Spokane, WA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Spokane, WA Metro in February 2026 was $3,289.398. The month over month percentage change (MoM) was -0.33%, and the year over year percentage change (YoY) was -5.17%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Spokane, WA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Spokane, WA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Spokane, WA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Spokane, WA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Spokane, WA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 962.8939856993201 | NaN | NaN |
| Feb 2012 | 962.108960404699 | -0.08 | NaN |
| Mar 2012 | 968.0962355093873 | 0.62 | NaN |
| Apr 2012 | 960.1775151793152 | -0.82 | NaN |
| May 2012 | 945.855817211754 | -1.49 | NaN |
| Jun 2012 | 931.3913742545709 | -1.53 | NaN |
| Jul 2012 | 917.5379682486126 | -1.49 | NaN |
| Aug 2012 | 919.2976365065678 | 0.19 | NaN |
| Sep 2012 | 909.8834953778801 | -1.02 | NaN |
| Oct 2012 | 901.6653158181186 | -0.90 | NaN |
| Nov 2012 | 902.2647866258267 | 0.07 | NaN |
| Dec 2012 | 906.7990628376906 | 0.50 | NaN |
| Jan 2013 | 1090.7155356682263 | 20.28 | 13.28 |
| Feb 2013 | 1106.1602473670348 | 1.42 | 14.97 |
| Mar 2013 | 1110.9378629517005 | 0.43 | 14.76 |
| Apr 2013 | 1103.3534024853293 | -0.68 | 14.91 |
| May 2013 | 1114.816149736403 | 1.04 | 17.86 |
| Jun 2013 | 1166.2440687607468 | 4.61 | 25.22 |
| Jul 2013 | 1197.1056626164536 | 2.65 | 30.47 |
| Aug 2013 | 1206.1381503666626 | 0.76 | 31.20 |
| Sep 2013 | 1209.2060090887223 | 0.25 | 32.90 |
| Oct 2013 | 1183.8426833383248 | -2.10 | 31.30 |
| Nov 2013 | 1192.7575642013203 | 0.75 | 32.20 |
| Dec 2013 | 1218.6965066667392 | 2.17 | 34.40 |
| Jan 2014 | 1218.7651096973236 | 0.01 | 11.74 |
| Feb 2014 | 1212.131904900861 | -0.54 | 9.58 |
| Mar 2014 | 1217.6593146061887 | 0.46 | 9.61 |
| Apr 2014 | 1220.5723359126669 | 0.24 | 10.62 |
| May 2014 | 1210.285284375372 | -0.84 | 8.56 |
| Jun 2014 | 1209.7061666899128 | -0.05 | 3.73 |
| Jul 2014 | 1208.9703208362994 | -0.06 | 0.99 |
| Aug 2014 | 1209.5214588660651 | 0.05 | 0.28 |
| Sep 2014 | 1216.1567789710766 | 0.55 | 0.57 |
| Oct 2014 | 1205.5575273314398 | -0.87 | 1.83 |
| Nov 2014 | 1204.6824348489138 | -0.07 | 1.00 |
| Dec 2014 | 1198.7479290132965 | -0.49 | -1.64 |
| Jan 2015 | 1174.1942342512373 | -2.05 | -3.66 |
| Feb 2015 | 1183.5085187657628 | 0.79 | -2.36 |
| Mar 2015 | 1191.9192029911173 | 0.71 | -2.11 |
| Apr 2015 | 1188.2299943708617 | -0.31 | -2.65 |
| May 2015 | 1209.5328150950863 | 1.79 | -0.06 |
| Jun 2015 | 1230.0888104805772 | 1.70 | 1.69 |
| Jul 2015 | 1244.4107628852921 | 1.16 | 2.93 |
| Aug 2015 | 1239.896220170344 | -0.36 | 2.51 |
| Sep 2015 | 1248.1918188239406 | 0.67 | 2.63 |
| Oct 2015 | 1249.0462636217596 | 0.07 | 3.61 |
| Nov 2015 | 1273.112055133322 | 1.93 | 5.68 |
| Dec 2015 | 1286.6678620811454 | 1.07 | 7.33 |
| Jan 2016 | 1288.347596280203 | 0.13 | 9.72 |
