Watertown, NY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Watertown, NY Metro in February 2026 was $2,035.625. The month over month percentage change (MoM) was 0.06%, and the year over year percentage change (YoY) was -3.70%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Watertown, NY metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Watertown, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Watertown, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Watertown, NY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Watertown, NY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1048.1983419315502 | NaN | NaN |
| Feb 2012 | 1062.0897328272408 | 1.33 | NaN |
| Mar 2012 | 1084.174588291043 | 2.08 | NaN |
| Apr 2012 | 1091.8528966784797 | 0.71 | NaN |
| May 2012 | 1090.1868561622002 | -0.15 | NaN |
| Jun 2012 | 1086.7263528914127 | -0.32 | NaN |
| Jul 2012 | 1083.5061386833277 | -0.30 | NaN |
| Aug 2012 | 1088.854969660079 | 0.49 | NaN |
| Sep 2012 | 1077.9148938366666 | -1.00 | NaN |
| Oct 2012 | 1064.6129113996271 | -1.23 | NaN |
| Nov 2012 | 1058.1953667769667 | -0.60 | NaN |
| Dec 2012 | 1056.1900043121805 | -0.19 | NaN |
| Jan 2013 | 1063.405421974767 | 0.68 | 1.45 |
| Feb 2013 | 1078.7869039976722 | 1.45 | 1.57 |
| Mar 2013 | 1088.184606663563 | 0.87 | 0.37 |
| Apr 2013 | 1086.2434822279693 | -0.18 | -0.51 |
| May 2013 | 1100.9563962856585 | 1.35 | 0.99 |
| Jun 2013 | 1152.071965095145 | 4.64 | 6.01 |
| Jul 2013 | 1181.9239108750141 | 2.59 | 9.08 |
| Aug 2013 | 1188.6652348707948 | 0.57 | 9.17 |
| Sep 2013 | 1184.6844258827957 | -0.33 | 9.90 |
| Oct 2013 | 1153.6914295608613 | -2.62 | 8.37 |
| Nov 2013 | 1151.169330331399 | -0.22 | 8.79 |
| Dec 2013 | 1163.2693946789168 | 1.05 | 10.14 |
| Jan 2014 | 1160.9963375197458 | -0.19 | 9.18 |
| Feb 2014 | 1155.8110168487344 | -0.45 | 7.14 |
| Mar 2014 | 1163.5970954176814 | 0.67 | 6.93 |
| Apr 2014 | 1166.1759194837782 | 0.22 | 7.36 |
| May 2014 | 1157.530953690973 | -0.74 | 5.14 |
| Jun 2014 | 1158.4811035666883 | 0.08 | 0.56 |
| Jul 2014 | 1157.3959690835343 | -0.09 | -2.08 |
| Aug 2014 | 1152.421694463444 | -0.43 | -3.05 |
| Sep 2014 | 1148.7450622288 | -0.32 | -3.03 |
| Oct 2014 | 1128.5802902983921 | -1.75 | -2.18 |
| Nov 2014 | 1117.4322854200182 | -0.99 | -2.93 |
| Dec 2014 | 1103.6339057579432 | -1.24 | -5.13 |
| Jan 2015 | 1089.807920907132 | -1.25 | -6.13 |
| Feb 2015 | 1094.8793518507669 | 0.47 | -5.27 |
| Mar 2015 | 1099.953764407544 | 0.46 | -5.47 |
| Apr 2015 | 1093.6047077243034 | -0.58 | -6.22 |
| May 2015 | 1108.5168717173613 | 1.36 | -4.23 |
| Jun 2015 | 1123.639047236505 | 1.36 | -3.01 |
| Jul 2015 | 1133.4319911748858 | 0.87 | -2.07 |
| Aug 2015 | 1127.14865932817 | -0.55 | -2.19 |
| Sep 2015 | 1126.7741763006827 | -0.03 | -1.91 |
| Oct 2015 | 1117.1284281904184 | -0.86 | -1.01 |
| Nov 2015 | 1121.7260473528152 | 0.41 | 0.38 |
| Dec 2015 | 1119.7357403975932 | -0.18 | 1.46 |
| Jan 2016 | 1111.9422763762113 | -0.70 | 2.03 |
