Traverse City, MI (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Traverse City, MI Metro in February 2026 was $3,153.09. The month over month percentage change (MoM) was 0.03%, and the year over year percentage change (YoY) was -4.21%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Traverse City, MI metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Traverse City, MI metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Traverse City, MI (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Traverse City, MI (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 886.6475965901155 NaN NaN
Feb 2012 884.5036492458273 -0.24 NaN
Mar 2012 897.6563586541708 1.49 NaN
Apr 2012 909.2853182661212 1.30 NaN
May 2012 912.842126484566 0.39 NaN
Jun 2012 915.3822953549194 0.28 NaN
Jul 2012 917.4864618762813 0.23 NaN
Aug 2012 934.5702787079244 1.86 NaN
Sep 2012 935.7919009345252 0.13 NaN
Oct 2012 932.2640145531184 -0.38 NaN
Nov 2012 932.7694190342924 0.05 NaN
Dec 2012 933.382752807519 0.07 NaN
Jan 2013 941.0496276223424 0.82 6.14
Feb 2013 953.9298330946164 1.37 7.85
Mar 2013 960.0566024865927 0.64 6.95
Apr 2013 952.9531960334828 -0.74 4.80
May 2013 961.8456368491429 0.93 5.37
Jun 2013 1013.2686199631794 5.35 10.69
Jul 2013 1047.4429265810732 3.37 14.16
Aug 2013 1068.4801907357582 2.01 14.33
Sep 2013 1085.0886115437627 1.55 15.95
Oct 2013 1068.7154785037558 -1.51 14.64
Nov 2013 1084.644804363185 1.49 16.28
Dec 2013 1111.8940589886722 2.51 19.13
Jan 2014 1116.3255617575055 0.40 18.63
Feb 2014 1108.5196649048798 -0.70 16.21
Mar 2014 1114.7186032970915 0.56 16.11
Apr 2014 1117.3222596298165 0.23 17.25
May 2014 1104.2661457545523 -1.17 14.81
Jun 2014 1104.9086752496905 0.06 9.04
Jul 2014 1107.6976837811771 0.25 5.75
Aug 2014 1115.9965092132536 0.75 4.45
Sep 2014 1132.5963119412334 1.49 4.38
Oct 2014 1129.2071377641205 -0.30 5.66
Nov 2014 1134.6333140720544 0.48 4.61
Dec 2014 1130.80890067341 -0.34 1.70
Jan 2015 1120.3434541061174 -0.92 0.36
Feb 2015 1131.7892438860433 1.02 2.10
Mar 2015 1141.9170118572715 0.90 2.44
Apr 2015 1135.1491291289108 -0.59 1.60
May 2015 1153.2127719212237 1.59 4.43
Jun 2015 1168.027030014548 1.29 5.71
Jul 2015 1174.2938867124842 0.54 6.01
Aug 2015 1162.9656959611584 -0.96 4.21
Sep 2015 1168.1965312338598 0.45 3.14
Oct 2015 1166.2987901987972 -0.16 3.29
Nov 2015 1189.9196561072029 2.03 4.87
Dec 2015 1199.864239625209 0.84 6.11
Jan 2016 1355.9409848782668 13.01 21.03
Feb 2016 1342.6458901398164 -0.98 18.63
Mar 2016 1350.9285771990199 0.62 18.30
Apr 2016 1343.1780973501336 -0.57 18.33
May 2016 1345.2576573741783 0.16 16.65
Jun 2016 1345.0577295582348 -0.01 15.16
Jul 2016 1331.7714048779465 -0.99 13.41
Aug 2016 1330.2293582297843 -0.12 14.38
Sep 2016 1334.663436262484 0.33 14.25
Oct 2016 1339.5016928544753 0.36 14.85
Nov 2016 1377.1781228462366 2.81 15.74
Dec 2016 1433.8250814054845 4.11 19.50
Jan 2017 1429.2978337011734 -0.32 5.41
Feb 2017 1444.6448887157846 1.07 7.60
Mar 2017 1459.1158510210319 1.00 8.01
Apr 2017 1452.3323820014803 -0.46 8.13
May 2017 1455.8845739321655 0.25 8.22
Jun 2017 1450.4077884074964 -0.38 7.83
Jul 2017 1463.7161497187412 0.92 9.91
Aug 2017 1460.203267231268 -0.24 9.77
Sep 2017 1457.8215036327415 -0.16 9.23
Oct 2017 1473.880062411788 1.10 10.03
Nov 2017 1483.4430883235182 0.65 7.72
Dec 2017 1495.080295543144 0.78 4.27
Jan 2018 1540.8016505666876 3.06 7.80
Feb 2018 1586.2427738962433 2.95 9.80
Mar 2018 1608.8445328505047 1.43 10.26
Apr 2018 1618.4172875842025 0.60 11.44
May 2018 1641.873764591654 1.45 12.78
Jun 2018 1646.2472112109513 0.27 13.50
