Birmingham, AL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Birmingham, AL Metro in February 2026 was $1,577.938. The month over month percentage change (MoM) was -0.25%, and the year over year percentage change (YoY) was -6.30%.

The chart below shows the trend of the mortgage payments with 10% down for all homes in the Birmingham, AL metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Birmingham, AL metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Birmingham, AL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Birmingham, AL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 712.5267397456352 -1.94 -4.51
Feb 2015 715.2272164736862 0.38 -3.03
Mar 2015 720.6778217517345 0.76 -2.81
Apr 2015 716.0459832072024 -0.64 -3.72
May 2015 732.0062660679672 2.23 -0.62
Jun 2015 745.5113869184255 1.85 1.04
Jul 2015 752.7469345764789 0.97 1.95
Aug 2015 744.0653083084466 -1.15 0.59
Sep 2015 745.080414855674 0.14 -0.04
Oct 2015 740.6641212766141 -0.59 0.48
Nov 2015 755.7409747897759 2.04 2.75
Dec 2015 761.4043158608782 0.75 4.79
Jan 2016 757.5629012922782 -0.50 6.32
Feb 2016 743.5687610014718 -1.85 3.96
Mar 2016 747.9927375282302 0.60 3.79
Apr 2016 743.0982441647097 -0.65 3.78
May 2016 743.59687035101 0.07 1.58
Jun 2016 741.927465178937 -0.22 -0.48
Jul 2016 731.8972790562068 -1.35 -2.77
Aug 2016 732.573507005599 0.09 -1.54
Sep 2016 736.233173469901 0.50 -1.19
Oct 2016 739.7577654778346 0.48 -0.12
Nov 2016 766.5714582389877 3.63 1.43
Dec 2016 804.9141128207341 5.00 5.71
Jan 2017 804.1386583832541 -0.10 6.15
Feb 2017 807.39741637817 0.41 8.58
Mar 2017 811.4142741850059 0.50 8.48
Apr 2017 800.8201082666045 -1.31 7.77
May 2017 799.8252127562923 -0.12 7.56
Jun 2017 792.2115046841529 -0.95 6.78
Jul 2017 799.2279749540537 0.89 9.20
Aug 2017 795.2713088740899 -0.49 8.56
Sep 2017 793.1876516566298 -0.26 7.74
Oct 2017 804.7960296086327 1.46 8.79
Nov 2017 811.0870478819903 0.78 5.81
Dec 2017 817.1146451434558 0.74 1.52
Jan 2018 827.5044305727699 1.27 2.91
Feb 2018 855.7939558207219 3.42 5.99
Mar 2018 869.7019695960591 1.63 7.18
Apr 2018 874.6256181286659 0.57 9.22
May 2018 887.8935806622849 1.52 11.01
Jun 2018 887.8899430156561 0.00 12.08
Jul 2018 887.4268824104348 -0.05 11.04
Aug 2018 893.5684601659373 0.69 12.36
Sep 2018 905.3575867988712 1.32 14.14
Oct 2018 927.1308342037624 2.40 15.20
Nov 2018 934.3425817586549 0.78 15.20
Dec 2018 917.9170879041762 -1.76 12.34
Jan 2019 908.4175471445518 -1.03 9.78
Feb 2019 906.6375699720822 -0.20 5.94
Mar 2019 903.656452766055 -0.33 3.90
Apr 2019 897.5411448896532 -0.68 2.62
May 2019 894.225382567661 -0.37 0.71
Jun 2019 872.125370676142 -2.47 -1.78
Jul 2019 871.299964286389 -0.09 -1.82
Aug 2019 861.0678172820492 -1.17 -3.64
Sep 2019 862.7326624241042 0.19 -4.71
Oct 2019 874.2596585974135 1.34 -5.70
Nov 2019 881.1071018406392 0.78 -5.70
Dec 2019 891.6450082890171 1.20 -2.86
