Birmingham, AL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Birmingham, AL Metro in February 2026 was $1,577.938. The month over month percentage change (MoM) was -0.25%, and the year over year percentage change (YoY) was -6.30%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Birmingham, AL metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Birmingham, AL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 712.5267397456352 | -1.94 | -4.51 |
| Feb 2015 | 715.2272164736862 | 0.38 | -3.03 |
| Mar 2015 | 720.6778217517345 | 0.76 | -2.81 |
| Apr 2015 | 716.0459832072024 | -0.64 | -3.72 |
| May 2015 | 732.0062660679672 | 2.23 | -0.62 |
| Jun 2015 | 745.5113869184255 | 1.85 | 1.04 |
| Jul 2015 | 752.7469345764789 | 0.97 | 1.95 |
| Aug 2015 | 744.0653083084466 | -1.15 | 0.59 |
| Sep 2015 | 745.080414855674 | 0.14 | -0.04 |
| Oct 2015 | 740.6641212766141 | -0.59 | 0.48 |
| Nov 2015 | 755.7409747897759 | 2.04 | 2.75 |
| Dec 2015 | 761.4043158608782 | 0.75 | 4.79 |
| Jan 2016 | 757.5629012922782 | -0.50 | 6.32 |
| Feb 2016 | 743.5687610014718 | -1.85 | 3.96 |
| Mar 2016 | 747.9927375282302 | 0.60 | 3.79 |
| Apr 2016 | 743.0982441647097 | -0.65 | 3.78 |
| May 2016 | 743.59687035101 | 0.07 | 1.58 |
| Jun 2016 | 741.927465178937 | -0.22 | -0.48 |
| Jul 2016 | 731.8972790562068 | -1.35 | -2.77 |
| Aug 2016 | 732.573507005599 | 0.09 | -1.54 |
| Sep 2016 | 736.233173469901 | 0.50 | -1.19 |
| Oct 2016 | 739.7577654778346 | 0.48 | -0.12 |
| Nov 2016 | 766.5714582389877 | 3.63 | 1.43 |
| Dec 2016 | 804.9141128207341 | 5.00 | 5.71 |
| Jan 2017 | 804.1386583832541 | -0.10 | 6.15 |
| Feb 2017 | 807.39741637817 | 0.41 | 8.58 |
| Mar 2017 | 811.4142741850059 | 0.50 | 8.48 |
| Apr 2017 | 800.8201082666045 | -1.31 | 7.77 |
| May 2017 | 799.8252127562923 | -0.12 | 7.56 |
| Jun 2017 | 792.2115046841529 | -0.95 | 6.78 |
| Jul 2017 | 799.2279749540537 | 0.89 | 9.20 |
| Aug 2017 | 795.2713088740899 | -0.49 | 8.56 |
| Sep 2017 | 793.1876516566298 | -0.26 | 7.74 |
| Oct 2017 | 804.7960296086327 | 1.46 | 8.79 |
| Nov 2017 | 811.0870478819903 | 0.78 | 5.81 |
| Dec 2017 | 817.1146451434558 | 0.74 | 1.52 |
| Jan 2018 | 827.5044305727699 | 1.27 | 2.91 |
| Feb 2018 | 855.7939558207219 | 3.42 | 5.99 |
| Mar 2018 | 869.7019695960591 | 1.63 | 7.18 |
| Apr 2018 | 874.6256181286659 | 0.57 | 9.22 |
| May 2018 | 887.8935806622849 | 1.52 | 11.01 |
| Jun 2018 | 887.8899430156561 | 0.00 | 12.08 |
| Jul 2018 | 887.4268824104348 | -0.05 | 11.04 |
| Aug 2018 | 893.5684601659373 | 0.69 | 12.36 |
| Sep 2018 | 905.3575867988712 | 1.32 | 14.14 |
| Oct 2018 | 927.1308342037624 | 2.40 | 15.20 |
| Nov 2018 | 934.3425817586549 | 0.78 | 15.20 |
| Dec 2018 | 917.9170879041762 | -1.76 | 12.34 |
| Jan 2019 | 908.4175471445518 | -1.03 | 9.78 |
| Feb 2019 | 906.6375699720822 | -0.20 | 5.94 |
| Mar 2019 | 903.656452766055 | -0.33 | 3.90 |
| Apr 2019 | 897.5411448896532 | -0.68 | 2.62 |
| May 2019 | 894.225382567661 | -0.37 | 0.71 |
| Jun 2019 | 872.125370676142 | -2.47 | -1.78 |
| Jul 2019 | 871.299964286389 | -0.09 | -1.82 |
| Aug 2019 | 861.0678172820492 | -1.17 | -3.64 |
| Sep 2019 | 862.7326624241042 | 0.19 | -4.71 |
| Oct 2019 | 874.2596585974135 | 1.34 | -5.70 |
| Nov 2019 | 881.1071018406392 | 0.78 | -5.70 |
| Dec 2019 | 891.6450082890171 | 1.20 | -2.86 |
| Jan 2020 | 891.407660228097 | -0.03 | -1.87 |
| Feb 2020 | 884.1904320945777 | -0.81 | -2.48 |
| Mar 2020 | 889.7466786367725 | 0.63 | -1.54 |
