Waterloo, IA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Waterloo, IA Metro in February 2026 was $1,700.133. The month over month percentage change (MoM) was -0.21%, and the year over year percentage change (YoY) was -2.35%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Waterloo, IA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Waterloo, IA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 891.0556994644415 | NaN | NaN |
| Feb 2012 | 894.5178882223195 | 0.39 | NaN |
| Mar 2012 | 902.2354061427093 | 0.86 | NaN |
| Apr 2012 | 903.5778973600229 | 0.15 | NaN |
| May 2012 | 899.7580975932938 | -0.42 | NaN |
| Jun 2012 | 893.1981193925164 | -0.73 | NaN |
| Jul 2012 | 886.6260283344936 | -0.74 | NaN |
| Aug 2012 | 892.1646147355469 | 0.63 | NaN |
| Sep 2012 | 888.2270515064008 | -0.44 | NaN |
| Oct 2012 | 883.0562316337741 | -0.58 | NaN |
| Nov 2012 | 883.1315571160475 | 0.01 | NaN |
| Dec 2012 | 885.344128766955 | 0.25 | NaN |
| Jan 2013 | 854.9377582648615 | -3.43 | -4.05 |
| Feb 2013 | 863.6094789645491 | 1.01 | -3.45 |
| Mar 2013 | 867.6432436138974 | 0.47 | -3.83 |
| Apr 2013 | 862.3810457320968 | -0.61 | -4.56 |
| May 2013 | 870.7253233314 | 0.97 | -3.23 |
| Jun 2013 | 906.3566807495126 | 4.09 | 1.47 |
| Jul 2013 | 927.2330400195763 | 2.30 | 4.58 |
| Aug 2013 | 935.3610283937298 | 0.88 | 4.84 |
| Sep 2013 | 939.3920962748559 | 0.43 | 5.76 |
| Oct 2013 | 921.3355581945191 | -1.92 | 4.34 |
| Nov 2013 | 927.7504369631639 | 0.70 | 5.05 |
| Dec 2013 | 944.9225956896871 | 1.85 | 6.73 |
| Jan 2014 | 977.1505410243916 | 3.41 | 14.30 |
| Feb 2014 | 969.1030721570639 | -0.82 | 12.22 |
| Mar 2014 | 974.1354574376016 | 0.52 | 12.27 |
| Apr 2014 | 979.3124441926566 | 0.53 | 13.56 |
| May 2014 | 974.7138305745802 | -0.47 | 11.94 |
| Jun 2014 | 977.1158237471925 | 0.25 | 7.81 |
| Jul 2014 | 978.7634891280088 | 0.17 | 5.56 |
| Aug 2014 | 981.4432990097439 | 0.27 | 4.93 |
| Sep 2014 | 985.5531730960804 | 0.42 | 4.91 |
| Oct 2014 | 974.0334338353156 | -1.17 | 5.72 |
| Nov 2014 | 968.9370389077139 | -0.52 | 4.44 |
| Dec 2014 | 960.7788983426897 | -0.84 | 1.68 |
| Jan 2015 | 951.3193444919584 | -0.98 | -2.64 |
| Feb 2015 | 956.1411367156377 | 0.51 | -1.34 |
| Mar 2015 | 962.6516483883006 | 0.68 | -1.18 |
| Apr 2015 | 960.8819113366392 | -0.18 | -1.88 |
| May 2015 | 976.0568980350041 | 1.58 | 0.14 |
| Jun 2015 | 987.482765332147 | 1.17 | 1.06 |
| Jul 2015 | 993.0019581366669 | 0.56 | 1.46 |
| Aug 2015 | 986.4099253089532 | -0.66 | 0.51 |
| Sep 2015 | 988.3873674465281 | 0.20 | 0.29 |
| Oct 2015 | 985.192037121773 | -0.32 | 1.15 |
| Nov 2015 | 996.9212748901953 | 1.19 | 2.89 |
| Dec 2015 | 1001.5922146612637 | 0.47 | 4.25 |
| Jan 2016 | 996.5675976838681 | -0.50 | 4.76 |
| Feb 2016 | 985.214412053808 | -1.14 | 3.04 |
| Mar 2016 | 987.901745161985 | 0.27 | 2.62 |
| Apr 2016 | 981.6913014349632 | -0.63 | 2.17 |
