Bakersfield, CA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Bakersfield, CA Metro in February 2026 was $2,213.092. The month over month percentage change (MoM) was -0.42%, and the year over year percentage change (YoY) was -7.56%.

The chart below shows the trend of the mortgage payments with 10% down for all homes in the Bakersfield, CA metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Bakersfield, CA metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Bakersfield, CA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Bakersfield, CA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 863.7036218489236 -1.35 0.18
Feb 2015 871.9628570603977 0.96 1.61
Mar 2015 881.0917417021411 1.05 1.36
Apr 2015 876.2425925016848 -0.55 -0.03
May 2015 895.4636755128408 2.19 2.83
Jun 2015 913.986861574436 2.07 4.42
Jul 2015 924.2399789603463 1.12 5.48
Aug 2015 915.3740037047423 -0.96 4.38
Sep 2015 918.271271278319 0.32 3.95
Oct 2015 916.4808934119757 -0.19 4.51
Nov 2015 937.7321817499661 2.32 6.48
Dec 2015 946.7910505171991 0.97 8.14
Jan 2016 944.4530306135855 -0.25 9.35
Feb 2016 930.2528157068028 -1.50 6.69
Mar 2016 937.7827853694521 0.81 6.43
Apr 2016 932.2571554824609 -0.59 6.39
May 2016 932.7703796869221 0.06 4.17
Jun 2016 931.5070435924146 -0.13 1.92
Jul 2016 918.6554589250017 -1.38 -0.60
Aug 2016 918.3487674019534 -0.03 0.33
Sep 2016 921.9932141704442 0.40 0.41
Oct 2016 927.2571353436189 0.57 1.18
Nov 2016 961.8091380049132 3.73 2.57
Dec 2016 1010.9517999687391 5.11 6.78
Jan 2017 1010.6324775310507 -0.03 7.01
Feb 2017 1017.7165029356066 0.70 9.40
Mar 2017 1025.5072648209873 0.77 9.35
Apr 2017 1015.6296335656529 -0.96 8.94
May 2017 1016.0101896355827 0.04 8.92
Jun 2017 1009.070261205781 -0.68 8.33
Jul 2017 1016.8583640438542 0.77 10.69
Aug 2017 1010.6076418406274 -0.61 10.05
Sep 2017 1006.0534091190234 -0.45 9.12
Oct 2017 1022.5819713129574 1.64 10.28
Nov 2017 1032.867105004831 1.01 7.39
Dec 2017 1043.7033877806418 1.05 3.24
Jan 2018 1059.898470278886 1.55 4.88
Feb 2018 1100.1699843731092 3.80 8.10
Mar 2018 1120.1270053781159 1.81 9.23
Apr 2018 1128.5118238641346 0.75 11.12
May 2018 1147.6838540556864 1.70 12.96
Jun 2018 1151.4608687327313 0.33 14.11
Jul 2018 1152.8704988496504 0.12 13.38
Aug 2018 1159.9505791719941 0.61 14.78
Sep 2018 1172.5326494843446 1.09 16.55
Oct 2018 1199.7681851300547 2.32 17.33
Nov 2018 1208.4051849154562 0.72 17.00
Dec 2018 1186.7227307662777 -1.79 13.70
Jan 2019 1172.4709062644367 -1.20 10.62
Feb 2019 1168.4298373154977 -0.34 6.20
Mar 2019 1162.6432076113333 -0.49 3.80
Apr 2019 1153.9280391023703 -0.75 2.25
May 2019 1150.2450746015431 -0.32 0.22
Jun 2019 1123.245093391909 -2.35 -2.45
Jul 2019 1122.0333446737818 -0.11 -2.67
Aug 2019 1108.307886241608 -1.22 -4.45
Sep 2019 1109.671738845574 0.12 -5.36
Oct 2019 1123.4737210074218 1.24 -6.36
Nov 2019 1129.4044419396196 0.53 -6.54
Dec 2019 1138.0758442740832 0.77 -4.10
