Springfield, MA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Springfield, MA Metro in February 2026 was $3,043.34. The month over month percentage change (MoM) was 0.02%, and the year over year percentage change (YoY) was -3.58%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Springfield, MA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Springfield, MA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1417.5383731113916 | NaN | NaN |
| Feb 2012 | 1413.1984938964117 | -0.31 | NaN |
| Mar 2012 | 1419.8380383821252 | 0.47 | NaN |
| Apr 2012 | 1416.4318775729785 | -0.24 | NaN |
| May 2012 | 1405.4906729720517 | -0.77 | NaN |
| Jun 2012 | 1392.2843937569228 | -0.94 | NaN |
| Jul 2012 | 1379.974465029612 | -0.88 | NaN |
| Aug 2012 | 1384.6201120948035 | 0.34 | NaN |
| Sep 2012 | 1373.9247492396262 | -0.77 | NaN |
| Oct 2012 | 1362.3810329030132 | -0.84 | NaN |
| Nov 2012 | 1358.4896020624726 | -0.29 | NaN |
| Dec 2012 | 1358.0190095172277 | -0.04 | NaN |
| Jan 2013 | 1362.02209454663 | 0.30 | -3.92 |
| Feb 2013 | 1378.8515519783414 | 1.24 | -2.43 |
| Mar 2013 | 1385.6902560190356 | 0.50 | -2.40 |
| Apr 2013 | 1376.506766134951 | -0.66 | -2.82 |
| May 2013 | 1389.7426600506128 | 0.96 | -1.12 |
| Jun 2013 | 1450.7595543837115 | 4.39 | 4.20 |
| Jul 2013 | 1489.32693118118 | 2.66 | 7.92 |
| Aug 2013 | 1503.4082596564515 | 0.95 | 8.58 |
| Sep 2013 | 1510.3255891733618 | 0.46 | 9.93 |
| Oct 2013 | 1481.087433694005 | -1.94 | 8.71 |
| Nov 2013 | 1488.3783435042847 | 0.49 | 9.56 |
| Dec 2013 | 1511.766050434612 | 1.57 | 11.32 |
| Jan 2014 | 1501.4265839233756 | -0.68 | 10.24 |
| Feb 2014 | 1490.3818774398046 | -0.74 | 8.09 |
| Mar 2014 | 1497.4092061992042 | 0.47 | 8.06 |
| Apr 2014 | 1498.1334410602458 | 0.05 | 8.84 |
| May 2014 | 1487.2304742643237 | -0.73 | 7.02 |
| Jun 2014 | 1486.2657006066063 | -0.06 | 2.45 |
| Jul 2014 | 1485.1525424507888 | -0.07 | -0.28 |
| Aug 2014 | 1483.5285646068662 | -0.11 | -1.32 |
| Sep 2014 | 1487.7936881490443 | 0.29 | -1.49 |
| Oct 2014 | 1471.2351068997752 | -1.11 | -0.66 |
| Nov 2014 | 1464.2340648311651 | -0.48 | -1.62 |
| Dec 2014 | 1449.8259741943345 | -0.98 | -4.10 |
| Jan 2015 | 1433.5189409871336 | -1.12 | -4.52 |
| Feb 2015 | 1440.8715902798995 | 0.51 | -3.32 |
| Mar 2015 | 1450.2704440691741 | 0.65 | -3.15 |
| Apr 2015 | 1443.4033705771508 | -0.47 | -3.65 |
| May 2015 | 1465.0454469719184 | 1.50 | -1.49 |
| Jun 2015 | 1484.527596105858 | 1.33 | -0.12 |
| Jul 2015 | 1497.9323081530288 | 0.90 | 0.86 |
| Aug 2015 | 1489.6906198784516 | -0.55 | 0.42 |
| Sep 2015 | 1494.5312883558352 | 0.33 | 0.45 |
| Oct 2015 | 1491.370449164655 | -0.21 | 1.37 |
| Nov 2015 | 1510.9177355671275 | 1.31 | 3.19 |
| Dec 2015 | 1516.8627115151862 | 0.39 | 4.62 |
| Jan 2016 | 1520.9299084356205 | 0.27 | 6.10 |
| Feb 2016 | 1500.51455801442 | -1.34 | 4.14 |
| Mar 2016 | 1504.7757681938958 | 0.28 | 3.76 |
