Sacramento, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Sacramento, CA Metro in February 2026 was $4,552.052. The month over month percentage change (MoM) was -0.41%, and the year over year percentage change (YoY) was -7.60%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Sacramento, CA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Sacramento, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Sacramento, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Sacramento, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Sacramento, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1434.0932768168195 | NaN | NaN |
| Feb 2012 | 1428.5816173676274 | -0.38 | NaN |
| Mar 2012 | 1436.9858843379184 | 0.59 | NaN |
| Apr 2012 | 1434.6744961575039 | -0.16 | NaN |
| May 2012 | 1426.2737393903797 | -0.59 | NaN |
| Jun 2012 | 1419.487752491157 | -0.48 | NaN |
| Jul 2012 | 1411.6750219430587 | -0.55 | NaN |
| Aug 2012 | 1426.2569650726577 | 1.03 | NaN |
| Sep 2012 | 1425.4167212881039 | -0.06 | NaN |
| Oct 2012 | 1430.0209508153575 | 0.32 | NaN |
| Nov 2012 | 1449.6145625265735 | 1.37 | NaN |
| Dec 2012 | 1475.1456816811426 | 1.76 | NaN |
| Jan 2013 | 1513.4016899006153 | 2.59 | 5.53 |
| Feb 2013 | 1558.4971983226135 | 2.98 | 9.09 |
| Mar 2013 | 1593.7586729070688 | 2.26 | 10.91 |
| Apr 2013 | 1611.414941715304 | 1.11 | 12.32 |
| May 2013 | 1663.7303713871572 | 3.25 | 16.65 |
| Jun 2013 | 1784.0299554490957 | 7.23 | 25.68 |
| Jul 2013 | 1871.0278351306877 | 4.88 | 32.54 |
| Aug 2013 | 1921.614501422296 | 2.70 | 34.73 |
| Sep 2013 | 1961.894084016356 | 2.10 | 37.64 |
| Oct 2013 | 1950.736505696684 | -0.57 | 36.41 |
| Nov 2013 | 1991.6439407138137 | 2.10 | 37.39 |
| Dec 2013 | 2046.3266799335559 | 2.75 | 38.72 |
| Jan 2014 | 2066.7170926160143 | 1.00 | 36.56 |
| Feb 2014 | 2059.073760365041 | -0.37 | 32.12 |
| Mar 2014 | 2082.751178431552 | 1.15 | 30.68 |
| Apr 2014 | 2099.9994213484365 | 0.83 | 30.32 |
| May 2014 | 2095.0479632270226 | -0.24 | 25.93 |
| Jun 2014 | 2102.781123570565 | 0.37 | 17.87 |
| Jul 2014 | 2101.341549623238 | -0.07 | 12.31 |
| Aug 2014 | 2096.604762306487 | -0.22 | 9.11 |
| Sep 2014 | 2107.098457758427 | 0.50 | 7.40 |
| Oct 2014 | 2094.3714076331516 | -0.60 | 7.36 |
| Nov 2014 | 2102.34215217057 | 0.38 | 5.56 |
| Dec 2014 | 2093.709896595141 | -0.41 | 2.32 |
| Jan 2015 | 2062.4026463027853 | -1.49 | -0.21 |
| Feb 2015 | 2084.0854551588454 | 1.05 | 1.22 |
| Mar 2015 | 2109.8280209445306 | 1.24 | 1.30 |
| Apr 2015 | 2107.9698825668233 | -0.09 | 0.38 |
| May 2015 | 2152.174906403005 | 2.10 | 2.73 |
| Jun 2015 | 2190.2034916293196 | 1.77 | 4.16 |
| Jul 2015 | 2209.2877581544462 | 0.87 | 5.14 |
| Aug 2015 | 2190.412850230817 | -0.85 | 4.47 |
| Sep 2015 | 2198.33712414884 | 0.36 | 4.33 |
| Oct 2015 | 2198.326014672849 | 0.00 | 4.96 |
| Nov 2015 | 2245.411929242106 | 2.14 | 6.81 |
| Dec 2015 | 2268.48870292993 | 1.03 | 8.35 |
| Jan 2016 | 2270.8696125369333 | 0.11 | 10.11 |
