Bakersfield, CA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Bakersfield, CA Metro in February 2026 was $2,213.092. The month over month percentage change (MoM) was -0.42%, and the year over year percentage change (YoY) was -7.56%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Bakersfield, CA metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Bakersfield, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 863.7036218489236 | -1.35 | 0.18 |
| Feb 2015 | 871.9628570603977 | 0.96 | 1.61 |
| Mar 2015 | 881.0917417021411 | 1.05 | 1.36 |
| Apr 2015 | 876.2425925016848 | -0.55 | -0.03 |
| May 2015 | 895.4636755128408 | 2.19 | 2.83 |
| Jun 2015 | 913.986861574436 | 2.07 | 4.42 |
| Jul 2015 | 924.2399789603463 | 1.12 | 5.48 |
| Aug 2015 | 915.3740037047423 | -0.96 | 4.38 |
| Sep 2015 | 918.271271278319 | 0.32 | 3.95 |
| Oct 2015 | 916.4808934119757 | -0.19 | 4.51 |
| Nov 2015 | 937.7321817499661 | 2.32 | 6.48 |
| Dec 2015 | 946.7910505171991 | 0.97 | 8.14 |
| Jan 2016 | 944.4530306135855 | -0.25 | 9.35 |
| Feb 2016 | 930.2528157068028 | -1.50 | 6.69 |
| Mar 2016 | 937.7827853694521 | 0.81 | 6.43 |
| Apr 2016 | 932.2571554824609 | -0.59 | 6.39 |
| May 2016 | 932.7703796869221 | 0.06 | 4.17 |
| Jun 2016 | 931.5070435924146 | -0.13 | 1.92 |
| Jul 2016 | 918.6554589250017 | -1.38 | -0.60 |
| Aug 2016 | 918.3487674019534 | -0.03 | 0.33 |
| Sep 2016 | 921.9932141704442 | 0.40 | 0.41 |
| Oct 2016 | 927.2571353436189 | 0.57 | 1.18 |
| Nov 2016 | 961.8091380049132 | 3.73 | 2.57 |
| Dec 2016 | 1010.9517999687391 | 5.11 | 6.78 |
| Jan 2017 | 1010.6324775310507 | -0.03 | 7.01 |
| Feb 2017 | 1017.7165029356066 | 0.70 | 9.40 |
| Mar 2017 | 1025.5072648209873 | 0.77 | 9.35 |
| Apr 2017 | 1015.6296335656529 | -0.96 | 8.94 |
| May 2017 | 1016.0101896355827 | 0.04 | 8.92 |
| Jun 2017 | 1009.070261205781 | -0.68 | 8.33 |
| Jul 2017 | 1016.8583640438542 | 0.77 | 10.69 |
| Aug 2017 | 1010.6076418406274 | -0.61 | 10.05 |
| Sep 2017 | 1006.0534091190234 | -0.45 | 9.12 |
| Oct 2017 | 1022.5819713129574 | 1.64 | 10.28 |
| Nov 2017 | 1032.867105004831 | 1.01 | 7.39 |
| Dec 2017 | 1043.7033877806418 | 1.05 | 3.24 |
| Jan 2018 | 1059.898470278886 | 1.55 | 4.88 |
| Feb 2018 | 1100.1699843731092 | 3.80 | 8.10 |
| Mar 2018 | 1120.1270053781159 | 1.81 | 9.23 |
| Apr 2018 | 1128.5118238641346 | 0.75 | 11.12 |
| May 2018 | 1147.6838540556864 | 1.70 | 12.96 |
| Jun 2018 | 1151.4608687327313 | 0.33 | 14.11 |
| Jul 2018 | 1152.8704988496504 | 0.12 | 13.38 |
| Aug 2018 | 1159.9505791719941 | 0.61 | 14.78 |
| Sep 2018 | 1172.5326494843446 | 1.09 | 16.55 |
| Oct 2018 | 1199.7681851300547 | 2.32 | 17.33 |
| Nov 2018 | 1208.4051849154562 | 0.72 | 17.00 |
| Dec 2018 | 1186.7227307662777 | -1.79 | 13.70 |
| Jan 2019 | 1172.4709062644367 | -1.20 | 10.62 |
| Feb 2019 | 1168.4298373154977 | -0.34 | 6.20 |
| Mar 2019 | 1162.6432076113333 | -0.49 | 3.80 |
| Apr 2019 | 1153.9280391023703 | -0.75 | 2.25 |
| May 2019 | 1150.2450746015431 | -0.32 | 0.22 |
| Jun 2019 | 1123.245093391909 | -2.35 | -2.45 |
| Jul 2019 | 1122.0333446737818 | -0.11 | -2.67 |
| Aug 2019 | 1108.307886241608 | -1.22 | -4.45 |
| Sep 2019 | 1109.671738845574 | 0.12 | -5.36 |
| Oct 2019 | 1123.4737210074218 | 1.24 | -6.36 |
| Nov 2019 | 1129.4044419396196 | 0.53 | -6.54 |
| Dec 2019 | 1138.0758442740832 | 0.77 | -4.10 |
| Jan 2020 | 1133.7244212928292 | -0.38 | -3.30 |
| Feb 2020 | 1121.353998462172 | -1.09 | -4.03 |
| Mar 2020 | 1127.1174727869811 | 0.51 | -3.06 |
