Winchester, VA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Winchester, VA Metro in February 2026 was $2,932.822. The month over month percentage change (MoM) was -0.32%, and the year over year percentage change (YoY) was -4.72%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Winchester, VA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Winchester, VA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Winchester, VA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Winchester, VA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1199.7850367870683 NaN NaN
Feb 2012 1198.7554081306466 -0.09 NaN
Mar 2012 1199.5623246059254 0.07 NaN
Apr 2012 1187.6806033828211 -0.99 NaN
May 2012 1175.29990435109 -1.04 NaN
Jun 2012 1167.9312586063368 -0.63 NaN
Jul 2012 1162.5931774689489 -0.46 NaN
Aug 2012 1173.8878487014047 0.97 NaN
Sep 2012 1168.5152442096532 -0.46 NaN
Oct 2012 1160.927029599842 -0.65 NaN
Nov 2012 1159.9496573715248 -0.08 NaN
Dec 2012 1160.53767581651 0.05 NaN
Jan 2013 1170.4000386486225 0.85 -2.45
Feb 2013 1187.6548030386662 1.47 -0.93
Mar 2013 1197.7075950408446 0.85 -0.15
Apr 2013 1191.6440494624026 -0.51 0.33
May 2013 1210.914539738721 1.62 3.03
Jun 2013 1278.1189551361936 5.55 9.43
Jul 2013 1320.6023562741725 3.32 13.59
Aug 2013 1336.5298683044896 1.21 13.86
Sep 2013 1345.801364090862 0.69 15.17
Oct 2013 1319.1506686800824 -1.98 13.63
Nov 2013 1330.4829852381588 0.86 14.70
Dec 2013 1355.8971865496596 1.91 16.83
Jan 2014 1325.3141454652246 -2.26 13.24
Feb 2014 1312.5370465154253 -0.96 10.52
Mar 2014 1319.109524304589 0.50 10.14
Apr 2014 1321.751424217999 0.20 10.92
May 2014 1312.479605208665 -0.70 8.39
Jun 2014 1315.2323322022826 0.21 2.90
Jul 2014 1317.0942475363397 0.14 -0.27
Aug 2014 1318.6470176335968 0.12 -1.34
Sep 2014 1328.3809574275206 0.74 -1.29
Oct 2014 1316.7152917599096 -0.88 -0.18
Nov 2014 1314.4464729245037 -0.17 -1.20
Dec 2014 1301.3043012465985 -1.00 -4.03
Jan 2015 1320.4674397063022 1.47 -0.37
Feb 2015 1327.898063024333 0.56 1.17
Mar 2015 1337.352810237519 0.71 1.38
Apr 2015 1331.3290100124707 -0.45 0.73
May 2015 1358.1526838202392 2.02 3.48
Jun 2015 1383.4900934268633 1.87 5.19
Jul 2015 1400.219007157957 1.21 6.31
Aug 2015 1390.1375158058281 -0.72 5.42
Sep 2015 1394.4019742619394 0.31 4.97
Oct 2015 1387.4874134361512 -0.50 5.38
Nov 2015 1407.3839025697455 1.43 7.07
Dec 2015 1412.9586552532855 0.40 8.58
Jan 2016 1410.3515455087854 -0.18 6.81
Feb 2016 1391.7926364369841 -1.32 4.81
Mar 2016 1399.737043413052 0.57 4.67
Apr 2016 1392.4247483114407 -0.52 4.59
May 2016 1394.8502465474487 0.17 2.70
Jun 2016 1394.753367902036 -0.01 0.81
Jul 2016 1383.901155284213 -0.78 -1.16
Aug 2016 1385.9788818683126 0.15 -0.30
Sep 2016 1393.9389264625834 0.57 -0.03
Oct 2016 1400.9761966127567 0.51 0.97
Nov 2016 1443.1594854870164 3.01 2.54
Dec 2016 1502.2162839671894 4.09 6.32
Jan 2017 1505.9053324812417 0.25 6.78
Feb 2017 1515.1553281779848 0.61 8.86
Mar 2017 1524.608174652909 0.62 8.92
Apr 2017 1512.8542344265413 -0.77 8.65
May 2017 1516.0997481177565 0.22 8.69
Jun 2017 1509.859218862447 -0.41 8.25
Jul 2017 1523.405032209017 0.90 10.08
Aug 2017 1516.0897951594823 -0.48 9.39
Sep 2017 1512.1614108428346 -0.26 8.48
Oct 2017 1531.047503969725 1.25 9.28
Nov 2017 1541.1667185565882 0.66 6.79
Dec 2017 1550.5434004467902 0.61 3.22
Jan 2018 1562.504012009873 0.77 3.76
Feb 2018 1608.0041828603398 2.91 6.13
Mar 2018 1630.84069084552 1.42 6.97
Apr 2018 1640.863634502186 0.62 8.46
May 2018 1663.8108639714976 1.40 9.74
Jun 2018 1664.8238553406181 0.06 10.26
