Michigan Total Paycheck Protection Program (PPP) Loan Amounts By Business County (2020)

Updated on April 22, 2025.

According to data from the Small Businesss Administration (SBA), the SBA, as part of the paycheck protection program (PPP), has provided a total of 291,523 (291.52K) loans totaling $24,128,551,436 ($24.13B) to small businesses in Michigan. The total number of jobs saved by these loans was 2,810,139 (2.81M).

As at April 2025, 256.98K number of loans has been completely forgiven by SBA (88.15% of the total number of loans), and a total of $23.36B has been forgiven (96.82% of the total loan amount). The PPP program was intended to provide incentives for small businesses to keep their workers on payroll.

See information below per county on the the total loan amount given to businesses, the total loan amount forgiven, and the total number of jobs saved by the PPP loan.

Total Loan Amount: In terms of total loan amounts given to businesses per county, Oakland received the highest ($5,203,543,573), followed by Wayne ($3,763,769,960), and Kent ($2,385,000,724).

Number of Loans: For total number of loans given to businesses in each county, Wayne received the highest (67,126), followed by Oakland (50,971), and Macomb (25,194).

The chart and table below shows the total loan amount, and the number of loans given to businesses in Michigan counties.

Michigan Total PPP Loan Amount By Business County
Michigan Total Number of PPP Loans and Total Loan Amount By Business County
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County Number of Loans Total Loan Amount ($)
Oakland 50971 5203543573
Wayne 67126 3763769960
Kent 18579 2385000724
Macomb 25194 2155817399
Washtenaw 10105 921567580
Ottawa 7158 889204585
Genesee 10231 764756532
Kalamazoo 7206 674838693
Ingham 7477 621368295
Saginaw 6075 472115697
Livingston 4339 405801435
Grand Traverse 3697 349260277
Jackson 3061 328700173
Berrien 4553 318421599
Muskegon 3252 300725043
Saint Clair 2990 263133873
Allegan 2427 246572963
Calhoun 2705 222406232
Monroe 2478 215065782
Bay 2209 195712884
Eaton 2608 182059049
Isabella 1604 146555312
Lapeer 1825 144417339
Lenawee 1971 139588372
Midland 1658 137834711
Clinton 1671 134640103
Marquette 1629 128079081
Emmet 1422 112219581
Van Buren 1497 109994320
Saint Joseph 1222 96096546
Shiawassee 1268 86576258
Delta 1183 80506066
Gratiot 1201 78857071
Huron 2047 77870612
Sanilac 1659 77053844
Tuscola 1562 75581733
Dickinson 771 71883052
Barry 1218 69667700
Montcalm 1064 69094024
Ionia 999 67746230
Branch 987 64018952
Mason 870 61759031
Otsego 672 58597480
Hillsdale 999 57003658
Alpena 654 56118846
Wexford 669 52538639
Charlevoix 804 51421245
Chippewa 761 51106101
Cass 821 48022951
Leelanau 828 46723117
Houghton 674 44564225
Clare 482 43463669
Newaygo 676 43103437
Menominee 632 42087219
Kalkaska 299 41388682
Mecosta 581 40063634
Antrim 534 38343783
Oceana 553 36406057
Cheboygan 661 33829442
Benzie 438 32067976
Osceola 368 30137241
Mackinac 427 28105391
Roscommon 371 27894695
Iosco 429 27821556
Arenac 297 26045160
Ogemaw 472 25272624
Gladwin 361 25153366
Gogebic 323 22115927
Manistee 457 21818447
Iron 279 19224734
Missaukee 297 18297944
Crawford 208 16119664
Lake 144 15368453
Schoolcraft 193 15324298
Baraga 147 13894677
Alger 266 13188247
Presque Isle 222 11678376
Oscoda 135 10853800
Luce 92 8879843
Alcona 189 8227483
Montmorency 136 7743362
Ontonagon 138 4997787
Keweenaw 57 3306754
8 349160

Total Loan Amount Forgiven: In terms of total loan amount forgiven per business county, Wayne had the highest ($3,464,811,038), followed by Oakland ($5,050,720,885), and Macomb ($2,084,108,472).

Number of Loans Completely Forgiven: For total number of loans that were completely forgiven per business county, Wayne had the highest (53,076), followed by Oakland (45,432), and Macomb (21,843).

The chart and table below shows the total loan amount forgiven, and the number of loans which were completely forgiven for Michigan counties.

