Austin, TX (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Austin, TX Metro in February 2026 was $2,621.516. The month over month percentage change (MoM) was -0.98%, and the year over year percentage change (YoY) was -12.57%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Austin, TX metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Austin, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1228.3092078801383 | -1.02 | 2.81 |
| Feb 2015 | 1245.8769729537328 | 1.43 | 4.73 |
| Mar 2015 | 1266.2808835051787 | 1.64 | 5.04 |
| Apr 2015 | 1263.3970963398724 | -0.23 | 3.88 |
| May 2015 | 1294.6810299698745 | 2.48 | 6.97 |
| Jun 2015 | 1322.2574163008828 | 2.13 | 8.51 |
| Jul 2015 | 1339.969784935222 | 1.34 | 9.24 |
| Aug 2015 | 1329.4311222836245 | -0.79 | 7.60 |
| Sep 2015 | 1336.0359162146317 | 0.50 | 6.76 |
| Oct 2015 | 1331.3041169051426 | -0.35 | 7.05 |
| Nov 2015 | 1360.409709053148 | 2.19 | 9.00 |
| Dec 2015 | 1372.2373479576177 | 0.87 | 10.58 |
| Jan 2016 | 1369.612276480274 | -0.19 | 11.50 |
| Feb 2016 | 1349.5614587443272 | -1.46 | 8.32 |
| Mar 2016 | 1362.544348020036 | 0.96 | 7.60 |
| Apr 2016 | 1357.0914095106446 | -0.40 | 7.42 |
| May 2016 | 1363.282558175952 | 0.46 | 5.30 |
| Jun 2016 | 1366.4613450375432 | 0.23 | 3.34 |
| Jul 2016 | 1354.3925090106386 | -0.88 | 1.08 |
| Aug 2016 | 1357.6850373498976 | 0.24 | 2.13 |
| Sep 2016 | 1364.253364865631 | 0.48 | 2.11 |
| Oct 2016 | 1369.8404601151492 | 0.41 | 2.90 |
| Nov 2016 | 1420.286659017565 | 3.68 | 4.40 |
| Dec 2016 | 1493.3891175692138 | 5.15 | 8.83 |
| Jan 2017 | 1495.2520173687064 | 0.13 | 9.17 |
| Feb 2017 | 1506.087331826361 | 0.73 | 11.60 |
| Mar 2017 | 1517.6048562418307 | 0.77 | 11.38 |
| Apr 2017 | 1501.1842686049085 | -1.08 | 10.62 |
| May 2017 | 1500.0874588658285 | -0.07 | 10.04 |
| Jun 2017 | 1486.2989510860853 | -0.92 | 8.77 |
| Jul 2017 | 1497.0594919740097 | 0.72 | 10.53 |
| Aug 2017 | 1485.7458038842617 | -0.76 | 9.43 |
| Sep 2017 | 1477.422057256807 | -0.56 | 8.30 |
| Oct 2017 | 1495.5694792305321 | 1.23 | 9.18 |
| Nov 2017 | 1504.6452227099194 | 0.61 | 5.94 |
| Dec 2017 | 1515.0283746350833 | 0.69 | 1.45 |
| Jan 2018 | 1533.3585210426709 | 1.21 | 2.55 |
| Feb 2018 | 1585.4495059085507 | 3.40 | 5.27 |
| Mar 2018 | 1609.2142861669363 | 1.50 | 6.04 |
| Apr 2018 | 1617.3477485424773 | 0.51 | 7.74 |
| May 2018 | 1641.3292071964847 | 1.48 | 9.42 |
| Jun 2018 | 1641.967867710308 | 0.04 | 10.47 |
| Jul 2018 | 1639.8734413223638 | -0.13 | 9.54 |
| Aug 2018 | 1647.8577909123087 | 0.49 | 10.91 |
| Sep 2018 | 1664.7256372103952 | 1.02 | 12.68 |
| Oct 2018 | 1702.0716603586018 | 2.24 | 13.81 |
| Nov 2018 | 1712.4381607327957 | 0.61 | 13.81 |
| Dec 2018 | 1678.7229048775068 | -1.97 | 10.81 |
| Jan 2019 | 1652.9959882788144 | -1.53 | 7.80 |
| Feb 2019 | 1640.0253720582846 | -0.78 | 3.44 |
| Mar 2019 | 1624.7372142537495 | -0.93 | 0.97 |
| Apr 2019 | 1606.9460514837592 | -1.09 | -0.64 |
| May 2019 | 1598.2524098529052 | -0.54 | -2.62 |
| Jun 2019 | 1557.6080761661706 | -2.54 | -5.14 |
| Jul 2019 | 1555.3043008447007 | -0.15 | -5.16 |
| Aug 2019 | 1535.975691252647 | -1.24 | -6.79 |
| Sep 2019 | 1539.941488443548 | 0.26 | -7.50 |
| Oct 2019 | 1561.6148260528007 | 1.41 | -8.25 |
| Nov 2019 | 1572.8037120424613 | 0.72 | -8.15 |
| Dec 2019 | 1588.4222663278515 | 0.99 | -5.38 |
| Jan 2020 | 1585.3692257224525 | -0.19 | -4.09 |
| Feb 2020 | 1572.159319719547 | -0.83 | -4.14 |
| Mar 2020 | 1582.9032667564609 | 0.68 | -2.57 |
