Wilmington, NC (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Wilmington, NC Metro in February 2026 was $3,414.822. The month over month percentage change (MoM) was -0.43%, and the year over year percentage change (YoY) was -6.54%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Wilmington, NC metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Wilmington, NC metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Wilmington, NC (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Wilmington, NC (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1352.7851204982262 NaN NaN
Feb 2012 1344.1599652197795 -0.64 NaN
Mar 2012 1342.883559346096 -0.09 NaN
Apr 2012 1329.926944060045 -0.96 NaN
May 2012 1312.6320087473202 -1.30 NaN
Jun 2012 1298.312337481148 -1.09 NaN
Jul 2012 1285.8893478038317 -0.96 NaN
Aug 2012 1292.6520162593763 0.53 NaN
Sep 2012 1285.562586827773 -0.55 NaN
Oct 2012 1276.8487564745624 -0.68 NaN
Nov 2012 1276.4996741668872 -0.03 NaN
Dec 2012 1278.4194505746468 0.15 NaN
Jan 2013 1295.6464567824687 1.35 -4.22
Feb 2013 1314.9316660913391 1.49 -2.17
Mar 2013 1325.1891063180988 0.78 -1.32
Apr 2013 1318.6117898853136 -0.50 -0.85
May 2013 1333.2411570990344 1.11 1.57
Jun 2013 1395.2846975857192 4.65 7.47
Jul 2013 1434.112517308468 2.78 11.53
Aug 2013 1450.9201839839575 1.17 12.24
Sep 2013 1464.31144307557 0.92 13.90
Oct 2013 1440.4770045158002 -1.63 12.82
Nov 2013 1453.166323118556 0.88 13.84
Dec 2013 1479.918560549584 1.84 15.76
Jan 2014 1498.6815927705459 1.27 15.67
Feb 2014 1489.3726006079596 -0.62 13.27
Mar 2014 1497.473220065976 0.54 13.00
Apr 2014 1498.8936911738092 0.10 13.67
May 2014 1483.3692574885335 -1.04 11.26
Jun 2014 1480.3116010264812 -0.21 6.09
Jul 2014 1480.668478617072 0.02 3.25
Aug 2014 1485.1751361366662 0.30 2.36
Sep 2014 1498.4609785586354 0.90 2.33
Oct 2014 1490.354907511783 -0.54 3.46
Nov 2014 1492.406813791162 0.14 2.70
Dec 2014 1484.9520078236396 -0.50 0.34
Jan 2015 1444.0913936085778 -2.75 -3.64
Feb 2015 1457.638861070166 0.94 -2.13
Mar 2015 1471.3158025119217 0.94 -1.75
Apr 2015 1468.1835738342902 -0.21 -2.05
May 2015 1495.191564857878 1.84 0.80
Jun 2015 1519.4874091238185 1.63 2.65
Jul 2015 1532.9504118745217 0.89 3.53
Aug 2015 1520.1077440118306 -0.84 2.35
Sep 2015 1524.6959276226414 0.30 1.75
Oct 2015 1520.7965507074118 -0.26 2.04
Nov 2015 1544.2387850427385 1.54 3.47
Dec 2015 1553.0095476198467 0.57 4.58
Jan 2016 1543.7441567728322 -0.60 6.90
Feb 2016 1524.3245371976848 -1.26 4.58
Mar 2016 1529.8864446814428 0.37 3.98
Apr 2016 1519.069288818743 -0.71 3.47
May 2016 1517.2483263056383 -0.12 1.48
Jun 2016 1513.69414907804 -0.23 -0.38
Jul 2016 1498.4409083847756 -1.01 -2.25
Aug 2016 1499.8287257165566 0.09 -1.33
Sep 2016 1507.0418771598281 0.48 -1.16
Oct 2016 1515.0407186383727 0.53 -0.38
Nov 2016 1559.6991410811358 2.95 1.00
Dec 2016 1621.1815823327333 3.94 4.39
Jan 2017 1615.8787711589766 -0.33 4.67
Feb 2017 1625.1972966321205 0.58 6.62
Mar 2017 1636.9682036411193 0.72 7.00
Apr 2017 1628.73860977358 -0.50 7.22
May 2017 1634.6855695893842 0.37 7.74
Jun 2017 1630.8031797408753 -0.24 7.74
Jul 2017 1645.9386678538892 0.93 9.84
Aug 2017 1641.0444670204274 -0.30 9.41
Sep 2017 1637.2291568535506 -0.23 8.64
Oct 2017 1654.8917781927241 1.08 9.23
Nov 2017 1665.6517308671437 0.65 6.79
Dec 2017 1677.9527434590013 0.74 3.50
Jan 2018 1692.1258792856015 0.85 4.72
Feb 2018 1741.752745347786 2.93 7.17
Mar 2018 1766.28524011249 1.41 7.90
Apr 2018 1777.5959559117148 0.64 9.14
May 2018 1801.4896052491288 1.34 10.20
Jun 2018 1805.005263482816 0.20 10.68
