Waco, TX (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Waco, TX Metro in February 2026 was $2,164.108. The month over month percentage change (MoM) was -0.18%, and the year over year percentage change (YoY) was -5.90%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Waco, TX metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Waco, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 884.5139706918512 | NaN | NaN |
| Feb 2012 | 882.6551588797076 | -0.21 | NaN |
| Mar 2012 | 884.2408552747129 | 0.18 | NaN |
| Apr 2012 | 876.5571048641608 | -0.87 | NaN |
| May 2012 | 864.8491958438638 | -1.34 | NaN |
| Jun 2012 | 853.411813730605 | -1.32 | NaN |
| Jul 2012 | 844.7133705415408 | -1.02 | NaN |
| Aug 2012 | 845.7376486618041 | 0.12 | NaN |
| Sep 2012 | 838.7204208353737 | -0.83 | NaN |
| Oct 2012 | 830.455663884353 | -0.98 | NaN |
| Nov 2012 | 827.2401476555237 | -0.39 | NaN |
| Dec 2012 | 825.3113359412658 | -0.23 | NaN |
| Jan 2013 | 830.3056950671812 | 0.61 | -6.13 |
| Feb 2013 | 838.7585459706328 | 1.02 | -4.97 |
| Mar 2013 | 842.2354712013449 | 0.42 | -4.75 |
| Apr 2013 | 835.178329386295 | -0.84 | -4.72 |
| May 2013 | 839.9089268535382 | 0.57 | -2.88 |
| Jun 2013 | 870.3521024536051 | 3.63 | 1.99 |
| Jul 2013 | 887.8776712449594 | 2.01 | 5.11 |
| Aug 2013 | 894.5332209412977 | 0.75 | 5.77 |
| Sep 2013 | 898.2862432013325 | 0.42 | 7.10 |
| Oct 2013 | 883.2579239912623 | -1.67 | 6.36 |
| Nov 2013 | 888.589740886058 | 0.60 | 7.42 |
| Dec 2013 | 903.1670325183446 | 1.64 | 9.43 |
| Jan 2014 | 921.7213014647023 | 2.05 | 11.01 |
| Feb 2014 | 920.2069281928676 | -0.16 | 9.71 |
| Mar 2014 | 929.1656260957186 | 0.97 | 10.32 |
| Apr 2014 | 935.4304756406978 | 0.67 | 12.00 |
| May 2014 | 932.3217123667044 | -0.33 | 11.00 |
| Jun 2014 | 936.3542771437058 | 0.43 | 7.58 |
| Jul 2014 | 939.1651905798187 | 0.30 | 5.78 |
| Aug 2014 | 942.1349851227262 | 0.32 | 5.32 |
| Sep 2014 | 946.9750838279037 | 0.51 | 5.42 |
| Oct 2014 | 940.2731090116454 | -0.71 | 6.46 |
| Nov 2014 | 939.241580434476 | -0.11 | 5.70 |
| Dec 2014 | 934.4548377111701 | -0.51 | 3.46 |
| Jan 2015 | 914.3752929313775 | -2.15 | -0.80 |
| Feb 2015 | 922.9691472432843 | 0.94 | 0.30 |
| Mar 2015 | 932.4859827595147 | 1.03 | 0.36 |
| Apr 2015 | 931.9093483984509 | -0.06 | -0.38 |
| May 2015 | 947.1305523856201 | 1.63 | 1.59 |
| Jun 2015 | 961.2157931226902 | 1.49 | 2.66 |
| Jul 2015 | 971.5709121602486 | 1.08 | 3.45 |
| Aug 2015 | 969.4342995251004 | -0.22 | 2.90 |
| Sep 2015 | 976.1301840356917 | 0.69 | 3.08 |
| Oct 2015 | 978.1665971247321 | 0.21 | 4.03 |
| Nov 2015 | 993.4651655364904 | 1.56 | 5.77 |
| Dec 2015 | 999.9532039509289 | 0.65 | 7.01 |
| Jan 2016 | 985.2384869432811 | -1.47 | 7.75 |
| Feb 2016 | 977.0280316898842 | -0.83 | 5.86 |
| Mar 2016 | 982.5186942598236 | 0.56 | 5.37 |
| Apr 2016 | 980.127969327818 | -0.24 | 5.17 |