Jan 2020 1133.7244212928292 -0.38 -3.30
Feb 2020 1121.353998462172 -1.09 -4.03
Mar 2020 1127.1174727869811 0.51 -3.06
Apr 2020 1116.331596012103 -0.96 -3.26
May 2020 1111.1322213765586 -0.47 -3.40
Jun 2020 1106.2099345309564 -0.44 -1.52
Jul 2020 1094.463619970934 -1.06 -2.46
Aug 2020 1094.2235943899584 -0.02 -1.27
Sep 2020 1101.079906528084 0.63 -0.77
Oct 2020 1108.1926029247188 0.65 -1.36
Nov 2020 1116.5429900810432 0.75 -1.14
Dec 2020 1123.6094500648726 0.63 -1.27
Jan 2021 1146.6069625094538 2.05 1.14
Feb 2021 1172.1168038012436 2.23 4.53
Mar 2021 1224.2751311546306 4.45 8.62
Apr 2021 1239.9820860302789 1.28 11.08
May 2021 1247.819342802753 0.63 12.30
Jun 2021 1271.686068433576 1.91 14.96
Jul 2021 1278.4479049394452 0.53 16.81
Aug 2021 1293.1401528373422 1.15 18.18
Sep 2021 1315.6006841729334 1.74 19.48
Oct 2021 1353.2028652480622 2.86 22.11
Nov 2021 1368.230679400844 1.11 22.54
Dec 2021 1389.3323935119593 1.54 23.65
Jan 2022 1461.3132619820815 5.18 27.45
Feb 2022 1534.4920856113813 5.01 30.92
Mar 2022 1629.8003296573518 6.21 33.12
Apr 2022 1801.2597505434878 10.52 45.27
May 2022 1876.2719103898178 4.16 50.36
Jun 2022 1955.792462141638 4.24 53.80
Jul 2022 1949.664433555726 -0.31 52.50
Aug 2022 1916.7369123333622 -1.69 48.22
Sep 2022 2079.2981624712575 8.48 58.05
Oct 2022 2224.9175671462162 7.00 64.42
Nov 2022 2195.3419221559934 -1.33 60.45
Dec 2022 2098.6324568781506 -4.40 51.05
Jan 2023 2067.3902797211053 -1.49 41.48
Feb 2023 2053.5939253656543 -0.67 33.83
Mar 2023 2104.024980987685 2.46 29.10
Apr 2023 2069.64824863584 -1.63 14.90
May 2023 2097.1955444255227 1.33 11.78
Jun 2023 2170.170556409248 3.48 10.96
Jul 2023 2214.357587967933 2.04 13.58
Aug 2023 2279.9052419305804 2.96 18.95
Sep 2023 2319.7912875859943 1.75 11.57
Oct 2023 2416.256975284748 4.16 8.60
Nov 2023 2386.2955426816957 -1.24 8.70
Dec 2023 2264.0703177172127 -5.12 7.88
Jan 2024 2237.5009172599534 -1.17 8.23
Feb 2024 2274.507647403168 1.65 10.76
Mar 2024 2295.4436092641895 0.92 9.10
Apr 2024 2346.093298908083 2.21 13.36
May 2024 2375.4351345624063 1.25 13.27
Jun 2024 2356.732586431505 -0.79 8.60
Jul 2024 2350.2735487885548 -0.27 6.14
Aug 2024 2282.5041046242186 -2.88 0.11
Sep 2024 2220.60297887442 -2.71 -4.28
Oct 2024 2278.375915270775 2.60 -5.71
Nov 2024 2365.368243665109 3.82 -0.88
Dec 2024 2354.90891804803 -0.44 4.01
Jan 2025 2414.6256336093174 2.54 7.92
Feb 2025 2394.0762848481822 -0.85 5.26
Mar 2025 2352.38832816648 -1.74 2.48
Apr 2025 2367.134528630827 0.63 0.90
May 2025 2384.7108472400937 0.74 0.39
Jun 2025 2382.0977153161975 -0.11 1.08
Jul 2025 2356.694439714947 -1.07 0.27
Aug 2025 2322.8198091521167 -1.44 1.77
Sep 2025 2270.5815254561817 -2.25 2.25
Oct 2025 2249.140869945697 -0.94 -1.28
Nov 2025 2247.41732096174 -0.08 -4.99
Dec 2025 2238.701799433526 -0.39 -4.93
Jan 2026 2222.377889399861 -0.73 -7.96
Feb 2026 2213.0915030405945 -0.42 -7.56