dec 2014 | 825.6004449551533 | -0.97 | 0.45 |
| Jan 2015 | 802.7591256971723 | -2.77 | -2.64 |
| Feb 2015 | 798.9939925207872 | -0.47 | -1.42 |
| Mar 2015 | 798.2841649089097 | -0.09 | -0.93 |
| Apr 2015 | 794.0091226296197 | -0.54 | -1.23 |
| May 2015 | 806.2583716232491 | 1.54 | 0.64 |
| Jun 2015 | 820.7916193187435 | 1.80 | 1.76 |
| Jul 2015 | 833.4041762645004 | 1.54 | 2.30 |
| Aug 2015 | 834.8981136060418 | 0.18 | 1.42 |
| Sep 2015 | 840.2343014443586 | 0.64 | 0.67 |
| Oct 2015 | 840.2587208050131 | 0.00 | 0.85 |
| Nov 2015 | 849.7713411846869 | 1.13 | 1.93 |
| Dec 2015 | 853.7454007460482 | 0.47 | 3.41 |
| Jan 2016 | 840.6574653979998 | -1.53 | 4.72 |
| Feb 2016 | 838.2396926957488 | -0.29 | 4.91 |
| Mar 2016 | 846.1901735562244 | 0.95 | 6.00 |
| Apr 2016 | 846.0883594940578 | -0.01 | 6.56 |
| May 2016 | 849.3041901376353 | 0.38 | 5.34 |
| Jun 2016 | 852.9144668803917 | 0.43 | 3.91 |
| Jul 2016 | 851.6809003196284 | -0.14 | 2.19 |
| Aug 2016 | 857.2665701291544 | 0.66 | 2.68 |
| Sep 2016 | 865.3962581486962 | 0.95 | 3.00 |
| Oct 2016 | 872.9133964327466 | 0.87 | 3.89 |
| Nov 2016 | 896.3684350073561 | 2.69 | 5.48 |
| Dec 2016 | 926.0366856812856 | 3.31 | 8.47 |
| Jan 2017 | 914.6539649607575 | -1.23 | 8.80 |
| Feb 2017 | 922.3388810127299 | 0.84 | 10.03 |
| Mar 2017 | 931.2142467885606 | 0.96 | 10.05 |
| Apr 2017 | 928.0338251824194 | -0.34 | 9.69 |
| May 2017 | 929.4753215189228 | 0.16 | 9.44 |
| Jun 2017 | 925.4270541443659 | -0.44 | 8.50 |
| Jul 2017 | 929.7344991773684 | 0.47 | 9.16 |
| Aug 2017 | 926.0324554211443 | -0.40 | 8.02 |
| Sep 2017 | 923.6371200809589 | -0.26 | 6.73 |
| Oct 2017 | 933.3518579497673 | 1.05 | 6.92 |
| Nov 2017 | 943.2032880113311 | 1.06 | 5.23 |
| Dec 2017 | 955.7044762614173 | 1.33 | 3.20 |
| Jan 2018 | 975.9388367277584 | 2.12 | 6.70 |
| Feb 2018 | 1003.7560096009381 | 2.85 | 8.83 |
| Mar 2018 | 1020.0553155812844 | 1.62 | 9.54 |
| Apr 2018 | 1027.278026582781 | 0.71 | 10.69 |
| May 2018 | 1039.1087571705607 | 1.15 | 11.80 |
| Jun 2018 | 1038.7949193458082 | -0.03 | 12.25 |
| Jul 2018 | 1037.4865628790935 | -0.13 | 11.59 |
| Aug 2018 | 1038.9968514139769 | 0.15 | 12.20 |
| Sep 2018 | 1045.600096263228 | 0.64 | 13.21 |
| Oct 2018 | 1058.9322463726653 | 1.27 | 13.46 |
| Nov 2018 | 1064.0604949862989 | 0.48 | 12.81 |
| Dec 2018 | 1053.4163936851223 | -1.00 | 10.22 |
| Jan 2019 | 1031.691019755294 | -2.06 | 5.71 |
| Feb 2019 | 1037.9775045803178 | 0.61 | 3.41 |
| Mar 2019 | 1044.0044611843691 | 0.58 | 2.35 |
| Apr 2019 | 1043.4382692413747 | -0.05 | 1.57 |
| May 2019 | 1041.1971307950344 | -0.21 | 0.20 |
| Jun 2019 | 1024.7783629548678 | -1.58 | -1.35 |
| Jul 2019 | 1022.5146400498479 | -0.22 | -1.44 |
| Aug 2019 | 1013.6997680897147 | -0.86 | -2.43 |
| Sep 2019 | 1013.4382088947712 | -0.03 | -3.08 |
| Oct 2019 | 1020.8623834117855 | 0.73 | -3.59 |
| Nov 2019 | 1025.3177464430055 | 0.44 | -3.64 |
| Dec 2019 | 1031.9496953245916 | 0.65 | -2.04 |
| Jan 2020 | 1021.2245053925919 | -1.04 | -1.01 |
| Feb 2020 | 1019.182711615407 | -0.20 | -1.81 |
| Mar 2020 | 1025.412183146288 | 0.61 | -1.78 |
| Apr 2020 | 1018.6519862085036 | -0.66 | -2.37 |
| May 2020 | 1011.8702181263279 | -0.67 | -2.82 |
| Jun 2020 | 1002.9185979549228 | -0.88 | -2.13 |
| Jul 2020 | 991.3333272705306 | -1.15 | -3.05 |
