Springfield, IL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Springfield, IL Metro in February 2026 was $1,808.157. The month over month percentage change (MoM) was 0.34%, and the year over year percentage change (YoY) was 2.91%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Springfield, IL metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Springfield, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Springfield, IL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Springfield, IL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Springfield, IL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 975.0826704395313 | NaN | NaN |
| Feb 2012 | 977.1098490844834 | 0.21 | NaN |
| Mar 2012 | 985.1710898259469 | 0.83 | NaN |
| Apr 2012 | 985.1736860069933 | 0.00 | NaN |
| May 2012 | 980.9577754974418 | -0.43 | NaN |
| Jun 2012 | 976.5598061459702 | -0.45 | NaN |
| Jul 2012 | 973.2106494370105 | -0.34 | NaN |
| Aug 2012 | 982.087141362199 | 0.91 | NaN |
| Sep 2012 | 981.1623479488635 | -0.09 | NaN |
| Oct 2012 | 979.249134043351 | -0.19 | NaN |
| Nov 2012 | 979.9337359734345 | 0.07 | NaN |
| Dec 2012 | 980.2142921297934 | 0.03 | NaN |
| Jan 2013 | 984.6697559525364 | 0.46 | 0.98 |
| Feb 2013 | 992.8249541366131 | 0.83 | 1.61 |
| Mar 2013 | 995.9719800044159 | 0.32 | 1.10 |
| Apr 2013 | 988.4933251179177 | -0.75 | 0.34 |
| May 2013 | 993.9896611613332 | 0.56 | 1.33 |
| Jun 2013 | 1030.8948865564344 | 3.71 | 5.56 |
| Jul 2013 | 1054.267761043397 | 2.27 | 8.33 |
| Aug 2013 | 1066.1668566901612 | 1.13 | 8.56 |
| Sep 2013 | 1072.1501594069148 | 0.56 | 9.27 |
| Oct 2013 | 1053.7534687607154 | -1.72 | 7.61 |
| Nov 2013 | 1058.0882963756342 | 0.41 | 7.98 |
| Dec 2013 | 1072.0821923394947 | 1.32 | 9.37 |
| Jan 2014 | 1067.6706176935804 | -0.41 | 8.43 |
| Feb 2014 | 1060.5905058180317 | -0.66 | 6.83 |
| Mar 2014 | 1065.9032460934648 | 0.50 | 7.02 |
| Apr 2014 | 1068.9064061029674 | 0.28 | 8.14 |
| May 2014 | 1059.1434836254957 | -0.91 | 6.56 |
| Jun 2014 | 1060.621518780055 | 0.14 | 2.88 |
| Jul 2014 | 1065.023358452337 | 0.42 | 1.02 |
| Aug 2014 | 1073.3237843806066 | 0.78 | 0.67 |
| Sep 2014 | 1083.3262332946654 | 0.93 | 1.04 |
| Oct 2014 | 1076.463848847871 | -0.63 | 2.15 |
| Nov 2014 | 1072.0469143201608 | -0.41 | 1.32 |
| Dec 2014 | 1060.0069682938647 | -1.12 | -1.13 |
| Jan 2015 | 1047.4776331598114 | -1.18 | -1.89 |
| Feb 2015 | 1045.5318211245503 | -0.19 | -1.42 |
| Mar 2015 | 1047.7380463797347 | 0.21 | -1.70 |
| Apr 2015 | 1040.4199338865913 | -0.70 | -2.66 |
| May 2015 | 1052.73205082201 | 1.18 | -0.60 |
| Jun 2015 | 1062.5973094210572 | 0.94 | 0.19 |
| Jul 2015 | 1069.0116878471072 | 0.60 | 0.37 |
| Aug 2015 | 1061.6082923455915 | -0.69 | -1.09 |
| Sep 2015 | 1062.366348585474 | 0.07 | -1.93 |
| Oct 2015 | 1059.2420954923523 | -0.29 | -1.60 |
| Nov 2015 | 1071.4681425721906 | 1.15 | -0.05 |
| Dec 2015 | 1075.2170583808156 | 0.35 | 1.44 |
| Jan 2016 | 1068.9902486532303 | -0.58 | 2.05 |
