Saginaw, MI (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Saginaw, MI Metro in February 2026 was $1,443.969. The month over month percentage change (MoM) was -0.14%, and the year over year percentage change (YoY) was 1.20%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Saginaw, MI metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Saginaw, MI metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Saginaw, MI (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Saginaw, MI (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Saginaw, MI (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 531.1328034341375 | NaN | NaN |
| Feb 2012 | 533.5283519415855 | 0.45 | NaN |
| Mar 2012 | 537.8440042458228 | 0.81 | NaN |
| Apr 2012 | 535.059017083005 | -0.52 | NaN |
| May 2012 | 527.9231969323428 | -1.33 | NaN |
| Jun 2012 | 521.3316786398398 | -1.25 | NaN |
| Jul 2012 | 516.7462573029239 | -0.88 | NaN |
| Aug 2012 | 518.5978010860179 | 0.36 | NaN |
| Sep 2012 | 516.3880582341142 | -0.43 | NaN |
| Oct 2012 | 513.8555173174518 | -0.49 | NaN |
| Nov 2012 | 514.5772546423667 | 0.14 | NaN |
| Dec 2012 | 515.5645321308463 | 0.19 | NaN |
| Jan 2013 | 519.4859012183584 | 0.76 | -2.19 |
| Feb 2013 | 525.4992087599072 | 1.16 | -1.50 |
| Mar 2013 | 528.6939815148098 | 0.61 | -1.70 |
| Apr 2013 | 524.2743483668228 | -0.84 | -2.02 |
| May 2013 | 526.2823095568333 | 0.38 | -0.31 |
| Jun 2013 | 545.0927642112008 | 3.57 | 4.56 |
| Jul 2013 | 558.0611440250062 | 2.38 | 8.00 |
| Aug 2013 | 564.6863773980501 | 1.19 | 8.89 |
| Sep 2013 | 567.8554211543052 | 0.56 | 9.97 |
| Oct 2013 | 558.0514493105683 | -1.73 | 8.60 |
| Nov 2013 | 560.9235287818907 | 0.52 | 9.01 |
| Dec 2013 | 570.7430957690171 | 1.75 | 10.70 |
| Jan 2014 | 583.3180647481661 | 2.20 | 12.29 |
| Feb 2014 | 579.8076201841545 | -0.60 | 10.34 |
| Mar 2014 | 581.9624177374744 | 0.37 | 10.07 |
| Apr 2014 | 582.9209397157337 | 0.17 | 11.19 |
| May 2014 | 578.9083766044243 | -0.69 | 10.00 |
| Jun 2014 | 580.1594064290358 | 0.22 | 6.43 |
| Jul 2014 | 582.6276875883436 | 0.43 | 4.40 |
| Aug 2014 | 583.7795778235441 | 0.20 | 3.38 |
| Sep 2014 | 586.4554488144286 | 0.46 | 3.28 |
| Oct 2014 | 580.6052725586278 | -1.00 | 4.04 |
| Nov 2014 | 580.167718985178 | -0.07 | 3.43 |
| Dec 2014 | 575.6051452596274 | -0.79 | 0.85 |
| Jan 2015 | 545.7628953823007 | -5.18 | -6.44 |
| Feb 2015 | 547.5259543877709 | 0.32 | -5.57 |
| Mar 2015 | 551.6535878256916 | 0.75 | -5.21 |
| Apr 2015 | 549.3386841978147 | -0.42 | -5.76 |
| May 2015 | 556.6190998248857 | 1.33 | -3.85 |
| Jun 2015 | 562.3182818909011 | 1.02 | -3.07 |
| Jul 2015 | 567.1031327056028 | 0.85 | -2.66 |
| Aug 2015 | 565.0243789723908 | -0.37 | -3.21 |
| Sep 2015 | 567.4424654290762 | 0.43 | -3.24 |
| Oct 2015 | 564.3890934084608 | -0.54 | -2.79 |
| Nov 2015 | 569.1941249572851 | 0.85 | -1.89 |
| Dec 2015 | 568.1491587058445 | -0.18 | -1.29 |
| Jan 2016 | 573.5331857215446 | 0.95 | 5.09 |