| Feb 2016 | 2251.968816769639 | -0.83 | 8.06 |
| Mar 2016 | 2276.590285630613 | 1.09 | 7.90 |
| Apr 2016 | 2274.7243298506214 | -0.08 | 7.91 |
| May 2016 | 2287.0568195790174 | 0.54 | 6.27 |
| Jun 2016 | 2293.197589933188 | 0.27 | 4.70 |
| Jul 2016 | 2277.3570585837265 | -0.69 | 3.08 |
| Aug 2016 | 2282.631678808178 | 0.23 | 4.21 |
| Sep 2016 | 2296.509832135018 | 0.61 | 4.47 |
| Oct 2016 | 2311.7918848028735 | 0.67 | 5.16 |
| Nov 2016 | 2387.5353088190873 | 3.28 | 6.33 |
| Dec 2016 | 2492.7413021406674 | 4.41 | 9.89 |
| Jan 2017 | 2498.4427069007143 | 0.23 | 10.02 |
| Feb 2017 | 2524.250398261316 | 1.03 | 12.09 |
| Mar 2017 | 2550.817903179858 | 1.05 | 12.05 |
| Apr 2017 | 2538.1957851129796 | -0.49 | 11.58 |
| May 2017 | 2546.1281885878834 | 0.31 | 11.33 |
| Jun 2017 | 2537.5448401981357 | -0.34 | 10.66 |
| Jul 2017 | 2562.2284704807103 | 0.97 | 12.51 |
| Aug 2017 | 2556.885055326463 | -0.21 | 12.02 |
| Sep 2017 | 2556.1066933697325 | -0.03 | 11.30 |
| Oct 2017 | 2594.862812562372 | 1.52 | 12.25 |
| Nov 2017 | 2621.012357430234 | 1.01 | 9.78 |
| Dec 2017 | 2649.5368402543563 | 1.09 | 6.29 |
| Jan 2018 | 2687.545028164677 | 1.44 | 7.57 |
| Feb 2018 | 2777.569897491363 | 3.35 | 10.04 |
| Mar 2018 | 2824.698952234174 | 1.70 | 10.74 |
| Apr 2018 | 2846.8084122446817 | 0.78 | 12.16 |
| May 2018 | 2891.4690560008594 | 1.57 | 13.56 |
| Jun 2018 | 2901.713822193654 | 0.35 | 14.35 |
| Jul 2018 | 2900.5354777886723 | -0.04 | 13.20 |
| Aug 2018 | 2908.965977981133 | 0.29 | 13.77 |
| Sep 2018 | 2929.321597860391 | 0.70 | 14.60 |
| Oct 2018 | 2981.109275324984 | 1.77 | 14.89 |
| Nov 2018 | 2992.4927213956717 | 0.38 | 14.17 |
| Dec 2018 | 2940.2832941757742 | -1.74 | 10.97 |
| Jan 2019 | 2917.4511152480723 | -0.78 | 8.56 |
| Feb 2019 | 2905.2173970708036 | -0.42 | 4.60 |
| Mar 2019 | 2894.2848414099935 | -0.38 | 2.46 |
| Apr 2019 | 2877.1203583306296 | -0.59 | 1.07 |
| May 2019 | 2868.552135636957 | -0.30 | -0.79 |
| Jun 2019 | 2810.1104659940456 | -2.04 | -3.16 |
| Jul 2019 | 2805.037161480922 | -0.18 | -3.29 |
| Aug 2019 | 2775.5540021103957 | -1.05 | -4.59 |
| Sep 2019 | 2779.533703935322 | 0.14 | -5.11 |
| Oct 2019 | 2808.3752109469924 | 1.04 | -5.79 |
| Nov 2019 | 2824.651504171692 | 0.58 | -5.61 |
| Dec 2019 | 2845.565753917178 | 0.74 | -3.22 |
| Jan 2020 | 2830.0381234573842 | -0.55 | -3.00 |
| Feb 2020 | 2810.0367562646543 | -0.71 | -3.28 |
| Mar 2020 | 2826.18598971689 | 0.57 | -2.35 |
| Apr 2020 | 2809.4280423393493 | -0.59 | -2.35 |
| May 2020 | 2799.0170744061475 | -0.37 | -2.42 |
| Jun 2020 | 2782.643501865606 | -0.58 | -0.98 |
| Jul 2020 | 2749.13629051796 | -1.20 | -1.99 |
| Aug 2020 | 2741.7301356206353 | -0.27 | -1.22 |
| Sep 2020 | 2757.650424489004 | 0.58 | -0.79 |
| Oct 2020 | 2782.058993894548 | 0.89 | -0.94 |
| Nov 2020 | 2812.066885924419 | 1.08 | -0.45 |
| Dec 2020 | 2841.8204983016417 | 1.06 | -0.13 |
| Jan 2021 | 2858.430414104197 | 0.58 | 1.00 |
| Feb 2021 | 2925.6969577227433 | 2.35 | 4.12 |