Jul 2018 1651.1164581565422 0.30 12.80
Aug 2018 1661.9616577611646 0.66 13.82
Sep 2018 1680.7304026557122 1.13 15.29
Oct 2018 1710.581904661973 1.78 16.06
Nov 2018 1720.3681225345654 0.57 15.97
Dec 2018 1696.1827461577209 -1.41 13.45
Jan 2019 1677.4622435793774 -1.10 8.87
Feb 2019 1672.4742434900854 -0.30 5.44
Mar 2019 1663.5157190919872 -0.54 3.40
Apr 2019 1651.573399795385 -0.72 2.05
May 2019 1644.16671051814 -0.45 0.14
Jun 2019 1613.7665239878202 -1.85 -1.97
Jul 2019 1613.5178268635839 -0.01 -2.28
Aug 2019 1599.764427084282 -0.85 -3.74
Sep 2019 1602.3479408962373 0.16 -4.66
Oct 2019 1619.3722685638086 1.06 -5.33
Nov 2019 1628.9927894919826 0.59 -5.31
Dec 2019 1641.4554380108448 0.77 -3.23
Jan 2020 1606.7746696769677 -2.11 -4.21
Feb 2020 1600.1637759703603 -0.41 -4.32
Mar 2020 1612.909102242495 0.80 -3.04
Apr 2020 1601.4138118085934 -0.71 -3.04
May 2020 1588.283978584828 -0.82 -3.40
Jun 2020 1570.723142311023 -1.11 -2.67
Jul 2020 1548.966496188203 -1.38 -4.00
Aug 2020 1547.6184691629635 -0.09 -3.26
Sep 2020 1563.7208251032614 1.04 -2.41
Oct 2020 1583.2122545009374 1.25 -2.23
Nov 2020 1604.8307833976435 1.37 -1.48
Dec 2020 1624.2140501986007 1.21 -1.05
Jan 2021 1640.2101127692358 0.99 2.08
Feb 2021 1683.4113447189216 2.63 5.20
Mar 2021 1756.0077296974082 4.31 8.87
Apr 2021 1789.6020445637987 1.91 11.75
May 2021 1815.409670575681 1.44 14.30
Jun 2021 1862.139848798234 2.57 18.55
Jul 2021 1881.6633868812282 1.05 21.48
Aug 2021 1901.3643463079666 1.05 22.86
Sep 2021 1918.934925487446 0.92 22.72
Oct 2021 1952.3102588812478 1.74 23.31
Nov 2021 1961.467132104803 0.47 22.22
Dec 2021 1978.1080671943782 0.85 21.79
Jan 2022 2044.529188704462 3.36 24.65
Feb 2022 2129.6368447215796 4.16 26.51
Mar 2022 2245.069651883651 5.42 27.85
Apr 2022 2445.9360387182087 8.95 36.67
May 2022 2537.436302058023 3.74 39.77
Jun 2022 2636.093295008438 3.89 41.56
Jul 2022 2631.8584254065217 -0.16 39.87
Aug 2022 2594.8854858286995 -1.40 36.48
Sep 2022 2774.971722813929 6.94 44.61
Oct 2022 2945.2208389170323 6.14 50.86
Nov 2022 2924.4412495107517 -0.71 49.10
Dec 2022 2826.112408621922 -3.36 42.87
Jan 2023 2802.369811325326 -0.84 37.07
Feb 2023 2796.711286274671 -0.20 31.32
Mar 2023 2869.351429896086 2.60 27.81
Apr 2023 2845.717927044761 -0.82 16.35
May 2023 2903.306999402807 2.02 14.42
Jun 2023 3007.736533148801 3.60 14.10
Jul 2023 3066.5067457972914 1.95 16.52
Aug 2023 3141.915261862748 2.46 21.08
Sep 2023 3188.179106292279 1.47 14.89
Oct 2023 3298.9536222668985 3.48 12.01
Nov 2023 3258.0033157578737 -1.24 11.41
Dec 2023 3105.1073072674585 -4.69 9.87
Jan 2024 3057.210089106454 -1.54 9.09
Feb 2024 3096.500300065597 1.29 10.72
Mar 2024 3126.536166649576 0.97 8.96
Apr 2024 3192.8326521378467 2.12 12.20
May 2024 3225.583431916126 1.03 11.10
Jun 2024 3199.6318514348154 -0.80 6.38
Jul 2024 3190.280572939207 -0.29 4.04
Aug 2024 3116.3426775019757 -2.32 -0.81
Sep 2024 3060.0217315189648 -1.81 -4.02
Oct 2024 3136.6349188567483 2.50 -4.92
Nov 2024 3242.636478489356 3.38 -0.47
Dec 2024 3226.7063120024973 -0.49 3.92
Jan 2025 3318.973693307585 2.86 8.56
Feb 2025 3291.6735279438903 -0.82 6.30
Mar 2025 3245.646742859159 -1.40 3.81
Apr 2025 3265.2925959650493 0.61 2.27
May 2025 3289.5501889622165 0.74 1.98
Jun 2025 3288.921918575007 -0.02 2.79
Jul 2025 3262.2002949059797 -0.81 2.25
Aug 2025 3224.825256069701 -1.15 3.48
Sep 2025 3172.0865366174426 -1.63 3.66
Oct 2025 3150.402629071779 -0.68 0.44
Nov 2025 3155.4745641477584 0.16 -2.69
Dec 2025 3158.4874575416725 0.10 -2.11
Jan 2026 3152.303887888004 -0.20 -5.02
Feb 2026 3153.089749586313 0.03 -4.21