Washington, DC (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Washington, DC Metro in February 2026 was $4,604.922. The month over month percentage change (MoM) was -0.45%, and the year over year percentage change (YoY) was -5.87%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Washington, DC metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Washington, DC metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Washington, DC (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Washington, DC (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 2077.797565908203 NaN NaN
Feb 2012 2076.700233746792 -0.05 NaN
Mar 2012 2094.477132468567 0.86 NaN
Apr 2012 2098.3463509616836 0.19 NaN
May 2012 2089.917494519882 -0.40 NaN
Jun 2012 2081.4765170677674 -0.40 NaN
Jul 2012 2071.116340076185 -0.50 NaN
Aug 2012 2092.5859551298277 1.04 NaN
Sep 2012 2088.757021464588 -0.18 NaN
Oct 2012 2084.5974353299025 -0.20 NaN
Nov 2012 2095.165014445476 0.51 NaN
Dec 2012 2106.505664380499 0.54 NaN
Jan 2013 2145.7043864835928 1.86 3.27
Feb 2013 2179.5842122662266 1.58 4.95
Mar 2013 2198.211862650466 0.86 4.95
Apr 2013 2189.713317933645 -0.39 4.35
May 2013 2219.6483030349896 1.37 6.21
Jun 2013 2335.7029317791294 5.23 12.21
Jul 2013 2409.715505136812 3.17 16.35
Aug 2013 2442.7429849746595 1.37 16.73
Sep 2013 2465.5549897814276 0.93 18.04
Oct 2013 2424.056963742726 -1.68 16.28
Nov 2013 2453.0143135839508 1.20 17.08
Dec 2013 2508.117132204906 2.25 19.07
Jan 2014 2567.540511736793 2.37 19.66
Feb 2014 2552.1857302940075 -0.60 17.10
Mar 2014 2571.1095809607054 0.74 16.96
Apr 2014 2582.434053510105 0.44 17.93
May 2014 2562.4319313730366 -0.77 15.44
Jun 2014 2563.03083255579 0.02 9.73
Jul 2014 2558.760420079975 -0.17 6.19
Aug 2014 2556.2936299440776 -0.10 4.65
Sep 2014 2569.1399801700163 0.50 4.20
Oct 2014 2547.5565001893683 -0.84 5.10
Nov 2014 2545.1788928483957 -0.09 3.76
Dec 2014 2521.177321933603 -0.94 0.52
Jan 2015 2484.879313880085 -1.44 -3.22
Feb 2015 2497.444708334775 0.51 -2.14
Mar 2015 2515.1734105706646 0.71 -2.18
Apr 2015 2498.612949123558 -0.66 -3.25
May 2015 2533.5691645169773 1.40 -1.13
Jun 2015 2562.980376669184 1.16 0.00
Jul 2015 2579.532575956289 0.65 0.81
Aug 2015 2556.2269133924488 -0.90 0.00
Sep 2015 2560.861443430329 0.18 -0.32
Oct 2015 2550.954324491241 -0.39 0.13
Nov 2015 2590.758863600533 1.56 1.79
Dec 2015 2604.22203049495 0.52 3.29
Jan 2016 2600.436639260576 -0.14 4.65
Feb 2016 2564.4496893638734 -1.38 2.68
Mar 2016 2575.3506604525714 0.43 2.39
Apr 2016 2557.380386743003 -0.70 2.35
May 2016 2556.3105884062206 -0.04 0.90
Jun 2016 2551.802849011398 -0.18 -0.44
Jul 2016 2527.231087859742 -0.96 -2.03
Aug 2016 2526.6500303537564 -0.02 -1.16
Sep 2016 2533.3389642975585 0.27 -1.07
Oct 2016 2541.945751155101 0.34 -0.35
Nov 2016 2614.727087901725 2.86 0.93
Dec 2016 2719.1746377238096 4.00 4.41
Jan 2017 2716.167965682382 -0.11 4.45
Feb 2017 2732.650582586668 0.61 6.56
Mar 2017 2749.998807512185 0.64 6.78
Apr 2017 2726.8023075837355 -0.84 6.63
May 2017 2723.9605119694193 -0.10 6.56
Jun 2017 2702.815230330212 -0.78 5.92
Jul 2017 2716.600272943143 0.51 7.49
Aug 2017 2700.2070716857925 -0.60 6.87
Sep 2017 2690.454864916308 -0.36 6.20
Oct 2017 2719.720561175678 1.09 6.99
Nov 2017 2736.4505365732043 0.62 4.66
Dec 2017 2754.4562006833967 0.66 1.30
Jan 2018 2778.3515361467653 0.87 2.29
Feb 2018 2856.291689149483 2.81 4.53
Mar 2018 2893.759848327073 1.31 5.23
Apr 2018 2907.9671392368987 0.49 6.64
May 2018 2944.374629035659 1.25 8.09
Jun 2018 2945.160665820127 0.03 8.97