| Apr 2016 | 1497.1156265349446 | -0.51 | 3.72 |
| May 2016 | 1501.0087250264621 | 0.26 | 2.46 |
| Jun 2016 | 1504.1055887456923 | 0.21 | 1.32 |
| Jul 2016 | 1495.0484766606965 | -0.60 | -0.19 |
| Aug 2016 | 1497.3919427772894 | 0.16 | 0.52 |
| Sep 2016 | 1503.7049128121355 | 0.42 | 0.61 |
| Oct 2016 | 1508.4988269422706 | 0.32 | 1.15 |
| Nov 2016 | 1547.1791930518134 | 2.56 | 2.40 |
| Dec 2016 | 1601.5276805359351 | 3.51 | 5.58 |
| Jan 2017 | 1593.5086869070137 | -0.50 | 4.77 |
| Feb 2017 | 1599.2568192911328 | 0.36 | 6.58 |
| Mar 2017 | 1606.8616936880505 | 0.48 | 6.78 |
| Apr 2017 | 1595.1991126821754 | -0.73 | 6.55 |
| May 2017 | 1596.5925901423886 | 0.09 | 6.37 |
| Jun 2017 | 1589.8668245390604 | -0.42 | 5.70 |
| Jul 2017 | 1602.8372790922497 | 0.82 | 7.21 |
| Aug 2017 | 1597.3928954046962 | -0.34 | 6.68 |
| Sep 2017 | 1593.8286051978419 | -0.22 | 5.99 |
| Oct 2017 | 1608.9581157355278 | 0.95 | 6.66 |
| Nov 2017 | 1618.356032169945 | 0.58 | 4.60 |
| Dec 2017 | 1627.571851064531 | 0.57 | 1.63 |
| Jan 2018 | 1638.1666995800097 | 0.65 | 2.80 |
| Feb 2018 | 1680.3540061756325 | 2.58 | 5.07 |
| Mar 2018 | 1702.1292202920877 | 1.30 | 5.93 |
| Apr 2018 | 1711.7642810389564 | 0.57 | 7.31 |
| May 2018 | 1732.8365207878787 | 1.23 | 8.53 |
| Jun 2018 | 1736.5430897414626 | 0.21 | 9.23 |
| Jul 2018 | 1739.5694184181796 | 0.17 | 8.53 |
| Aug 2018 | 1751.757394393956 | 0.70 | 9.66 |
| Sep 2018 | 1768.9858346711933 | 0.98 | 10.99 |
| Oct 2018 | 1798.4740940870556 | 1.67 | 11.78 |
| Nov 2018 | 1804.2320591904609 | 0.32 | 11.49 |
| Dec 2018 | 1774.538046380718 | -1.65 | 9.03 |
| Jan 2019 | 1749.476150154716 | -1.41 | 6.80 |
| Feb 2019 | 1741.7123813918004 | -0.44 | 3.65 |
| Mar 2019 | 1734.1155382640102 | -0.44 | 1.88 |
| Apr 2019 | 1725.370956906901 | -0.50 | 0.80 |
| May 2019 | 1720.5425293278317 | -0.28 | -0.71 |
| Jun 2019 | 1691.9905362440568 | -1.66 | -2.57 |
| Jul 2019 | 1690.5084767099179 | -0.09 | -2.82 |
| Aug 2019 | 1676.465059628241 | -0.83 | -4.30 |
| Sep 2019 | 1678.7520500088217 | 0.14 | -5.10 |
| Oct 2019 | 1694.4965511655262 | 0.94 | -5.78 |
| Nov 2019 | 1704.2048917475904 | 0.57 | -5.54 |
| Dec 2019 | 1716.1639553608293 | 0.70 | -3.29 |
| Jan 2020 | 1703.6572975017934 | -0.73 | -2.62 |
| Feb 2020 | 1690.764539644728 | -0.76 | -2.92 |
| Mar 2020 | 1697.0246986927561 | 0.37 | -2.14 |
| Apr 2020 | 1686.7343544754037 | -0.61 | -2.24 |
| May 2020 | 1683.993024517824 | -0.16 | -2.12 |
| Jun 2020 | 1680.6718311717568 | -0.20 | -0.67 |
| Jul 2020 | 1669.6641500670473 | -0.65 | -1.23 |
| Aug 2020 | 1670.6175332641956 | 0.06 | -0.35 |
| Sep 2020 | 1683.2947999305052 | 0.76 | 0.27 |
| Oct 2020 | 1699.3461489922802 | 0.95 | 0.29 |
| Nov 2020 | 1717.5890945755336 | 1.07 | 0.79 |
| Dec 2020 | 1733.2765578213257 | 0.91 | 1.00 |
| Jan 2021 | 1724.1270805203173 | -0.53 | 1.20 |
| Feb 2021 | 1755.3535959496967 | 1.81 | 3.82 |
| Mar 2021 | 1812.8909779299588 | 3.28 | 6.83 |
