Tampa, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Tampa, FL Metro in February 2026 was $2,990.168. The month over month percentage change (MoM) was -0.31%, and the year over year percentage change (YoY) was -9.21%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Tampa, FL metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Tampa, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Tampa, FL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Tampa, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Tampa, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 934.398581674829 | NaN | NaN |
| Feb 2012 | 932.2733119623597 | -0.23 | NaN |
| Mar 2012 | 937.4761028308469 | 0.56 | NaN |
| Apr 2012 | 938.5152142424052 | 0.11 | NaN |
| May 2012 | 935.4318799897246 | -0.33 | NaN |
| Jun 2012 | 931.474310436856 | -0.42 | NaN |
| Jul 2012 | 927.0190541075689 | -0.48 | NaN |
| Aug 2012 | 932.7589862057737 | 0.62 | NaN |
| Sep 2012 | 928.6132656735211 | -0.44 | NaN |
| Oct 2012 | 925.1494983286038 | -0.37 | NaN |
| Nov 2012 | 929.5711118309855 | 0.48 | NaN |
| Dec 2012 | 938.3788986793452 | 0.95 | NaN |
| Jan 2013 | 945.2674691280736 | 0.73 | 1.16 |
| Feb 2013 | 962.0107434113413 | 1.77 | 3.19 |
| Mar 2013 | 973.2291079406821 | 1.17 | 3.81 |
| Apr 2013 | 975.1166160638888 | 0.19 | 3.90 |
| May 2013 | 993.8650339218186 | 1.92 | 6.25 |
| Jun 2013 | 1044.3080662161224 | 5.08 | 12.11 |
| Jul 2013 | 1079.077507055517 | 3.33 | 16.40 |
| Aug 2013 | 1097.3628403895173 | 1.70 | 17.65 |
| Sep 2013 | 1110.966429467488 | 1.24 | 19.64 |
| Oct 2013 | 1099.6588306547192 | -1.02 | 18.86 |
| Nov 2013 | 1115.3390583992818 | 1.43 | 19.98 |
| Dec 2013 | 1142.9124779994613 | 2.47 | 21.80 |
| Jan 2014 | 1145.3946816992732 | 0.22 | 21.17 |
| Feb 2014 | 1144.206713071556 | -0.10 | 18.94 |
| Mar 2014 | 1155.6677520629298 | 1.00 | 18.75 |
| Apr 2014 | 1162.8450362257709 | 0.62 | 19.25 |
| May 2014 | 1158.2304810012527 | -0.40 | 16.54 |
| Jun 2014 | 1161.70396914599 | 0.30 | 11.24 |
| Jul 2014 | 1165.5410767412384 | 0.33 | 8.01 |
| Aug 2014 | 1169.5162820422743 | 0.34 | 6.58 |
| Sep 2014 | 1179.1294297848526 | 0.82 | 6.14 |
| Oct 2014 | 1173.6603734391924 | -0.46 | 6.73 |
| Nov 2014 | 1176.8967362171552 | 0.28 | 5.52 |
| Dec 2014 | 1173.6767786549908 | -0.27 | 2.69 |
| Jan 2015 | 1162.6460676006502 | -0.94 | 1.51 |
| Feb 2015 | 1172.630203209229 | 0.86 | 2.48 |
| Mar 2015 | 1183.5851395476266 | 0.93 | 2.42 |
| Apr 2015 | 1182.0195403687155 | -0.13 | 1.65 |
| May 2015 | 1203.6936081853396 | 1.83 | 3.93 |
| Jun 2015 | 1223.3552835470282 | 1.63 | 5.31 |
| Jul 2015 | 1237.2284416892437 | 1.13 | 6.15 |
| Aug 2015 | 1233.362853724871 | -0.31 | 5.46 |
| Sep 2015 | 1241.8143603698713 | 0.69 | 5.32 |
| Oct 2015 | 1243.4759922302849 | 0.13 | 5.95 |
| Nov 2015 | 1267.2934828576886 | 1.92 | 7.68 |
| Dec 2015 | 1280.206800281359 | 1.02 | 9.08 |
| Jan 2016 | 1278.3713495540417 | -0.14 | 9.95 |
| Feb 2016 | 1268.4055120741793 | -0.78 | 8.17 |