Jul 2018 2942.8959110627093 -0.08 8.33
Aug 2018 2954.990742822351 0.41 9.44
Sep 2018 2981.7619308564836 0.91 10.83
Oct 2018 3036.493842882278 1.84 11.65
Nov 2018 3052.0385352561484 0.51 11.53
Dec 2018 3004.373500132483 -1.56 9.07
Jan 2019 2967.035462124292 -1.24 6.79
Feb 2019 2954.5822301706808 -0.42 3.44
Mar 2019 2943.101748115232 -0.39 1.71
Apr 2019 2928.625824233259 -0.49 0.71
May 2019 2921.416410100609 -0.25 -0.78
Jun 2019 2864.220616451657 -1.96 -2.75
Jul 2019 2858.4848696964773 -0.20 -2.87
Aug 2019 2828.759061132579 -1.04 -4.27
Sep 2019 2830.6134278770865 0.07 -5.07
Oct 2019 2856.368781735294 0.91 -5.93
Nov 2019 2867.7963352149113 0.40 -6.04
Dec 2019 2887.0806592069644 0.67 -3.90
Jan 2020 2865.0815189175164 -0.76 -3.44
Feb 2020 2846.070871210916 -0.66 -3.67
Mar 2020 2860.5383131083377 0.51 -2.80
Apr 2020 2842.097768767635 -0.64 -2.95
May 2020 2832.6701693883533 -0.33 -3.04
Jun 2020 2818.4949118654577 -0.50 -1.60
Jul 2020 2788.4034742760914 -1.07 -2.45
Aug 2020 2783.276832154206 -0.18 -1.61
Sep 2020 2798.460938873846 0.55 -1.14
Oct 2020 2818.0354971754746 0.70 -1.34
Nov 2020 2837.579374160093 0.69 -1.05
Dec 2020 2852.21728268725 0.52 -1.21
Jan 2021 2850.9828653421446 -0.04 -0.49
Feb 2021 2899.701342534537 1.71 1.88
Mar 2021 3001.010157465025 3.49 4.91
Apr 2021 3034.621213545819 1.12 6.77
May 2021 3049.5983584802743 0.49 7.66
Jun 2021 3087.2581826227783 1.24 9.54
Jul 2021 3081.0977086616604 -0.20 10.50
Aug 2021 3082.460478194744 0.04 10.75
Sep 2021 3094.536403402043 0.39 10.58
Oct 2021 3137.7782700503576 1.40 11.35
Nov 2021 3143.225198265681 0.17 10.77
Dec 2021 3164.7680384527926 0.69 10.96
Jan 2022 3290.471964334122 3.97 15.42
Feb 2022 3415.9790429902523 3.81 17.81
Mar 2022 3585.0481626910714 4.95 19.46
Apr 2022 3882.933463071013 8.31 27.95
May 2022 4007.587900733987 3.21 31.41
Jun 2022 4128.694492183229 3.02 33.73
Jul 2022 4093.833565362843 -0.84 32.87
Aug 2022 4011.0495728734213 -2.02 30.13
Sep 2022 4266.243239217804 6.36 37.86
Oct 2022 4505.987328617311 5.62 43.60
Nov 2022 4461.25029593481 -0.99 41.93
Dec 2022 4310.209797163568 -3.39 36.19
Jan 2023 4284.249507816636 -0.60 30.20
Feb 2023 4278.43861037653 -0.14 25.25
Mar 2023 4375.144537176638 2.26 22.04
Apr 2023 4321.826125728325 -1.22 11.30
May 2023 4370.614707869516 1.13 9.06
Jun 2023 4498.146230474288 2.92 8.95
Jul 2023 4569.792933535604 1.59 11.63
Aug 2023 4673.799409087487 2.28 16.52
Sep 2023 4734.323531175286 1.30 10.97
Oct 2023 4894.0460591483625 3.37 8.61
Nov 2023 4837.504472066279 -1.15 8.43
Dec 2023 4623.147130735102 -4.43 7.26
Jan 2024 4569.745733074026 -1.15 6.66
Feb 2024 4628.970084225537 1.30 8.19
Mar 2024 4670.439517716059 0.90 6.75
Apr 2024 4768.690084523684 2.10 10.34
May 2024 4822.039959913412 1.12 10.33
Jun 2024 4785.14135441717 -0.76 6.38
Jul 2024 4765.17363645986 -0.42 4.28
Aug 2024 4646.206335552447 -2.50 -0.59
Sep 2024 4552.900937708796 -2.01 -3.83
Oct 2024 4656.318878869724 2.27 -4.86
Nov 2024 4809.548430239824 3.29 -0.58
Dec 2024 4794.372837166884 -0.32 3.70
Jan 2025 4924.402176977979 2.71 7.76
Feb 2025 4891.979116455757 -0.66 5.68
Mar 2025 4823.8240206752835 -1.39 3.28
Apr 2025 4848.834072119163 0.52 1.68
May 2025 4872.300832809817 0.48 1.04
Jun 2025 4862.393944784552 -0.20 1.61
Jul 2025 4819.593334892024 -0.88 1.14
Aug 2025 4768.0186823650865 -1.07 2.62
Sep 2025 4692.382397714104 -1.59 3.06
Oct 2025 4662.444141225743 -0.64 0.13
Nov 2025 4664.273966865014 0.04 -3.02
Dec 2025 4654.967841014083 -0.20 -2.91
Jan 2026 4625.614565838708 -0.63 -6.07
Feb 2026 4604.92161014044 -0.45 -5.87