Utica, NY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Utica, NY Metro in February 2026 was $1,778.152. The month over month percentage change (MoM) was -0.02%, and the year over year percentage change (YoY) was 0.75%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Utica, NY metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Utica, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Utica, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Utica, NY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Utica, NY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 887.5356383635524 | NaN | NaN |
| Feb 2012 | 887.792990447596 | 0.03 | NaN |
| Mar 2012 | 894.8502516077684 | 0.80 | NaN |
| Apr 2012 | 893.7425737181869 | -0.12 | NaN |
| May 2012 | 887.609322768761 | -0.69 | NaN |
| Jun 2012 | 879.7469531618522 | -0.89 | NaN |
| Jul 2012 | 871.8998710945311 | -0.89 | NaN |
| Aug 2012 | 871.1644278255244 | -0.08 | NaN |
| Sep 2012 | 862.4047040894317 | -1.01 | NaN |
| Oct 2012 | 854.3304755482137 | -0.94 | NaN |
| Nov 2012 | 852.0157460144977 | -0.27 | NaN |
| Dec 2012 | 851.1905970447979 | -0.10 | NaN |
| Jan 2013 | 854.7514094027431 | 0.42 | -3.69 |
| Feb 2013 | 863.2508482169941 | 0.99 | -2.76 |
| Mar 2013 | 868.8404527387265 | 0.65 | -2.91 |
| Apr 2013 | 866.9367702000388 | -0.22 | -3.00 |
| May 2013 | 875.6677157295578 | 1.01 | -1.34 |
| Jun 2013 | 907.8797536735661 | 3.68 | 3.20 |
| Jul 2013 | 925.7572553493936 | 1.97 | 6.18 |
| Aug 2013 | 930.8987880530717 | 0.56 | 6.86 |
| Sep 2013 | 930.9084440959296 | 0.00 | 7.94 |
| Oct 2013 | 913.2737679522681 | -1.89 | 6.90 |
| Nov 2013 | 915.8691356448431 | 0.28 | 7.49 |
| Dec 2013 | 927.8540956387712 | 1.31 | 9.01 |
| Jan 2014 | 926.2293926201669 | -0.17 | 8.36 |
| Feb 2014 | 919.6662201754801 | -0.71 | 6.54 |
| Mar 2014 | 922.2343796772195 | 0.28 | 6.15 |
| Apr 2014 | 924.1306441549103 | 0.21 | 6.60 |
| May 2014 | 919.3116446219938 | -0.52 | 4.98 |
| Jun 2014 | 921.5075116616456 | 0.24 | 1.50 |
| Jul 2014 | 920.7784040191425 | -0.08 | -0.54 |
| Aug 2014 | 917.3729278697908 | -0.37 | -1.45 |
| Sep 2014 | 916.1321352654973 | -0.13 | -1.59 |
| Oct 2014 | 904.710204824192 | -1.25 | -0.94 |
| Nov 2014 | 901.5751054121938 | -0.35 | -1.56 |
| Dec 2014 | 896.0601890733607 | -0.61 | -3.43 |
| Jan 2015 | 888.5841955487567 | -0.83 | -4.06 |
| Feb 2015 | 894.4786548893055 | 0.66 | -2.74 |
| Mar 2015 | 901.4665354612292 | 0.78 | -2.25 |
| Apr 2015 | 900.7962540899501 | -0.07 | -2.52 |
| May 2015 | 913.3500174875392 | 1.39 | -0.65 |
| Jun 2015 | 923.5833863313017 | 1.12 | 0.23 |
| Jul 2015 | 928.7680078413339 | 0.56 | 0.87 |
| Aug 2015 | 923.2191754122725 | -0.60 | 0.64 |
| Sep 2015 | 924.3951889677112 | 0.13 | 0.90 |
| Oct 2015 | 922.5944010986595 | -0.19 | 1.98 |
| Nov 2015 | 933.7603509658454 | 1.21 | 3.57 |
| Dec 2015 | 938.2992972511731 | 0.49 | 4.71 |
| Jan 2016 | 934.8770127970629 | -0.36 | 5.21 |
| Feb 2016 | 923.5866700602933 | -1.21 | 3.25 |