| Apr 2020 | 1116.331596012103 | -0.96 | -3.26 |
| May 2020 | 1111.1322213765586 | -0.47 | -3.40 |
| Jun 2020 | 1106.2099345309564 | -0.44 | -1.52 |
| Jul 2020 | 1094.463619970934 | -1.06 | -2.46 |
| Aug 2020 | 1094.2235943899584 | -0.02 | -1.27 |
| Sep 2020 | 1101.079906528084 | 0.63 | -0.77 |
| Oct 2020 | 1108.1926029247188 | 0.65 | -1.36 |
| Nov 2020 | 1116.5429900810432 | 0.75 | -1.14 |
| Dec 2020 | 1123.6094500648726 | 0.63 | -1.27 |
| Jan 2021 | 1146.6069625094538 | 2.05 | 1.14 |
| Feb 2021 | 1172.1168038012436 | 2.23 | 4.53 |
| Mar 2021 | 1224.2751311546306 | 4.45 | 8.62 |
| Apr 2021 | 1239.9820860302789 | 1.28 | 11.08 |
| May 2021 | 1247.819342802753 | 0.63 | 12.30 |
| Jun 2021 | 1271.686068433576 | 1.91 | 14.96 |
| Jul 2021 | 1278.4479049394452 | 0.53 | 16.81 |
| Aug 2021 | 1293.1401528373422 | 1.15 | 18.18 |
| Sep 2021 | 1315.6006841729334 | 1.74 | 19.48 |
| Oct 2021 | 1353.2028652480622 | 2.86 | 22.11 |
| Nov 2021 | 1368.230679400844 | 1.11 | 22.54 |
| Dec 2021 | 1389.3323935119593 | 1.54 | 23.65 |
| Jan 2022 | 1461.3132619820815 | 5.18 | 27.45 |
| Feb 2022 | 1534.4920856113813 | 5.01 | 30.92 |
| Mar 2022 | 1629.8003296573518 | 6.21 | 33.12 |
| Apr 2022 | 1801.2597505434878 | 10.52 | 45.27 |
| May 2022 | 1876.2719103898178 | 4.16 | 50.36 |
| Jun 2022 | 1955.792462141638 | 4.24 | 53.80 |
| Jul 2022 | 1949.664433555726 | -0.31 | 52.50 |
| Aug 2022 | 1916.7369123333622 | -1.69 | 48.22 |
| Sep 2022 | 2079.2981624712575 | 8.48 | 58.05 |
| Oct 2022 | 2224.9175671462162 | 7.00 | 64.42 |
| Nov 2022 | 2195.3419221559934 | -1.33 | 60.45 |
| Dec 2022 | 2098.6324568781506 | -4.40 | 51.05 |
| Jan 2023 | 2067.3902797211053 | -1.49 | 41.48 |
| Feb 2023 | 2053.5939253656543 | -0.67 | 33.83 |
| Mar 2023 | 2104.024980987685 | 2.46 | 29.10 |
| Apr 2023 | 2069.64824863584 | -1.63 | 14.90 |
| May 2023 | 2097.1955444255227 | 1.33 | 11.78 |
| Jun 2023 | 2170.170556409248 | 3.48 | 10.96 |
| Jul 2023 | 2214.357587967933 | 2.04 | 13.58 |
| Aug 2023 | 2279.9052419305804 | 2.96 | 18.95 |
| Sep 2023 | 2319.7912875859943 | 1.75 | 11.57 |
| Oct 2023 | 2416.256975284748 | 4.16 | 8.60 |
| Nov 2023 | 2386.2955426816957 | -1.24 | 8.70 |
| Dec 2023 | 2264.0703177172127 | -5.12 | 7.88 |
| Jan 2024 | 2237.5009172599534 | -1.17 | 8.23 |
| Feb 2024 | 2274.507647403168 | 1.65 | 10.76 |
| Mar 2024 | 2295.4436092641895 | 0.92 | 9.10 |
| Apr 2024 | 2346.093298908083 | 2.21 | 13.36 |
| May 2024 | 2375.4351345624063 | 1.25 | 13.27 |
| Jun 2024 | 2356.732586431505 | -0.79 | 8.60 |
| Jul 2024 | 2350.2735487885548 | -0.27 | 6.14 |
| Aug 2024 | 2282.5041046242186 | -2.88 | 0.11 |
| Sep 2024 | 2220.60297887442 | -2.71 | -4.28 |
| Oct 2024 | 2278.375915270775 | 2.60 | -5.71 |
| Nov 2024 | 2365.368243665109 | 3.82 | -0.88 |
| Dec 2024 | 2354.90891804803 | -0.44 | 4.01 |
| Jan 2025 | 2414.6256336093174 | 2.54 | 7.92 |
| Feb 2025 | 2394.0762848481822 | -0.85 | 5.26 |
| Mar 2025 | 2352.38832816648 | -1.74 | 2.48 |
| Apr 2025 | 2367.134528630827 | 0.63 | 0.90 |
| May 2025 | 2384.7108472400937 | 0.74 | 0.39 |
| Jun 2025 | 2382.0977153161975 | -0.11 | 1.08 |
| Jul 2025 | 2356.694439714947 | -1.07 | 0.27 |
| Aug 2025 | 2322.8198091521167 | -1.44 | 1.77 |
| Sep 2025 | 2270.5815254561817 | -2.25 | 2.25 |
| Oct 2025 | 2249.140869945697 | -0.94 | -1.28 |
| Nov 2025 | 2247.41732096174 | -0.08 | -4.99 |
| Dec 2025 | 2238.701799433526 | -0.39 | -4.93 |
| Jan 2026 | 2222.377889399861 | -0.73 | -7.96 |
| Feb 2026 | 2213.0915030405945 | -0.42 | -7.56 |