| Feb 2016 | 1278.3474204671052 | -0.78 | 8.01 |
| Mar 2016 | 1288.7212040256209 | 0.81 | 8.12 |
| Apr 2016 | 1285.8013023401072 | -0.23 | 8.21 |
| May 2016 | 1290.0870568046546 | 0.33 | 6.66 |
| Jun 2016 | 1292.845222825088 | 0.21 | 5.10 |
| Jul 2016 | 1285.9499290938425 | -0.53 | 3.34 |
| Aug 2016 | 1292.3368960903554 | 0.50 | 4.23 |
| Sep 2016 | 1302.3562542713662 | 0.78 | 4.34 |
| Oct 2016 | 1313.1428625674114 | 0.83 | 5.13 |
| Nov 2016 | 1355.6556604328728 | 3.24 | 6.48 |
| Dec 2016 | 1415.0345272737097 | 4.38 | 9.98 |
| Jan 2017 | 1422.9726931036541 | 0.56 | 10.45 |
| Feb 2017 | 1441.0731542127905 | 1.27 | 12.73 |
| Mar 2017 | 1460.339312146723 | 1.34 | 13.32 |
| Apr 2017 | 1457.3593828226094 | -0.20 | 13.34 |
| May 2017 | 1464.321473255844 | 0.48 | 13.51 |
| Jun 2017 | 1462.5898419519037 | -0.12 | 13.13 |
| Jul 2017 | 1479.603727513042 | 1.16 | 15.06 |
| Aug 2017 | 1478.406861809071 | -0.08 | 14.40 |
| Sep 2017 | 1478.2675335828771 | -0.01 | 13.51 |
| Oct 2017 | 1495.413217925508 | 1.16 | 13.88 |
| Nov 2017 | 1506.1360720683556 | 0.72 | 11.10 |
| Dec 2017 | 1518.8924801591074 | 0.85 | 7.34 |
| Jan 2018 | 1508.0378865892371 | -0.71 | 5.98 |
| Feb 2018 | 1559.4533143913532 | 3.41 | 8.22 |
| Mar 2018 | 1591.4873474318595 | 2.05 | 8.98 |
| Apr 2018 | 1613.154245521807 | 1.36 | 10.69 |
| May 2018 | 1645.532801455157 | 2.01 | 12.38 |
| Jun 2018 | 1658.351282148827 | 0.78 | 13.39 |
| Jul 2018 | 1670.762633612906 | 0.75 | 12.92 |
| Aug 2018 | 1691.828685127269 | 1.26 | 14.44 |
| Sep 2018 | 1718.6211836720254 | 1.58 | 16.26 |
| Oct 2018 | 1757.1208901045084 | 2.24 | 17.50 |
| Nov 2018 | 1772.4192554537628 | 0.87 | 17.68 |
| Dec 2018 | 1751.943245282853 | -1.15 | 15.34 |
| Jan 2019 | 1718.7399877644036 | -1.89 | 13.97 |
| Feb 2019 | 1719.813447929601 | 0.06 | 10.28 |
| Mar 2019 | 1725.0934243225447 | 0.31 | 8.40 |
| Apr 2019 | 1732.5818366998915 | 0.43 | 7.40 |
| May 2019 | 1747.0707422638693 | 0.84 | 6.17 |
| Jun 2019 | 1730.3635942471494 | -0.96 | 4.34 |
| Jul 2019 | 1739.9088476886081 | 0.55 | 4.14 |
| Aug 2019 | 1730.051109215398 | -0.57 | 2.26 |
| Sep 2019 | 1735.7153758325044 | 0.33 | 1.00 |
| Oct 2019 | 1755.5761776814227 | 1.14 | -0.09 |
| Nov 2019 | 1766.8255639112274 | 0.64 | -0.32 |
| Dec 2019 | 1782.1121100181954 | 0.87 | 1.72 |
| Jan 2020 | 1786.8558871500793 | 0.27 | 3.96 |
| Feb 2020 | 1788.1747664002596 | 0.07 | 3.98 |
| Mar 2020 | 1813.85178690048 | 1.44 | 5.15 |
| Apr 2020 | 1813.2965154933408 | -0.03 | 4.66 |
| May 2020 | 1816.8841061359424 | 0.20 | 4.00 |
| Jun 2020 | 1816.0862858129135 | -0.04 | 4.95 |
| Jul 2020 | 1804.2976220228975 | -0.65 | 3.70 |
| Aug 2020 | 1808.8954913023042 | 0.26 | 4.56 |
| Sep 2020 | 1827.0435831601974 | 1.00 | 5.26 |
| Oct 2020 | 1849.3895474577917 | 1.22 | 5.34 |
| Nov 2020 | 1872.0578388322526 | 1.23 | 5.96 |
| Dec 2020 | 1892.6321646240513 | 1.10 | 6.20 |
| Jan 2021 | 1902.331657184489 | 0.51 | 6.46 |
| Feb 2021 | 1952.1735475500666 | 2.62 | 9.17 |