| May 2016 | 984.7005143407322 | 0.47 | 3.97 |
| Jun 2016 | 990.2330989683514 | 0.56 | 3.02 |
| Jul 2016 | 987.8991398866688 | -0.24 | 1.68 |
| Aug 2016 | 992.0885949560829 | 0.42 | 2.34 |
| Sep 2016 | 999.2699584267106 | 0.72 | 2.37 |
| Oct 2016 | 1007.2849273771446 | 0.80 | 2.98 |
| Nov 2016 | 1036.5306357885602 | 2.90 | 4.34 |
| Dec 2016 | 1076.5650354338622 | 3.86 | 7.66 |
| Jan 2017 | 1088.4158938770595 | 1.10 | 10.47 |
| Feb 2017 | 1096.2209257417828 | 0.72 | 12.20 |
| Mar 2017 | 1102.5992914146345 | 0.58 | 12.22 |
| Apr 2017 | 1096.2979149647722 | -0.57 | 11.85 |
| May 2017 | 1098.7419692788276 | 0.22 | 11.58 |
| Jun 2017 | 1096.8869202160618 | -0.17 | 10.77 |
| Jul 2017 | 1108.4731785365796 | 1.06 | 12.21 |
| Aug 2017 | 1111.5454572507074 | 0.28 | 12.04 |
| Sep 2017 | 1117.1764841258587 | 0.51 | 11.80 |
| Oct 2017 | 1135.8742454676621 | 1.67 | 12.77 |
| Nov 2017 | 1148.6717939501868 | 1.13 | 10.82 |
| Dec 2017 | 1160.199272013017 | 1.00 | 7.77 |
| Jan 2018 | 1169.7527800890966 | 0.82 | 7.47 |
| Feb 2018 | 1202.0378922928192 | 2.76 | 9.65 |
| Mar 2018 | 1221.273131652113 | 1.60 | 10.76 |
| Apr 2018 | 1231.3808202227822 | 0.83 | 12.32 |
| May 2018 | 1251.0331832209881 | 1.60 | 13.86 |
| Jun 2018 | 1257.697995339959 | 0.53 | 14.66 |
| Jul 2018 | 1262.8959802217614 | 0.41 | 13.93 |
| Aug 2018 | 1271.3496991218487 | 0.67 | 14.38 |
| Sep 2018 | 1285.035432219203 | 1.08 | 15.03 |
| Oct 2018 | 1308.2270882047903 | 1.81 | 15.17 |
| Nov 2018 | 1317.887047405835 | 0.74 | 14.73 |
| Dec 2018 | 1302.562546114797 | -1.16 | 12.27 |
| Jan 2019 | 1271.2863387124016 | -2.40 | 8.68 |
| Feb 2019 | 1269.5316640260894 | -0.14 | 5.62 |
| Mar 2019 | 1267.6960573647011 | -0.14 | 3.80 |
| Apr 2019 | 1264.031251752212 | -0.29 | 2.65 |
| May 2019 | 1264.7676515008911 | 0.06 | 1.10 |
| Jun 2019 | 1248.0506132747093 | -1.32 | -0.77 |
| Jul 2019 | 1250.7471346169195 | 0.22 | -0.96 |
| Aug 2019 | 1242.4232822596796 | -0.67 | -2.27 |
| Sep 2019 | 1245.2909502822517 | 0.23 | -3.09 |
| Oct 2019 | 1257.9898465507397 | 1.02 | -3.84 |
| Nov 2019 | 1265.0545176047099 | 0.56 | -4.01 |
| Dec 2019 | 1274.4826444040177 | 0.75 | -2.16 |
| Jan 2020 | 1157.555891068765 | -9.17 | -8.95 |
| Feb 2020 | 1152.1047448664276 | -0.47 | -9.25 |
| Mar 2020 | 1160.1868389747663 | 0.70 | -8.48 |
| Apr 2020 | 1154.8410115176061 | -0.46 | -8.64 |
| May 2020 | 1153.6780343709447 | -0.10 | -8.78 |
| Jun 2020 | 1152.1646560214674 | -0.13 | -7.68 |
| Jul 2020 | 1146.529742418079 | -0.49 | -8.33 |
| Aug 2020 | 1149.984416620385 | 0.30 | -7.44 |
| Sep 2020 | 1160.3211772502382 | 0.90 | -6.82 |
| Oct 2020 | 1171.9642628668942 | 1.00 | -6.84 |
| Nov 2020 | 1183.611865595133 | 0.99 | -6.44 |
| Dec 2020 | 1192.0269606280356 | 0.71 | -6.47 |
| Jan 2021 | 1308.7771369667971 | 9.79 | 13.06 |
| Feb 2021 | 1331.1886585481468 | 1.71 | 15.54 |
| Mar 2021 | 1375.4054899896012 | 3.32 | 18.55 |