| Apr 2020 | 1569.715224322723 | -0.83 | -2.32 |
| May 2020 | 1563.6410338365954 | -0.39 | -2.17 |
| Jun 2020 | 1555.7766078819434 | -0.50 | -0.12 |
| Jul 2020 | 1537.8695570550306 | -1.15 | -1.12 |
| Aug 2020 | 1537.5130209160368 | -0.02 | 0.10 |
| Sep 2020 | 1550.9502238036891 | 0.87 | 0.72 |
| Oct 2020 | 1566.8111741095586 | 1.02 | 0.33 |
| Nov 2020 | 1584.00985894042 | 1.10 | 0.71 |
| Dec 2020 | 1599.9300944705808 | 1.00 | 0.72 |
| Jan 2021 | 1641.4828968055108 | 2.60 | 3.54 |
| Feb 2021 | 1694.6365065517434 | 3.24 | 7.79 |
| Mar 2021 | 1801.9068181710932 | 6.33 | 13.84 |
| Apr 2021 | 1877.4167286440074 | 4.19 | 19.60 |
| May 2021 | 1954.9317820972005 | 4.13 | 25.02 |
| Jun 2021 | 2053.4977916041994 | 5.04 | 31.99 |
| Jul 2021 | 2101.1867593606876 | 2.32 | 36.63 |
| Aug 2021 | 2136.034552409158 | 1.66 | 38.93 |
| Sep 2021 | 2165.8722469616846 | 1.40 | 39.65 |
| Oct 2021 | 2216.1848919648446 | 2.32 | 41.45 |
| Nov 2021 | 2231.74692754036 | 0.70 | 40.89 |
| Dec 2021 | 2263.458613559905 | 1.42 | 41.47 |
| Jan 2022 | 2391.3971147528523 | 5.65 | 45.69 |
| Feb 2022 | 2530.891808728591 | 5.83 | 49.35 |
| Mar 2022 | 2717.1218798096465 | 7.36 | 50.79 |
| Apr 2022 | 3029.9116366522467 | 11.51 | 61.39 |
| May 2022 | 3175.7464398353013 | 4.81 | 62.45 |
| Jun 2022 | 3310.265326236 | 4.24 | 61.20 |
| Jul 2022 | 3270.3429556461997 | -1.21 | 55.64 |
| Aug 2022 | 3166.4740475176495 | -3.18 | 48.24 |
| Sep 2022 | 3373.9491647012314 | 6.55 | 55.78 |
| Oct 2022 | 3554.2410400274607 | 5.34 | 60.38 |
| Nov 2022 | 3460.8394851762473 | -2.63 | 55.07 |
| Dec 2022 | 3269.976822625387 | -5.51 | 44.47 |
| Jan 2023 | 3191.1955455650277 | -2.41 | 33.45 |
| Feb 2023 | 3140.120133710435 | -1.60 | 24.07 |
| Mar 2023 | 3185.5622663463782 | 1.45 | 17.24 |
| Apr 2023 | 3099.1507730217227 | -2.71 | 2.29 |
| May 2023 | 3107.9821256542164 | 0.28 | -2.13 |
| Jun 2023 | 3184.718940214441 | 2.47 | -3.79 |
| Jul 2023 | 3215.0763627264755 | 0.95 | -1.69 |
| Aug 2023 | 3272.918225552596 | 1.80 | 3.36 |
| Sep 2023 | 3294.9165512100676 | 0.67 | -2.34 |
| Oct 2023 | 3399.6062784003634 | 3.18 | -4.35 |
| Nov 2023 | 3325.9126015425777 | -2.17 | -3.90 |
| Dec 2023 | 3125.022702241263 | -6.04 | -4.43 |
| Jan 2024 | 3060.2818298562097 | -2.07 | -4.10 |
| Feb 2024 | 3086.283790335112 | 0.85 | -1.71 |
| Mar 2024 | 3094.788170791343 | 0.28 | -2.85 |
| Apr 2024 | 3142.9424033982127 | 1.56 | 1.41 |
| May 2024 | 3157.218990518661 | 0.45 | 1.58 |
| Jun 2024 | 3104.549398994691 | -1.67 | -2.52 |
| Jul 2024 | 3069.742458209021 | -1.12 | -4.52 |
| Aug 2024 | 2961.740541241505 | -3.52 | -9.51 |
| Sep 2024 | 2869.465591556302 | -3.12 | -12.91 |
| Oct 2024 | 2931.4138264551516 | 2.16 | -13.77 |
| Nov 2024 | 3028.2017563075815 | 3.30 | -8.95 |
| Dec 2024 | 2993.001233907387 | -1.16 | -4.22 |
| Jan 2025 | 3045.171365294789 | 1.74 | -0.49 |
| Feb 2025 | 2998.5418363680187 | -1.53 | -2.84 |
| Mar 2025 | 2928.8230067474988 | -2.33 | -5.36 |
| Apr 2025 | 2930.1542062576023 | 0.05 | -6.77 |
| May 2025 | 2932.036696406541 | 0.06 | -7.13 |
| Jun 2025 | 2908.4116034447998 | -0.81 | -6.32 |
| Jul 2025 | 2860.4980988065277 | -1.65 | -6.82 |
| Aug 2025 | 2811.0458322933227 | -1.73 | -5.09 |
| Sep 2025 | 2742.775888855934 | -2.43 | -4.41 |
| Oct 2025 | 2711.954825165116 | -1.12 | -7.49 |
| Nov 2025 | 2700.562973727921 | -0.42 | -10.82 |
| Dec 2025 | 2679.8875698131774 | -0.77 | -10.46 |
| Jan 2026 | 2647.495289250998 | -1.21 | -13.06 |
| Feb 2026 | 2621.5160143800567 | -0.98 | -12.57 |