Wilmington, NC (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Wilmington, NC Metro in February 2026 was $3,414.822. The month over month percentage change (MoM) was -0.43%, and the year over year percentage change (YoY) was -6.54%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Wilmington, NC metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Wilmington, NC metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1352.7851204982262 | NaN | NaN |
| Feb 2012 | 1344.1599652197795 | -0.64 | NaN |
| Mar 2012 | 1342.883559346096 | -0.09 | NaN |
| Apr 2012 | 1329.926944060045 | -0.96 | NaN |
| May 2012 | 1312.6320087473202 | -1.30 | NaN |
| Jun 2012 | 1298.312337481148 | -1.09 | NaN |
| Jul 2012 | 1285.8893478038317 | -0.96 | NaN |
| Aug 2012 | 1292.6520162593763 | 0.53 | NaN |
| Sep 2012 | 1285.562586827773 | -0.55 | NaN |
| Oct 2012 | 1276.8487564745624 | -0.68 | NaN |
| Nov 2012 | 1276.4996741668872 | -0.03 | NaN |
| Dec 2012 | 1278.4194505746468 | 0.15 | NaN |
| Jan 2013 | 1295.6464567824687 | 1.35 | -4.22 |
| Feb 2013 | 1314.9316660913391 | 1.49 | -2.17 |
| Mar 2013 | 1325.1891063180988 | 0.78 | -1.32 |
| Apr 2013 | 1318.6117898853136 | -0.50 | -0.85 |
| May 2013 | 1333.2411570990344 | 1.11 | 1.57 |
| Jun 2013 | 1395.2846975857192 | 4.65 | 7.47 |
| Jul 2013 | 1434.112517308468 | 2.78 | 11.53 |
| Aug 2013 | 1450.9201839839575 | 1.17 | 12.24 |
| Sep 2013 | 1464.31144307557 | 0.92 | 13.90 |
| Oct 2013 | 1440.4770045158002 | -1.63 | 12.82 |
| Nov 2013 | 1453.166323118556 | 0.88 | 13.84 |
| Dec 2013 | 1479.918560549584 | 1.84 | 15.76 |
| Jan 2014 | 1498.6815927705459 | 1.27 | 15.67 |
| Feb 2014 | 1489.3726006079596 | -0.62 | 13.27 |
| Mar 2014 | 1497.473220065976 | 0.54 | 13.00 |
| Apr 2014 | 1498.8936911738092 | 0.10 | 13.67 |
| May 2014 | 1483.3692574885335 | -1.04 | 11.26 |
| Jun 2014 | 1480.3116010264812 | -0.21 | 6.09 |
| Jul 2014 | 1480.668478617072 | 0.02 | 3.25 |
| Aug 2014 | 1485.1751361366662 | 0.30 | 2.36 |
| Sep 2014 | 1498.4609785586354 | 0.90 | 2.33 |
| Oct 2014 | 1490.354907511783 | -0.54 | 3.46 |
| Nov 2014 | 1492.406813791162 | 0.14 | 2.70 |
| Dec 2014 | 1484.9520078236396 | -0.50 | 0.34 |
| Jan 2015 | 1444.0913936085778 | -2.75 | -3.64 |
| Feb 2015 | 1457.638861070166 | 0.94 | -2.13 |
| Mar 2015 | 1471.3158025119217 | 0.94 | -1.75 |
| Apr 2015 | 1468.1835738342902 | -0.21 | -2.05 |
| May 2015 | 1495.191564857878 | 1.84 | 0.80 |
| Jun 2015 | 1519.4874091238185 | 1.63 | 2.65 |
| Jul 2015 | 1532.9504118745217 | 0.89 | 3.53 |
| Aug 2015 | 1520.1077440118306 | -0.84 | 2.35 |
| Sep 2015 | 1524.6959276226414 | 0.30 | 1.75 |
| Oct 2015 | 1520.7965507074118 | -0.26 | 2.04 |
| Nov 2015 | 1544.2387850427385 | 1.54 | 3.47 |
| Dec 2015 | 1553.0095476198467 | 0.57 | 4.58 |
| Jan 2016 | 1543.7441567728322 | -0.60 | 6.90 |
| Feb 2016 | 1524.3245371976848 | -1.26 | 4.58 |
| Mar 2016 | 1529.8864446814428 | 0.37 | 3.98 |