| Mar 2016 | 1279.6676062686456 | 0.89 | 8.12 |
| Apr 2016 | 1279.917427081407 | 0.02 | 8.28 |
| May 2016 | 1286.648967649606 | 0.53 | 6.89 |
| Jun 2016 | 1291.0289495109369 | 0.34 | 5.53 |
| Jul 2016 | 1286.0474381273775 | -0.39 | 3.95 |
| Aug 2016 | 1294.4395375199258 | 0.65 | 4.95 |
| Sep 2016 | 1307.6984173255955 | 1.02 | 5.31 |
| Oct 2016 | 1320.5858322100569 | 0.99 | 6.20 |
| Nov 2016 | 1362.629335678644 | 3.18 | 7.52 |
| Dec 2016 | 1417.7326912231392 | 4.04 | 10.74 |
| Jan 2017 | 1424.2318862291243 | 0.46 | 11.41 |
| Feb 2017 | 1435.8240538153264 | 0.81 | 13.20 |
| Mar 2017 | 1448.893660033195 | 0.91 | 13.22 |
| Apr 2017 | 1443.4109770256405 | -0.38 | 12.77 |
| May 2017 | 1448.9565616055525 | 0.38 | 12.62 |
| Jun 2017 | 1447.4179007484183 | -0.11 | 12.11 |
| Jul 2017 | 1463.806198655794 | 1.13 | 13.82 |
| Aug 2017 | 1464.6334634313816 | 0.06 | 13.15 |
| Sep 2017 | 1466.2159200026395 | 0.11 | 12.12 |
| Oct 2017 | 1485.6065859582352 | 1.32 | 12.50 |
| Nov 2017 | 1498.7825726651538 | 0.89 | 9.99 |
| Dec 2017 | 1512.896635886981 | 0.94 | 6.71 |
| Jan 2018 | 1527.1072948774076 | 0.94 | 7.22 |
| Feb 2018 | 1569.364873224889 | 2.77 | 9.30 |
| Mar 2018 | 1591.0158552059065 | 1.38 | 9.81 |
| Apr 2018 | 1602.6798310173383 | 0.73 | 11.03 |
| May 2018 | 1625.4382082094237 | 1.42 | 12.18 |
| Jun 2018 | 1630.2057426405174 | 0.29 | 12.63 |
| Jul 2018 | 1633.6623249827412 | 0.21 | 11.60 |
| Aug 2018 | 1645.6681065662112 | 0.74 | 12.36 |
| Sep 2018 | 1664.490212757321 | 1.14 | 13.52 |
| Oct 2018 | 1697.1117275271936 | 1.96 | 14.24 |
| Nov 2018 | 1709.801508522432 | 0.75 | 14.08 |
| Dec 2018 | 1689.9394741277551 | -1.16 | 11.70 |
| Jan 2019 | 1671.2619189641564 | -1.10 | 9.44 |
| Feb 2019 | 1667.51931039295 | -0.22 | 6.25 |
| Mar 2019 | 1660.3221909362292 | -0.43 | 4.36 |
| Apr 2019 | 1650.4106702918943 | -0.60 | 2.98 |
| May 2019 | 1645.71050500076 | -0.28 | 1.25 |
| Jun 2019 | 1617.9208860322613 | -1.69 | -0.75 |
| Jul 2019 | 1618.7800994781214 | 0.05 | -0.91 |
| Aug 2019 | 1607.0325112238138 | -0.73 | -2.35 |
| Sep 2019 | 1611.00507792868 | 0.25 | -3.21 |
| Oct 2019 | 1627.4329235253576 | 1.02 | -4.11 |
| Nov 2019 | 1636.3630576022706 | 0.55 | -4.29 |
| Dec 2019 | 1649.7634166192981 | 0.82 | -2.38 |
| Jan 2020 | 1655.485802165739 | 0.35 | -0.94 |
| Feb 2020 | 1649.2539339068549 | -0.38 | -1.09 |
| Mar 2020 | 1659.6775385771998 | 0.63 | -0.04 |
| Apr 2020 | 1648.3973476924423 | -0.68 | -0.12 |
| May 2020 | 1642.337123124998 | -0.37 | -0.20 |
| Jun 2020 | 1636.4134577906916 | -0.36 | 1.14 |
| Jul 2020 | 1624.3212280818857 | -0.74 | 0.34 |
| Aug 2020 | 1626.267936867275 | 0.12 | 1.20 |
| Sep 2020 | 1637.9501082671827 | 0.72 | 1.67 |
| Oct 2020 | 1650.6148641275117 | 0.77 | 1.42 |
| Nov 2020 | 1664.8567020245641 | 0.86 | 1.74 |
| Dec 2020 | 1677.518475510414 | 0.76 | 1.68 |
| Jan 2021 | 1677.6570642110892 | 0.01 | 1.34 |
| Feb 2021 | 1713.8348636485462 | 2.16 | 3.92 |
| Mar 2021 | 1780.4501305282024 | 3.89 | 7.28 |