| Mar 2021 | 3046.2438717726523 | 4.12 | 7.79 |
| Apr 2021 | 3099.3385138967587 | 1.74 | 10.32 |
| May 2021 | 3137.273285778637 | 1.22 | 12.09 |
| Jun 2021 | 3202.856855878831 | 2.09 | 15.10 |
| Jul 2021 | 3227.9773067962674 | 0.78 | 17.42 |
| Aug 2021 | 3257.131129107357 | 0.90 | 18.80 |
| Sep 2021 | 3296.058424542599 | 1.20 | 19.52 |
| Oct 2021 | 3360.6706106059028 | 1.96 | 20.80 |
| Nov 2021 | 3385.543557531693 | 0.74 | 20.39 |
| Dec 2021 | 3426.2299375706616 | 1.20 | 20.57 |
| Jan 2022 | 3571.4418796807777 | 4.24 | 24.94 |
| Feb 2022 | 3731.9930425163298 | 4.50 | 27.56 |
| Mar 2022 | 3941.228268386535 | 5.61 | 29.38 |
| Apr 2022 | 4288.185250161828 | 8.80 | 38.36 |
| May 2022 | 4433.448430329904 | 3.39 | 41.32 |
| Jun 2022 | 4569.376903778265 | 3.07 | 42.67 |
| Jul 2022 | 4524.6637540475795 | -0.98 | 40.17 |
| Aug 2022 | 4416.460185144674 | -2.39 | 35.59 |
| Sep 2022 | 4675.49927898167 | 5.87 | 41.85 |
| Oct 2022 | 4903.1234091625465 | 4.87 | 45.90 |
| Nov 2022 | 4809.726650868459 | -1.90 | 42.07 |
| Dec 2022 | 4595.340078972375 | -4.46 | 34.12 |
| Jan 2023 | 4536.932095871392 | -1.27 | 27.03 |
| Feb 2023 | 4484.3111837164715 | -1.16 | 20.16 |
| Mar 2023 | 4556.860767310337 | 1.62 | 15.62 |
| Apr 2023 | 4482.938343083224 | -1.62 | 4.54 |
| May 2023 | 4519.495103638755 | 0.82 | 1.94 |
| Jun 2023 | 4640.196316604729 | 2.67 | 1.55 |
| Jul 2023 | 4713.052612426322 | 1.57 | 4.16 |
| Aug 2023 | 4828.75904150632 | 2.46 | 9.34 |
| Sep 2023 | 4898.121816105616 | 1.44 | 4.76 |
| Oct 2023 | 5067.68617149689 | 3.46 | 3.36 |
| Nov 2023 | 5008.1660681567155 | -1.17 | 4.13 |
| Dec 2023 | 4781.945569163956 | -4.52 | 4.06 |
| Jan 2024 | 4722.788699075461 | -1.24 | 4.10 |
| Feb 2024 | 4778.547184012796 | 1.18 | 6.56 |
| Mar 2024 | 4815.1602417542845 | 0.77 | 5.67 |
| Apr 2024 | 4907.416905978784 | 1.92 | 9.47 |
| May 2024 | 4955.525940923079 | 0.98 | 9.65 |
| Jun 2024 | 4909.478395531662 | -0.93 | 5.80 |
| Jul 2024 | 4886.17531991394 | -0.47 | 3.67 |
| Aug 2024 | 4756.3269491982455 | -2.66 | -1.50 |
| Sep 2024 | 4649.958673613023 | -2.24 | -5.07 |
| Oct 2024 | 4740.877256412103 | 1.96 | -6.45 |
| Nov 2024 | 4885.917912603777 | 3.06 | -2.44 |
| Dec 2024 | 4860.995898502738 | -0.51 | 1.65 |
| Jan 2025 | 4972.96586073818 | 2.30 | 5.30 |
| Feb 2025 | 4926.279872257361 | -0.94 | 3.09 |
| Mar 2025 | 4843.277305185137 | -1.68 | 0.58 |
| Apr 2025 | 4855.24904563873 | 0.25 | -1.06 |
| May 2025 | 4867.757793899546 | 0.26 | -1.77 |
| Jun 2025 | 4845.536154877319 | -0.46 | -1.30 |
| Jul 2025 | 4789.203907798129 | -1.16 | -1.98 |
| Aug 2025 | 4724.303171922321 | -1.35 | -0.67 |
| Sep 2025 | 4639.86664653806 | -1.79 | -0.22 |
| Oct 2025 | 4603.458780534199 | -0.78 | -2.90 |
| Nov 2025 | 4603.721568080927 | 0.01 | -5.78 |
| Dec 2025 | 4596.558954889994 | -0.16 | -5.44 |
| Jan 2026 | 4570.968435477237 | -0.56 | -8.08 |
| Feb 2026 | 4552.051835165973 | -0.41 | -7.60 |
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