Winchester, VA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Winchester, VA Metro in February 2026 was $2,932.822. The month over month percentage change (MoM) was -0.32%, and the year over year percentage change (YoY) was -4.72%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Winchester, VA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Winchester, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1199.7850367870683 | NaN | NaN |
| Feb 2012 | 1198.7554081306466 | -0.09 | NaN |
| Mar 2012 | 1199.5623246059254 | 0.07 | NaN |
| Apr 2012 | 1187.6806033828211 | -0.99 | NaN |
| May 2012 | 1175.29990435109 | -1.04 | NaN |
| Jun 2012 | 1167.9312586063368 | -0.63 | NaN |
| Jul 2012 | 1162.5931774689489 | -0.46 | NaN |
| Aug 2012 | 1173.8878487014047 | 0.97 | NaN |
| Sep 2012 | 1168.5152442096532 | -0.46 | NaN |
| Oct 2012 | 1160.927029599842 | -0.65 | NaN |
| Nov 2012 | 1159.9496573715248 | -0.08 | NaN |
| Dec 2012 | 1160.53767581651 | 0.05 | NaN |
| Jan 2013 | 1170.4000386486225 | 0.85 | -2.45 |
| Feb 2013 | 1187.6548030386662 | 1.47 | -0.93 |
| Mar 2013 | 1197.7075950408446 | 0.85 | -0.15 |
| Apr 2013 | 1191.6440494624026 | -0.51 | 0.33 |
| May 2013 | 1210.914539738721 | 1.62 | 3.03 |
| Jun 2013 | 1278.1189551361936 | 5.55 | 9.43 |
| Jul 2013 | 1320.6023562741725 | 3.32 | 13.59 |
| Aug 2013 | 1336.5298683044896 | 1.21 | 13.86 |
| Sep 2013 | 1345.801364090862 | 0.69 | 15.17 |
| Oct 2013 | 1319.1506686800824 | -1.98 | 13.63 |
| Nov 2013 | 1330.4829852381588 | 0.86 | 14.70 |
| Dec 2013 | 1355.8971865496596 | 1.91 | 16.83 |
| Jan 2014 | 1325.3141454652246 | -2.26 | 13.24 |
| Feb 2014 | 1312.5370465154253 | -0.96 | 10.52 |
| Mar 2014 | 1319.109524304589 | 0.50 | 10.14 |
| Apr 2014 | 1321.751424217999 | 0.20 | 10.92 |
| May 2014 | 1312.479605208665 | -0.70 | 8.39 |
| Jun 2014 | 1315.2323322022826 | 0.21 | 2.90 |
| Jul 2014 | 1317.0942475363397 | 0.14 | -0.27 |
| Aug 2014 | 1318.6470176335968 | 0.12 | -1.34 |
| Sep 2014 | 1328.3809574275206 | 0.74 | -1.29 |
| Oct 2014 | 1316.7152917599096 | -0.88 | -0.18 |
| Nov 2014 | 1314.4464729245037 | -0.17 | -1.20 |
| Dec 2014 | 1301.3043012465985 | -1.00 | -4.03 |
| Jan 2015 | 1320.4674397063022 | 1.47 | -0.37 |
| Feb 2015 | 1327.898063024333 | 0.56 | 1.17 |
| Mar 2015 | 1337.352810237519 | 0.71 | 1.38 |
| Apr 2015 | 1331.3290100124707 | -0.45 | 0.73 |
| May 2015 | 1358.1526838202392 | 2.02 | 3.48 |
| Jun 2015 | 1383.4900934268633 | 1.87 | 5.19 |
| Jul 2015 | 1400.219007157957 | 1.21 | 6.31 |
| Aug 2015 | 1390.1375158058281 | -0.72 | 5.42 |
| Sep 2015 | 1394.4019742619394 | 0.31 | 4.97 |
| Oct 2015 | 1387.4874134361512 | -0.50 | 5.38 |
| Nov 2015 | 1407.3839025697455 | 1.43 | 7.07 |
| Dec 2015 | 1412.9586552532855 | 0.40 | 8.58 |
| Jan 2016 | 1410.3515455087854 | -0.18 | 6.81 |
| Feb 2016 | 1391.7926364369841 | -1.32 | 4.81 |
| Mar 2016 | 1399.737043413052 | 0.57 | 4.67 |