| Apr 2021 | 1808.7968389976334 | 1.59 | 9.73 |
| May 2021 | 1829.5953828630786 | 1.15 | 11.40 |
| Jun 2021 | 1871.072363977316 | 2.27 | 14.34 |
| Jul 2021 | 1896.5050757956071 | 1.36 | 16.76 |
| Aug 2021 | 1929.576780630925 | 1.74 | 18.65 |
| Sep 2021 | 1969.0284258060228 | 2.05 | 20.21 |
| Oct 2021 | 2024.17148247769 | 2.80 | 22.63 |
| Nov 2021 | 2056.9746645327323 | 1.62 | 23.55 |
| Dec 2021 | 2097.1107403606447 | 1.95 | 25.01 |
| Jan 2022 | 2170.936406451276 | 3.52 | 29.40 |
| Feb 2022 | 2279.063602459613 | 4.98 | 32.98 |
| Mar 2022 | 2418.6493928979016 | 6.13 | 35.85 |
| Apr 2022 | 2651.314297742281 | 9.62 | 46.58 |
| May 2022 | 2776.752764916379 | 4.73 | 51.77 |
| Jun 2022 | 2908.066139283097 | 4.73 | 55.42 |
| Jul 2022 | 2930.8646703496197 | 0.78 | 54.54 |
| Aug 2022 | 2913.0847699976866 | -0.61 | 50.97 |
| Sep 2022 | 3121.5870426184 | 7.16 | 58.53 |
| Oct 2022 | 3302.2541669123602 | 5.79 | 63.14 |
| Nov 2022 | 3264.764480470607 | -1.13 | 58.72 |
| Dec 2022 | 3143.010110728321 | -3.73 | 49.87 |
| Jan 2023 | 3129.0481375432546 | -0.44 | 44.13 |
| Feb 2023 | 3112.8038040153265 | -0.52 | 36.58 |
| Mar 2023 | 3175.001354417631 | 2.00 | 31.27 |
| Apr 2023 | 3131.3809901075197 | -1.37 | 18.11 |
| May 2023 | 3159.9665687233446 | 0.91 | 13.80 |
| Jun 2023 | 3243.940796748469 | 2.66 | 11.55 |
| Jul 2023 | 3292.215292513801 | 1.49 | 12.33 |
| Aug 2023 | 3366.6605139994836 | 2.26 | 15.57 |
| Sep 2023 | 3411.609509797121 | 1.34 | 9.29 |
| Oct 2023 | 3528.467227778675 | 3.43 | 6.85 |
| Nov 2023 | 3495.518538153799 | -0.93 | 7.07 |
| Dec 2023 | 3353.2861429534723 | -4.07 | 6.69 |
| Jan 2024 | 3338.698750567508 | -0.43 | 6.70 |
| Feb 2024 | 3381.110526020452 | 1.27 | 8.62 |
| Mar 2024 | 3402.8617789101245 | 0.64 | 7.18 |
| Apr 2024 | 3456.2572045302877 | 1.57 | 10.38 |
| May 2024 | 3474.064304381651 | 0.52 | 9.94 |
| Jun 2024 | 3431.48728790357 | -1.23 | 5.78 |
| Jul 2024 | 3405.416826350078 | -0.76 | 3.44 |
| Aug 2024 | 3312.6881029439273 | -2.72 | -1.60 |
| Sep 2024 | 3240.9263286903856 | -2.17 | -5.00 |
| Oct 2024 | 3289.1120188003674 | 1.49 | -6.78 |
| Nov 2024 | 3364.452391542406 | 2.29 | -3.75 |
| Dec 2024 | 3329.7629932797563 | -1.03 | -0.70 |
| Jan 2025 | 3331.5642563041933 | 0.05 | -0.21 |
| Feb 2025 | 3293.428295955368 | -1.14 | -2.59 |
| Mar 2025 | 3235.932322237428 | -1.75 | -4.91 |
| Apr 2025 | 3235.407446208897 | -0.02 | -6.39 |
| May 2025 | 3237.4776436881257 | 0.06 | -6.81 |
| Jun 2025 | 3217.202246556257 | -0.63 | -6.24 |
| Jul 2025 | 3173.9115338991423 | -1.35 | -6.80 |
| Aug 2025 | 3123.662391241374 | -1.58 | -5.71 |
| Sep 2025 | 3068.7444536352423 | -1.76 | -5.31 |
| Oct 2025 | 3038.2738595252345 | -0.99 | -7.63 |
| Nov 2025 | 3030.48020144719 | -0.26 | -9.93 |
| Dec 2025 | 3018.139979058616 | -0.41 | -9.36 |
| Jan 2026 | 2999.4561614779827 | -0.62 | -9.97 |
| Feb 2026 | 2990.1679127465227 | -0.31 | -9.21 |
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