| Feb 2016 | 1098.6208838278153 | -1.20 | 0.34 |
| Mar 2016 | 1100.7838020892946 | 0.20 | 0.08 |
| Apr 2016 | 1091.7523725095643 | -0.82 | -0.17 |
| May 2016 | 1088.8257022869807 | -0.27 | -1.78 |
| Jun 2016 | 1086.6283811796607 | -0.20 | -3.29 |
| Jul 2016 | 1076.8671997422725 | -0.90 | -4.99 |
| Aug 2016 | 1074.9859790464523 | -0.17 | -4.63 |
| Sep 2016 | 1073.9740297333176 | -0.09 | -4.69 |
| Oct 2016 | 1073.0266089363467 | -0.09 | -3.95 |
| Nov 2016 | 1095.0752176843866 | 2.06 | -2.38 |
| Dec 2016 | 1129.8510308609293 | 3.18 | 0.90 |
| Jan 2017 | 1137.0202497915398 | 0.64 | 2.26 |
| Feb 2017 | 1136.5740962734692 | -0.04 | 3.46 |
| Mar 2017 | 1135.0068581951657 | -0.14 | 3.11 |
| Apr 2017 | 1121.3797528000307 | -1.20 | 2.71 |
| May 2017 | 1117.9873755153285 | -0.30 | 2.68 |
| Jun 2017 | 1108.2419782305521 | -0.87 | 1.99 |
| Jul 2017 | 1113.8838361816527 | 0.51 | 3.44 |
| Aug 2017 | 1110.4256319848919 | -0.31 | 3.30 |
| Sep 2017 | 1109.8695315438895 | -0.05 | 3.34 |
| Oct 2017 | 1120.1110414057598 | 0.92 | 4.39 |
| Nov 2017 | 1125.9978113793627 | 0.53 | 2.82 |
| Dec 2017 | 1131.6835184087906 | 0.51 | 0.16 |
| Jan 2018 | 1172.6873021166602 | 3.62 | 3.14 |
| Feb 2018 | 1194.778100904427 | 1.88 | 5.12 |
| Mar 2018 | 1203.9682457161844 | 0.77 | 6.08 |
| Apr 2018 | 1208.2375740013542 | 0.36 | 7.75 |
| May 2018 | 1224.3469214411552 | 1.33 | 9.51 |
| Jun 2018 | 1230.2066913117737 | 0.48 | 11.01 |
| Jul 2018 | 1235.0777605990681 | 0.40 | 10.88 |
| Aug 2018 | 1243.0271945381985 | 0.64 | 11.94 |
| Sep 2018 | 1253.8294876013235 | 0.87 | 12.97 |
| Oct 2018 | 1268.757230036593 | 1.19 | 13.27 |
| Nov 2018 | 1269.1353390212844 | 0.03 | 12.71 |
| Dec 2018 | 1246.8293311005477 | -1.76 | 10.18 |
| Jan 2019 | 1232.7774796088904 | -1.13 | 5.12 |
| Feb 2019 | 1227.2425391175343 | -0.45 | 2.72 |
| Mar 2019 | 1223.6014929238954 | -0.30 | 1.63 |
| Apr 2019 | 1217.7235585976443 | -0.48 | 0.79 |
| May 2019 | 1214.9240574300707 | -0.23 | -0.77 |
| Jun 2019 | 1195.8422467858413 | -1.57 | -2.79 |
| Jul 2019 | 1197.271655990905 | 0.12 | -3.06 |
| Aug 2019 | 1191.3980105488522 | -0.49 | -4.15 |
| Sep 2019 | 1196.4993772980126 | 0.43 | -4.57 |
| Oct 2019 | 1208.7206882246905 | 1.02 | -4.73 |
| Nov 2019 | 1214.2990132790437 | 0.46 | -4.32 |
| Dec 2019 | 1221.0484858592301 | 0.56 | -2.07 |
| Jan 2020 | 1216.8033456012186 | -0.35 | -1.30 |
| Feb 2020 | 1208.347675423488 | -0.69 | -1.54 |
| Mar 2020 | 1210.8915333524747 | 0.21 | -1.04 |
| Apr 2020 | 1203.943242352718 | -0.57 | -1.13 |
| May 2020 | 1200.932767186534 | -0.25 | -1.15 |
| Jun 2020 | 1197.3540074331981 | -0.30 | 0.13 |
| Jul 2020 | 1186.549289252523 | -0.90 | -0.90 |
| Aug 2020 | 1181.6684100255743 | -0.41 | -0.82 |
| Sep 2020 | 1185.6684633260804 | 0.34 | -0.90 |
| Oct 2020 | 1195.102630830892 | 0.80 | -1.13 |
| Nov 2020 | 1207.9636912527737 | 1.08 | -0.52 |
| Dec 2020 | 1217.243796766003 | 0.77 | -0.31 |
| Jan 2021 | 1233.0196632054535 | 1.30 | 1.33 |
| Feb 2021 | 1247.9651391211507 | 1.21 | 3.28 |