| Feb 2016 | 1054.9122460606327 | -1.32 | 0.90 |
| Mar 2016 | 1056.2725672779043 | 0.13 | 0.82 |
| Apr 2016 | 1050.1087046248908 | -0.58 | 0.93 |
| May 2016 | 1051.102654701788 | 0.10 | -0.15 |
| Jun 2016 | 1052.5906612579133 | 0.14 | -0.94 |
| Jul 2016 | 1044.0777274996794 | -0.81 | -2.33 |
| Aug 2016 | 1043.3283403167634 | -0.07 | -1.72 |
| Sep 2016 | 1042.901741851158 | -0.04 | -1.83 |
| Oct 2016 | 1044.729067516005 | 0.18 | -1.37 |
| Nov 2016 | 1068.6174576206374 | 2.29 | -0.27 |
| Dec 2016 | 1104.2745928518093 | 3.34 | 2.70 |
| Jan 2017 | 1108.651944554517 | 0.40 | 3.71 |
| Feb 2017 | 1111.964395177627 | 0.30 | 5.41 |
| Mar 2017 | 1115.0484281136248 | 0.28 | 5.56 |
| Apr 2017 | 1105.4770952123642 | -0.86 | 5.27 |
| May 2017 | 1104.6735784147286 | -0.07 | 5.10 |
| Jun 2017 | 1096.7908682619543 | -0.71 | 4.20 |
| Jul 2017 | 1099.6069822262073 | 0.26 | 5.32 |
| Aug 2017 | 1090.6142034473282 | -0.82 | 4.53 |
| Sep 2017 | 1085.7922373514727 | -0.44 | 4.11 |
| Oct 2017 | 1092.5271942210002 | 0.62 | 4.58 |
| Nov 2017 | 1096.261795608855 | 0.34 | 2.59 |
| Dec 2017 | 1099.1275717603276 | 0.26 | -0.47 |
| Jan 2018 | 1115.8513357183592 | 1.52 | 0.65 |
| Feb 2018 | 1137.1190528262139 | 1.91 | 2.26 |
| Mar 2018 | 1146.0288171836874 | 0.78 | 2.78 |
| Apr 2018 | 1148.4496764799924 | 0.21 | 3.89 |
| May 2018 | 1159.0730234369496 | 0.93 | 4.92 |
| Jun 2018 | 1155.982092892328 | -0.27 | 5.40 |
| Jul 2018 | 1152.855492929355 | -0.27 | 4.84 |
| Aug 2018 | 1152.5179435052353 | -0.03 | 5.68 |
| Sep 2018 | 1159.2307287815302 | 0.58 | 6.76 |
| Oct 2018 | 1171.7701292605402 | 1.08 | 7.25 |
| Nov 2018 | 1174.0219035362177 | 0.19 | 7.09 |
| Dec 2018 | 1155.6751905853691 | -1.56 | 5.15 |
| Jan 2019 | 1134.7955077802587 | -1.81 | 1.70 |
| Feb 2019 | 1134.5572772082442 | -0.02 | -0.22 |
| Mar 2019 | 1135.7976349235687 | 0.11 | -0.89 |
| Apr 2019 | 1134.6368912843882 | -0.10 | -1.20 |
| May 2019 | 1135.2047634343082 | 0.05 | -2.06 |
| Jun 2019 | 1117.288752904386 | -1.58 | -3.35 |
| Jul 2019 | 1114.5224939161842 | -0.25 | -3.32 |
| Aug 2019 | 1103.182126500844 | -1.02 | -4.28 |
| Sep 2019 | 1102.5870911579882 | -0.05 | -4.89 |
| Oct 2019 | 1111.7140942296194 | 0.83 | -5.12 |
| Nov 2019 | 1118.0820471563097 | 0.57 | -4.76 |
| Dec 2019 | 1128.3368953329468 | 0.92 | -2.37 |
| Jan 2020 | 1129.805687862656 | 0.13 | -0.44 |
| Feb 2020 | 1123.04469712861 | -0.60 | -1.01 |
| Mar 2020 | 1126.5767132423937 | 0.32 | -0.81 |
| Apr 2020 | 1120.4858957224928 | -0.54 | -1.25 |
| May 2020 | 1116.983039822368 | -0.31 | -1.60 |
| Jun 2020 | 1110.2407828656817 | -0.60 | -0.63 |
| Jul 2020 | 1099.280483488613 | -0.99 | -1.37 |
| Aug 2020 | 1096.7052394122175 | -0.23 | -0.59 |
| Sep 2020 | 1104.439204262484 | 0.71 | 0.17 |
| Oct 2020 | 1107.9637317105194 | 0.32 | -0.34 |
| Nov 2020 | 1106.3802134313894 | -0.14 | -1.05 |
| Dec 2020 | 1096.971673367852 | -0.85 | -2.78 |
| Jan 2021 | 1089.5618783759403 | -0.67 | -3.56 |
| Feb 2021 | 1096.172988982245 | 0.61 | -2.39 |
