South Bend, IN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the South Bend, IN Metro in February 2026 was $1,848.158. The month over month percentage change (MoM) was 0.28%, and the year over year percentage change (YoY) was -1.59%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the South Bend, IN metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the South Bend, IN metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
South Bend, IN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
South Bend, IN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 691.8946659999361 NaN NaN
Feb 2012 689.1264786305981 -0.40 NaN
Mar 2012 692.1603784050122 0.44 NaN
Apr 2012 693.4074455538132 0.18 NaN
May 2012 691.0016365359621 -0.35 NaN
Jun 2012 689.6360072617359 -0.20 NaN
Jul 2012 685.4138691152125 -0.61 NaN
Aug 2012 687.8178607663681 0.35 NaN
Sep 2012 680.8196163063903 -1.02 NaN
Oct 2012 673.6141631282458 -1.06 NaN
Nov 2012 671.5069222148472 -0.31 NaN
Dec 2012 672.1230638380194 0.09 NaN
Jan 2013 672.3389088017482 0.03 -2.83
Feb 2013 681.0080205390715 1.29 -1.18
Mar 2013 685.1610189744548 0.61 -1.01
Apr 2013 684.2614758699696 -0.13 -1.32
May 2013 693.9821467681768 1.42 0.43
Jun 2013 727.4800383951601 4.83 5.49
Jul 2013 748.4519119583807 2.88 9.20
Aug 2013 759.40448555835 1.46 10.41
Sep 2013 765.304757709974 0.78 12.41
Oct 2013 751.195550358866 -1.84 11.52
Nov 2013 754.582027234217 0.45 12.37
Dec 2013 766.3866893157365 1.56 14.03
Jan 2014 764.5590174279226 -0.24 13.72
Feb 2014 757.7153633236793 -0.89 11.26
Mar 2014 759.1799610363724 0.19 10.80
Apr 2014 762.1241166098887 0.39 11.38
May 2014 757.3975921028009 -0.62 9.14
Jun 2014 761.3237289191603 0.52 4.65
Jul 2014 763.3128348602131 0.26 1.99
Aug 2014 765.2830359287092 0.26 0.77
Sep 2014 768.3242812097385 0.40 0.40
Oct 2014 759.3761351867975 -1.16 1.09
Nov 2014 754.1450169305142 -0.69 -0.06
Dec 2014 746.0620937752386 -1.07 -2.65
Jan 2015 1614.5190027735848 116.41 111.17
Feb 2015 1616.9630116610806 0.15 113.40
Mar 2015 1618.494058709086 0.10 113.19
Apr 2015 1617.790271447916 -0.04 112.27
May 2015 1633.7086954117112 0.98 115.70
Jun 2015 1651.098592964229 1.06 116.87
Jul 2015 1661.551100071832 0.63 117.68
Aug 2015 1663.9265953812137 0.14 117.43
Sep 2015 1670.1762202433492 0.38 117.38
Oct 2015 1672.7622510679466 0.16 120.28
Nov 2015 1684.9326166389756 0.73 123.42
Dec 2015 1696.0056448036903 0.66 127.33
Jan 2016 756.3714928197013 -55.40 -53.15
Feb 2016 750.4321810697622 -0.78 -53.59
Mar 2016 755.6785116661715 0.70 -53.31
Apr 2016 754.8246623943323 -0.11 -53.34
May 2016 758.067281358823 0.43 -53.60
Jun 2016 761.092877039922 0.40 -53.90
Jul 2016 756.4788155713292 -0.61 -54.47
Aug 2016 761.0457200148178 0.60 -54.26
Sep 2016 768.2580611197097 0.95 -54.00
Oct 2016 776.6783491242585 1.10 -53.57
Nov 2016 800.5923942356158 3.08 -52.48
Dec 2016 832.2644317402974 3.96 -50.93
Jan 2017 831.7867027082118 -0.06 9.97
Feb 2017 834.5755316479963 0.34 11.21
Mar 2017 838.3143843452804 0.45 10.94
Apr 2017 833.0681112583459 -0.63 10.37
May 2017 836.006020313724 0.35 10.28
Jun 2017 834.6410791322712 -0.16 9.66
Jul 2017 843.655328403302 1.08 11.52
Aug 2017 843.2993334167601 -0.04 10.81
Sep 2017 844.232315108769 0.11 9.89
Oct 2017 855.8085394892084 1.37 10.19
Nov 2017 863.0698611827286 0.85 7.80
Dec 2017 869.0792376966544 0.70 4.42
Jan 2018 874.2945812265181 0.60 5.11
Feb 2018 900.5868601457946 3.01 7.91
Mar 2018 917.8847418165387 1.92 9.49
Apr 2018 928.3513022781112 1.14 11.44
May 2018 942.5869806161692 1.53 12.75
Jun 2018 943.9151409430377 0.14 13.09