Michigan Total PPP Loan Amount Forgiven By Business County
Michigan Total Number of PPP Loans Completely Forgiven and Total Loan Amount Forgiven By Business County
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County Number of Loans Completely Forgiven Total Loan Amount Forgiven ($)
Oakland 45432 5050720885
Wayne 53076 3464811038
Kent 16946 2346641140
Macomb 21843 2084108472
Washtenaw 9179 898970535
Ottawa 6724 884756596
Genesee 8672 737739142
Kalamazoo 6413 659725137
Ingham 6702 591422444
Saginaw 5423 456993482
Livingston 4016 398992379
Grand Traverse 3522 347489219
Jackson 2857 326491344
Berrien 4026 311103371
Muskegon 2808 287589808
Saint Clair 2768 249819423
Allegan 2293 244609674
Calhoun 2419 213020522
Monroe 2285 213106065
Bay 2097 195291963
Eaton 2387 176683682
Isabella 1540 146457081
Lapeer 1742 142153459
Lenawee 1877 139032366
Midland 1566 137519748
Clinton 1579 130893665
Marquette 1608 128890278
Emmet 1367 111769101
Van Buren 1399 107751823
Saint Joseph 1168 96134640
Shiawassee 1201 85843938
Delta 1159 79900446
Gratiot 1168 78198445
Huron 2018 77559703
Sanilac 1630 77184522
Tuscola 1521 75367346
Dickinson 756 71577342
Barry 1159 68998748
Montcalm 1014 68706310
Ionia 950 67105372
Branch 939 60845084
Mason 824 61303969
Otsego 641 58682908
Hillsdale 941 56256880
Alpena 625 56109022
Wexford 637 52325251
Charlevoix 765 50624767
Chippewa 738 48156909
Cass 752 47262942
Leelanau 786 46460414
Houghton 658 44237006
Clare 453 42510700
Newaygo 634 42846987
Menominee 620 41426195
Kalkaska 281 41106887
Mecosta 547 39240934
Antrim 505 38240119
Oceana 526 36342647
Cheboygan 645 33913173
Benzie 429 32257928
Osceola 343 29851787
Mackinac 416 27983227
Roscommon 358 27987929
Iosco 410 27424792
Arenac 271 25558638
Ogemaw 440 25002450
Gladwin 333 24954697
Gogebic 307 21993231
Manistee 437 21763385
Iron 273 19212457
Missaukee 281 18221108
Crawford 195 16101517
Lake 131 15342397
Schoolcraft 186 15398573
Baraga 146 14001633
Alger 256 13181420
Presque Isle 217 11688520
Oscoda 128 10900678
Luce 91 8960976
Alcona 182 8168237
Montmorency 130 7765216
Ontonagon 133 4941408
Keweenaw 55 3310071
8 352288

Number of Jobs Saved By Loan: In terms of number of jobs saved by the PPP Loan per business county, Oakland had the highest (580,842), followed by Wayne (430,308), and Macomb (251,910).

The chart and table below shows the number of jobs saved by the PPP loan for Michigan counties.

Michigan Total Number of Jobs Saved by the PPP Loan By Business County
Michigan Total Number of Jobs Saved By Business County
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County Number of Jobs Saved
Oakland 580842
Wayne 430308
Kent 250219
Macomb 251910
Washtenaw 106171
Ottawa 104825
Genesee 97225
Kalamazoo 76077
Ingham 73208
Saginaw 54803
Livingston 48398
Grand Traverse 40165
Jackson 35336
Berrien 42450
Muskegon 34389
Saint Clair 32848
Allegan 27805
Calhoun 26010
Monroe 25941
Bay 24427
Eaton 22038
Isabella 17086
Lapeer 19342
Lenawee 18333
Midland 17125
Clinton 15935
Marquette 16454
Emmet 14749
Van Buren 16198
Saint Joseph 11669
Shiawassee 10567
Delta 10757
Gratiot 9485
Huron 9749
Sanilac 9106
Tuscola 10038
Dickinson 8363
Barry 8575
Montcalm 9556
Ionia 8184
Branch 8309
Mason 7719
Otsego 8254
Hillsdale 7473
Alpena 7253
Wexford 7114
Charlevoix 6132
Chippewa 7128
Cass 6018
Leelanau 6162
Houghton 7310
Clare 5161
Newaygo 6181
Menominee 4903
Kalkaska 3636
Mecosta 5404
Antrim 5420
Oceana 5816
Cheboygan 5085
Benzie 4629
Osceola 3643
Mackinac 4064
Roscommon 4823
Iosco 4654
Arenac 3496
Ogemaw 4255
Gladwin 3414
Gogebic 3098
Manistee 3033
Iron 2815
Missaukee 2843
Crawford 2306
Lake 2031
Schoolcraft 1841
Baraga 1715
Alger 2263
Presque Isle 1644
Oscoda 1496
Luce 1144
Alcona 1242
Montmorency 1179
Ontonagon 812
Keweenaw 513
42

You can see similar information for other states and for the US by state.

Data Source: SBA.