Waco, TX (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Waco, TX Metro in February 2026 was $2,164.108. The month over month percentage change (MoM) was -0.18%, and the year over year percentage change (YoY) was -5.90%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Waco, TX metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Waco, TX metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Waco, TX (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Waco, TX (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 884.5139706918512 NaN NaN
Feb 2012 882.6551588797076 -0.21 NaN
Mar 2012 884.2408552747129 0.18 NaN
Apr 2012 876.5571048641608 -0.87 NaN
May 2012 864.8491958438638 -1.34 NaN
Jun 2012 853.411813730605 -1.32 NaN
Jul 2012 844.7133705415408 -1.02 NaN
Aug 2012 845.7376486618041 0.12 NaN
Sep 2012 838.7204208353737 -0.83 NaN
Oct 2012 830.455663884353 -0.98 NaN
Nov 2012 827.2401476555237 -0.39 NaN
Dec 2012 825.3113359412658 -0.23 NaN
Jan 2013 830.3056950671812 0.61 -6.13
Feb 2013 838.7585459706328 1.02 -4.97
Mar 2013 842.2354712013449 0.42 -4.75
Apr 2013 835.178329386295 -0.84 -4.72
May 2013 839.9089268535382 0.57 -2.88
Jun 2013 870.3521024536051 3.63 1.99
Jul 2013 887.8776712449594 2.01 5.11
Aug 2013 894.5332209412977 0.75 5.77
Sep 2013 898.2862432013325 0.42 7.10
Oct 2013 883.2579239912623 -1.67 6.36
Nov 2013 888.589740886058 0.60 7.42
Dec 2013 903.1670325183446 1.64 9.43
Jan 2014 921.7213014647023 2.05 11.01
Feb 2014 920.2069281928676 -0.16 9.71
Mar 2014 929.1656260957186 0.97 10.32
Apr 2014 935.4304756406978 0.67 12.00
May 2014 932.3217123667044 -0.33 11.00
Jun 2014 936.3542771437058 0.43 7.58
Jul 2014 939.1651905798187 0.30 5.78
Aug 2014 942.1349851227262 0.32 5.32
Sep 2014 946.9750838279037 0.51 5.42
Oct 2014 940.2731090116454 -0.71 6.46
Nov 2014 939.241580434476 -0.11 5.70
Dec 2014 934.4548377111701 -0.51 3.46
Jan 2015 914.3752929313775 -2.15 -0.80
Feb 2015 922.9691472432843 0.94 0.30
Mar 2015 932.4859827595147 1.03 0.36
Apr 2015 931.9093483984509 -0.06 -0.38
May 2015 947.1305523856201 1.63 1.59
Jun 2015 961.2157931226902 1.49 2.66
Jul 2015 971.5709121602486 1.08 3.45
Aug 2015 969.4342995251004 -0.22 2.90
Sep 2015 976.1301840356917 0.69 3.08
Oct 2015 978.1665971247321 0.21 4.03
Nov 2015 993.4651655364904 1.56 5.77
Dec 2015 999.9532039509289 0.65 7.01
Jan 2016 985.2384869432811 -1.47 7.75
Feb 2016 977.0280316898842 -0.83 5.86
Mar 2016 982.5186942598236 0.56 5.37
Apr 2016 980.127969327818 -0.24 5.17
May 2016 984.7005143407322 0.47 3.97
Jun 2016 990.2330989683514 0.56 3.02
Jul 2016 987.8991398866688 -0.24 1.68
Aug 2016 992.0885949560829 0.42 2.34
Sep 2016 999.2699584267106 0.72 2.37
Oct 2016 1007.2849273771446 0.80 2.98
Nov 2016 1036.5306357885602 2.90 4.34
Dec 2016 1076.5650354338622 3.86 7.66
Jan 2017 1088.4158938770595 1.10 10.47
Feb 2017 1096.2209257417828 0.72 12.20
Mar 2017 1102.5992914146345 0.58 12.22
Apr 2017 1096.2979149647722 -0.57 11.85
May 2017 1098.7419692788276 0.22 11.58
Jun 2017 1096.8869202160618 -0.17 10.77
Jul 2017 1108.4731785365796 1.06 12.21
Aug 2017 1111.5454572507074 0.28 12.04
Sep 2017 1117.1764841258587 0.51 11.80
Oct 2017 1135.8742454676621 1.67 12.77
Nov 2017 1148.6717939501868 1.13 10.82
Dec 2017 1160.199272013017 1.00 7.77
Jan 2018 1169.7527800890966 0.82 7.47
Feb 2018 1202.0378922928192 2.76 9.65
Mar 2018 1221.273131652113 1.60 10.76
Apr 2018 1231.3808202227822 0.83 12.32
May 2018 1251.0331832209881 1.60 13.86
Jun 2018 1257.697995339959 0.53 14.66
Jul 2018 1262.8959802217614 0.41 13.93
