St. Joseph, MO (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the St. Joseph, MO Metro in February 2026 was $1,674.035. The month over month percentage change (MoM) was 0.35%, and the year over year percentage change (YoY) was 0.52%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the St. Joseph, MO metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the St. Joseph, MO metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
St. Joseph, MO (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
St. Joseph, MO (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 770.3664336721611 NaN NaN
Feb 2012 768.5797493330685 -0.23 NaN
Mar 2012 774.0557057946343 0.71 NaN
Apr 2012 775.022025503561 0.13 NaN
May 2012 772.1320115041282 -0.37 NaN
Jun 2012 767.0790836616433 -0.65 NaN
Jul 2012 761.9387317713636 -0.67 NaN
Aug 2012 765.0784151366006 0.41 NaN
Sep 2012 759.5272537606512 -0.73 NaN
Oct 2012 751.6867744991246 -1.03 NaN
Nov 2012 750.9307241671788 -0.10 NaN
Dec 2012 752.4928882227498 0.21 NaN
Jan 2013 759.1713822926916 0.89 -1.45
Feb 2013 769.2220188915684 1.32 0.08
Mar 2013 775.57304581891 0.83 0.20
Apr 2013 774.7117109373908 -0.11 -0.04
May 2013 785.8459008874728 1.44 1.78
Jun 2013 822.2793250046726 4.64 7.20
Jul 2013 846.5938293133036 2.96 11.11
Aug 2013 858.6668502024578 1.43 12.23
Sep 2013 866.8891921719182 0.96 14.14
Oct 2013 852.132327334421 -1.70 13.36
Nov 2013 860.1830751513706 0.95 14.55
Dec 2013 875.8830493265833 1.83 16.40
Jan 2014 784.1746218211256 -10.47 3.29
Feb 2014 776.1233173575478 -1.03 0.90
Mar 2014 779.3968358794667 0.42 0.49
Apr 2014 779.6241168597522 0.03 0.63
May 2014 772.2584115784944 -0.94 -1.73
Jun 2014 772.2423590053914 0.00 -6.08
Jul 2014 771.2607960094115 -0.13 -8.90
Aug 2014 768.89113742212 -0.31 -10.45
Sep 2014 769.4994243694715 0.08 -11.23
Oct 2014 758.2297523821076 -1.46 -11.02
Nov 2014 754.6312296988436 -0.47 -12.27
Dec 2014 746.1823252092274 -1.12 -14.81
Jan 2015 817.6786938453245 9.58 4.27
Feb 2015 817.9337071610151 0.03 5.39
Mar 2015 820.9139443330898 0.36 5.33
Apr 2015 817.2341658639807 -0.45 4.82
May 2015 831.5092540794985 1.75 7.67
Jun 2015 844.1153954121439 1.52 9.31
Jul 2015 852.3621490883061 0.98 10.52
Aug 2015 845.9162891276918 -0.76 10.02
Sep 2015 846.4909346608654 0.07 10.01
Oct 2015 841.2688572965014 -0.62 10.95
Nov 2015 852.7794047823429 1.37 13.01
Dec 2015 857.9984710702204 0.61 14.99
Jan 2016 770.1002697249197 -10.24 -5.82
Feb 2016 761.1812980494245 -1.16 -6.94
Mar 2016 765.2552697596286 0.54 -6.78
Apr 2016 760.6186727528345 -0.61 -6.93
May 2016 759.7346730032891 -0.12 -8.63
Jun 2016 758.3046737531581 -0.19 -10.17
Jul 2016 749.935858929432 -1.10 -12.02
Aug 2016 749.5535473785163 -0.05 -11.39
Sep 2016 752.122400340898 0.34 -11.15
Oct 2016 755.5692928373599 0.46 -10.19
Nov 2016 778.0059682952165 2.97 -8.77
Dec 2016 807.3601791795694 3.77 -5.90
Jan 2017 891.2530266015855 10.39 15.73
Feb 2017 892.3799493466305 0.13 17.24
Mar 2017 894.6883919274196 0.26 16.91
Apr 2017 885.8799173699331 -0.98 16.47
May 2017 885.5260850129204 -0.04 16.56
Jun 2017 882.3260278191913 -0.36 16.36
Jul 2017 890.5609219776888 0.93 18.75
Aug 2017 887.183882496882 -0.38 18.36
Sep 2017 884.4248596031684 -0.31 17.59
Oct 2017 892.3915194496544 0.90 18.11
Nov 2017 896.6415325818698 0.48 15.25
Dec 2017 900.190851958324 0.40 11.50
Jan 2018 904.8426263731063 0.52 1.53
Feb 2018 928.4493249746339 2.61 4.04
Mar 2018 941.3714337019708 1.39 5.22
Apr 2018 947.1238947953028 0.61 6.91
May 2018 959.5695486902542 1.31 8.36
Jun 2018 961.151023026863 0.17 8.93
