Ames, IA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Ames, IA Metro in February 2026 was $1,590.333. The month over month percentage change (MoM) was -0.14%, and the year over year percentage change (YoY) was -4.16%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Ames, IA metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Ames, IA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 767.6879033005206 | -1.39 | -2.44 |
| Feb 2015 | 774.9106581574594 | 0.94 | -0.90 |
| Mar 2015 | 784.7351253704694 | 1.27 | -0.84 |
| Apr 2015 | 783.4953245355432 | -0.16 | -1.85 |
| May 2015 | 804.4413529204583 | 2.67 | 1.67 |
| Jun 2015 | 822.4692122432693 | 2.24 | 3.75 |
| Jul 2015 | 832.1558186292879 | 1.18 | 4.74 |
| Aug 2015 | 824.3718967432212 | -0.93 | 3.50 |
| Sep 2015 | 826.0957008737441 | 0.21 | 3.02 |
| Oct 2015 | 820.7307945707182 | -0.65 | 4.01 |
| Nov 2015 | 835.2571315954391 | 1.77 | 6.14 |
| Dec 2015 | 840.4683273192484 | 0.62 | 7.95 |
| Jan 2016 | 835.523857881578 | -0.59 | 8.84 |
| Feb 2016 | 819.7594085602102 | -1.89 | 5.79 |
| Mar 2016 | 823.8022164302085 | 0.49 | 4.98 |
| Apr 2016 | 817.505350876844 | -0.76 | 4.34 |
| May 2016 | 818.4088115983084 | 0.11 | 1.74 |
| Jun 2016 | 818.7500632154548 | 0.04 | -0.45 |
| Jul 2016 | 810.3530132213062 | -1.03 | -2.62 |
| Aug 2016 | 812.5357231001256 | 0.27 | -1.44 |
| Sep 2016 | 817.398200753788 | 0.60 | -1.05 |
| Oct 2016 | 822.0317837825282 | 0.57 | 0.16 |
| Nov 2016 | 851.7915086925559 | 3.62 | 1.98 |
| Dec 2016 | 892.0929411307642 | 4.73 | 6.14 |
| Jan 2017 | 888.6171073704811 | -0.39 | 6.35 |
| Feb 2017 | 891.9709550020141 | 0.38 | 8.81 |
| Mar 2017 | 898.1341377141435 | 0.69 | 9.02 |
| Apr 2017 | 890.7833755767099 | -0.82 | 8.96 |
| May 2017 | 894.1875861246916 | 0.38 | 9.26 |
| Jun 2017 | 890.3584940102621 | -0.43 | 8.75 |
| Jul 2017 | 900.0993868977871 | 1.09 | 11.08 |
| Aug 2017 | 894.4195478321801 | -0.63 | 10.08 |
| Sep 2017 | 888.784783387888 | -0.63 | 8.73 |
| Oct 2017 | 898.2418611478888 | 1.06 | 9.27 |
| Nov 2017 | 902.572480157796 | 0.48 | 5.96 |
| Dec 2017 | 907.5368370175333 | 0.55 | 1.73 |
| Jan 2018 | 917.5814634371817 | 1.11 | 3.26 |
| Feb 2018 | 947.9845912375342 | 3.31 | 6.28 |
| Mar 2018 | 961.7556320954264 | 1.45 | 7.08 |
| Apr 2018 | 966.1946529635458 | 0.46 | 8.47 |
| May 2018 | 980.4378643933378 | 1.47 | 9.65 |
| Jun 2018 | 980.4706149993859 | 0.00 | 10.12 |
| Jul 2018 | 978.9093985053514 | -0.16 | 8.76 |
| Aug 2018 | 982.7294290254541 | 0.39 | 9.87 |
| Sep 2018 | 992.1007053213606 | 0.95 | 11.62 |
| Oct 2018 | 1012.813043413378 | 2.09 | 12.76 |
| Nov 2018 | 1017.4535343377818 | 0.46 | 12.73 |
| Dec 2018 | 996.495215160854 | -2.06 | 9.80 |
| Jan 2019 | 981.1773049766815 | -1.54 | 6.93 |
| Feb 2019 | 972.465732903948 | -0.89 | 2.58 |
| Mar 2019 | 962.0004992073701 | -1.08 | 0.03 |
| Apr 2019 | 950.6105718381017 | -1.18 | -1.61 |
| May 2019 | 946.1414002440467 | -0.47 | -3.50 |
| Jun 2019 | 923.0846857208096 | -2.44 | -5.85 |
| Jul 2019 | 920.6402922316681 | -0.26 | -5.95 |
| Aug 2019 | 906.9786392031532 | -1.48 | -7.71 |
| Sep 2019 | 905.5328251160599 | -0.16 | -8.73 |
| Oct 2019 | 916.457178352661 | 1.21 | -9.51 |
| Nov 2019 | 920.1801791306891 | 0.41 | -9.56 |
| Dec 2019 | 926.6201928295686 | 0.70 | -7.01 |
| Jan 2020 | 918.9802623874987 | -0.82 | -6.34 |
| Feb 2020 | 905.3164679538837 | -1.49 | -6.90 |
| Mar 2020 | 906.6495505186275 | 0.15 | -5.75 |