Aug 2018 1271.3496991218487 0.67 14.38
Sep 2018 1285.035432219203 1.08 15.03
Oct 2018 1308.2270882047903 1.81 15.17
Nov 2018 1317.887047405835 0.74 14.73
Dec 2018 1302.562546114797 -1.16 12.27
Jan 2019 1271.2863387124016 -2.40 8.68
Feb 2019 1269.5316640260894 -0.14 5.62
Mar 2019 1267.6960573647011 -0.14 3.80
Apr 2019 1264.031251752212 -0.29 2.65
May 2019 1264.7676515008911 0.06 1.10
Jun 2019 1248.0506132747093 -1.32 -0.77
Jul 2019 1250.7471346169195 0.22 -0.96
Aug 2019 1242.4232822596796 -0.67 -2.27
Sep 2019 1245.2909502822517 0.23 -3.09
Oct 2019 1257.9898465507397 1.02 -3.84
Nov 2019 1265.0545176047099 0.56 -4.01
Dec 2019 1274.4826444040177 0.75 -2.16
Jan 2020 1157.555891068765 -9.17 -8.95
Feb 2020 1152.1047448664276 -0.47 -9.25
Mar 2020 1160.1868389747663 0.70 -8.48
Apr 2020 1154.8410115176061 -0.46 -8.64
May 2020 1153.6780343709447 -0.10 -8.78
Jun 2020 1152.1646560214674 -0.13 -7.68
Jul 2020 1146.529742418079 -0.49 -8.33
Aug 2020 1149.984416620385 0.30 -7.44
Sep 2020 1160.3211772502382 0.90 -6.82
Oct 2020 1171.9642628668942 1.00 -6.84
Nov 2020 1183.611865595133 0.99 -6.44
Dec 2020 1192.0269606280356 0.71 -6.47
Jan 2021 1308.7771369667971 9.79 13.06
Feb 2021 1331.1886585481468 1.71 15.54
Mar 2021 1375.4054899896012 3.32 18.55
Apr 2021 1394.443737793175 1.38 20.75
May 2021 1408.3224375089474 1.00 22.07
Jun 2021 1438.5076914188455 2.14 24.85
Jul 2021 1455.4456550671885 1.18 26.94
Aug 2021 1475.061656369485 1.35 28.27
Sep 2021 1495.8836189484355 1.41 28.92
Oct 2021 1526.6591404725773 2.06 30.27
Nov 2021 1541.98887805935 1.00 30.28
Dec 2021 1561.8917942756393 1.29 31.03
Jan 2022 1595.5919597425357 2.16 21.92
Feb 2022 1666.344012514916 4.43 25.18
Mar 2022 1760.440069655433 5.65 27.99
Apr 2022 1911.1176134506977 8.56 37.05
May 2022 1985.072161926973 3.87 40.95
Jun 2022 2059.5738045177377 3.75 43.17
Jul 2022 2064.334100540284 0.23 41.84
Aug 2022 2044.5589204849412 -0.96 38.61
Sep 2022 2179.5960987916797 6.61 45.71
Oct 2022 2302.1531154450386 5.62 50.80
Nov 2022 2286.4270296582554 -0.68 48.28
Dec 2022 2214.594398215969 -3.14 41.79
Jan 2023 2174.229496512751 -1.82 36.27
Feb 2023 2167.477504426394 -0.31 30.07
Mar 2023 2211.2604227018774 2.02 25.61
Apr 2023 2186.8343114227523 -1.10 14.43
May 2023 2210.4510267919723 1.08 11.35
Jun 2023 2270.1049296790698 2.70 10.22
Jul 2023 2299.634529697292 1.30 11.40
Aug 2023 2342.828213676997 1.88 14.59
Sep 2023 2360.450252803275 0.75 8.30
Oct 2023 2422.8512738623954 2.64 5.24
Nov 2023 2386.0854622311426 -1.52 4.36
Dec 2023 2282.0107057819764 -4.36 3.04
Jan 2024 2249.157020883039 -1.44 3.45
Feb 2024 2278.4038044483914 1.30 5.12
Mar 2024 2297.6723343582344 0.85 3.91
Apr 2024 2340.3876534099045 1.86 7.02
May 2024 2358.416035060105 0.77 6.69
Jun 2024 2336.539451069621 -0.93 2.93
Jul 2024 2320.5204285775326 -0.69 0.91
Aug 2024 2259.7548696703107 -2.62 -3.55
Sep 2024 2212.7217351508007 -2.08 -6.26
Oct 2024 2246.4896426950622 1.53 -7.28
Nov 2024 2301.571085622123 2.45 -3.54
Dec 2024 2288.264108073325 -0.58 0.27
Jan 2025 2315.6738914742737 1.20 2.96
Feb 2025 2299.8228355774313 -0.68 0.94
Mar 2025 2267.8781831244287 -1.39 -1.30
Apr 2025 2276.544431352106 0.38 -2.73
May 2025 2286.1436798026566 0.42 -3.06
Jun 2025 2281.003938623094 -0.22 -2.38
Jul 2025 2259.6652153588825 -0.93 -2.62
Aug 2025 2232.1495040036843 -1.22 -1.22
Sep 2025 2200.073497982701 -1.44 -0.57
Oct 2025 2182.0230570967083 -0.82 -2.87
Nov 2025 2180.985718247923 -0.05 -5.24
Dec 2025 2177.305944886199 -0.17 -4.85
Jan 2026 2168.1275236486663 -0.42 -6.37
Feb 2026 2164.108339542966 -0.18 -5.90