| Apr 2016 | 1392.4247483114407 | -0.52 | 4.59 |
| May 2016 | 1394.8502465474487 | 0.17 | 2.70 |
| Jun 2016 | 1394.753367902036 | -0.01 | 0.81 |
| Jul 2016 | 1383.901155284213 | -0.78 | -1.16 |
| Aug 2016 | 1385.9788818683126 | 0.15 | -0.30 |
| Sep 2016 | 1393.9389264625834 | 0.57 | -0.03 |
| Oct 2016 | 1400.9761966127567 | 0.51 | 0.97 |
| Nov 2016 | 1443.1594854870164 | 3.01 | 2.54 |
| Dec 2016 | 1502.2162839671894 | 4.09 | 6.32 |
| Jan 2017 | 1505.9053324812417 | 0.25 | 6.78 |
| Feb 2017 | 1515.1553281779848 | 0.61 | 8.86 |
| Mar 2017 | 1524.608174652909 | 0.62 | 8.92 |
| Apr 2017 | 1512.8542344265413 | -0.77 | 8.65 |
| May 2017 | 1516.0997481177565 | 0.22 | 8.69 |
| Jun 2017 | 1509.859218862447 | -0.41 | 8.25 |
| Jul 2017 | 1523.405032209017 | 0.90 | 10.08 |
| Aug 2017 | 1516.0897951594823 | -0.48 | 9.39 |
| Sep 2017 | 1512.1614108428346 | -0.26 | 8.48 |
| Oct 2017 | 1531.047503969725 | 1.25 | 9.28 |
| Nov 2017 | 1541.1667185565882 | 0.66 | 6.79 |
| Dec 2017 | 1550.5434004467902 | 0.61 | 3.22 |
| Jan 2018 | 1562.504012009873 | 0.77 | 3.76 |
| Feb 2018 | 1608.0041828603398 | 2.91 | 6.13 |
| Mar 2018 | 1630.84069084552 | 1.42 | 6.97 |
| Apr 2018 | 1640.863634502186 | 0.62 | 8.46 |
| May 2018 | 1663.8108639714976 | 1.40 | 9.74 |
| Jun 2018 | 1664.8238553406181 | 0.06 | 10.26 |
| Jul 2018 | 1662.6344208661997 | -0.13 | 9.14 |
| Aug 2018 | 1667.086278858717 | 0.27 | 9.96 |
| Sep 2018 | 1681.0463662755792 | 0.84 | 11.17 |
| Oct 2018 | 1711.539360237247 | 1.81 | 11.79 |
| Nov 2018 | 1718.0819778677142 | 0.38 | 11.48 |
| Dec 2018 | 1688.670663326072 | -1.71 | 8.91 |
| Jan 2019 | 1768.421510426097 | 4.72 | 13.18 |
| Feb 2019 | 1768.154135538629 | -0.01 | 9.96 |
| Mar 2019 | 1767.64214270197 | -0.03 | 8.39 |
| Apr 2019 | 1762.2219241677944 | -0.31 | 7.40 |
| May 2019 | 1760.6774005642826 | -0.09 | 5.82 |
| Jun 2019 | 1729.0444932967052 | -1.80 | 3.86 |
| Jul 2019 | 1728.8942478286788 | -0.01 | 3.99 |
| Aug 2019 | 1712.3674541586165 | -0.96 | 2.72 |
| Sep 2019 | 1715.3765659874884 | 0.18 | 2.04 |
| Oct 2019 | 1731.8764869033073 | 0.96 | 1.19 |
| Nov 2019 | 1739.318029034001 | 0.43 | 1.24 |
| Dec 2019 | 1749.2025347738509 | 0.57 | 3.59 |
| Jan 2020 | 1637.0342735476704 | -6.41 | -7.43 |
| Feb 2020 | 1622.803726207385 | -0.87 | -8.22 |
| Mar 2020 | 1630.1532195140019 | 0.45 | -7.78 |
| Apr 2020 | 1619.1386719250254 | -0.68 | -8.12 |
| May 2020 | 1612.7712500733924 | -0.39 | -8.40 |
| Jun 2020 | 1603.8237823108516 | -0.56 | -7.24 |
| Jul 2020 | 1586.785438744687 | -1.06 | -8.22 |
| Aug 2020 | 1584.9012713695327 | -0.12 | -7.44 |
| Sep 2020 | 1594.9512074093818 | 0.63 | -7.02 |
| Oct 2020 | 1608.2652823267185 | 0.84 | -7.14 |
| Nov 2020 | 1623.3919111339749 | 0.94 | -6.66 |
| Dec 2020 | 1637.4352886038341 | 0.87 | -6.39 |
| Jan 2021 | 1604.9986208230207 | -1.98 | -1.96 |
| Feb 2021 | 1636.7485584096612 | 1.98 | 0.86 |
| Mar 2021 | 1697.5625830580411 | 3.72 | 4.14 |