Jul 2018 943.0833758958718 -0.09 11.79
Aug 2018 947.223508310789 0.44 12.32
Sep 2018 956.1937642916122 0.95 13.26
Oct 2018 973.9400839514889 1.86 13.80
Nov 2018 980.9639426028439 0.72 13.66
Dec 2018 968.6918603704786 -1.25 11.46
Jan 2019 973.238948653023 0.47 11.32
Feb 2019 972.899146875149 -0.04 8.03
Mar 2019 973.3380745970636 0.05 6.04
Apr 2019 970.1423097696807 -0.33 4.50
May 2019 967.9079360493549 -0.23 2.69
Jun 2019 949.1775124373236 -1.93 0.56
Jul 2019 948.6065173920641 -0.06 0.59
Aug 2019 942.019782009255 -0.69 -0.55
Sep 2019 945.0210715339963 0.32 -1.17
Oct 2019 956.3352488183856 1.20 -1.81
Nov 2019 962.971206401101 0.69 -1.83
Dec 2019 971.7511981682635 0.91 0.32
Jan 2020 961.0103745336239 -1.10 -1.26
Feb 2020 956.7552132727437 -0.44 -1.66
Mar 2020 964.0107384947539 0.76 -0.96
Apr 2020 961.8444027783792 -0.22 -0.85
May 2020 962.308017528737 0.05 -0.58
Jun 2020 960.0710594790883 -0.23 1.15
Jul 2020 950.347049201181 -1.01 0.18
Aug 2020 947.0064271002493 -0.35 0.53
Sep 2020 951.1915106903261 0.44 0.65
Oct 2020 958.0654772741674 0.72 0.18
Nov 2020 967.155056723092 0.95 0.43
Dec 2020 974.759021753154 0.79 0.31
Jan 2021 989.5898720214359 1.52 2.97
Feb 2021 1008.2324243447247 1.88 5.38
Mar 2021 1044.7041621946296 3.62 8.37
Apr 2021 1059.1356594664092 1.38 10.12
May 2021 1067.948256610996 0.83 10.98
Jun 2021 1086.4796120669052 1.74 13.17
Jul 2021 1089.7915532023746 0.31 14.67
Aug 2021 1092.3807999550252 0.24 15.35
Sep 2021 1095.013979209181 0.24 15.12
Oct 2021 1108.4088336633695 1.22 15.69
Nov 2021 1111.8931857446069 0.31 14.97
Dec 2021 1123.180806472863 1.01 15.23
Jan 2022 1164.9462864986824 3.72 17.72
Feb 2022 1214.6097824153103 4.26 20.47
Mar 2022 1277.7911176047355 5.20 22.31
Apr 2022 1385.1816155448591 8.40 30.78
May 2022 1430.1714908699603 3.25 33.92
Jun 2022 1478.3038238128788 3.37 36.06
Jul 2022 1473.0250179189795 -0.36 35.17
Aug 2022 1454.2863043147433 -1.27 33.13
Sep 2022 1553.327522500429 6.81 41.86
Oct 2022 1646.1043333085483 5.97 48.51
Nov 2022 1635.6169119251504 -0.64 47.10
Dec 2022 1585.4542162920493 -3.07 41.16
Jan 2023 1589.4127772400961 0.25 36.44
Feb 2023 1593.2728871859092 0.24 31.18
Mar 2023 1636.8257023000047 2.73 28.10
Apr 2023 1626.6696806150492 -0.62 17.43
May 2023 1652.470714875903 1.59 15.54
Jun 2023 1705.4925667467976 3.21 15.37
Jul 2023 1736.3072707891633 1.81 17.87
Aug 2023 1780.649087603475 2.55 22.44
Sep 2023 1808.4303874609086 1.56 16.42
Oct 2023 1870.2251740113988 3.42 13.62
Nov 2023 1849.1098995394511 -1.13 13.05
Dec 2023 1767.5912695741426 -4.41 11.49
Jan 2024 1741.8670961930172 -1.45 9.59
Feb 2024 1766.577706459943 1.42 10.88
Mar 2024 1787.5405264806661 1.19 9.21
Apr 2024 1829.3084797801548 2.34 12.46
May 2024 1853.7676264357676 1.34 12.18
Jun 2024 1844.4714157417984 -0.50 8.15
Jul 2024 1839.5506508563626 -0.27 5.95
Aug 2024 1794.545277229709 -2.45 0.78
Sep 2024 1759.3570305644537 -1.96 -2.71
Oct 2024 1795.1645272107091 2.04 -4.01
Nov 2024 1850.0454543642943 3.06 0.05
Dec 2024 1845.9959245534576 -0.22 4.44
Jan 2025 1882.5250356482302 1.98 8.07
Feb 2025 1878.0486354540512 -0.24 6.31
Mar 2025 1858.4386841384417 -1.04 3.97
Apr 2025 1870.006204939532 0.62 2.23
May 2025 1883.1939010541819 0.71 1.59
Jun 2025 1884.9934506036348 0.10 2.20
Jul 2025 1876.8281679573788 -0.43 2.03
Aug 2025 1863.941769227545 -0.69 3.87
Sep 2025 1844.28886770057 -1.05 4.83
Oct 2025 1836.5678595030458 -0.42 2.31
Nov 2025 1840.9615741940438 0.24 -0.49
Dec 2025 1843.5676837545445 0.14 -0.13
Jan 2026 1842.939531413598 -0.03 -2.10
Feb 2026 1848.1584840523144 0.28 -1.59