Waterloo, IA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Waterloo, IA Metro in February 2026 was $1,700.133. The month over month percentage change (MoM) was -0.21%, and the year over year percentage change (YoY) was -2.35%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Waterloo, IA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Waterloo, IA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Waterloo, IA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Waterloo, IA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 891.0556994644415 NaN NaN
Feb 2012 894.5178882223195 0.39 NaN
Mar 2012 902.2354061427093 0.86 NaN
Apr 2012 903.5778973600229 0.15 NaN
May 2012 899.7580975932938 -0.42 NaN
Jun 2012 893.1981193925164 -0.73 NaN
Jul 2012 886.6260283344936 -0.74 NaN
Aug 2012 892.1646147355469 0.63 NaN
Sep 2012 888.2270515064008 -0.44 NaN
Oct 2012 883.0562316337741 -0.58 NaN
Nov 2012 883.1315571160475 0.01 NaN
Dec 2012 885.344128766955 0.25 NaN
Jan 2013 854.9377582648615 -3.43 -4.05
Feb 2013 863.6094789645491 1.01 -3.45
Mar 2013 867.6432436138974 0.47 -3.83
Apr 2013 862.3810457320968 -0.61 -4.56
May 2013 870.7253233314 0.97 -3.23
Jun 2013 906.3566807495126 4.09 1.47
Jul 2013 927.2330400195763 2.30 4.58
Aug 2013 935.3610283937298 0.88 4.84
Sep 2013 939.3920962748559 0.43 5.76
Oct 2013 921.3355581945191 -1.92 4.34
Nov 2013 927.7504369631639 0.70 5.05
Dec 2013 944.9225956896871 1.85 6.73
Jan 2014 977.1505410243916 3.41 14.30
Feb 2014 969.1030721570639 -0.82 12.22
Mar 2014 974.1354574376016 0.52 12.27
Apr 2014 979.3124441926566 0.53 13.56
May 2014 974.7138305745802 -0.47 11.94
Jun 2014 977.1158237471925 0.25 7.81
Jul 2014 978.7634891280088 0.17 5.56
Aug 2014 981.4432990097439 0.27 4.93
Sep 2014 985.5531730960804 0.42 4.91
Oct 2014 974.0334338353156 -1.17 5.72
Nov 2014 968.9370389077139 -0.52 4.44
Dec 2014 960.7788983426897 -0.84 1.68
Jan 2015 951.3193444919584 -0.98 -2.64
Feb 2015 956.1411367156377 0.51 -1.34
Mar 2015 962.6516483883006 0.68 -1.18
Apr 2015 960.8819113366392 -0.18 -1.88
May 2015 976.0568980350041 1.58 0.14
Jun 2015 987.482765332147 1.17 1.06
Jul 2015 993.0019581366669 0.56 1.46
Aug 2015 986.4099253089532 -0.66 0.51
Sep 2015 988.3873674465281 0.20 0.29
Oct 2015 985.192037121773 -0.32 1.15
Nov 2015 996.9212748901953 1.19 2.89
Dec 2015 1001.5922146612637 0.47 4.25
Jan 2016 996.5675976838681 -0.50 4.76
Feb 2016 985.214412053808 -1.14 3.04
Mar 2016 987.901745161985 0.27 2.62
Apr 2016 981.6913014349632 -0.63 2.17
May 2016 979.5471894522502 -0.22 0.36
Jun 2016 976.7261441945793 -0.29 -1.09
Jul 2016 966.9785255898373 -1.00 -2.62
Aug 2016 966.700612109895 -0.03 -2.00
Sep 2016 969.3793358188541 0.28 -1.92
Oct 2016 970.9857821900691 0.17 -1.44
Nov 2016 991.4690364097451 2.11 -0.55
Dec 2016 1020.9591797100901 2.97 1.93
Jan 2017 1020.0940096694626 -0.08 2.36
Feb 2017 1019.7367090071898 -0.04 3.50
Mar 2017 1020.112303213327 0.04 3.26
Apr 2017 1010.2349594660511 -0.97 2.91
May 2017 1009.4046783990893 -0.08 3.05
Jun 2017 1003.6630502324699 -0.57 2.76
Jul 2017 1008.899575580198 0.52 4.34
Aug 2017 1004.4651793586677 -0.44 3.91
Sep 2017 1001.1009673554883 -0.33 3.27
Oct 2017 1009.9627853800557 0.89 4.01
Nov 2017 1014.8655734271488 0.49 2.36
Dec 2017 1019.9311361456455 0.50 -0.10
Jan 2018 1026.1540757947 0.61 0.59
Feb 2018 1049.793055168016 2.30 2.95
Mar 2018 1061.336076516679 1.10 4.04
Apr 2018 1066.9338971249388 0.53 5.61
May 2018 1079.4840068759277 1.18 6.94
Jun 2018 1081.1227994592653 0.15 7.72
Jul 2018 1081.564489513373 0.04 7.20