| Feb 2016 | 565.213167511868 | -1.45 | 3.23 |
| Mar 2016 | 565.7070115615642 | 0.09 | 2.55 |
| Apr 2016 | 561.7535862445733 | -0.70 | 2.26 |
| May 2016 | 560.6384268383467 | -0.20 | 0.72 |
| Jun 2016 | 560.5393777718042 | -0.02 | -0.32 |
| Jul 2016 | 555.842838918883 | -0.84 | -1.99 |
| Aug 2016 | 556.9201865877951 | 0.19 | -1.43 |
| Sep 2016 | 559.1075381820857 | 0.39 | -1.47 |
| Oct 2016 | 562.5990236761276 | 0.62 | -0.32 |
| Nov 2016 | 578.4441102748269 | 2.82 | 1.63 |
| Dec 2016 | 600.295504261336 | 3.78 | 5.66 |
| Jan 2017 | 595.6929632144698 | -0.77 | 3.86 |
| Feb 2017 | 598.4255883776879 | 0.46 | 5.88 |
| Mar 2017 | 603.1099386551854 | 0.78 | 6.61 |
| Apr 2017 | 601.9094845770561 | -0.20 | 7.15 |
| May 2017 | 607.1841671319196 | 0.88 | 8.30 |
| Jun 2017 | 608.0009421010452 | 0.14 | 8.47 |
| Jul 2017 | 615.5152060488497 | 1.24 | 10.74 |
| Aug 2017 | 616.4773646926291 | 0.16 | 10.69 |
| Sep 2017 | 617.3124234803406 | 0.14 | 10.41 |
| Oct 2017 | 625.0840035526294 | 1.26 | 11.11 |
| Nov 2017 | 629.6334862021829 | 0.73 | 8.85 |
| Dec 2017 | 635.504034974474 | 0.93 | 5.87 |
| Jan 2018 | 658.9235586877118 | 3.69 | 10.62 |
| Feb 2018 | 676.1173843608588 | 2.61 | 12.98 |
| Mar 2018 | 686.9017540510281 | 1.60 | 13.89 |
| Apr 2018 | 693.0152535135063 | 0.89 | 15.14 |
| May 2018 | 703.8959376575214 | 1.57 | 15.93 |
| Jun 2018 | 705.8502157902233 | 0.28 | 16.09 |
| Jul 2018 | 707.0533687500343 | 0.17 | 14.87 |
| Aug 2018 | 710.7978267721614 | 0.53 | 15.30 |
| Sep 2018 | 715.9621839806676 | 0.73 | 15.98 |
| Oct 2018 | 724.2218467437 | 1.15 | 15.86 |
| Nov 2018 | 726.0599769260516 | 0.25 | 15.32 |
| Dec 2018 | 717.0183984403081 | -1.25 | 12.83 |
| Jan 2019 | 715.2099542293665 | -0.25 | 8.54 |
| Feb 2019 | 719.7139878228247 | 0.63 | 6.45 |
| Mar 2019 | 726.0316219442129 | 0.88 | 5.70 |
| Apr 2019 | 730.1862266746762 | 0.57 | 5.36 |
| May 2019 | 733.657511446717 | 0.48 | 4.23 |
| Jun 2019 | 725.394634335898 | -1.13 | 2.77 |
| Jul 2019 | 725.8798032461431 | 0.07 | 2.66 |
| Aug 2019 | 720.844036438069 | -0.69 | 1.41 |
| Sep 2019 | 721.0610374198775 | 0.03 | 0.71 |
| Oct 2019 | 730.355820046278 | 1.29 | 0.85 |
| Nov 2019 | 737.6955979217852 | 1.00 | 1.60 |
| Dec 2019 | 745.9733118079146 | 1.12 | 4.04 |
| Jan 2020 | 754.4835925728844 | 1.14 | 5.49 |
| Feb 2020 | 750.7692566079348 | -0.49 | 4.32 |
| Mar 2020 | 756.1021633750013 | 0.71 | 4.14 |
| Apr 2020 | 756.4238290700492 | 0.04 | 3.59 |
| May 2020 | 756.8696203489801 | 0.06 | 3.16 |
| Jun 2020 | 754.5024555640719 | -0.31 | 4.01 |
| Jul 2020 | 748.6442622041197 | -0.78 | 3.14 |
| Aug 2020 | 749.9786034061019 | 0.18 | 4.04 |
| Sep 2020 | 758.8080708093978 | 1.18 | 5.24 |
| Oct 2020 | 769.408647748129 | 1.40 | 5.35 |
| Nov 2020 | 780.0726313376416 | 1.39 | 5.75 |
| Dec 2020 | 788.1037237497823 | 1.03 | 5.65 |
| Jan 2021 | 779.8296910376946 | -1.05 | 3.36 |
| Feb 2021 | 796.7826994500186 | 2.17 | 6.13 |
| Mar 2021 | 825.7423671177453 | 3.64 | 9.21 |