| Apr 2016 | 1519.069288818743 | -0.71 | 3.47 |
| May 2016 | 1517.2483263056383 | -0.12 | 1.48 |
| Jun 2016 | 1513.69414907804 | -0.23 | -0.38 |
| Jul 2016 | 1498.4409083847756 | -1.01 | -2.25 |
| Aug 2016 | 1499.8287257165566 | 0.09 | -1.33 |
| Sep 2016 | 1507.0418771598281 | 0.48 | -1.16 |
| Oct 2016 | 1515.0407186383727 | 0.53 | -0.38 |
| Nov 2016 | 1559.6991410811358 | 2.95 | 1.00 |
| Dec 2016 | 1621.1815823327333 | 3.94 | 4.39 |
| Jan 2017 | 1615.8787711589766 | -0.33 | 4.67 |
| Feb 2017 | 1625.1972966321205 | 0.58 | 6.62 |
| Mar 2017 | 1636.9682036411193 | 0.72 | 7.00 |
| Apr 2017 | 1628.73860977358 | -0.50 | 7.22 |
| May 2017 | 1634.6855695893842 | 0.37 | 7.74 |
| Jun 2017 | 1630.8031797408753 | -0.24 | 7.74 |
| Jul 2017 | 1645.9386678538892 | 0.93 | 9.84 |
| Aug 2017 | 1641.0444670204274 | -0.30 | 9.41 |
| Sep 2017 | 1637.2291568535506 | -0.23 | 8.64 |
| Oct 2017 | 1654.8917781927241 | 1.08 | 9.23 |
| Nov 2017 | 1665.6517308671437 | 0.65 | 6.79 |
| Dec 2017 | 1677.9527434590013 | 0.74 | 3.50 |
| Jan 2018 | 1692.1258792856015 | 0.85 | 4.72 |
| Feb 2018 | 1741.752745347786 | 2.93 | 7.17 |
| Mar 2018 | 1766.28524011249 | 1.41 | 7.90 |
| Apr 2018 | 1777.5959559117148 | 0.64 | 9.14 |
| May 2018 | 1801.4896052491288 | 1.34 | 10.20 |
| Jun 2018 | 1805.005263482816 | 0.20 | 10.68 |
| Jul 2018 | 1804.8006028610562 | -0.01 | 9.65 |
| Aug 2018 | 1813.8672556021047 | 0.50 | 10.53 |
| Sep 2018 | 1831.302842064992 | 0.96 | 11.85 |
| Oct 2018 | 1866.944674836936 | 1.95 | 12.81 |
| Nov 2018 | 1877.3752790356791 | 0.56 | 12.71 |
| Dec 2018 | 1849.3798346928124 | -1.49 | 10.22 |
| Jan 2019 | 1818.7162123231137 | -1.66 | 7.48 |
| Feb 2019 | 1813.0697272770576 | -0.31 | 4.10 |
| Mar 2019 | 1807.970869453105 | -0.28 | 2.36 |
| Apr 2019 | 1801.6696200963584 | -0.35 | 1.35 |
| May 2019 | 1800.8864511457534 | -0.04 | -0.03 |
| Jun 2019 | 1768.7226201726437 | -1.79 | -2.01 |
| Jul 2019 | 1769.411976999309 | 0.04 | -1.96 |
| Aug 2019 | 1755.7831919427426 | -0.77 | -3.20 |
| Sep 2019 | 1761.069848623865 | 0.30 | -3.83 |
| Oct 2019 | 1781.1876484165293 | 1.14 | -4.59 |
| Nov 2019 | 1792.1125315341326 | 0.61 | -4.54 |
| Dec 2019 | 1807.2192796173745 | 0.84 | -2.28 |
| Jan 2020 | 1785.1247033447037 | -1.22 | -1.85 |
| Feb 2020 | 1773.9623264196787 | -0.62 | -2.16 |
| Mar 2020 | 1785.4980082829284 | 0.65 | -1.24 |
| Apr 2020 | 1777.4180292125463 | -0.45 | -1.35 |
| May 2020 | 1774.8687338689015 | -0.14 | -1.44 |
| Jun 2020 | 1769.7630278281956 | -0.29 | 0.06 |
| Jul 2020 | 1753.5487821575007 | -0.92 | -0.90 |
| Aug 2020 | 1750.779873093566 | -0.16 | -0.28 |
| Sep 2020 | 1759.695567139918 | 0.51 | -0.08 |
| Oct 2020 | 1771.0235659283217 | 0.64 | -0.57 |
| Nov 2020 | 1782.019139427469 | 0.62 | -0.56 |
| Dec 2020 | 1790.8770805531603 | 0.50 | -0.90 |
| Jan 2021 | 1818.8346697388856 | 1.56 | 1.89 |
| Feb 2021 | 1852.4307870642574 | 1.85 | 4.42 |
| Mar 2021 | 1918.7894976809118 | 3.58 | 7.47 |
