Albany, NY (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Albany, NY Metro in February 2026 was $2,172.795. The month over month percentage change (MoM) was -0.02%, and the year over year percentage change (YoY) was -3.24%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Albany, NY metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Albany, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Albany, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Albany, NY (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Albany, NY (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 965.8859394753746 | -1.85 | -7.32 |
| Feb 2015 | 972.314950670181 | 0.67 | -5.69 |
| Mar 2015 | 980.5723532822878 | 0.85 | -5.52 |
| Apr 2015 | 972.5817078271394 | -0.81 | -6.46 |
| May 2015 | 991.6732012865936 | 1.96 | -3.52 |
| Jun 2015 | 1007.7620342269144 | 1.62 | -1.78 |
| Jul 2015 | 1016.5365258326037 | 0.87 | -0.60 |
| Aug 2015 | 1004.4249602041557 | -1.19 | -1.37 |
| Sep 2015 | 1005.7361295277412 | 0.13 | -1.50 |
| Oct 2015 | 997.5356803540479 | -0.81 | -0.72 |
| Nov 2015 | 1013.3163614880922 | 1.58 | 1.48 |
| Dec 2015 | 1016.8322165608558 | 0.35 | 3.33 |
| Jan 2016 | 1009.9379913926309 | -0.68 | 4.56 |
| Feb 2016 | 991.1701043987184 | -1.86 | 1.94 |
| Mar 2016 | 996.232711886584 | 0.51 | 1.60 |
| Apr 2016 | 988.5864293302554 | -0.77 | 1.65 |
| May 2016 | 989.1383041217905 | 0.06 | -0.26 |
| Jun 2016 | 988.0728957563533 | -0.11 | -1.95 |
| Jul 2016 | 976.2822929435848 | -1.19 | -3.96 |
| Aug 2016 | 977.6308777820319 | 0.14 | -2.67 |
| Sep 2016 | 981.9638401257506 | 0.44 | -2.36 |
| Oct 2016 | 985.2804357778431 | 0.34 | -1.23 |
| Nov 2016 | 1019.6339636227165 | 3.49 | 0.62 |
| Dec 2016 | 1068.7442064534819 | 4.82 | 5.11 |
| Jan 2017 | 1066.0281154063728 | -0.25 | 5.55 |
| Feb 2017 | 1069.2527532980325 | 0.30 | 7.88 |
| Mar 2017 | 1073.5047884916817 | 0.40 | 7.76 |
| Apr 2017 | 1060.3465838244902 | -1.23 | 7.26 |
| May 2017 | 1061.1574156654174 | 0.08 | 7.28 |
| Jun 2017 | 1055.32893339875 | -0.55 | 6.81 |
| Jul 2017 | 1067.0471091749243 | 1.11 | 9.30 |
| Aug 2017 | 1061.4551276359737 | -0.52 | 8.57 |
| Sep 2017 | 1056.974629197676 | -0.42 | 7.64 |
| Oct 2017 | 1070.9581930994384 | 1.32 | 8.70 |
| Nov 2017 | 1078.4356133310955 | 0.70 | 5.77 |
| Dec 2017 | 1085.6236605269646 | 0.67 | 1.58 |
| Jan 2018 | 1100.0123838590455 | 1.33 | 3.19 |
| Feb 2018 | 1137.5954353373256 | 3.42 | 6.39 |
| Mar 2018 | 1155.611653670683 | 1.58 | 7.65 |
| Apr 2018 | 1162.1082737955649 | 0.56 | 9.60 |
| May 2018 | 1181.4923295448673 | 1.67 | 11.34 |
| Jun 2018 | 1184.6722252728227 | 0.27 | 12.26 |
| Jul 2018 | 1185.9700451782035 | 0.11 | 11.15 |
| Aug 2018 | 1194.496943416849 | 0.72 | 12.53 |
| Sep 2018 | 1208.733018260954 | 1.19 | 14.36 |
| Oct 2018 | 1234.9246882688094 | 2.17 | 15.31 |
| Nov 2018 | 1240.4264430533046 | 0.45 | 15.02 |
| Dec 2018 | 1212.855150737069 | -2.22 | 11.72 |
| Jan 2019 | 1194.402257408804 | -1.52 | 8.58 |
| Feb 2019 | 1187.0641571591273 | -0.61 | 4.35 |
| Mar 2019 | 1180.3295398289629 | -0.57 | 2.14 |
| Apr 2019 | 1170.591631399029 | -0.82 | 0.73 |
| May 2019 | 1165.2970725818593 | -0.45 | -1.37 |
| Jun 2019 | 1136.7480467929277 | -2.45 | -4.04 |
| Jul 2019 | 1135.7276977463014 | -0.09 | -4.24 |
| Aug 2019 | 1121.8326061677792 | -1.22 | -6.08 |
| Sep 2019 | 1122.855633512178 | 0.09 | -7.10 |
| Oct 2019 | 1135.4259891542763 | 1.12 | -8.06 |
| Nov 2019 | 1140.8463392832682 | 0.48 | -8.03 |
| Dec 2019 | 1148.5511576867825 | 0.68 | -5.30 |
| Jan 2020 | 1142.158257287302 | -0.56 | -4.37 |
| Feb 2020 | 1127.2470386796624 | -1.31 | -5.04 |