| Mar 2021 | 1117.9393312181119 | 1.99 | -0.77 |
| Apr 2021 | 1117.9014818860578 | 0.00 | -0.23 |
| May 2021 | 1115.0576262062789 | -0.25 | -0.17 |
| Jun 2021 | 1126.3434363045758 | 1.01 | 1.45 |
| Jul 2021 | 1129.0159550521244 | 0.24 | 2.71 |
| Aug 2021 | 1131.3194402681888 | 0.20 | 3.16 |
| Sep 2021 | 1132.878456692467 | 0.14 | 2.58 |
| Oct 2021 | 1143.6468543219103 | 0.95 | 3.22 |
| Nov 2021 | 1145.1065391802513 | 0.13 | 3.50 |
| Dec 2021 | 1153.1232761234824 | 0.70 | 5.12 |
| Jan 2022 | 1177.601602425666 | 2.12 | 8.08 |
| Feb 2022 | 1214.1040937727644 | 3.10 | 10.76 |
| Mar 2022 | 1257.5286100617773 | 3.58 | 12.49 |
| Apr 2022 | 1338.2155343808795 | 6.42 | 19.71 |
| May 2022 | 1365.0654083488155 | 2.01 | 22.42 |
| Jun 2022 | 1395.967472085572 | 2.26 | 23.94 |
| Jul 2022 | 1383.3029407681574 | -0.91 | 22.52 |
| Aug 2022 | 1365.6942102983026 | -1.27 | 20.72 |
| Sep 2022 | 1447.7641616106366 | 6.01 | 27.80 |
| Oct 2022 | 1531.1245754644242 | 5.76 | 33.88 |
| Nov 2022 | 1532.4056925590537 | 0.08 | 33.82 |
| Dec 2022 | 1503.1373386982807 | -1.91 | 30.35 |
| Jan 2023 | 1494.6949486740316 | -0.56 | 26.93 |
| Feb 2023 | 1497.5737973755465 | 0.19 | 23.35 |
| Mar 2023 | 1530.5567051519522 | 2.20 | 21.71 |
| Apr 2023 | 1521.5717973726653 | -0.59 | 13.70 |
| May 2023 | 1548.3455479513555 | 1.76 | 13.43 |
| Jun 2023 | 1596.267181083523 | 3.10 | 14.35 |
| Jul 2023 | 1624.5122583577622 | 1.77 | 17.44 |
| Aug 2023 | 1663.1881293852675 | 2.38 | 21.78 |
| Sep 2023 | 1686.6310048096443 | 1.41 | 16.50 |
| Oct 2023 | 1741.900587832984 | 3.28 | 13.77 |
| Nov 2023 | 1730.9969410839703 | -0.63 | 12.96 |
| Dec 2023 | 1670.3429428667846 | -3.50 | 11.12 |
| Jan 2024 | 1646.2162741670954 | -1.44 | 10.14 |
| Feb 2024 | 1662.883597599026 | 1.01 | 11.04 |
| Mar 2024 | 1679.3974879475966 | 0.99 | 9.73 |
| Apr 2024 | 1716.8779254543738 | 2.23 | 12.84 |
| May 2024 | 1734.344852351284 | 1.02 | 12.01 |
| Jun 2024 | 1721.8420263254084 | -0.72 | 7.87 |
| Jul 2024 | 1712.2159360847577 | -0.56 | 5.40 |
| Aug 2024 | 1674.5662271386616 | -2.20 | 0.68 |
| Sep 2024 | 1648.0409703185237 | -1.58 | -2.29 |
| Oct 2024 | 1681.1592971522625 | 2.01 | -3.49 |
| Nov 2024 | 1731.6735983175365 | 3.01 | 0.04 |
| Dec 2024 | 1732.9077163561687 | 0.07 | 3.75 |
| Jan 2025 | 1766.4684405639066 | 1.94 | 7.31 |
| Feb 2025 | 1757.0565000088336 | -0.53 | 5.66 |
| Mar 2025 | 1739.1431249066732 | -1.02 | 3.56 |
| Apr 2025 | 1748.6239901481408 | 0.55 | 1.85 |
| May 2025 | 1763.2124760129045 | 0.83 | 1.66 |
| Jun 2025 | 1771.4766882168724 | 0.47 | 2.88 |
| Jul 2025 | 1773.4372055605295 | 0.11 | 3.58 |
| Aug 2025 | 1774.608163200664 | 0.07 | 5.97 |
| Sep 2025 | 1769.8217565394284 | -0.27 | 7.39 |
| Oct 2025 | 1774.3553664087271 | 0.26 | 5.54 |
| Nov 2025 | 1788.1515083399504 | 0.78 | 3.26 |
| Dec 2025 | 1799.1295950249287 | 0.61 | 3.82 |
| Jan 2026 | 1802.0054474161598 | 0.16 | 2.01 |
| Feb 2026 | 1808.1574984010554 | 0.34 | 2.91 |
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