Santa Rosa, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Santa Rosa, CA Metro in February 2026 was $6,156.54. The month over month percentage change (MoM) was -0.41%, and the year over year percentage change (YoY) was -7.98%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Santa Rosa, CA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Santa Rosa, CA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Santa Rosa, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Santa Rosa, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 2276.0454466453793 NaN NaN
Feb 2012 2267.1286124518824 -0.39 NaN
Mar 2012 2281.577773790593 0.64 NaN
Apr 2012 2273.105286210939 -0.37 NaN
May 2012 2250.5384466891633 -0.99 NaN
Jun 2012 2232.1805215427635 -0.82 NaN
Jul 2012 2219.3406443753274 -0.57 NaN
Aug 2012 2246.7795498065075 1.24 NaN
Sep 2012 2251.1634089538807 0.20 NaN
Oct 2012 2259.6505839468396 0.38 NaN
Nov 2012 2283.8454980767947 1.07 NaN
Dec 2012 2313.8782128407024 1.32 NaN
Jan 2013 27089.26357380087 1070.73 1090.19
Feb 2013 27620.520286140312 1.96 1118.30
Mar 2013 28154.24251873628 1.93 1133.98
Apr 2013 28632.902520175372 1.70 1159.64
May 2013 29193.60134310527 1.96 1197.18
Jun 2013 29922.63678020704 2.50 1240.51
Jul 2013 30582.08965711409 2.20 1277.98
Aug 2013 31117.870957016265 1.75 1285.00
Sep 2013 31609.688278430996 1.58 1304.15
Oct 2013 32011.172214980066 1.27 1316.64
Nov 2013 32456.607167938277 1.39 1321.14
Dec 2013 32805.55126828584 1.08 1317.77
Jan 2014 3010.869766740648 -90.82 -88.88
Feb 2014 3023.3567488553476 0.42 -89.05
Mar 2014 3081.445554746272 1.92 -89.05
Apr 2014 3119.397397851271 1.23 -89.11
May 2014 3110.2328416418386 -0.29 -89.35
Jun 2014 3125.574324983784 0.49 -89.55
Jul 2014 3133.7129249248464 0.26 -89.75
Aug 2014 3139.893345182827 0.20 -89.91
Sep 2014 3165.15760963141 0.81 -89.99
Oct 2014 3147.158641478575 -0.57 -90.17
Nov 2014 3158.8532641599886 0.37 -90.27
Dec 2014 3145.73365950226 -0.41 -90.41
Jan 2015 3112.397582827448 -1.06 3.37
Feb 2015 3156.334074436411 1.41 4.40
Mar 2015 3207.702665248022 1.63 4.10
Apr 2015 3214.8897669745234 0.22 3.06
May 2015 3290.876718636931 2.36 5.81
Jun 2015 3355.5380117713576 1.97 7.36
Jul 2015 3394.9229696785087 1.17 8.34
Aug 2015 3379.618471104298 -0.45 7.64
Sep 2015 3410.9023131467848 0.93 7.76
Oct 2015 3425.725385279201 0.44 8.85
Nov 2015 3508.400737547195 2.41 11.07
Dec 2015 3550.878203826036 1.21 12.88
Jan 2016 3540.416267455903 -0.29 13.75
Feb 2016 3507.712569856778 -0.92 11.13
Mar 2016 3540.655278090819 0.94 10.38
Apr 2016 3531.079537327304 -0.27 9.84
May 2016 3537.3912447714683 0.18 7.49
Jun 2016 3540.8557383749853 0.10 5.52
Jul 2016 3518.5251147685062 -0.63 3.64
Aug 2016 3534.0098251558356 0.44 4.57
Sep 2016 3547.7797681318575 0.39 4.01
Oct 2016 3559.9503207316525 0.34 3.92
Nov 2016 3668.972387756314 3.06 4.58
Dec 2016 3830.861816355084 4.41 7.89
Jan 2017 3831.174754885723 0.01 8.21
Feb 2017 3861.0655942473463 0.78 10.07
Mar 2017 3891.335510542952 0.78 9.90
Apr 2017 3864.5382559451373 -0.69 9.44
May 2017 3874.1239994929842 0.25 9.52
Jun 2017 3867.714184130644 -0.16 9.23
Jul 2017 3905.8872289164806 0.99 11.01
Aug 2017 3895.740396430936 -0.26 10.24
Sep 2017 3890.6068740762207 -0.13 9.66
Oct 2017 3948.478989068957 1.49 10.91
Nov 2017 3987.8872843390154 1.00 8.69
Dec 2017 4033.2443101978324 1.14 5.28
Jan 2018 4100.056979802483 1.66 7.02
Feb 2018 4258.418753037913 3.86 10.29
Mar 2018 4354.1933271304515 2.25 11.90
Apr 2018 4410.057990302226 1.28 14.12
May 2018 4501.838709725045 2.08 16.20
Jun 2018 4531.750660672287 0.66 17.17