| Mar 2021 | 2042.1188551781363 | 4.61 | 12.59 |
| Apr 2021 | 2092.7238372640327 | 2.48 | 15.41 |
| May 2021 | 2130.808317549722 | 1.82 | 17.28 |
| Jun 2021 | 2187.5594324344584 | 2.66 | 20.45 |
| Jul 2021 | 2214.033660095472 | 1.21 | 22.71 |
| Aug 2021 | 2240.646490231678 | 1.20 | 23.87 |
| Sep 2021 | 2268.32008855259 | 1.24 | 24.15 |
| Oct 2021 | 2310.9256130856475 | 1.88 | 24.96 |
| Nov 2021 | 2322.954304674179 | 0.52 | 24.09 |
| Dec 2021 | 2346.1534396089905 | 1.00 | 23.96 |
| Jan 2022 | 2459.694589940621 | 4.84 | 29.30 |
| Feb 2022 | 2565.8330694788074 | 4.32 | 31.44 |
| Mar 2022 | 2708.214450336886 | 5.55 | 32.62 |
| Apr 2022 | 2954.0741446807406 | 9.08 | 41.16 |
| May 2022 | 3069.0268960988237 | 3.89 | 44.03 |
| Jun 2022 | 3181.218522356816 | 3.66 | 45.42 |
| Jul 2022 | 3163.331795946778 | -0.56 | 42.88 |
| Aug 2022 | 3098.9481964209863 | -2.03 | 38.31 |
| Sep 2022 | 3286.851653947026 | 6.06 | 44.90 |
| Oct 2022 | 3458.1747968146783 | 5.21 | 49.65 |
| Nov 2022 | 3408.017569268366 | -1.45 | 46.71 |
| Dec 2022 | 3275.6240937129132 | -3.88 | 39.62 |
| Jan 2023 | 3244.314458446743 | -0.96 | 31.90 |
| Feb 2023 | 3220.247108639763 | -0.74 | 25.51 |
| Mar 2023 | 3279.2049938232476 | 1.83 | 21.08 |
| Apr 2023 | 3230.354108979133 | -1.49 | 9.35 |
| May 2023 | 3258.9807450820294 | 0.89 | 6.19 |
| Jun 2023 | 3342.5022794202473 | 2.56 | 5.07 |
| Jul 2023 | 3385.1677107152154 | 1.28 | 7.01 |
| Aug 2023 | 3454.2156011400007 | 2.04 | 11.46 |
| Sep 2023 | 3493.8414162055515 | 1.15 | 6.30 |
| Oct 2023 | 3606.352140759174 | 3.22 | 4.29 |
| Nov 2023 | 3559.171236560673 | -1.31 | 4.43 |
| Dec 2023 | 3394.600861725999 | -4.62 | 3.63 |
| Jan 2024 | 3356.7915880460064 | -1.11 | 3.47 |
| Feb 2024 | 3389.336042021054 | 0.97 | 5.25 |
| Mar 2024 | 3407.646906708951 | 0.54 | 3.92 |
| Apr 2024 | 3467.7143767612306 | 1.76 | 7.35 |
| May 2024 | 3499.657094125409 | 0.92 | 7.39 |
| Jun 2024 | 3466.8542747370493 | -0.94 | 3.72 |
| Jul 2024 | 3448.099743572122 | -0.54 | 1.86 |
| Aug 2024 | 3356.698426166239 | -2.65 | -2.82 |
| Sep 2024 | 3286.092397050404 | -2.10 | -5.95 |
| Oct 2024 | 3355.0595348508386 | 2.10 | -6.97 |
| Nov 2024 | 3458.9295500357885 | 3.10 | -2.82 |
| Dec 2024 | 3445.4413472406195 | -0.39 | 1.50 |
| Jan 2025 | 3497.173486368252 | 1.50 | 4.18 |
| Feb 2025 | 3468.66423413127 | -0.81 | 2.34 |
| Mar 2025 | 3411.856560969649 | -1.64 | 0.12 |
| Apr 2025 | 3422.703793414752 | 0.32 | -1.30 |
| May 2025 | 3437.880812327874 | 0.44 | -1.76 |
| Jun 2025 | 3431.1199789241236 | -0.20 | -1.03 |
| Jul 2025 | 3402.9204971931895 | -0.82 | -1.31 |
| Aug 2025 | 3368.325877831339 | -1.02 | 0.35 |
| Sep 2025 | 3320.5969041563335 | -1.42 | 1.05 |
| Oct 2025 | 3303.9764098519145 | -0.50 | -1.52 |
| Nov 2025 | 3311.933936654125 | 0.24 | -4.25 |
| Dec 2025 | 3313.306106936656 | 0.04 | -3.83 |
| Jan 2026 | 3300.4527351488114 | -0.39 | -5.62 |
| Feb 2026 | 3289.398321104552 | -0.33 | -5.17 |
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