Jul 2018 1662.6344208661997 -0.13 9.14
Aug 2018 1667.086278858717 0.27 9.96
Sep 2018 1681.0463662755792 0.84 11.17
Oct 2018 1711.539360237247 1.81 11.79
Nov 2018 1718.0819778677142 0.38 11.48
Dec 2018 1688.670663326072 -1.71 8.91
Jan 2019 1768.421510426097 4.72 13.18
Feb 2019 1768.154135538629 -0.01 9.96
Mar 2019 1767.64214270197 -0.03 8.39
Apr 2019 1762.2219241677944 -0.31 7.40
May 2019 1760.6774005642826 -0.09 5.82
Jun 2019 1729.0444932967052 -1.80 3.86
Jul 2019 1728.8942478286788 -0.01 3.99
Aug 2019 1712.3674541586165 -0.96 2.72
Sep 2019 1715.3765659874884 0.18 2.04
Oct 2019 1731.8764869033073 0.96 1.19
Nov 2019 1739.318029034001 0.43 1.24
Dec 2019 1749.2025347738509 0.57 3.59
Jan 2020 1637.0342735476704 -6.41 -7.43
Feb 2020 1622.803726207385 -0.87 -8.22
Mar 2020 1630.1532195140019 0.45 -7.78
Apr 2020 1619.1386719250254 -0.68 -8.12
May 2020 1612.7712500733924 -0.39 -8.40
Jun 2020 1603.8237823108516 -0.56 -7.24
Jul 2020 1586.785438744687 -1.06 -8.22
Aug 2020 1584.9012713695327 -0.12 -7.44
Sep 2020 1594.9512074093818 0.63 -7.02
Oct 2020 1608.2652823267185 0.84 -7.14
Nov 2020 1623.3919111339749 0.94 -6.66
Dec 2020 1637.4352886038341 0.87 -6.39
Jan 2021 1604.9986208230207 -1.98 -1.96
Feb 2021 1636.7485584096612 1.98 0.86
Mar 2021 1697.5625830580411 3.72 4.14
Apr 2021 1717.067176716565 1.15 6.05
May 2021 1728.387646524825 0.66 7.17
Jun 2021 1759.092801410233 1.78 9.68
Jul 2021 1764.782548927658 0.32 11.22
Aug 2021 1773.1658292238444 0.48 11.88
Sep 2021 1785.9009369210762 0.72 11.97
Oct 2021 1818.0543008372506 1.80 13.04
Nov 2021 1829.6205412197821 0.64 12.70
Dec 2021 1850.8961214645385 1.16 13.04
Jan 2022 1933.6784430488142 4.47 20.48
Feb 2022 2020.1458104021153 4.47 23.42
Mar 2022 2131.5707920781592 5.52 25.57
Apr 2022 2321.3947002415584 8.90 35.20
May 2022 2401.278599414542 3.44 38.93
Jun 2022 2484.393816942932 3.46 41.23
Jul 2022 2469.985296047234 -0.58 39.96
Aug 2022 2428.1027773313276 -1.70 36.94
Sep 2022 2603.3434957473496 7.22 45.77
Oct 2022 2767.1895315560446 6.29 52.21
Nov 2022 2742.9955623844435 -0.87 49.92
Dec 2022 2645.7592288464257 -3.54 42.95
Jan 2023 2680.8168883907656 1.33 38.64
Feb 2023 2677.6278563019387 -0.12 32.55
Mar 2023 2745.3294871953776 2.53 28.79
Apr 2023 2711.870772311551 -1.22 16.82
May 2023 2746.6060290559194 1.28 14.38
Jun 2023 2828.418295344906 2.98 13.85
Jul 2023 2873.2401560811604 1.59 16.33
Aug 2023 2940.7312131097246 2.35 21.11
Sep 2023 2983.4466739266036 1.45 14.60
Oct 2023 3093.583950619302 3.69 11.80
Nov 2023 3062.169310995959 -1.01 11.64
Dec 2023 2924.929407806289 -4.48 10.55
Jan 2024 2881.7823855891597 -1.47 7.50
Feb 2024 2919.0636741549893 1.29 9.02
Mar 2024 2940.6668048077913 0.74 7.12
Apr 2024 2999.398789178798 2.00 10.60
May 2024 3029.292315351915 1.00 10.29
Jun 2024 3003.8857392425257 -0.84 6.20
Jul 2024 2992.9860750238613 -0.36 4.17
Aug 2024 2917.7310323041174 -2.51 -0.78
Sep 2024 2860.184925351286 -1.97 -4.13
Oct 2024 2928.300208044923 2.38 -5.34
Nov 2024 3028.9895751011304 3.44 -1.08
Dec 2024 3021.1227293166585 -0.26 3.29
Jan 2025 3099.1494166211673 2.58 7.54
Feb 2025 3078.2112641579024 -0.68 5.45
Mar 2025 3033.6069564369363 -1.45 3.16
Apr 2025 3049.2211525460225 0.52 1.66
May 2025 3068.3168879160844 0.63 1.29
Jun 2025 3066.60671151725 -0.06 2.09
Jul 2025 3046.3572439960944 -0.66 1.78
Aug 2025 3019.508717180581 -0.88 3.49
Sep 2025 2979.2168702798026 -1.33 4.16
Oct 2025 2962.517549765951 -0.56 1.17
Nov 2025 2964.9686289701804 0.08 -2.11
Dec 2025 2959.378647914953 -0.19 -2.04
Jan 2026 2942.367332864038 -0.57 -5.06
Feb 2026 2932.821592679245 -0.32 -4.72