| Apr 2021 | 835.0661797360585 | 1.13 | 10.40 |
| May 2021 | 841.048074454425 | 0.72 | 11.12 |
| Jun 2021 | 854.4562300787953 | 1.59 | 13.25 |
| Jul 2021 | 856.543567152418 | 0.24 | 14.41 |
| Aug 2021 | 853.8116664371296 | -0.32 | 13.85 |
| Sep 2021 | 850.0679197694044 | -0.44 | 12.03 |
| Oct 2021 | 856.6206867690782 | 0.77 | 11.34 |
| Nov 2021 | 858.1313354813902 | 0.18 | 10.01 |
| Dec 2021 | 862.1447494602128 | 0.47 | 9.40 |
| Jan 2022 | 890.7820993628039 | 3.32 | 14.23 |
| Feb 2022 | 925.0624534298875 | 3.85 | 16.10 |
| Mar 2022 | 972.325528309887 | 5.11 | 17.75 |
| Apr 2022 | 1048.090213247468 | 7.79 | 25.51 |
| May 2022 | 1078.839244945627 | 2.93 | 28.27 |
| Jun 2022 | 1113.7407938394363 | 3.24 | 30.35 |
| Jul 2022 | 1115.8265392034978 | 0.19 | 30.27 |
| Aug 2022 | 1109.1275206793662 | -0.60 | 29.90 |
| Sep 2022 | 1181.8741299859157 | 6.56 | 39.03 |
| Oct 2022 | 1249.654683590333 | 5.74 | 45.88 |
| Nov 2022 | 1247.1766235521181 | -0.20 | 45.34 |
| Dec 2022 | 1216.7240718872306 | -2.44 | 41.13 |
| Jan 2023 | 1187.757733939317 | -2.38 | 33.34 |
| Feb 2023 | 1198.69076850964 | 0.92 | 29.58 |
| Mar 2023 | 1237.707508223351 | 3.26 | 27.29 |
| Apr 2023 | 1233.8602801961642 | -0.31 | 17.73 |
| May 2023 | 1249.7139841110982 | 1.29 | 15.84 |
| Jun 2023 | 1283.1599215262552 | 2.68 | 15.21 |
| Jul 2023 | 1301.949998185944 | 1.46 | 16.68 |
| Aug 2023 | 1329.4037295753214 | 2.11 | 19.86 |
| Sep 2023 | 1344.9506845800888 | 1.17 | 13.80 |
| Oct 2023 | 1386.8655939929624 | 3.12 | 10.98 |
| Nov 2023 | 1377.3329800876845 | -0.69 | 10.44 |
| Dec 2023 | 1331.6338668543272 | -3.32 | 9.44 |
| Jan 2024 | 1312.4022818745009 | -1.44 | 10.49 |
| Feb 2024 | 1337.424503922843 | 1.91 | 11.57 |
| Mar 2024 | 1355.1153033033374 | 1.32 | 9.49 |
| Apr 2024 | 1387.4134100041174 | 2.38 | 12.45 |
| May 2024 | 1402.1653651856127 | 1.06 | 12.20 |
| Jun 2024 | 1391.8939591013486 | -0.73 | 8.47 |
| Jul 2024 | 1384.2057171164402 | -0.55 | 6.32 |
| Aug 2024 | 1349.2518620856854 | -2.52 | 1.49 |
| Sep 2024 | 1324.539951922416 | -1.83 | -1.52 |
| Oct 2024 | 1347.7340703803518 | 1.75 | -2.82 |
| Nov 2024 | 1389.540255188448 | 3.10 | 0.89 |
| Dec 2024 | 1394.0553300832264 | 0.33 | 4.69 |
| Jan 2025 | 1429.5300579688453 | 2.55 | 8.93 |
| Feb 2025 | 1426.872217293524 | -0.19 | 6.69 |
| Mar 2025 | 1412.2585917049244 | -1.02 | 4.22 |
| Apr 2025 | 1421.2550259743716 | 0.64 | 2.44 |
| May 2025 | 1431.978586983764 | 0.76 | 2.13 |
| Jun 2025 | 1438.3031529454072 | 0.44 | 3.33 |
| Jul 2025 | 1444.235558152057 | 0.41 | 4.34 |
| Aug 2025 | 1447.6331309973834 | 0.24 | 7.29 |
| Sep 2025 | 1443.52507231472 | -0.28 | 8.98 |
| Oct 2025 | 1441.0293927546747 | -0.17 | 6.92 |
| Nov 2025 | 1445.8848711416483 | 0.34 | 4.06 |
| Dec 2025 | 1449.1653988669368 | 0.23 | 3.95 |
| Jan 2026 | 1445.994236074248 | -0.22 | 1.15 |
| Feb 2026 | 1443.9689441709165 | -0.14 | 1.20 |
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