| Apr 2021 | 1394.443737793175 | 1.38 | 20.75 |
| May 2021 | 1408.3224375089474 | 1.00 | 22.07 |
| Jun 2021 | 1438.5076914188455 | 2.14 | 24.85 |
| Jul 2021 | 1455.4456550671885 | 1.18 | 26.94 |
| Aug 2021 | 1475.061656369485 | 1.35 | 28.27 |
| Sep 2021 | 1495.8836189484355 | 1.41 | 28.92 |
| Oct 2021 | 1526.6591404725773 | 2.06 | 30.27 |
| Nov 2021 | 1541.98887805935 | 1.00 | 30.28 |
| Dec 2021 | 1561.8917942756393 | 1.29 | 31.03 |
| Jan 2022 | 1595.5919597425357 | 2.16 | 21.92 |
| Feb 2022 | 1666.344012514916 | 4.43 | 25.18 |
| Mar 2022 | 1760.440069655433 | 5.65 | 27.99 |
| Apr 2022 | 1911.1176134506977 | 8.56 | 37.05 |
| May 2022 | 1985.072161926973 | 3.87 | 40.95 |
| Jun 2022 | 2059.5738045177377 | 3.75 | 43.17 |
| Jul 2022 | 2064.334100540284 | 0.23 | 41.84 |
| Aug 2022 | 2044.5589204849412 | -0.96 | 38.61 |
| Sep 2022 | 2179.5960987916797 | 6.61 | 45.71 |
| Oct 2022 | 2302.1531154450386 | 5.62 | 50.80 |
| Nov 2022 | 2286.4270296582554 | -0.68 | 48.28 |
| Dec 2022 | 2214.594398215969 | -3.14 | 41.79 |
| Jan 2023 | 2174.229496512751 | -1.82 | 36.27 |
| Feb 2023 | 2167.477504426394 | -0.31 | 30.07 |
| Mar 2023 | 2211.2604227018774 | 2.02 | 25.61 |
| Apr 2023 | 2186.8343114227523 | -1.10 | 14.43 |
| May 2023 | 2210.4510267919723 | 1.08 | 11.35 |
| Jun 2023 | 2270.1049296790698 | 2.70 | 10.22 |
| Jul 2023 | 2299.634529697292 | 1.30 | 11.40 |
| Aug 2023 | 2342.828213676997 | 1.88 | 14.59 |
| Sep 2023 | 2360.450252803275 | 0.75 | 8.30 |
| Oct 2023 | 2422.8512738623954 | 2.64 | 5.24 |
| Nov 2023 | 2386.0854622311426 | -1.52 | 4.36 |
| Dec 2023 | 2282.0107057819764 | -4.36 | 3.04 |
| Jan 2024 | 2249.157020883039 | -1.44 | 3.45 |
| Feb 2024 | 2278.4038044483914 | 1.30 | 5.12 |
| Mar 2024 | 2297.6723343582344 | 0.85 | 3.91 |
| Apr 2024 | 2340.3876534099045 | 1.86 | 7.02 |
| May 2024 | 2358.416035060105 | 0.77 | 6.69 |
| Jun 2024 | 2336.539451069621 | -0.93 | 2.93 |
| Jul 2024 | 2320.5204285775326 | -0.69 | 0.91 |
| Aug 2024 | 2259.7548696703107 | -2.62 | -3.55 |
| Sep 2024 | 2212.7217351508007 | -2.08 | -6.26 |
| Oct 2024 | 2246.4896426950622 | 1.53 | -7.28 |
| Nov 2024 | 2301.571085622123 | 2.45 | -3.54 |
| Dec 2024 | 2288.264108073325 | -0.58 | 0.27 |
| Jan 2025 | 2315.6738914742737 | 1.20 | 2.96 |
| Feb 2025 | 2299.8228355774313 | -0.68 | 0.94 |
| Mar 2025 | 2267.8781831244287 | -1.39 | -1.30 |
| Apr 2025 | 2276.544431352106 | 0.38 | -2.73 |
| May 2025 | 2286.1436798026566 | 0.42 | -3.06 |
| Jun 2025 | 2281.003938623094 | -0.22 | -2.38 |
| Jul 2025 | 2259.6652153588825 | -0.93 | -2.62 |
| Aug 2025 | 2232.1495040036843 | -1.22 | -1.22 |
| Sep 2025 | 2200.073497982701 | -1.44 | -0.57 |
| Oct 2025 | 2182.0230570967083 | -0.82 | -2.87 |
| Nov 2025 | 2180.985718247923 | -0.05 | -5.24 |
| Dec 2025 | 2177.305944886199 | -0.17 | -4.85 |
| Jan 2026 | 2168.1275236486663 | -0.42 | -6.37 |
| Feb 2026 | 2164.108339542966 | -0.18 | -5.90 |