| Mar 2021 | 1279.5769386259265 | 2.53 | 5.67 |
| Apr 2021 | 1286.296870979783 | 0.53 | 6.84 |
| May 2021 | 1290.1366174247148 | 0.30 | 7.43 |
| Jun 2021 | 1304.0106366222003 | 1.08 | 8.91 |
| Jul 2021 | 1305.8598787222018 | 0.14 | 10.06 |
| Aug 2021 | 1307.7470484005603 | 0.14 | 10.67 |
| Sep 2021 | 1310.8665702057622 | 0.24 | 10.56 |
| Oct 2021 | 1324.700660622668 | 1.06 | 10.84 |
| Nov 2021 | 1327.1186825176396 | 0.18 | 9.86 |
| Dec 2021 | 1336.0820336561333 | 0.68 | 9.76 |
| Jan 2022 | 1380.7312232968839 | 3.34 | 11.98 |
| Feb 2022 | 1427.201486850265 | 3.37 | 14.36 |
| Mar 2022 | 1487.8399354349417 | 4.25 | 16.28 |
| Apr 2022 | 1592.72384465834 | 7.05 | 23.82 |
| May 2022 | 1642.6778353900852 | 3.14 | 27.33 |
| Jun 2022 | 1703.265270294727 | 3.69 | 30.62 |
| Jul 2022 | 1711.4157028466782 | 0.48 | 31.06 |
| Aug 2022 | 1701.1862033045338 | -0.60 | 30.09 |
| Sep 2022 | 1802.0528216654716 | 5.93 | 37.47 |
| Oct 2022 | 1895.4157989364123 | 5.18 | 43.08 |
| Nov 2022 | 1884.0597247200167 | -0.60 | 41.97 |
| Dec 2022 | 1834.2607914600267 | -2.64 | 37.29 |
| Jan 2023 | 1819.712169551955 | -0.79 | 31.79 |
| Feb 2023 | 1813.5224311006932 | -0.34 | 27.07 |
| Mar 2023 | 1841.82599303509 | 1.56 | 23.79 |
| Apr 2023 | 1819.8847904787904 | -1.19 | 14.26 |
| May 2023 | 1836.3850601523377 | 0.91 | 11.79 |
| Jun 2023 | 1885.1226951329909 | 2.65 | 10.68 |
| Jul 2023 | 1917.5847464589738 | 1.72 | 12.05 |
| Aug 2023 | 1964.738333006374 | 2.46 | 15.49 |
| Sep 2023 | 1996.470481637678 | 1.62 | 10.79 |
| Oct 2023 | 2065.5585705260946 | 3.46 | 8.98 |
| Nov 2023 | 2059.1957764849985 | -0.31 | 9.30 |
| Dec 2023 | 1988.0068176581249 | -3.46 | 8.38 |
| Jan 2024 | 1965.1512079777438 | -1.15 | 7.99 |
| Feb 2024 | 1980.1122426744314 | 0.76 | 9.19 |
| Mar 2024 | 1992.2336669981141 | 0.61 | 8.17 |
| Apr 2024 | 2032.4308468768495 | 2.02 | 11.68 |
| May 2024 | 2062.4031303420365 | 1.48 | 12.31 |
| Jun 2024 | 2066.683228912546 | 0.21 | 9.63 |
| Jul 2024 | 2074.915658746505 | 0.40 | 8.21 |
| Aug 2024 | 2041.6740570662757 | -1.60 | 3.92 |
| Sep 2024 | 2012.89894054846 | -1.41 | 0.82 |
| Oct 2024 | 2051.3578277200177 | 1.91 | -0.69 |
| Nov 2024 | 2105.758621774669 | 2.65 | 2.26 |
| Dec 2024 | 2099.6095925999357 | -0.29 | 5.61 |
| Jan 2025 | 2131.226541315443 | 1.51 | 8.45 |
| Feb 2025 | 2113.8220412695878 | -0.82 | 6.75 |
| Mar 2025 | 2081.0074010134954 | -1.55 | 4.46 |
| Apr 2025 | 2087.4019224834956 | 0.31 | 2.71 |
| May 2025 | 2096.943440995411 | 0.46 | 1.68 |
| Jun 2025 | 2099.4293588336413 | 0.12 | 1.58 |
| Jul 2025 | 2092.2493249622576 | -0.34 | 0.84 |
| Aug 2025 | 2078.1423945792485 | -0.67 | 1.79 |
| Sep 2025 | 2057.1378787334584 | -1.01 | 2.20 |
| Oct 2025 | 2045.922248475937 | -0.55 | -0.26 |
| Nov 2025 | 2045.5497729380022 | -0.02 | -2.86 |
| Dec 2025 | 2041.9165797777202 | -0.18 | -2.75 |
| Jan 2026 | 2034.3610533715446 | -0.37 | -4.54 |
| Feb 2026 | 2035.6253834878607 | 0.06 | -3.70 |
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