Jul 2018 1804.8006028610562 -0.01 9.65
Aug 2018 1813.8672556021047 0.50 10.53
Sep 2018 1831.302842064992 0.96 11.85
Oct 2018 1866.944674836936 1.95 12.81
Nov 2018 1877.3752790356791 0.56 12.71
Dec 2018 1849.3798346928124 -1.49 10.22
Jan 2019 1818.7162123231137 -1.66 7.48
Feb 2019 1813.0697272770576 -0.31 4.10
Mar 2019 1807.970869453105 -0.28 2.36
Apr 2019 1801.6696200963584 -0.35 1.35
May 2019 1800.8864511457534 -0.04 -0.03
Jun 2019 1768.7226201726437 -1.79 -2.01
Jul 2019 1769.411976999309 0.04 -1.96
Aug 2019 1755.7831919427426 -0.77 -3.20
Sep 2019 1761.069848623865 0.30 -3.83
Oct 2019 1781.1876484165293 1.14 -4.59
Nov 2019 1792.1125315341326 0.61 -4.54
Dec 2019 1807.2192796173745 0.84 -2.28
Jan 2020 1785.1247033447037 -1.22 -1.85
Feb 2020 1773.9623264196787 -0.62 -2.16
Mar 2020 1785.4980082829284 0.65 -1.24
Apr 2020 1777.4180292125463 -0.45 -1.35
May 2020 1774.8687338689015 -0.14 -1.44
Jun 2020 1769.7630278281956 -0.29 0.06
Jul 2020 1753.5487821575007 -0.92 -0.90
Aug 2020 1750.779873093566 -0.16 -0.28
Sep 2020 1759.695567139918 0.51 -0.08
Oct 2020 1771.0235659283217 0.64 -0.57
Nov 2020 1782.019139427469 0.62 -0.56
Dec 2020 1790.8770805531603 0.50 -0.90
Jan 2021 1818.8346697388856 1.56 1.89
Feb 2021 1852.4307870642574 1.85 4.42
Mar 2021 1918.7894976809118 3.58 7.47
Apr 2021 1941.766371755968 1.20 9.25
May 2021 1957.1283612456832 0.79 10.27
Jun 2021 1992.8861165476098 1.83 12.61
Jul 2021 2008.7734618526736 0.80 14.56
Aug 2021 2032.9399001007998 1.20 16.12
Sep 2021 2066.3965827409775 1.65 17.43
Oct 2021 2117.630866349577 2.48 19.57
Nov 2021 2140.312876299026 1.07 20.11
Dec 2021 2168.9560923777212 1.34 21.11
Jan 2022 2234.011964016824 3.00 22.83
Feb 2022 2330.9883464015356 4.34 25.83
Mar 2022 2459.951465968343 5.53 28.20
Apr 2022 2686.402739731362 9.21 38.35
May 2022 2795.538464828108 4.06 42.84
Jun 2022 2910.9385803607847 4.13 46.07
Jul 2022 2916.2511156432806 0.18 45.18
Aug 2022 2889.7808142055233 -0.91 42.15
Sep 2022 3114.174957196573 7.77 50.71
Oct 2022 3326.99938826569 6.83 57.11
Nov 2022 3316.497634593839 -0.32 54.95
Dec 2022 3212.7426945070442 -3.13 48.12
Jan 2023 3182.754507240823 -0.93 42.47
Feb 2023 3182.263091467188 -0.01 36.52
Mar 2023 3266.391462586023 2.64 32.78
Apr 2023 3236.9297462802174 -0.90 20.49
May 2023 3285.0772055732905 1.49 17.51
Jun 2023 3389.186666914979 3.17 16.43
Jul 2023 3448.4423590700694 1.75 18.25
Aug 2023 3532.8220256844374 2.45 22.25
Sep 2023 3584.8535841937 1.47 15.11
Oct 2023 3715.442410136119 3.64 11.68
Nov 2023 3680.541327659051 -0.94 10.98
Dec 2023 3521.055852965064 -4.33 9.60
Jan 2024 3482.141816799027 -1.10 9.41
Feb 2024 3532.198753404853 1.44 11.00
Mar 2024 3561.9463111660016 0.84 9.05
Apr 2024 3629.8566698469954 1.91 12.14
May 2024 3661.319874324704 0.87 11.45
Jun 2024 3624.7648758735895 -1.00 6.95
Jul 2024 3604.2532154081355 -0.57 4.52
Aug 2024 3507.4103722925693 -2.69 -0.72
Sep 2024 3433.4787083558654 -2.11 -4.22
Oct 2024 3504.688488725401 2.07 -5.67
Nov 2024 3611.8311655878474 3.06 -1.87
Dec 2024 3590.733674288992 -0.58 1.98
Jan 2025 3679.8926905585727 2.48 5.68
Feb 2025 3653.958155206846 -0.70 3.45
Mar 2025 3603.529759222414 -1.38 1.17
Apr 2025 3620.485075394373 0.47 -0.26
May 2025 3639.3642417258607 0.52 -0.60
Jun 2025 3632.1984278716777 -0.20 0.21
Jul 2025 3597.528512144308 -0.95 -0.19
Aug 2025 3553.3175881509997 -1.23 1.31
Sep 2025 3495.3919424063442 -1.63 1.80
Oct 2025 3469.50963443008 -0.74 -1.00
Nov 2025 3465.291105640962 -0.12 -4.06
Dec 2025 3453.3062121233866 -0.35 -3.83
Jan 2026 3429.557278565746 -0.69 -6.80
Feb 2026 3414.8223255247094 -0.43 -6.54