Jul 2018 4533.037732558961 0.03 16.06
Aug 2018 4546.637148816858 0.30 16.71
Sep 2018 4569.76478086311 0.51 17.46
Oct 2018 4642.6654191352745 1.60 17.58
Nov 2018 4640.043318247515 -0.06 16.35
Dec 2018 4533.052633858173 -2.31 12.39
Jan 2019 4471.340965818149 -1.36 9.06
Feb 2019 4423.72647140881 -1.06 3.88
Mar 2019 4380.929235116398 -0.97 0.61
Apr 2019 4334.690456031908 -1.05 -1.71
May 2019 4309.809490442888 -0.57 -4.27
Jun 2019 4213.3853915108 -2.24 -7.02
Jul 2019 4197.269065793748 -0.38 -7.41
Aug 2019 4144.348469054923 -1.26 -8.85
Sep 2019 4141.821427360561 -0.06 -9.36
Oct 2019 4173.610415438402 0.77 -10.10
Nov 2019 4180.0498505271535 0.15 -9.91
Dec 2019 4192.302022095399 0.29 -7.52
Jan 2020 4178.569183841127 -0.33 -6.55
Feb 2020 4141.321604243389 -0.89 -6.38
Mar 2020 4158.641532102648 0.42 -5.07
Apr 2020 4125.603813948093 -0.79 -4.82
May 2020 4092.0861288994765 -0.81 -5.05
Jun 2020 4049.340130501896 -1.04 -3.89
Jul 2020 3982.428744915009 -1.65 -5.12
Aug 2020 3961.46829060311 -0.53 -4.41
Sep 2020 3972.9857562955485 0.29 -4.08
Oct 2020 3993.916378598508 0.53 -4.30
Nov 2020 4015.547114109083 0.54 -3.93
Dec 2020 4033.44546770124 0.45 -3.79
Jan 2021 4049.429059949413 0.40 -3.09
Feb 2021 4122.49002649549 1.80 -0.45
Mar 2021 4273.217196499455 3.66 2.76
Apr 2021 4328.38749906926 1.29 4.92
May 2021 4359.170321229724 0.71 6.53
Jun 2021 4420.515883435877 1.41 9.17
Jul 2021 4421.712924250486 0.03 11.03
Aug 2021 4424.128573473032 0.06 11.68
Sep 2021 4442.233585542369 0.41 11.81
Oct 2021 4496.537432345674 1.22 12.59
Nov 2021 4496.699517310676 0.00 11.98
Dec 2021 4522.292134611034 0.57 12.12
Jan 2022 4694.655353002773 3.81 15.93
Feb 2022 4893.10088032718 4.23 18.69
Mar 2022 5164.2822584878395 5.54 20.85
Apr 2022 5615.086552643785 8.73 29.73
May 2022 5795.734641936883 3.22 32.96
Jun 2022 5954.085664254166 2.73 34.69
Jul 2022 5879.960602734262 -1.25 32.98
Aug 2022 5742.176492266855 -2.34 29.79
Sep 2022 6113.899078199957 6.47 37.63
Oct 2022 6470.542432364179 5.83 43.90
Nov 2022 6400.027155960081 -1.09 42.33
Dec 2022 6164.548337768378 -3.68 36.32
Jan 2023 6125.676624666946 -0.63 30.48
Feb 2023 6098.89416222936 -0.44 24.64
Mar 2023 6236.98161901243 2.26 20.77
Apr 2023 6160.366156179191 -1.23 9.71
May 2023 6237.632569260086 1.25 7.63
Jun 2023 6419.716192079065 2.92 7.82
Jul 2023 6525.000236381149 1.64 10.97
Aug 2023 6674.710324604487 2.29 16.24
Sep 2023 6760.999985048563 1.29 10.58
Oct 2023 6993.144887913558 3.43 8.08
Nov 2023 6898.079240377958 -1.36 7.78
Dec 2023 6569.769771686139 -4.76 6.57
Jan 2024 6480.822586913981 -1.35 5.80
Feb 2024 6550.364387405231 1.07 7.40
Mar 2024 6595.330713562263 0.69 5.75
Apr 2024 6726.866623759791 1.99 9.20
May 2024 6795.737176210703 1.02 8.95
Jun 2024 6730.16796038595 -0.96 4.84
Jul 2024 6687.117454076611 -0.64 2.49
Aug 2024 6503.02693488904 -2.75 -2.57
Sep 2024 6352.102939089604 -2.32 -6.05
Oct 2024 6469.340045060615 1.85 -7.49
Nov 2024 6658.553442057636 2.93 -3.47
Dec 2024 6613.355002917362 -0.68 0.66
Jan 2025 6761.212977674795 2.24 4.33
Feb 2025 6690.62565558443 -1.04 2.14
Mar 2025 6573.094332898529 -1.76 -0.34
Apr 2025 6586.127913931125 0.20 -2.09
May 2025 6603.992155887841 0.27 -2.82
Jun 2025 6572.336625951956 -0.48 -2.35
Jul 2025 6492.397531459888 -1.22 -2.91
Aug 2025 6392.148880478433 -1.54 -1.70
Sep 2025 6264.021623360051 -2.00 -1.39
Oct 2025 6212.934037948131 -0.82 -3.96
Nov 2025 6217.063401754196 0.07 -6.63
Dec 2025 6215.652138569778 -0.02 -6.01
Jan 2026 6181.854300098852 -0.54 -8.57
Feb 2026 6156.539647839347 -0.41 -7.98