| May 2016 | 979.5471894522502 | -0.22 | 0.36 |
| Jun 2016 | 976.7261441945793 | -0.29 | -1.09 |
| Jul 2016 | 966.9785255898373 | -1.00 | -2.62 |
| Aug 2016 | 966.700612109895 | -0.03 | -2.00 |
| Sep 2016 | 969.3793358188541 | 0.28 | -1.92 |
| Oct 2016 | 970.9857821900691 | 0.17 | -1.44 |
| Nov 2016 | 991.4690364097451 | 2.11 | -0.55 |
| Dec 2016 | 1020.9591797100901 | 2.97 | 1.93 |
| Jan 2017 | 1020.0940096694626 | -0.08 | 2.36 |
| Feb 2017 | 1019.7367090071898 | -0.04 | 3.50 |
| Mar 2017 | 1020.112303213327 | 0.04 | 3.26 |
| Apr 2017 | 1010.2349594660511 | -0.97 | 2.91 |
| May 2017 | 1009.4046783990893 | -0.08 | 3.05 |
| Jun 2017 | 1003.6630502324699 | -0.57 | 2.76 |
| Jul 2017 | 1008.899575580198 | 0.52 | 4.34 |
| Aug 2017 | 1004.4651793586677 | -0.44 | 3.91 |
| Sep 2017 | 1001.1009673554883 | -0.33 | 3.27 |
| Oct 2017 | 1009.9627853800557 | 0.89 | 4.01 |
| Nov 2017 | 1014.8655734271488 | 0.49 | 2.36 |
| Dec 2017 | 1019.9311361456455 | 0.50 | -0.10 |
| Jan 2018 | 1026.1540757947 | 0.61 | 0.59 |
| Feb 2018 | 1049.793055168016 | 2.30 | 2.95 |
| Mar 2018 | 1061.336076516679 | 1.10 | 4.04 |
| Apr 2018 | 1066.9338971249388 | 0.53 | 5.61 |
| May 2018 | 1079.4840068759277 | 1.18 | 6.94 |
| Jun 2018 | 1081.1227994592653 | 0.15 | 7.72 |
| Jul 2018 | 1081.564489513373 | 0.04 | 7.20 |
| Aug 2018 | 1085.3548377533027 | 0.35 | 8.05 |
| Sep 2018 | 1093.6121601202601 | 0.76 | 9.24 |
| Oct 2018 | 1110.5081179816423 | 1.55 | 9.96 |
| Nov 2018 | 1117.0619785487047 | 0.59 | 10.07 |
| Dec 2018 | 1103.407419307077 | -1.22 | 8.19 |
| Jan 2019 | 1085.7860749606762 | -1.60 | 5.81 |
| Feb 2019 | 1083.969012145351 | -0.17 | 3.26 |
| Mar 2019 | 1081.8567505224114 | -0.19 | 1.93 |
| Apr 2019 | 1078.2992459755405 | -0.33 | 1.07 |
| May 2019 | 1077.1222636754494 | -0.11 | -0.22 |
| Jun 2019 | 1062.0173898275973 | -1.40 | -1.77 |
| Jul 2019 | 1063.0746782784186 | 0.10 | -1.71 |
| Aug 2019 | 1054.664274770681 | -0.79 | -2.83 |
| Sep 2019 | 1055.2802171362132 | 0.06 | -3.50 |
| Oct 2019 | 1064.0077009145996 | 0.83 | -4.19 |
| Nov 2019 | 1067.8852041194382 | 0.36 | -4.40 |
| Dec 2019 | 1072.6164799938842 | 0.44 | -2.79 |
| Jan 2020 | 1060.068154600149 | -1.17 | -2.37 |
| Feb 2020 | 1047.2136944055708 | -1.21 | -3.39 |
| Mar 2020 | 1044.7401800554926 | -0.24 | -3.43 |
| Apr 2020 | 1034.0598192264456 | -1.02 | -4.10 |
| May 2020 | 1029.2887835111585 | -0.46 | -4.44 |
| Jun 2020 | 1024.847441274361 | -0.43 | -3.50 |
| Jul 2020 | 1016.1469236396424 | -0.85 | -4.41 |
| Aug 2020 | 1015.0866646577638 | -0.10 | -3.75 |
| Sep 2020 | 1020.6917713977361 | 0.55 | -3.28 |
| Oct 2020 | 1024.5479020324033 | 0.38 | -3.71 |
| Nov 2020 | 1026.1236289542992 | 0.15 | -3.91 |
| Dec 2020 | 1023.0063575783349 | -0.30 | -4.62 |
| Jan 2021 | 1018.4460342525172 | -0.45 | -3.93 |
| Feb 2021 | 1026.5493489765865 | 0.80 | -1.97 |
| Mar 2021 | 1050.3008278652535 | 2.31 | 0.53 |