| Apr 2021 | 1833.4228117515013 | 1.13 | 8.70 |
| May 2021 | 1845.4723624717467 | 0.66 | 9.59 |
| Jun 2021 | 1873.4275938263136 | 1.52 | 11.47 |
| Jul 2021 | 1876.7041632466894 | 0.18 | 12.40 |
| Aug 2021 | 1879.6898929450285 | 0.16 | 12.52 |
| Sep 2021 | 1885.5525424610341 | 0.31 | 12.02 |
| Oct 2021 | 1906.9256455029292 | 1.13 | 12.22 |
| Nov 2021 | 1907.6824347051065 | 0.04 | 11.07 |
| Dec 2021 | 1916.40900979229 | 0.46 | 10.57 |
| Jan 2022 | 1964.3071737407715 | 2.50 | 13.93 |
| Feb 2022 | 2044.3496574683859 | 4.08 | 16.46 |
| Mar 2022 | 2151.3778564631602 | 5.24 | 18.67 |
| Apr 2022 | 2328.6729073164925 | 8.24 | 27.01 |
| May 2022 | 2408.7549607193555 | 3.44 | 30.52 |
| Jun 2022 | 2493.550824003082 | 3.52 | 33.10 |
| Jul 2022 | 2492.8987334815365 | -0.03 | 32.83 |
| Aug 2022 | 2462.5592651993456 | -1.22 | 31.01 |
| Sep 2022 | 2621.6297687543874 | 6.46 | 39.04 |
| Oct 2022 | 2765.8067148026676 | 5.50 | 45.04 |
| Nov 2022 | 2744.5185183789536 | -0.77 | 43.87 |
| Dec 2022 | 2660.8623209993625 | -3.05 | 38.85 |
| Jan 2023 | 2646.907600777025 | -0.52 | 34.75 |
| Feb 2023 | 2652.9756779377444 | 0.23 | 29.77 |
| Mar 2023 | 2723.465001520199 | 2.66 | 26.59 |
| Apr 2023 | 2706.770414691242 | -0.61 | 16.24 |
| May 2023 | 2747.038721024782 | 1.49 | 14.04 |
| Jun 2023 | 2830.331134793902 | 3.03 | 13.51 |
| Jul 2023 | 2879.5560110000724 | 1.74 | 15.51 |
| Aug 2023 | 2951.5164276051723 | 2.50 | 19.86 |
| Sep 2023 | 2998.059211048597 | 1.58 | 14.36 |
| Oct 2023 | 3103.6942886574407 | 3.52 | 12.22 |
| Nov 2023 | 3077.974522204025 | -0.83 | 12.15 |
| Dec 2023 | 2956.452684097989 | -3.95 | 11.11 |
| Jan 2024 | 2920.9759782935653 | -1.20 | 10.35 |
| Feb 2024 | 2958.7574830771755 | 1.29 | 11.53 |
| Mar 2024 | 2983.718873543244 | 0.84 | 9.56 |
| Apr 2024 | 3044.4313486395204 | 2.04 | 12.48 |
| May 2024 | 3080.2865032860027 | 1.18 | 12.13 |
| Jun 2024 | 3065.7234373922306 | -0.47 | 8.32 |
| Jul 2024 | 3062.3923570037555 | -0.11 | 6.35 |
| Aug 2024 | 3002.8363944873972 | -1.94 | 1.74 |
| Sep 2024 | 2958.8866386623254 | -1.46 | -1.31 |
| Oct 2024 | 3029.4336365862673 | 2.38 | -2.39 |
| Nov 2024 | 3121.822400165275 | 3.05 | 1.43 |
| Dec 2024 | 3112.356584527588 | -0.30 | 5.27 |
| Jan 2025 | 3173.624222231082 | 1.97 | 8.65 |
| Feb 2025 | 3156.330595082772 | -0.55 | 6.68 |
| Mar 2025 | 3114.544596489959 | -1.32 | 4.39 |
| Apr 2025 | 3128.6592199080424 | 0.45 | 2.77 |
| May 2025 | 3146.1548090856018 | 0.56 | 2.14 |
| Jun 2025 | 3144.242025601904 | -0.06 | 2.56 |
| Jul 2025 | 3124.862359823422 | -0.62 | 2.04 |
| Aug 2025 | 3097.6148605181106 | -0.87 | 3.16 |
| Sep 2025 | 3058.5940069403296 | -1.26 | 3.37 |
| Oct 2025 | 3044.1550334434046 | -0.47 | 0.49 |
| Nov 2025 | 3048.577664747515 | 0.14 | -2.35 |
| Dec 2025 | 3049.8865185762497 | 0.04 | -2.01 |
| Jan 2026 | 3042.8972733943574 | -0.23 | -4.12 |
| Feb 2026 | 3043.3401028127637 | 0.02 | -3.58 |