| Mar 2016 | 924.6022034197146 | 0.11 | 2.57 |
| Apr 2016 | 918.313442651817 | -0.68 | 1.95 |
| May 2016 | 918.0951776427496 | -0.02 | 0.52 |
| Jun 2016 | 918.723121041574 | 0.07 | -0.53 |
| Jul 2016 | 914.6293303378992 | -0.45 | -1.52 |
| Aug 2016 | 918.4949014426932 | 0.42 | -0.51 |
| Sep 2016 | 924.3642275080254 | 0.64 | 0.00 |
| Oct 2016 | 929.8123257430351 | 0.59 | 0.78 |
| Nov 2016 | 951.8780958423349 | 2.37 | 1.94 |
| Dec 2016 | 981.9547844220249 | 3.16 | 4.65 |
| Jan 2017 | 970.813639282142 | -1.13 | 3.84 |
| Feb 2017 | 974.1238041950942 | 0.34 | 5.47 |
| Mar 2017 | 976.6338668145014 | 0.26 | 5.63 |
| Apr 2017 | 969.1974319308847 | -0.76 | 5.54 |
| May 2017 | 968.9024914284481 | -0.03 | 5.53 |
| Jun 2017 | 964.5514222572531 | -0.45 | 4.99 |
| Jul 2017 | 972.1844457650764 | 0.79 | 6.29 |
| Aug 2017 | 972.9802134635092 | 0.08 | 5.93 |
| Sep 2017 | 975.3970354047856 | 0.25 | 5.52 |
| Oct 2017 | 986.9347187053909 | 1.18 | 6.14 |
| Nov 2017 | 994.8209155968368 | 0.80 | 4.51 |
| Dec 2017 | 1002.9394600664118 | 0.82 | 2.14 |
| Jan 2018 | 847.4790821890017 | -15.50 | -12.70 |
| Feb 2018 | 869.69488510537 | 2.62 | -10.72 |
| Mar 2018 | 881.537645415876 | 1.36 | -9.74 |
| Apr 2018 | 887.0150837566915 | 0.62 | -8.48 |
| May 2018 | 900.4414482908111 | 1.51 | -7.07 |
| Jun 2018 | 905.2118235874616 | 0.53 | -6.15 |
| Jul 2018 | 909.7920442206479 | 0.51 | -6.42 |
| Aug 2018 | 918.079442536803 | 0.91 | -5.64 |
| Sep 2018 | 928.2684609648569 | 1.11 | -4.83 |
| Oct 2018 | 942.905380587205 | 1.58 | -4.46 |
| Nov 2018 | 945.5231469886512 | 0.28 | -4.95 |
| Dec 2018 | 928.8763507991132 | -1.76 | -7.38 |
| Jan 2019 | 918.1029437307384 | -1.16 | 8.33 |
| Feb 2019 | 913.4852760148992 | -0.50 | 5.04 |
| Mar 2019 | 909.6769713680841 | -0.42 | 3.19 |
| Apr 2019 | 904.4952359506801 | -0.57 | 1.97 |
| May 2019 | 902.97076320843 | -0.17 | 0.28 |
| Jun 2019 | 888.4996405022375 | -1.60 | -1.85 |
| Jul 2019 | 890.7455604116273 | 0.25 | -2.09 |
| Aug 2019 | 885.3045416597353 | -0.61 | -3.57 |
| Sep 2019 | 888.5514442993024 | 0.37 | -4.28 |
| Oct 2019 | 898.7281433175449 | 1.15 | -4.68 |
| Nov 2019 | 905.0883967002428 | 0.71 | -4.28 |
| Dec 2019 | 912.2547953661195 | 0.79 | -1.79 |
| Jan 2020 | 910.9532548500497 | -0.14 | -0.78 |
| Feb 2020 | 905.191513471661 | -0.63 | -0.91 |
| Mar 2020 | 909.4942499975389 | 0.48 | -0.02 |
| Apr 2020 | 904.6333453710407 | -0.53 | 0.02 |
| May 2020 | 903.8381066316373 | -0.09 | 0.10 |
| Jun 2020 | 903.9944667068207 | 0.02 | 1.74 |
| Jul 2020 | 898.8472452423861 | -0.57 | 0.91 |
| Aug 2020 | 899.0504104736067 | 0.02 | 1.55 |
| Sep 2020 | 904.4499708808426 | 0.60 | 1.79 |
| Oct 2020 | 912.5811300117361 | 0.90 | 1.54 |
| Nov 2020 | 923.605308976056 | 1.21 | 2.05 |
| Dec 2020 | 933.2200151141162 | 1.04 | 2.30 |
| Jan 2021 | 948.8575277682602 | 1.68 | 4.16 |
| Feb 2021 | 965.0218633892156 | 1.70 | 6.61 |
| Mar 2021 | 996.0533360671759 | 3.22 | 9.52 |
