Sioux Falls, SD (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Sioux Falls, SD Metro in February 2026 was $2,816.17. The month over month percentage change (MoM) was -0.04%, and the year over year percentage change (YoY) was -3.95%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Sioux Falls, SD metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Sioux Falls, SD metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Sioux Falls, SD (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Sioux Falls, SD (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1127.9969586724105 NaN NaN
Feb 2012 1127.3371303432032 -0.06 NaN
Mar 2012 1136.7093784016815 0.83 NaN
Apr 2012 1138.2456014804789 0.14 NaN
May 2012 1135.1859824562464 -0.27 NaN
Jun 2012 1131.4699407153266 -0.33 NaN
Jul 2012 1129.535281659503 -0.17 NaN
Aug 2012 1142.197515011385 1.12 NaN
Sep 2012 1139.7766219850055 -0.21 NaN
Oct 2012 1133.068346846646 -0.59 NaN
Nov 2012 1131.5731433543065 -0.13 NaN
Dec 2012 1131.7669786546983 0.02 NaN
Jan 2013 1131.2145937972966 -0.05 0.28
Feb 2013 1146.1677147493774 1.32 1.67
Mar 2013 1155.976905241721 0.86 1.70
Apr 2013 1152.4731951326444 -0.30 1.25
May 2013 1167.2076758908388 1.28 2.82
Jun 2013 1220.2693654649588 4.55 7.85
Jul 2013 1253.2249476331215 2.70 10.95
Aug 2013 1267.0907578701824 1.11 10.93
Sep 2013 1275.9791266765824 0.70 11.95
Oct 2013 1254.5947429053306 -1.68 10.73
Nov 2013 1264.0622712909633 0.76 11.71
Dec 2013 1285.3794860169933 1.69 13.57
Jan 2014 1278.256683605795 -0.55 13.00
Feb 2014 1267.1536941991317 -0.87 10.56
Mar 2014 1272.803850081202 0.45 10.11
Apr 2014 1275.0109885197608 0.17 10.63
May 2014 1266.162328334915 -0.69 8.48
Jun 2014 1268.094719071415 0.15 3.92
Jul 2014 1270.7442649799011 0.21 1.40
Aug 2014 1274.356037848926 0.28 0.57
Sep 2014 1283.0986438738069 0.69 0.56
Oct 2014 1273.116889869098 -0.78 1.48
Nov 2014 1271.3424833354704 -0.14 0.58
Dec 2014 1261.5685837771766 -0.77 -1.85
Jan 2015 1258.571183227603 -0.24 -1.54
Feb 2015 1268.8619406166 0.82 0.14
Mar 2015 1281.6142700693586 1.00 0.69
Apr 2015 1279.3309309214128 -0.18 0.34
May 2015 1303.2581859493316 1.87 2.93
Jun 2015 1325.6691172915944 1.72 4.54
Jul 2015 1340.8563114690423 1.15 5.52
Aug 2015 1336.7967409724001 -0.30 4.90
Sep 2015 1344.8422481781113 0.60 4.81
Oct 2015 1344.8362653524027 0.00 5.63
Nov 2015 1366.0094672669209 1.57 7.45
Dec 2015 1373.7517926233331 0.57 8.89
Jan 2016 1368.8102873122807 -0.36 8.76
Feb 2016 1353.4211990337926 -1.12 6.66
Mar 2016 1361.6084253066695 0.61 6.24
Apr 2016 1356.8345708569586 -0.35 6.06
May 2016 1361.5122185497974 0.35 4.47
Jun 2016 1363.8161382882759 0.17 2.88
Jul 2016 1354.9322484474505 -0.65 1.05
Aug 2016 1357.3786878307735 0.18 1.54
Sep 2016 1364.3192178546142 0.51 1.45
Oct 2016 1369.86997520095 0.41 1.86
Nov 2016 1404.5561809936207 2.53 2.82
Dec 2016 1452.3289737086907 3.40 5.72
Jan 2017 1448.2037448984715 -0.28 5.80
Feb 2017 1454.4119258666258 0.43 7.46
Mar 2017 1463.845174421016 0.65 7.51
Apr 2017 1456.1715243009387 -0.52 7.32
May 2017 1461.3881019927985 0.36 7.34
Jun 2017 1457.8673387848949 -0.24 6.90
Jul 2017 1469.9393949611017 0.83 8.49
Aug 2017 1464.9817351715728 -0.34 7.93
Sep 2017 1461.7412804371418 -0.22 7.14
Oct 2017 1478.1394022097968 1.12 7.90
Nov 2017 1489.623204815712 0.78 6.06
Dec 2017 1501.5624809614312 0.80 3.39
Jan 2018 1495.8607408228945 -0.38 3.29
Feb 2018 1533.3993691297283 2.51 5.43
Mar 2018 1549.8298421847026 1.07 5.87
Apr 2018 1557.9286998902362 0.52 6.99
May 2018 1579.7655041902667 1.40 8.10
Jun 2018 1585.5330049234294 0.37 8.76