| Apr 2020 | 882.1559174367444 | -0.85 | -1.71 |
| May 2020 | 878.7846362796162 | -0.38 | -1.73 |
| Jun 2020 | 874.7062461470878 | -0.46 | 0.30 |
| Jul 2020 | 864.28650083448 | -1.19 | -0.80 |
| Aug 2020 | 862.6902901196437 | -0.18 | 0.19 |
| Sep 2020 | 867.6139664541984 | 0.57 | 0.57 |
| Oct 2020 | 873.206284624228 | 0.65 | -0.12 |
| Nov 2020 | 879.4454758631106 | 0.72 | -0.19 |
| Dec 2020 | 883.8778048645759 | 0.50 | -0.87 |
| Jan 2021 | 900.1923630798935 | 1.85 | 0.99 |
| Feb 2021 | 918.6763489155445 | 2.05 | 3.90 |
| Mar 2021 | 958.0394810993603 | 4.29 | 7.68 |
| Apr 2021 | 968.4677180980016 | 1.09 | 9.78 |
| May 2021 | 971.1082616632623 | 0.27 | 10.51 |
| Jun 2021 | 985.6170977333561 | 1.49 | 12.68 |
| Jul 2021 | 985.9007752948389 | 0.03 | 14.07 |
| Aug 2021 | 991.04511827534 | 0.52 | 14.88 |
| Sep 2021 | 1001.5228897523042 | 1.06 | 15.43 |
| Oct 2021 | 1025.1764717667645 | 2.36 | 17.40 |
| Nov 2021 | 1034.5684459671854 | 0.92 | 17.64 |
| Dec 2021 | 1049.0652763879525 | 1.40 | 18.69 |
| Jan 2022 | 1103.5766682035173 | 5.20 | 22.59 |
| Feb 2022 | 1159.2227732247532 | 5.04 | 26.18 |
| Mar 2022 | 1231.067761757557 | 6.20 | 28.50 |
| Apr 2022 | 1358.2483097937834 | 10.33 | 40.25 |
| May 2022 | 1411.0791010648577 | 3.89 | 45.31 |
| Jun 2022 | 1469.602495057747 | 4.15 | 49.11 |
| Jul 2022 | 1464.2544643457934 | -0.36 | 48.52 |
| Aug 2022 | 1441.8608053075302 | -1.53 | 45.49 |
| Sep 2022 | 1569.0244407717264 | 8.82 | 56.66 |
| Oct 2022 | 1685.0927203325514 | 7.40 | 64.37 |
| Nov 2022 | 1667.501547293483 | -1.04 | 61.18 |
| Dec 2022 | 1595.7964381370837 | -4.30 | 52.12 |
| Jan 2023 | 1574.7393393594948 | -1.32 | 42.69 |
| Feb 2023 | 1566.6559580877085 | -0.51 | 35.15 |
| Mar 2023 | 1608.329450711029 | 2.66 | 30.65 |
| Apr 2023 | 1585.1329659496323 | -1.44 | 16.70 |
| May 2023 | 1607.6617057775543 | 1.42 | 13.93 |
| Jun 2023 | 1660.435326331399 | 3.28 | 12.99 |
| Jul 2023 | 1684.3360483220458 | 1.44 | 15.03 |
| Aug 2023 | 1721.2217201059561 | 2.19 | 19.38 |
| Sep 2023 | 1739.6853145396985 | 1.07 | 10.88 |
| Oct 2023 | 1802.102634809969 | 3.59 | 6.94 |
| Nov 2023 | 1770.5153911422508 | -1.75 | 6.18 |
| Dec 2023 | 1670.583002879029 | -5.64 | 4.69 |
| Jan 2024 | 1642.4034787815096 | -1.69 | 4.30 |
| Feb 2024 | 1661.3569222306996 | 1.15 | 6.05 |
| Mar 2024 | 1670.6486492921213 | 0.56 | 3.88 |
| Apr 2024 | 1700.5103277735107 | 1.79 | 7.28 |
| May 2024 | 1714.4959900390934 | 0.82 | 6.65 |
| Jun 2024 | 1691.9317846520644 | -1.32 | 1.90 |
| Jul 2024 | 1679.145784450521 | -0.76 | -0.31 |
| Aug 2024 | 1623.6218762435458 | -3.31 | -5.67 |
| Sep 2024 | 1574.8850667142704 | -3.00 | -9.47 |
| Oct 2024 | 1612.1782851248984 | 2.37 | -10.54 |
| Nov 2024 | 1670.9385641351978 | 3.65 | -5.62 |
| Dec 2024 | 1661.1791453098758 | -0.58 | -0.56 |
| Jan 2025 | 1700.96180620743 | 2.40 | 3.57 |
| Feb 2025 | 1684.123873786048 | -0.99 | 1.37 |
| Mar 2025 | 1651.7458652876453 | -1.92 | -1.13 |
| Apr 2025 | 1659.8337957821982 | 0.49 | -2.39 |
| May 2025 | 1672.1234876354372 | 0.74 | -2.47 |
| Jun 2025 | 1672.19446951111 | 0.00 | -1.17 |
| Jul 2025 | 1657.2578912150075 | -0.89 | -1.30 |
| Aug 2025 | 1637.3441314836225 | -1.20 | 0.85 |
| Sep 2025 | 1604.104589227302 | -2.03 | 1.86 |
| Oct 2025 | 1592.5820517879852 | -0.72 | -1.22 |
| Nov 2025 | 1593.9888398024714 | 0.09 | -4.61 |
| Dec 2025 | 1591.363480295461 | -0.16 | -4.20 |
| Jan 2026 | 1581.8395245369773 | -0.60 | -7.00 |
| Feb 2026 | 1577.9383917600774 | -0.25 | -6.30 |