| Apr 2021 | 1005.5738107801565 | 0.96 | 11.16 |
| May 2021 | 1009.8749609573987 | 0.43 | 11.73 |
| Jun 2021 | 1023.7372395653789 | 1.37 | 13.25 |
| Jul 2021 | 1025.1669111881288 | 0.14 | 14.05 |
| Aug 2021 | 1027.191228821931 | 0.20 | 14.25 |
| Sep 2021 | 1029.6368845975596 | 0.24 | 13.84 |
| Oct 2021 | 1042.0704855864187 | 1.21 | 14.19 |
| Nov 2021 | 1043.3304493669928 | 0.12 | 12.96 |
| Dec 2021 | 1049.002476783934 | 0.54 | 12.41 |
| Jan 2022 | 1089.159290650836 | 3.83 | 14.79 |
| Feb 2022 | 1134.0233441370206 | 4.12 | 17.51 |
| Mar 2022 | 1193.9304882118217 | 5.28 | 19.87 |
| Apr 2022 | 1291.129664826796 | 8.14 | 28.40 |
| May 2022 | 1332.4935329957252 | 3.20 | 31.95 |
| Jun 2022 | 1380.4178285859216 | 3.60 | 34.84 |
| Jul 2022 | 1382.8713911261793 | 0.18 | 34.89 |
| Aug 2022 | 1370.5462933271824 | -0.89 | 33.43 |
| Sep 2022 | 1465.8799102303037 | 6.96 | 42.37 |
| Oct 2022 | 1552.5036456928515 | 5.91 | 48.98 |
| Nov 2022 | 1540.9659950668656 | -0.74 | 47.70 |
| Dec 2022 | 1489.3970346997337 | -3.35 | 41.98 |
| Jan 2023 | 1475.149357633447 | -0.96 | 35.44 |
| Feb 2023 | 1469.8488688077878 | -0.36 | 29.61 |
| Mar 2023 | 1500.465041096248 | 2.08 | 25.67 |
| Apr 2023 | 1485.6302622518785 | -0.99 | 15.06 |
| May 2023 | 1507.6563012131076 | 1.48 | 13.15 |
| Jun 2023 | 1556.608667939204 | 3.25 | 12.76 |
| Jul 2023 | 1584.2537505819387 | 1.78 | 14.56 |
| Aug 2023 | 1622.2277690663645 | 2.40 | 18.36 |
| Sep 2023 | 1647.3501907539087 | 1.55 | 12.38 |
| Oct 2023 | 1707.4226708336669 | 3.65 | 9.98 |
| Nov 2023 | 1695.9094251539782 | -0.67 | 10.06 |
| Dec 2023 | 1627.6231395289892 | -4.03 | 9.28 |
| Jan 2024 | 1610.2048156784745 | -1.07 | 9.15 |
| Feb 2024 | 1631.2621663347954 | 1.31 | 10.98 |
| Mar 2024 | 1647.430636955764 | 0.99 | 9.80 |
| Apr 2024 | 1685.914513697202 | 2.34 | 13.48 |
| May 2024 | 1709.907955133105 | 1.42 | 13.42 |
| Jun 2024 | 1707.0268385287943 | -0.17 | 9.66 |
| Jul 2024 | 1708.3597171156189 | 0.08 | 7.83 |
| Aug 2024 | 1673.2890211112058 | -2.05 | 3.15 |
| Sep 2024 | 1647.8276527808807 | -1.52 | 0.03 |
| Oct 2024 | 1685.9709305026493 | 2.32 | -1.26 |
| Nov 2024 | 1740.5872216933972 | 3.24 | 2.63 |
| Dec 2024 | 1739.1435593475494 | -0.08 | 6.85 |
| Jan 2025 | 1775.172461337683 | 2.07 | 10.25 |
| Feb 2025 | 1764.9484265517056 | -0.58 | 8.20 |
| Mar 2025 | 1740.9279294155099 | -1.36 | 5.68 |
| Apr 2025 | 1753.7828973070143 | 0.74 | 4.03 |
| May 2025 | 1773.6930846587347 | 1.14 | 3.73 |
| Jun 2025 | 1786.9024356760206 | 0.75 | 4.68 |
| Jul 2025 | 1791.9900674843525 | 0.28 | 4.89 |
| Aug 2025 | 1789.78329448653 | -0.12 | 6.96 |
| Sep 2025 | 1779.6376545817648 | -0.57 | 8.00 |
| Oct 2025 | 1775.9658679346971 | -0.21 | 5.34 |
| Nov 2025 | 1781.8196619429964 | 0.33 | 2.37 |
| Dec 2025 | 1783.5246060974628 | 0.10 | 2.55 |
| Jan 2026 | 1778.5615582428536 | -0.28 | 0.19 |
| Feb 2026 | 1778.1521765035748 | -0.02 | 0.75 |
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