| Apr 2021 | 1941.766371755968 | 1.20 | 9.25 |
| May 2021 | 1957.1283612456832 | 0.79 | 10.27 |
| Jun 2021 | 1992.8861165476098 | 1.83 | 12.61 |
| Jul 2021 | 2008.7734618526736 | 0.80 | 14.56 |
| Aug 2021 | 2032.9399001007998 | 1.20 | 16.12 |
| Sep 2021 | 2066.3965827409775 | 1.65 | 17.43 |
| Oct 2021 | 2117.630866349577 | 2.48 | 19.57 |
| Nov 2021 | 2140.312876299026 | 1.07 | 20.11 |
| Dec 2021 | 2168.9560923777212 | 1.34 | 21.11 |
| Jan 2022 | 2234.011964016824 | 3.00 | 22.83 |
| Feb 2022 | 2330.9883464015356 | 4.34 | 25.83 |
| Mar 2022 | 2459.951465968343 | 5.53 | 28.20 |
| Apr 2022 | 2686.402739731362 | 9.21 | 38.35 |
| May 2022 | 2795.538464828108 | 4.06 | 42.84 |
| Jun 2022 | 2910.9385803607847 | 4.13 | 46.07 |
| Jul 2022 | 2916.2511156432806 | 0.18 | 45.18 |
| Aug 2022 | 2889.7808142055233 | -0.91 | 42.15 |
| Sep 2022 | 3114.174957196573 | 7.77 | 50.71 |
| Oct 2022 | 3326.99938826569 | 6.83 | 57.11 |
| Nov 2022 | 3316.497634593839 | -0.32 | 54.95 |
| Dec 2022 | 3212.7426945070442 | -3.13 | 48.12 |
| Jan 2023 | 3182.754507240823 | -0.93 | 42.47 |
| Feb 2023 | 3182.263091467188 | -0.01 | 36.52 |
| Mar 2023 | 3266.391462586023 | 2.64 | 32.78 |
| Apr 2023 | 3236.9297462802174 | -0.90 | 20.49 |
| May 2023 | 3285.0772055732905 | 1.49 | 17.51 |
| Jun 2023 | 3389.186666914979 | 3.17 | 16.43 |
| Jul 2023 | 3448.4423590700694 | 1.75 | 18.25 |
| Aug 2023 | 3532.8220256844374 | 2.45 | 22.25 |
| Sep 2023 | 3584.8535841937 | 1.47 | 15.11 |
| Oct 2023 | 3715.442410136119 | 3.64 | 11.68 |
| Nov 2023 | 3680.541327659051 | -0.94 | 10.98 |
| Dec 2023 | 3521.055852965064 | -4.33 | 9.60 |
| Jan 2024 | 3482.141816799027 | -1.10 | 9.41 |
| Feb 2024 | 3532.198753404853 | 1.44 | 11.00 |
| Mar 2024 | 3561.9463111660016 | 0.84 | 9.05 |
| Apr 2024 | 3629.8566698469954 | 1.91 | 12.14 |
| May 2024 | 3661.319874324704 | 0.87 | 11.45 |
| Jun 2024 | 3624.7648758735895 | -1.00 | 6.95 |
| Jul 2024 | 3604.2532154081355 | -0.57 | 4.52 |
| Aug 2024 | 3507.4103722925693 | -2.69 | -0.72 |
| Sep 2024 | 3433.4787083558654 | -2.11 | -4.22 |
| Oct 2024 | 3504.688488725401 | 2.07 | -5.67 |
| Nov 2024 | 3611.8311655878474 | 3.06 | -1.87 |
| Dec 2024 | 3590.733674288992 | -0.58 | 1.98 |
| Jan 2025 | 3679.8926905585727 | 2.48 | 5.68 |
| Feb 2025 | 3653.958155206846 | -0.70 | 3.45 |
| Mar 2025 | 3603.529759222414 | -1.38 | 1.17 |
| Apr 2025 | 3620.485075394373 | 0.47 | -0.26 |
| May 2025 | 3639.3642417258607 | 0.52 | -0.60 |
| Jun 2025 | 3632.1984278716777 | -0.20 | 0.21 |
| Jul 2025 | 3597.528512144308 | -0.95 | -0.19 |
| Aug 2025 | 3553.3175881509997 | -1.23 | 1.31 |
| Sep 2025 | 3495.3919424063442 | -1.63 | 1.80 |
| Oct 2025 | 3469.50963443008 | -0.74 | -1.00 |
| Nov 2025 | 3465.291105640962 | -0.12 | -4.06 |
| Dec 2025 | 3453.3062121233866 | -0.35 | -3.83 |
| Jan 2026 | 3429.557278565746 | -0.69 | -6.80 |
| Feb 2026 | 3414.8223255247094 | -0.43 | -6.54 |