Springfield, MA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Springfield, MA Metro in February 2026 was $3,043.34. The month over month percentage change (MoM) was 0.02%, and the year over year percentage change (YoY) was -3.58%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Springfield, MA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Springfield, MA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Springfield, MA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Springfield, MA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1417.5383731113916 NaN NaN
Feb 2012 1413.1984938964117 -0.31 NaN
Mar 2012 1419.8380383821252 0.47 NaN
Apr 2012 1416.4318775729785 -0.24 NaN
May 2012 1405.4906729720517 -0.77 NaN
Jun 2012 1392.2843937569228 -0.94 NaN
Jul 2012 1379.974465029612 -0.88 NaN
Aug 2012 1384.6201120948035 0.34 NaN
Sep 2012 1373.9247492396262 -0.77 NaN
Oct 2012 1362.3810329030132 -0.84 NaN
Nov 2012 1358.4896020624726 -0.29 NaN
Dec 2012 1358.0190095172277 -0.04 NaN
Jan 2013 1362.02209454663 0.30 -3.92
Feb 2013 1378.8515519783414 1.24 -2.43
Mar 2013 1385.6902560190356 0.50 -2.40
Apr 2013 1376.506766134951 -0.66 -2.82
May 2013 1389.7426600506128 0.96 -1.12
Jun 2013 1450.7595543837115 4.39 4.20
Jul 2013 1489.32693118118 2.66 7.92
Aug 2013 1503.4082596564515 0.95 8.58
Sep 2013 1510.3255891733618 0.46 9.93
Oct 2013 1481.087433694005 -1.94 8.71
Nov 2013 1488.3783435042847 0.49 9.56
Dec 2013 1511.766050434612 1.57 11.32
Jan 2014 1501.4265839233756 -0.68 10.24
Feb 2014 1490.3818774398046 -0.74 8.09
Mar 2014 1497.4092061992042 0.47 8.06
Apr 2014 1498.1334410602458 0.05 8.84
May 2014 1487.2304742643237 -0.73 7.02
Jun 2014 1486.2657006066063 -0.06 2.45
Jul 2014 1485.1525424507888 -0.07 -0.28
Aug 2014 1483.5285646068662 -0.11 -1.32
Sep 2014 1487.7936881490443 0.29 -1.49
Oct 2014 1471.2351068997752 -1.11 -0.66
Nov 2014 1464.2340648311651 -0.48 -1.62
Dec 2014 1449.8259741943345 -0.98 -4.10
Jan 2015 1433.5189409871336 -1.12 -4.52
Feb 2015 1440.8715902798995 0.51 -3.32
Mar 2015 1450.2704440691741 0.65 -3.15
Apr 2015 1443.4033705771508 -0.47 -3.65
May 2015 1465.0454469719184 1.50 -1.49
Jun 2015 1484.527596105858 1.33 -0.12
Jul 2015 1497.9323081530288 0.90 0.86
Aug 2015 1489.6906198784516 -0.55 0.42
Sep 2015 1494.5312883558352 0.33 0.45
Oct 2015 1491.370449164655 -0.21 1.37
Nov 2015 1510.9177355671275 1.31 3.19
Dec 2015 1516.8627115151862 0.39 4.62
Jan 2016 1520.9299084356205 0.27 6.10
Feb 2016 1500.51455801442 -1.34 4.14
Mar 2016 1504.7757681938958 0.28 3.76
Apr 2016 1497.1156265349446 -0.51 3.72
May 2016 1501.0087250264621 0.26 2.46
Jun 2016 1504.1055887456923 0.21 1.32
Jul 2016 1495.0484766606965 -0.60 -0.19
Aug 2016 1497.3919427772894 0.16 0.52
Sep 2016 1503.7049128121355 0.42 0.61
Oct 2016 1508.4988269422706 0.32 1.15
Nov 2016 1547.1791930518134 2.56 2.40
Dec 2016 1601.5276805359351 3.51 5.58
Jan 2017 1593.5086869070137 -0.50 4.77
Feb 2017 1599.2568192911328 0.36 6.58
Mar 2017 1606.8616936880505 0.48 6.78
Apr 2017 1595.1991126821754 -0.73 6.55
May 2017 1596.5925901423886 0.09 6.37
Jun 2017 1589.8668245390604 -0.42 5.70
Jul 2017 1602.8372790922497 0.82 7.21
Aug 2017 1597.3928954046962 -0.34 6.68
Sep 2017 1593.8286051978419 -0.22 5.99
Oct 2017 1608.9581157355278 0.95 6.66
Nov 2017 1618.356032169945 0.58 4.60
Dec 2017 1627.571851064531 0.57 1.63
Jan 2018 1638.1666995800097 0.65 2.80
Feb 2018 1680.3540061756325 2.58 5.07
Mar 2018 1702.1292202920877 1.30 5.93
Apr 2018 1711.7642810389564 0.57 7.31
May 2018 1732.8365207878787 1.23 8.53
Jun 2018 1736.5430897414626 0.21 9.23