| Apr 2020 | 897.9898202147776 | -0.95 | -5.53 |
| May 2020 | 896.7817173413816 | -0.13 | -5.22 |
| Jun 2020 | 894.1077233360074 | -0.30 | -3.14 |
| Jul 2020 | 882.9633189048459 | -1.25 | -4.09 |
| Aug 2020 | 877.8513443734785 | -0.58 | -3.21 |
| Sep 2020 | 878.8634881592945 | 0.12 | -2.94 |
| Oct 2020 | 879.2756518868897 | 0.05 | -4.06 |
| Nov 2020 | 879.1441883362788 | -0.01 | -4.46 |
| Dec 2020 | 876.9252446782127 | -0.25 | -5.36 |
| Jan 2021 | 886.7548860821936 | 1.12 | -3.51 |
| Feb 2021 | 898.2659145917592 | 1.30 | -0.78 |
| Mar 2021 | 928.6413692106473 | 3.38 | 2.43 |
| Apr 2021 | 932.3550574620209 | 0.40 | 3.83 |
| May 2021 | 932.332559407746 | 0.00 | 3.96 |
| Jun 2021 | 945.1848089255782 | 1.38 | 5.71 |
| Jul 2021 | 945.950178085098 | 0.08 | 7.13 |
| Aug 2021 | 951.037803659505 | 0.54 | 8.34 |
| Sep 2021 | 960.9978975157729 | 1.05 | 9.35 |
| Oct 2021 | 982.7437789492802 | 2.26 | 11.77 |
| Nov 2021 | 989.949387957627 | 0.73 | 12.60 |
| Dec 2021 | 1001.8599318338619 | 1.20 | 14.25 |
| Jan 2022 | 1049.68009052883 | 4.77 | 18.37 |
| Feb 2022 | 1095.5060935800243 | 4.37 | 21.96 |
| Mar 2022 | 1156.712955169443 | 5.59 | 24.56 |
| Apr 2022 | 1268.8575816968996 | 9.70 | 36.09 |
| May 2022 | 1314.2399681511977 | 3.58 | 40.96 |
| Jun 2022 | 1363.4501805104774 | 3.74 | 44.25 |
| Jul 2022 | 1355.6703874463824 | -0.57 | 43.31 |
| Aug 2022 | 1333.3164295295944 | -1.65 | 40.20 |
| Sep 2022 | 1453.4725753483344 | 9.01 | 51.25 |
| Oct 2022 | 1568.6387154278673 | 7.92 | 59.62 |
| Nov 2022 | 1563.535484778834 | -0.32 | 57.94 |
| Dec 2022 | 1508.3136262049409 | -3.53 | 50.55 |
| Jan 2023 | 1495.8138705253994 | -0.83 | 42.50 |
| Feb 2023 | 1492.4807997413295 | -0.22 | 36.24 |
| Mar 2023 | 1531.7581663648343 | 2.63 | 32.42 |
| Apr 2023 | 1510.594078505162 | -1.38 | 19.05 |
| May 2023 | 1532.2636324476057 | 1.44 | 16.59 |
| Jun 2023 | 1586.638319789844 | 3.55 | 16.37 |
| Jul 2023 | 1613.8573727099192 | 1.72 | 19.05 |
| Aug 2023 | 1653.3721631484407 | 2.45 | 24.00 |
| Sep 2023 | 1673.521936945968 | 1.22 | 15.14 |
| Oct 2023 | 1734.5087293007887 | 3.64 | 10.57 |
| Nov 2023 | 1702.7560796297867 | -1.83 | 8.90 |
| Dec 2023 | 1602.792358236853 | -5.87 | 6.26 |
| Jan 2024 | 1569.402551016096 | -2.08 | 4.92 |
| Feb 2024 | 1583.8062993017734 | 0.92 | 6.12 |
| Mar 2024 | 1592.4700082971506 | 0.55 | 3.96 |
| Apr 2024 | 1625.8362383699305 | 2.10 | 7.63 |
| May 2024 | 1644.803904595946 | 1.17 | 7.35 |
| Jun 2024 | 1628.8619334024725 | -0.97 | 2.66 |
| Jul 2024 | 1620.402195715622 | -0.52 | 0.41 |
| Aug 2024 | 1571.0484350701101 | -3.05 | -4.98 |
| Sep 2024 | 1527.2338431009237 | -2.79 | -8.74 |
| Oct 2024 | 1567.4441791906327 | 2.63 | -9.63 |
| Nov 2024 | 1628.1950421064187 | 3.88 | -4.38 |
| Dec 2024 | 1623.8076080017888 | -0.27 | 1.31 |
| Jan 2025 | 1668.834509643795 | 2.77 | 6.34 |
| Feb 2025 | 1659.3895045902389 | -0.57 | 4.77 |
| Mar 2025 | 1634.6037721181633 | -1.49 | 2.65 |
| Apr 2025 | 1647.8045295510187 | 0.81 | 1.35 |
| May 2025 | 1663.724876257027 | 0.97 | 1.15 |
| Jun 2025 | 1666.6921245546175 | 0.18 | 2.32 |
| Jul 2025 | 1657.4289066177907 | -0.56 | 2.29 |
| Aug 2025 | 1643.4642978158836 | -0.84 | 4.61 |
| Sep 2025 | 1614.0785400895954 | -1.79 | 5.69 |
| Oct 2025 | 1602.4682737554842 | -0.72 | 2.23 |
| Nov 2025 | 1602.8893148730122 | 0.03 | -1.55 |
| Dec 2025 | 1599.9725178561134 | -0.18 | -1.47 |
| Jan 2026 | 1592.537989957092 | -0.46 | -4.57 |
| Feb 2026 | 1590.3329911910691 | -0.14 | -4.16 |