Jul 2018 1589.7081999173572 0.26 8.15
Aug 2018 1600.2889819189536 0.67 9.24
Sep 2018 1617.2010757985486 1.06 10.64
Oct 2018 1646.0237990717121 1.78 11.36
Nov 2018 1655.42449140337 0.57 11.13
Dec 2018 1633.769369103784 -1.31 8.81
Jan 2019 1609.7026537738498 -1.47 7.61
Feb 2019 1606.3309265356315 -0.21 4.76
Mar 2019 1602.8262020325556 -0.22 3.42
Apr 2019 1598.6673613562562 -0.26 2.62
May 2019 1600.325905878672 0.10 1.30
Jun 2019 1577.250163808142 -1.44 -0.52
Jul 2019 1580.2358085838327 0.19 -0.60
Aug 2019 1568.4954242283388 -0.74 -1.99
Sep 2019 1571.9294855667358 0.22 -2.80
Oct 2019 1587.9533699132626 1.02 -3.53
Nov 2019 1596.430576007702 0.53 -3.56
Dec 2019 1608.0893404439962 0.73 -1.57
Jan 2020 1606.532542412536 -0.10 -0.20
Feb 2020 1590.9925996469015 -0.97 -0.95
Mar 2020 1593.8950006854338 0.18 -0.56
Apr 2020 1582.697453698979 -0.70 -1.00
May 2020 1579.8452382723187 -0.18 -1.28
Jun 2020 1576.1412995243759 -0.23 -0.07
Jul 2020 1565.6629476374314 -0.66 -0.92
Aug 2020 1567.5864637730656 0.12 -0.06
Sep 2020 1578.5691027602054 0.70 0.42
Oct 2020 1588.6982892580977 0.64 0.05
Nov 2020 1597.2798442799756 0.54 0.05
Dec 2020 1601.8220561949665 0.28 -0.39
Jan 2021 1599.0906415284824 -0.17 -0.46
Feb 2021 1624.1734689464995 1.57 2.09
Mar 2021 1677.4993660503021 3.28 5.25
Apr 2021 1696.9391728111348 1.16 7.22
May 2021 1710.2266271097942 0.78 8.25
Jun 2021 1739.593063756648 1.72 10.37
Jul 2021 1753.7418422432584 0.81 12.01
Aug 2021 1771.1749700100263 0.99 12.99
Sep 2021 1793.3793436892372 1.25 13.61
Oct 2021 1827.8174614439476 1.92 15.05
Nov 2021 1842.3021152148965 0.79 15.34
Dec 2021 1866.3353892523678 1.31 16.51
Jan 2022 1934.5560596416015 3.66 20.98
Feb 2022 2012.910719531081 4.05 23.93
Mar 2022 2113.6269495971283 5.00 26.00
Apr 2022 2286.529373421544 8.18 34.74
May 2022 2364.8695927013123 3.43 38.28
Jun 2022 2444.3244586305514 3.36 40.51
Jul 2022 2440.6114239900508 -0.15 39.17
Aug 2022 2410.2551938468114 -1.24 36.08
Sep 2022 2570.6862938048885 6.66 43.34
Oct 2022 2720.537466544052 5.83 48.84
Nov 2022 2703.407394386327 -0.63 46.74
Dec 2022 2620.7865590368538 -3.06 40.42
Jan 2023 2613.7356933500487 -0.27 35.11
Feb 2023 2610.065566189206 -0.14 29.67
Mar 2023 2671.890319468806 2.37 26.41
Apr 2023 2648.832622655409 -0.86 15.85
May 2023 2681.344851559967 1.23 13.38
Jun 2023 2754.915988233478 2.74 12.71
Jul 2023 2791.1787913324174 1.32 14.36
Aug 2023 2844.6947110042383 1.92 18.02
Sep 2023 2871.0214931300707 0.93 11.68
Oct 2023 2958.1626604258977 3.04 8.73
Nov 2023 2928.4428895581877 -1.00 8.32
Dec 2023 2808.1236409947355 -4.11 7.15
Jan 2024 2766.7254754862747 -1.47 5.85
Feb 2024 2805.329412709326 1.40 7.48
Mar 2024 2834.073500817093 1.02 6.07
Apr 2024 2888.959057434975 1.94 9.07
May 2024 2914.016654491664 0.87 8.68
Jun 2024 2884.46509638684 -1.01 4.70
Jul 2024 2867.897822567817 -0.57 2.75
Aug 2024 2797.000172888088 -2.47 -1.68
Sep 2024 2747.389448295418 -1.77 -4.31
Oct 2024 2805.8597520255958 2.13 -5.15
Nov 2024 2892.1601752583924 3.08 -1.24
Dec 2024 2885.1676525781622 -0.24 2.74
Jan 2025 2947.4076795574974 2.16 6.53
Feb 2025 2931.891113180877 -0.53 4.51
Mar 2025 2895.9994513383344 -1.22 2.19
Apr 2025 2913.566104682619 0.61 0.85
May 2025 2931.0097621503446 0.60 0.58
Jun 2025 2929.61992067524 -0.05 1.57
Jul 2025 2906.894338030048 -0.78 1.36
Aug 2025 2881.9727128506593 -0.86 3.04
Sep 2025 2847.338105841066 -1.20 3.64
Oct 2025 2832.3350763613785 -0.53 0.94
Nov 2025 2832.2734831591424 0.00 -2.07
Dec 2025 2826.6863640948836 -0.20 -2.03
Jan 2026 2817.420738154786 -0.33 -4.41
Feb 2026 2816.1700156406814 -0.04 -3.95