| Apr 2021 | 1717.067176716565 | 1.15 | 6.05 |
| May 2021 | 1728.387646524825 | 0.66 | 7.17 |
| Jun 2021 | 1759.092801410233 | 1.78 | 9.68 |
| Jul 2021 | 1764.782548927658 | 0.32 | 11.22 |
| Aug 2021 | 1773.1658292238444 | 0.48 | 11.88 |
| Sep 2021 | 1785.9009369210762 | 0.72 | 11.97 |
| Oct 2021 | 1818.0543008372506 | 1.80 | 13.04 |
| Nov 2021 | 1829.6205412197821 | 0.64 | 12.70 |
| Dec 2021 | 1850.8961214645385 | 1.16 | 13.04 |
| Jan 2022 | 1933.6784430488142 | 4.47 | 20.48 |
| Feb 2022 | 2020.1458104021153 | 4.47 | 23.42 |
| Mar 2022 | 2131.5707920781592 | 5.52 | 25.57 |
| Apr 2022 | 2321.3947002415584 | 8.90 | 35.20 |
| May 2022 | 2401.278599414542 | 3.44 | 38.93 |
| Jun 2022 | 2484.393816942932 | 3.46 | 41.23 |
| Jul 2022 | 2469.985296047234 | -0.58 | 39.96 |
| Aug 2022 | 2428.1027773313276 | -1.70 | 36.94 |
| Sep 2022 | 2603.3434957473496 | 7.22 | 45.77 |
| Oct 2022 | 2767.1895315560446 | 6.29 | 52.21 |
| Nov 2022 | 2742.9955623844435 | -0.87 | 49.92 |
| Dec 2022 | 2645.7592288464257 | -3.54 | 42.95 |
| Jan 2023 | 2680.8168883907656 | 1.33 | 38.64 |
| Feb 2023 | 2677.6278563019387 | -0.12 | 32.55 |
| Mar 2023 | 2745.3294871953776 | 2.53 | 28.79 |
| Apr 2023 | 2711.870772311551 | -1.22 | 16.82 |
| May 2023 | 2746.6060290559194 | 1.28 | 14.38 |
| Jun 2023 | 2828.418295344906 | 2.98 | 13.85 |
| Jul 2023 | 2873.2401560811604 | 1.59 | 16.33 |
| Aug 2023 | 2940.7312131097246 | 2.35 | 21.11 |
| Sep 2023 | 2983.4466739266036 | 1.45 | 14.60 |
| Oct 2023 | 3093.583950619302 | 3.69 | 11.80 |
| Nov 2023 | 3062.169310995959 | -1.01 | 11.64 |
| Dec 2023 | 2924.929407806289 | -4.48 | 10.55 |
| Jan 2024 | 2881.7823855891597 | -1.47 | 7.50 |
| Feb 2024 | 2919.0636741549893 | 1.29 | 9.02 |
| Mar 2024 | 2940.6668048077913 | 0.74 | 7.12 |
| Apr 2024 | 2999.398789178798 | 2.00 | 10.60 |
| May 2024 | 3029.292315351915 | 1.00 | 10.29 |
| Jun 2024 | 3003.8857392425257 | -0.84 | 6.20 |
| Jul 2024 | 2992.9860750238613 | -0.36 | 4.17 |
| Aug 2024 | 2917.7310323041174 | -2.51 | -0.78 |
| Sep 2024 | 2860.184925351286 | -1.97 | -4.13 |
| Oct 2024 | 2928.300208044923 | 2.38 | -5.34 |
| Nov 2024 | 3028.9895751011304 | 3.44 | -1.08 |
| Dec 2024 | 3021.1227293166585 | -0.26 | 3.29 |
| Jan 2025 | 3099.1494166211673 | 2.58 | 7.54 |
| Feb 2025 | 3078.2112641579024 | -0.68 | 5.45 |
| Mar 2025 | 3033.6069564369363 | -1.45 | 3.16 |
| Apr 2025 | 3049.2211525460225 | 0.52 | 1.66 |
| May 2025 | 3068.3168879160844 | 0.63 | 1.29 |
| Jun 2025 | 3066.60671151725 | -0.06 | 2.09 |
| Jul 2025 | 3046.3572439960944 | -0.66 | 1.78 |
| Aug 2025 | 3019.508717180581 | -0.88 | 3.49 |
| Sep 2025 | 2979.2168702798026 | -1.33 | 4.16 |
| Oct 2025 | 2962.517549765951 | -0.56 | 1.17 |
| Nov 2025 | 2964.9686289701804 | 0.08 | -2.11 |
| Dec 2025 | 2959.378647914953 | -0.19 | -2.04 |
| Jan 2026 | 2942.367332864038 | -0.57 | -5.06 |
| Feb 2026 | 2932.821592679245 | -0.32 | -4.72 |