Jul 2018 1739.5694184181796 0.17 8.53
Aug 2018 1751.757394393956 0.70 9.66
Sep 2018 1768.9858346711933 0.98 10.99
Oct 2018 1798.4740940870556 1.67 11.78
Nov 2018 1804.2320591904609 0.32 11.49
Dec 2018 1774.538046380718 -1.65 9.03
Jan 2019 1749.476150154716 -1.41 6.80
Feb 2019 1741.7123813918004 -0.44 3.65
Mar 2019 1734.1155382640102 -0.44 1.88
Apr 2019 1725.370956906901 -0.50 0.80
May 2019 1720.5425293278317 -0.28 -0.71
Jun 2019 1691.9905362440568 -1.66 -2.57
Jul 2019 1690.5084767099179 -0.09 -2.82
Aug 2019 1676.465059628241 -0.83 -4.30
Sep 2019 1678.7520500088217 0.14 -5.10
Oct 2019 1694.4965511655262 0.94 -5.78
Nov 2019 1704.2048917475904 0.57 -5.54
Dec 2019 1716.1639553608293 0.70 -3.29
Jan 2020 1703.6572975017934 -0.73 -2.62
Feb 2020 1690.764539644728 -0.76 -2.92
Mar 2020 1697.0246986927561 0.37 -2.14
Apr 2020 1686.7343544754037 -0.61 -2.24
May 2020 1683.993024517824 -0.16 -2.12
Jun 2020 1680.6718311717568 -0.20 -0.67
Jul 2020 1669.6641500670473 -0.65 -1.23
Aug 2020 1670.6175332641956 0.06 -0.35
Sep 2020 1683.2947999305052 0.76 0.27
Oct 2020 1699.3461489922802 0.95 0.29
Nov 2020 1717.5890945755336 1.07 0.79
Dec 2020 1733.2765578213257 0.91 1.00
Jan 2021 1724.1270805203173 -0.53 1.20
Feb 2021 1755.3535959496967 1.81 3.82
Mar 2021 1812.8909779299588 3.28 6.83
Apr 2021 1833.4228117515013 1.13 8.70
May 2021 1845.4723624717467 0.66 9.59
Jun 2021 1873.4275938263136 1.52 11.47
Jul 2021 1876.7041632466894 0.18 12.40
Aug 2021 1879.6898929450285 0.16 12.52
Sep 2021 1885.5525424610341 0.31 12.02
Oct 2021 1906.9256455029292 1.13 12.22
Nov 2021 1907.6824347051065 0.04 11.07
Dec 2021 1916.40900979229 0.46 10.57
Jan 2022 1964.3071737407715 2.50 13.93
Feb 2022 2044.3496574683859 4.08 16.46
Mar 2022 2151.3778564631602 5.24 18.67
Apr 2022 2328.6729073164925 8.24 27.01
May 2022 2408.7549607193555 3.44 30.52
Jun 2022 2493.550824003082 3.52 33.10
Jul 2022 2492.8987334815365 -0.03 32.83
Aug 2022 2462.5592651993456 -1.22 31.01
Sep 2022 2621.6297687543874 6.46 39.04
Oct 2022 2765.8067148026676 5.50 45.04
Nov 2022 2744.5185183789536 -0.77 43.87
Dec 2022 2660.8623209993625 -3.05 38.85
Jan 2023 2646.907600777025 -0.52 34.75
Feb 2023 2652.9756779377444 0.23 29.77
Mar 2023 2723.465001520199 2.66 26.59
Apr 2023 2706.770414691242 -0.61 16.24
May 2023 2747.038721024782 1.49 14.04
Jun 2023 2830.331134793902 3.03 13.51
Jul 2023 2879.5560110000724 1.74 15.51
Aug 2023 2951.5164276051723 2.50 19.86
Sep 2023 2998.059211048597 1.58 14.36
Oct 2023 3103.6942886574407 3.52 12.22
Nov 2023 3077.974522204025 -0.83 12.15
Dec 2023 2956.452684097989 -3.95 11.11
Jan 2024 2920.9759782935653 -1.20 10.35
Feb 2024 2958.7574830771755 1.29 11.53
Mar 2024 2983.718873543244 0.84 9.56
Apr 2024 3044.4313486395204 2.04 12.48
May 2024 3080.2865032860027 1.18 12.13
Jun 2024 3065.7234373922306 -0.47 8.32
Jul 2024 3062.3923570037555 -0.11 6.35
Aug 2024 3002.8363944873972 -1.94 1.74
Sep 2024 2958.8866386623254 -1.46 -1.31
Oct 2024 3029.4336365862673 2.38 -2.39
Nov 2024 3121.822400165275 3.05 1.43
Dec 2024 3112.356584527588 -0.30 5.27
Jan 2025 3173.624222231082 1.97 8.65
Feb 2025 3156.330595082772 -0.55 6.68
Mar 2025 3114.544596489959 -1.32 4.39
Apr 2025 3128.6592199080424 0.45 2.77
May 2025 3146.1548090856018 0.56 2.14
Jun 2025 3144.242025601904 -0.06 2.56
Jul 2025 3124.862359823422 -0.62 2.04
Aug 2025 3097.6148605181106 -0.87 3.16
Sep 2025 3058.5940069403296 -1.26 3.37
Oct 2025 3044.1550334434046 -0.47 0.49
Nov 2025 3048.577664747515 0.14 -2.35
Dec 2025 3049.8865185762497 0.04 -2.01
Jan 2026 3042.8972733943574 -0.23 -4.12
Feb 2026 3043.3401028127637 0.02 -3.58