Aug 2018 1085.3548377533027 0.35 8.05
Sep 2018 1093.6121601202601 0.76 9.24
Oct 2018 1110.5081179816423 1.55 9.96
Nov 2018 1117.0619785487047 0.59 10.07
Dec 2018 1103.407419307077 -1.22 8.19
Jan 2019 1085.7860749606762 -1.60 5.81
Feb 2019 1083.969012145351 -0.17 3.26
Mar 2019 1081.8567505224114 -0.19 1.93
Apr 2019 1078.2992459755405 -0.33 1.07
May 2019 1077.1222636754494 -0.11 -0.22
Jun 2019 1062.0173898275973 -1.40 -1.77
Jul 2019 1063.0746782784186 0.10 -1.71
Aug 2019 1054.664274770681 -0.79 -2.83
Sep 2019 1055.2802171362132 0.06 -3.50
Oct 2019 1064.0077009145996 0.83 -4.19
Nov 2019 1067.8852041194382 0.36 -4.40
Dec 2019 1072.6164799938842 0.44 -2.79
Jan 2020 1060.068154600149 -1.17 -2.37
Feb 2020 1047.2136944055708 -1.21 -3.39
Mar 2020 1044.7401800554926 -0.24 -3.43
Apr 2020 1034.0598192264456 -1.02 -4.10
May 2020 1029.2887835111585 -0.46 -4.44
Jun 2020 1024.847441274361 -0.43 -3.50
Jul 2020 1016.1469236396424 -0.85 -4.41
Aug 2020 1015.0866646577638 -0.10 -3.75
Sep 2020 1020.6917713977361 0.55 -3.28
Oct 2020 1024.5479020324033 0.38 -3.71
Nov 2020 1026.1236289542992 0.15 -3.91
Dec 2020 1023.0063575783349 -0.30 -4.62
Jan 2021 1018.4460342525172 -0.45 -3.93
Feb 2021 1026.5493489765865 0.80 -1.97
Mar 2021 1050.3008278652535 2.31 0.53
Apr 2021 1053.9873422378423 0.35 1.93
May 2021 1053.7123861861992 -0.03 2.37
Jun 2021 1064.9203351399049 1.06 3.91
Jul 2021 1067.921979290171 0.28 5.10
Aug 2021 1074.531249577597 0.62 5.86
Sep 2021 1084.0127285239062 0.88 6.20
Oct 2021 1101.1161287429857 1.58 7.47
Nov 2021 1105.845227688446 0.43 7.77
Dec 2021 1113.0418170406697 0.65 8.80
Jan 2022 1135.7885178207412 2.04 11.52
Feb 2022 1173.8566351250042 3.35 14.35
Mar 2022 1224.4390145009265 4.31 16.58
Apr 2022 1313.6366389867273 7.29 24.64
May 2022 1353.5040094370172 3.04 28.45
Jun 2022 1398.3529522951844 3.31 31.31
Jul 2022 1399.172283945021 0.06 31.02
Aug 2022 1385.1214252911927 -1.00 28.91
Sep 2022 1475.0807015252967 6.50 36.08
Oct 2022 1559.4753751233893 5.72 41.63
Nov 2022 1553.6527916871605 -0.37 40.49
Dec 2022 1511.6365496697324 -2.70 35.81
Jan 2023 1498.7255050036265 -0.85 31.96
Feb 2023 1499.399727196731 0.05 27.73
Mar 2023 1533.0684188752616 2.25 25.21
Apr 2023 1519.9275125458412 -0.86 15.70
May 2023 1541.320031654457 1.41 13.88
Jun 2023 1589.2755048103943 3.11 13.65
Jul 2023 1618.0787637575374 1.81 15.65
Aug 2023 1653.6750667328938 2.20 19.39
Sep 2023 1672.1560915913813 1.12 13.36
Oct 2023 1722.997497149277 3.04 10.49
Nov 2023 1704.8070851463813 -1.06 9.73
Dec 2023 1635.3434376495306 -4.07 8.18
Jan 2024 1613.0076008570275 -1.37 7.63
Feb 2024 1632.6267046559115 1.22 8.89
Mar 2024 1648.3841175175507 0.97 7.52
Apr 2024 1682.9820133418975 2.10 10.73
May 2024 1702.2152377081957 1.14 10.44
Jun 2024 1691.0506182951765 -0.66 6.40
Jul 2024 1684.5352648463693 -0.38 4.11
Aug 2024 1645.2725017835826 -2.33 -0.51
Sep 2024 1616.0464567708007 -1.78 -3.36
Oct 2024 1647.9682304965672 1.98 -4.36
Nov 2024 1699.5526363936306 3.13 -0.31
Dec 2024 1702.3085230584168 0.16 4.10
Jan 2025 1744.6132690935945 2.49 8.16
Feb 2025 1741.0751309250836 -0.20 6.64
Mar 2025 1723.2433578918535 -1.02 4.54
Apr 2025 1734.3739764455122 0.65 3.05
May 2025 1745.8446890046607 0.66 2.56
Jun 2025 1747.1057864757743 0.07 3.32
Jul 2025 1740.4356536096489 -0.38 3.32
Aug 2025 1730.5338363030664 -0.57 5.18
Sep 2025 1713.9678466507708 -0.96 6.06
Oct 2025 1706.0079031992727 -0.46 3.52
Nov 2025 1708.2770687654252 0.13 0.51
Dec 2025 1709.2291242320653 0.06 0.41
Jan 2026 1703.7700483768624 -0.32 -2.34
Feb 2026 1700.1328633924268 -0.21 -2.35