Jul 2018 960.513459979232 -0.07 7.86
Aug 2018 963.5328152623208 0.31 8.61
Sep 2018 971.4277731996558 0.82 9.84
Oct 2018 988.1494770298066 1.72 10.73
Nov 2018 994.5182506584795 0.65 10.92
Dec 2018 980.7562066023825 -1.38 8.95
Jan 2019 972.3611202375092 -0.86 7.46
Feb 2019 970.4530570753877 -0.20 4.52
Mar 2019 969.7427786962774 -0.07 3.01
Apr 2019 966.8741170532937 -0.30 2.09
May 2019 966.3209735040391 -0.06 0.70
Jun 2019 951.3880902123519 -1.54 -1.02
Jul 2019 952.9238569079452 0.16 -0.79
Aug 2019 945.5849589865998 -0.77 -1.86
Sep 2019 945.0139175208953 -0.06 -2.72
Oct 2019 953.0285114055796 0.85 -3.55
Nov 2019 959.3235131093672 0.66 -3.54
Dec 2019 970.0316342666284 1.12 -1.09
Jan 2020 972.2967782618441 0.23 -0.01
Feb 2020 965.2677884101645 -0.72 -0.53
Mar 2020 968.4136639857988 0.33 -0.14
Apr 2020 963.2274544958536 -0.54 -0.38
May 2020 962.3212141421201 -0.09 -0.41
Jun 2020 959.6017365431524 -0.28 0.86
Jul 2020 952.9501171827737 -0.69 0.00
Aug 2020 955.3335758914743 0.25 1.03
Sep 2020 965.9264398464102 1.11 2.21
Oct 2020 976.1723472760959 1.06 2.43
Nov 2020 983.1197671497256 0.71 2.48
Dec 2020 985.1840592422486 0.21 1.56
Jan 2021 977.271013721462 -0.80 0.51
Feb 2021 990.70401816276 1.38 2.64
Mar 2021 1020.8209065718002 3.04 5.41
Apr 2021 1028.9401164444603 0.80 6.82
May 2021 1031.0336022969066 0.20 7.14
Jun 2021 1043.1032423381237 1.17 8.70
Jul 2021 1046.9680339445952 0.37 9.87
Aug 2021 1055.1781955103056 0.78 10.45
Sep 2021 1067.581162151601 1.18 10.52
Oct 2021 1088.354432144037 1.95 11.49
Nov 2021 1096.9959941962634 0.79 11.58
Dec 2021 1107.5133939786695 0.96 12.42
Jan 2022 1138.0579601696036 2.76 16.45
Feb 2022 1172.274899114591 3.01 18.33
Mar 2022 1216.4931435762717 3.77 19.17
Apr 2022 1301.6692781086717 7.00 26.51
May 2022 1333.5298014905463 2.45 29.34
Jun 2022 1373.1708019224022 2.97 31.64
Jul 2022 1369.2489826886012 -0.29 30.78
Aug 2022 1354.029218653468 -1.11 28.32
Sep 2022 1446.6554753516816 6.84 35.51
Oct 2022 1533.4036416928009 6.00 40.89
Nov 2022 1525.2067975051366 -0.53 39.03
Dec 2022 1478.3212218165136 -3.07 33.48
Jan 2023 1458.6692033480588 -1.33 28.17
Feb 2023 1456.1202831812925 -0.17 24.21
Mar 2023 1491.3209633359838 2.42 22.59
Apr 2023 1480.0974106877954 -0.75 13.71
May 2023 1503.2589632725235 1.57 12.73
Jun 2023 1548.1055346952696 2.98 12.74
Jul 2023 1567.6167522450114 1.26 14.49
Aug 2023 1594.3023812735237 1.70 17.75
Sep 2023 1608.3321804552668 0.88 11.18
Oct 2023 1654.6051065533452 2.88 7.90
Nov 2023 1634.6964166571518 -1.20 7.18
Dec 2023 1565.0419085972026 -4.26 5.87
Jan 2024 1549.1769290503607 -1.01 6.21
Feb 2024 1574.4251608709797 1.63 8.13
Mar 2024 1592.4513082620615 1.15 6.78
Apr 2024 1629.6090724776325 2.33 10.10
May 2024 1649.7391303000295 1.24 9.74
Jun 2024 1642.5489013615645 -0.44 6.10
Jul 2024 1642.512238515086 0.00 4.78
Aug 2024 1607.240010954055 -2.15 0.81
Sep 2024 1582.5275695554085 -1.54 -1.60
Oct 2024 1616.9607973718516 2.18 -2.27
Nov 2024 1670.7752552469913 3.33 2.21
Dec 2024 1673.049508283935 0.14 6.90
Jan 2025 1668.1007679213253 -0.30 7.68
Feb 2025 1665.3967421607263 -0.16 5.78
Mar 2025 1650.0964307064241 -0.92 3.62
Apr 2025 1663.1733592765204 0.79 2.06
May 2025 1677.8314123648188 0.88 1.70
Jun 2025 1681.7799900100927 0.24 2.39
Jul 2025 1678.315270396447 -0.21 2.18
Aug 2025 1670.0379975034245 -0.49 3.91
Sep 2025 1658.9859590000606 -0.66 4.83
Oct 2025 1654.5537932465961 -0.27 2.33
Nov 2025 1661.7347776135412 0.43 -0.54
Dec 2025 1666.810477130346 0.31 -0.37
Jan 2026 1668.1299316910272 0.08 0.00
Feb 2026 1674.0351075830345 0.35 0.52