| Mar 2020 | 1129.0008093934757 | 0.16 | -4.35 |
| Apr 2020 | 1115.0920050211955 | -1.23 | -4.74 |
| May 2020 | 1108.5395895098118 | -0.59 | -4.87 |
| Jun 2020 | 1103.7315806971892 | -0.43 | -2.90 |
| Jul 2020 | 1091.031700244047 | -1.15 | -3.93 |
| Aug 2020 | 1088.0043590907633 | -0.28 | -3.01 |
| Sep 2020 | 1092.558092163166 | 0.42 | -2.70 |
| Oct 2020 | 1097.7076161732982 | 0.47 | -3.32 |
| Nov 2020 | 1103.210258648772 | 0.50 | -3.30 |
| Dec 2020 | 1106.1304411724534 | 0.27 | -3.69 |
| Jan 2021 | 1123.6162483796088 | 1.58 | -1.62 |
| Feb 2021 | 1144.477953759786 | 1.86 | 1.53 |
| Mar 2021 | 1191.2043749479578 | 4.08 | 5.51 |
| Apr 2021 | 1201.2445268247147 | 0.84 | 7.73 |
| May 2021 | 1203.72457813422 | 0.21 | 8.59 |
| Jun 2021 | 1220.6874000118487 | 1.41 | 10.60 |
| Jul 2021 | 1221.106961166748 | 0.03 | 11.92 |
| Aug 2021 | 1226.6017509419191 | 0.45 | 12.74 |
| Sep 2021 | 1238.417512345134 | 0.96 | 13.35 |
| Oct 2021 | 1264.3052952932467 | 2.09 | 15.18 |
| Nov 2021 | 1270.0522334139253 | 0.46 | 15.12 |
| Dec 2021 | 1279.8086831715873 | 0.77 | 15.70 |
| Jan 2022 | 1336.6550259966941 | 4.44 | 18.96 |
| Feb 2022 | 1392.5202263184062 | 4.18 | 21.67 |
| Mar 2022 | 1468.433001555526 | 5.45 | 23.27 |
| Apr 2022 | 1612.599528027161 | 9.82 | 34.24 |
| May 2022 | 1671.8632903500882 | 3.68 | 38.89 |
| Jun 2022 | 1741.1958316280384 | 4.15 | 42.64 |
| Jul 2022 | 1738.1918341091855 | -0.17 | 42.35 |
| Aug 2022 | 1717.0941001080541 | -1.21 | 39.99 |
| Sep 2022 | 1872.101290180186 | 9.03 | 51.17 |
| Oct 2022 | 2014.1405108682502 | 7.59 | 59.31 |
| Nov 2022 | 1997.1634809176926 | -0.84 | 57.25 |
| Dec 2022 | 1918.7494519104616 | -3.93 | 49.93 |
| Jan 2023 | 1900.0660978407998 | -0.97 | 42.15 |
| Feb 2023 | 1899.8244980211955 | -0.01 | 36.43 |
| Mar 2023 | 1956.5306290080107 | 2.99 | 33.24 |
| Apr 2023 | 1931.1918754296782 | -1.29 | 19.76 |
| May 2023 | 1957.2859702145836 | 1.35 | 17.07 |
| Jun 2023 | 2025.1305240011293 | 3.47 | 16.31 |
| Jul 2023 | 2064.8180010122355 | 1.96 | 18.79 |
| Aug 2023 | 2121.8075980826156 | 2.76 | 23.57 |
| Sep 2023 | 2155.6955793646607 | 1.60 | 15.15 |
| Oct 2023 | 2243.2756342988064 | 4.06 | 11.38 |
| Nov 2023 | 2214.3731905934196 | -1.29 | 10.88 |
| Dec 2023 | 2100.8531105756474 | -5.13 | 9.49 |
| Jan 2024 | 2075.6199870724517 | -1.20 | 9.24 |
| Feb 2024 | 2111.4962665875473 | 1.73 | 11.14 |
| Mar 2024 | 2133.9856321087345 | 1.07 | 9.07 |
| Apr 2024 | 2185.824180520109 | 2.43 | 13.19 |
| May 2024 | 2216.7364522565367 | 1.41 | 13.26 |
| Jun 2024 | 2201.75273301999 | -0.68 | 8.72 |
| Jul 2024 | 2198.280470322222 | -0.16 | 6.46 |
| Aug 2024 | 2138.4484685279817 | -2.72 | 0.78 |
| Sep 2024 | 2083.823826870592 | -2.55 | -3.33 |
| Oct 2024 | 2138.7149373153616 | 2.63 | -4.66 |
| Nov 2024 | 2218.601865700523 | 3.74 | 0.19 |
| Dec 2024 | 2207.430968314202 | -0.50 | 5.07 |
| Jan 2025 | 2262.1799750515934 | 2.48 | 8.99 |
| Feb 2025 | 2245.567769585617 | -0.73 | 6.35 |
| Mar 2025 | 2209.7497706386334 | -1.59 | 3.55 |
| Apr 2025 | 2229.8304802422153 | 0.91 | 2.01 |
| May 2025 | 2254.970322693182 | 1.13 | 1.73 |
| Jun 2025 | 2263.036201393714 | 0.36 | 2.78 |
| Jul 2025 | 2252.702888313591 | -0.46 | 2.48 |
| Aug 2025 | 2234.0171816329666 | -0.83 | 4.47 |
| Sep 2025 | 2195.181040705127 | -1.74 | 5.34 |
| Oct 2025 | 2182.0795595380478 | -0.60 | 2.03 |
| Nov 2025 | 2185.169432390045 | 0.14 | -1.51 |
| Dec 2025 | 2182.309058570102 | -0.13 | -1.14 |
| Jan 2026 | 2173.2092378673474 | -0.42 | -3.93 |
| Feb 2026 | 2172.7953839237025 | -0.02 | -3.24 |
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