| Apr 2021 | 1053.9873422378423 | 0.35 | 1.93 |
| May 2021 | 1053.7123861861992 | -0.03 | 2.37 |
| Jun 2021 | 1064.9203351399049 | 1.06 | 3.91 |
| Jul 2021 | 1067.921979290171 | 0.28 | 5.10 |
| Aug 2021 | 1074.531249577597 | 0.62 | 5.86 |
| Sep 2021 | 1084.0127285239062 | 0.88 | 6.20 |
| Oct 2021 | 1101.1161287429857 | 1.58 | 7.47 |
| Nov 2021 | 1105.845227688446 | 0.43 | 7.77 |
| Dec 2021 | 1113.0418170406697 | 0.65 | 8.80 |
| Jan 2022 | 1135.7885178207412 | 2.04 | 11.52 |
| Feb 2022 | 1173.8566351250042 | 3.35 | 14.35 |
| Mar 2022 | 1224.4390145009265 | 4.31 | 16.58 |
| Apr 2022 | 1313.6366389867273 | 7.29 | 24.64 |
| May 2022 | 1353.5040094370172 | 3.04 | 28.45 |
| Jun 2022 | 1398.3529522951844 | 3.31 | 31.31 |
| Jul 2022 | 1399.172283945021 | 0.06 | 31.02 |
| Aug 2022 | 1385.1214252911927 | -1.00 | 28.91 |
| Sep 2022 | 1475.0807015252967 | 6.50 | 36.08 |
| Oct 2022 | 1559.4753751233893 | 5.72 | 41.63 |
| Nov 2022 | 1553.6527916871605 | -0.37 | 40.49 |
| Dec 2022 | 1511.6365496697324 | -2.70 | 35.81 |
| Jan 2023 | 1498.7255050036265 | -0.85 | 31.96 |
| Feb 2023 | 1499.399727196731 | 0.05 | 27.73 |
| Mar 2023 | 1533.0684188752616 | 2.25 | 25.21 |
| Apr 2023 | 1519.9275125458412 | -0.86 | 15.70 |
| May 2023 | 1541.320031654457 | 1.41 | 13.88 |
| Jun 2023 | 1589.2755048103943 | 3.11 | 13.65 |
| Jul 2023 | 1618.0787637575374 | 1.81 | 15.65 |
| Aug 2023 | 1653.6750667328938 | 2.20 | 19.39 |
| Sep 2023 | 1672.1560915913813 | 1.12 | 13.36 |
| Oct 2023 | 1722.997497149277 | 3.04 | 10.49 |
| Nov 2023 | 1704.8070851463813 | -1.06 | 9.73 |
| Dec 2023 | 1635.3434376495306 | -4.07 | 8.18 |
| Jan 2024 | 1613.0076008570275 | -1.37 | 7.63 |
| Feb 2024 | 1632.6267046559115 | 1.22 | 8.89 |
| Mar 2024 | 1648.3841175175507 | 0.97 | 7.52 |
| Apr 2024 | 1682.9820133418975 | 2.10 | 10.73 |
| May 2024 | 1702.2152377081957 | 1.14 | 10.44 |
| Jun 2024 | 1691.0506182951765 | -0.66 | 6.40 |
| Jul 2024 | 1684.5352648463693 | -0.38 | 4.11 |
| Aug 2024 | 1645.2725017835826 | -2.33 | -0.51 |
| Sep 2024 | 1616.0464567708007 | -1.78 | -3.36 |
| Oct 2024 | 1647.9682304965672 | 1.98 | -4.36 |
| Nov 2024 | 1699.5526363936306 | 3.13 | -0.31 |
| Dec 2024 | 1702.3085230584168 | 0.16 | 4.10 |
| Jan 2025 | 1744.6132690935945 | 2.49 | 8.16 |
| Feb 2025 | 1741.0751309250836 | -0.20 | 6.64 |
| Mar 2025 | 1723.2433578918535 | -1.02 | 4.54 |
| Apr 2025 | 1734.3739764455122 | 0.65 | 3.05 |
| May 2025 | 1745.8446890046607 | 0.66 | 2.56 |
| Jun 2025 | 1747.1057864757743 | 0.07 | 3.32 |
| Jul 2025 | 1740.4356536096489 | -0.38 | 3.32 |
| Aug 2025 | 1730.5338363030664 | -0.57 | 5.18 |
| Sep 2025 | 1713.9678466507708 | -0.96 | 6.06 |
| Oct 2025 | 1706.0079031992727 | -0.46 | 3.52 |
| Nov 2025 | 1708.2770687654252 | 0.13 | 0.51 |
| Dec 2025 | 1709.2291242320653 | 0.06 | 0.41 |
| Jan 2026 | 1703.7700483768624 | -0.32 | -2.34 |
| Feb 2026 | 1700.1328633924268 | -0.21 | -2.35 |