| Aug 2020 | 988.6164123610276 | -0.27 | -2.47 |
| Sep 2020 | 993.8156288615965 | 0.53 | -1.94 |
| Oct 2020 | 1002.0443229826801 | 0.83 | -1.84 |
| Nov 2020 | 1012.8191484326574 | 1.08 | -1.22 |
| Dec 2020 | 1023.4799905996585 | 1.05 | -0.82 |
| Jan 2021 | 1001.6574103927392 | -2.13 | -1.92 |
| Feb 2021 | 1020.944420875082 | 1.93 | 0.17 |
| Mar 2021 | 1053.202173181415 | 3.16 | 2.71 |
| Apr 2021 | 1063.1440380700897 | 0.94 | 4.37 |
| May 2021 | 1066.8692481290668 | 0.35 | 5.44 |
| Jun 2021 | 1079.7745945667407 | 1.21 | 7.66 |
| Jul 2021 | 1083.1920418837426 | 0.32 | 9.27 |
| Aug 2021 | 1089.298973479913 | 0.56 | 10.18 |
| Sep 2021 | 1096.791829606547 | 0.69 | 10.36 |
| Oct 2021 | 1112.619311908023 | 1.44 | 11.04 |
| Nov 2021 | 1118.285343211695 | 0.51 | 10.41 |
| Dec 2021 | 1128.4101141868955 | 0.91 | 10.25 |
| Jan 2022 | 1169.3767723253861 | 3.63 | 16.74 |
| Feb 2022 | 1215.8169008053178 | 3.97 | 19.09 |
| Mar 2022 | 1274.1197683617138 | 4.80 | 20.98 |
| Apr 2022 | 1366.7010106968223 | 7.27 | 28.55 |
| May 2022 | 1404.4096612083572 | 2.76 | 31.64 |
| Jun 2022 | 1443.0853259564278 | 2.75 | 33.65 |
| Jul 2022 | 1436.9284700223561 | -0.43 | 32.66 |
| Aug 2022 | 1417.1640804811218 | -1.37 | 30.10 |
| Sep 2022 | 1494.7396536404003 | 5.47 | 36.28 |
| Oct 2022 | 1568.5532816183975 | 4.94 | 40.98 |
| Nov 2022 | 1561.591180949925 | -0.44 | 39.64 |
| Dec 2022 | 1524.401368751991 | -2.38 | 35.09 |
| Jan 2023 | 1519.6561751916793 | -0.31 | 29.95 |
| Feb 2023 | 1525.421490110119 | 0.38 | 25.47 |
| Mar 2023 | 1562.867341498312 | 2.46 | 22.66 |
| Apr 2023 | 1558.2535360115464 | -0.29 | 14.02 |
| May 2023 | 1583.4295129887173 | 1.62 | 12.75 |
| Jun 2023 | 1632.9250694466887 | 3.13 | 13.16 |
| Jul 2023 | 1666.6683066376527 | 2.07 | 15.99 |
| Aug 2023 | 1711.5642638362733 | 2.69 | 20.77 |
| Sep 2023 | 1742.4903398036213 | 1.81 | 16.58 |
| Oct 2023 | 1804.7238670027618 | 3.57 | 15.06 |
| Nov 2023 | 1799.6491333574945 | -0.28 | 15.25 |
| Dec 2023 | 1743.4228283035986 | -3.12 | 14.37 |
| Jan 2024 | 1717.7992767649662 | -1.47 | 13.04 |
| Feb 2024 | 1744.0018481027143 | 1.53 | 14.33 |
| Mar 2024 | 1767.3340584056632 | 1.34 | 13.08 |
| Apr 2024 | 1811.9574764819977 | 2.53 | 16.28 |
| May 2024 | 1841.1431582196312 | 1.61 | 16.28 |
| Jun 2024 | 1839.4134605637446 | -0.09 | 12.65 |
| Jul 2024 | 1843.446338660819 | 0.22 | 10.61 |
| Aug 2024 | 1813.5166839115193 | -1.62 | 5.96 |
| Sep 2024 | 1792.5371364514717 | -1.16 | 2.87 |
| Oct 2024 | 1829.925000725902 | 2.09 | 1.40 |
| Nov 2024 | 1883.2079999486552 | 2.91 | 4.64 |
| Dec 2024 | 1885.4489158898991 | 0.12 | 8.15 |
| Jan 2025 | 1926.9041687884387 | 2.20 | 12.17 |
| Feb 2025 | 1925.0317339062224 | -0.10 | 10.38 |
| Mar 2025 | 1910.0683750677372 | -0.78 | 8.08 |
| Apr 2025 | 1926.8164407442368 | 0.88 | 6.34 |
| May 2025 | 1944.7471090566137 | 0.93 | 5.63 |
| Jun 2025 | 1952.544629124795 | 0.40 | 6.15 |
| Jul 2025 | 1951.1669862528363 | -0.07 | 5.84 |
| Aug 2025 | 1945.4183400229285 | -0.29 | 7.27 |
| Sep 2025 | 1935.8508512230433 | -0.49 | 8.00 |
| Oct 2025 | 1937.3972619376548 | 0.08 | 5.87 |
| Nov 2025 | 1952.0729227569745 | 0.76 | 3.66 |
| Dec 2025 | 1964.2821412349163 | 0.63 | 4.18 |
| Jan 2026 | 1969.737366024167 | 0.28 | 2.22 |
| Feb 2026 | 1979.1478169907687 | 0.48 | 2.81 |
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