Jan 2020 891.407660228097 -0.03 -1.87
Feb 2020 884.1904320945777 -0.81 -2.48
Mar 2020 889.7466786367725 0.63 -1.54
Apr 2020 882.1559174367444 -0.85 -1.71
May 2020 878.7846362796162 -0.38 -1.73
Jun 2020 874.7062461470878 -0.46 0.30
Jul 2020 864.28650083448 -1.19 -0.80
Aug 2020 862.6902901196437 -0.18 0.19
Sep 2020 867.6139664541984 0.57 0.57
Oct 2020 873.206284624228 0.65 -0.12
Nov 2020 879.4454758631106 0.72 -0.19
Dec 2020 883.8778048645759 0.50 -0.87
Jan 2021 900.1923630798935 1.85 0.99
Feb 2021 918.6763489155445 2.05 3.90
Mar 2021 958.0394810993603 4.29 7.68
Apr 2021 968.4677180980016 1.09 9.78
May 2021 971.1082616632623 0.27 10.51
Jun 2021 985.6170977333561 1.49 12.68
Jul 2021 985.9007752948389 0.03 14.07
Aug 2021 991.04511827534 0.52 14.88
Sep 2021 1001.5228897523042 1.06 15.43
Oct 2021 1025.1764717667645 2.36 17.40
Nov 2021 1034.5684459671854 0.92 17.64
Dec 2021 1049.0652763879525 1.40 18.69
Jan 2022 1103.5766682035173 5.20 22.59
Feb 2022 1159.2227732247532 5.04 26.18
Mar 2022 1231.067761757557 6.20 28.50
Apr 2022 1358.2483097937834 10.33 40.25
May 2022 1411.0791010648577 3.89 45.31
Jun 2022 1469.602495057747 4.15 49.11
Jul 2022 1464.2544643457934 -0.36 48.52
Aug 2022 1441.8608053075302 -1.53 45.49
Sep 2022 1569.0244407717264 8.82 56.66
Oct 2022 1685.0927203325514 7.40 64.37
Nov 2022 1667.501547293483 -1.04 61.18
Dec 2022 1595.7964381370837 -4.30 52.12
Jan 2023 1574.7393393594948 -1.32 42.69
Feb 2023 1566.6559580877085 -0.51 35.15
Mar 2023 1608.329450711029 2.66 30.65
Apr 2023 1585.1329659496323 -1.44 16.70
May 2023 1607.6617057775543 1.42 13.93
Jun 2023 1660.435326331399 3.28 12.99
Jul 2023 1684.3360483220458 1.44 15.03
Aug 2023 1721.2217201059561 2.19 19.38
Sep 2023 1739.6853145396985 1.07 10.88
Oct 2023 1802.102634809969 3.59 6.94
Nov 2023 1770.5153911422508 -1.75 6.18
Dec 2023 1670.583002879029 -5.64 4.69
Jan 2024 1642.4034787815096 -1.69 4.30
Feb 2024 1661.3569222306996 1.15 6.05
Mar 2024 1670.6486492921213 0.56 3.88
Apr 2024 1700.5103277735107 1.79 7.28
May 2024 1714.4959900390934 0.82 6.65
Jun 2024 1691.9317846520644 -1.32 1.90
Jul 2024 1679.145784450521 -0.76 -0.31
Aug 2024 1623.6218762435458 -3.31 -5.67
Sep 2024 1574.8850667142704 -3.00 -9.47
Oct 2024 1612.1782851248984 2.37 -10.54
Nov 2024 1670.9385641351978 3.65 -5.62
Dec 2024 1661.1791453098758 -0.58 -0.56
Jan 2025 1700.96180620743 2.40 3.57
Feb 2025 1684.123873786048 -0.99 1.37
Mar 2025 1651.7458652876453 -1.92 -1.13
Apr 2025 1659.8337957821982 0.49 -2.39
May 2025 1672.1234876354372 0.74 -2.47
Jun 2025 1672.19446951111 0.00 -1.17
Jul 2025 1657.2578912150075 -0.89 -1.30
Aug 2025 1637.3441314836225 -1.20 0.85
Sep 2025 1604.104589227302 -2.03 1.86
Oct 2025 1592.5820517879852 -0.72 -1.22
Nov 2025 1593.9888398024714 0.09 -4.61
Dec 2025 1591.363480295461 -0.16 -4.20
Jan 2026 1581.8395245369773 -0.60 -7.00
Feb 2026 1577.9383917600774 -0.25 -6.30