Buffalo, NY (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Buffalo, NY Metro in February 2026 was $1,677.66. The month over month percentage change (MoM) was -0.26%, and the year over year percentage change (YoY) was -3.33%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Buffalo, NY metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Buffalo, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Buffalo, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Buffalo, NY (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Buffalo, NY (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 627.3181497525904 | -1.81 | -4.92 |
| Feb 2015 | 631.2611710426372 | 0.63 | -3.27 |
| Mar 2015 | 635.9977553426578 | 0.75 | -3.20 |
| Apr 2015 | 631.9359741645537 | -0.64 | -4.24 |
| May 2015 | 645.7212725261305 | 2.18 | -1.23 |
| Jun 2015 | 658.777926450273 | 2.02 | 0.61 |
| Jul 2015 | 666.7432253402266 | 1.21 | 1.83 |
| Aug 2015 | 661.8655030260962 | -0.73 | 0.99 |
| Sep 2015 | 665.2578358302964 | 0.51 | 0.84 |
| Oct 2015 | 662.7470768248969 | -0.38 | 1.86 |
| Nov 2015 | 674.9694772838105 | 1.84 | 4.26 |
| Dec 2015 | 678.6234638314173 | 0.54 | 6.22 |
| Jan 2016 | 673.9368035056992 | -0.69 | 7.43 |
| Feb 2016 | 661.6174847624312 | -1.83 | 4.81 |
| Mar 2016 | 665.2702141806196 | 0.55 | 4.60 |
| Apr 2016 | 660.7192502571658 | -0.68 | 4.56 |
| May 2016 | 661.6417719744746 | 0.14 | 2.47 |
| Jun 2016 | 661.8465680902667 | 0.03 | 0.47 |
| Jul 2016 | 655.2170807862126 | -1.00 | -1.73 |
| Aug 2016 | 658.2705971676428 | 0.47 | -0.54 |
| Sep 2016 | 663.7588369229529 | 0.83 | -0.22 |
| Oct 2016 | 668.9417473130638 | 0.78 | 0.94 |
| Nov 2016 | 694.4587170547314 | 3.82 | 2.89 |
| Dec 2016 | 730.652422496447 | 5.21 | 7.67 |
| Jan 2017 | 731.0662609491117 | 0.06 | 8.48 |
| Feb 2017 | 735.2274136469307 | 0.57 | 11.13 |
| Mar 2017 | 738.8023379835436 | 0.49 | 11.05 |
| Apr 2017 | 729.9960514844022 | -1.19 | 10.49 |
| May 2017 | 731.203153747169 | 0.17 | 10.51 |
| Jun 2017 | 728.0932538165271 | -0.42 | 10.01 |
| Jul 2017 | 737.6799295234431 | 1.32 | 12.59 |
| Aug 2017 | 735.6731441631117 | -0.27 | 11.76 |
| Sep 2017 | 734.2688695288873 | -0.19 | 10.62 |
| Oct 2017 | 745.502851893801 | 1.53 | 11.45 |
| Nov 2017 | 752.4343922775826 | 0.93 | 8.35 |
| Dec 2017 | 759.8079214777016 | 0.98 | 3.99 |
| Jan 2018 | 771.8381571798747 | 1.58 | 5.58 |
| Feb 2018 | 799.8379411367702 | 3.63 | 8.79 |
| Mar 2018 | 814.3245704853609 | 1.81 | 10.22 |
| Apr 2018 | 820.709657613778 | 0.78 | 12.43 |
| May 2018 | 836.0316471886385 | 1.87 | 14.34 |
| Jun 2018 | 839.8208906208165 | 0.45 | 15.35 |
| Jul 2018 | 842.4192213202565 | 0.31 | 14.20 |
| Aug 2018 | 850.3186820788886 | 0.94 | 15.58 |
| Sep 2018 | 861.7719068098216 | 1.35 | 17.36 |
| Oct 2018 | 881.4028391650174 | 2.28 | 18.23 |
| Nov 2018 | 885.2911950256743 | 0.44 | 17.66 |
| Dec 2018 | 864.9881006285584 | -2.29 | 13.84 |
| Jan 2019 | 852.0718009322735 | -1.49 | 10.40 |
| Feb 2019 | 847.3469320280607 | -0.56 | 5.94 |
| Mar 2019 | 843.4189050562309 | -0.46 | 3.57 |
| Apr 2019 | 837.0590490759595 | -0.75 | 1.99 |
| May 2019 | 834.9819012567816 | -0.25 | -0.13 |
| Jun 2019 | 816.2031998371461 | -2.25 | -2.81 |
| Jul 2019 | 816.7842147163899 | 0.07 | -3.04 |
| Aug 2019 | 807.4397956847376 | -1.14 | -5.04 |
| Sep 2019 | 809.3589415125308 | 0.24 | -6.08 |
| Oct 2019 | 820.0523877093691 | 1.32 | -6.96 |
| Nov 2019 | 824.4773498036567 | 0.54 | -6.87 |
| Dec 2019 | 829.7446725229927 | 0.64 | -4.07 |
| Jan 2020 | 824.4553609250097 | -0.64 | -3.24 |
| Feb 2020 | 814.0960300926499 | -1.26 | -3.92 |
| Mar 2020 | 816.8336574801834 | 0.34 | -3.15 |
| Apr 2020 | 808.5665383628541 | -1.01 | -3.40 |
| May 2020 | 806.439223711676 | -0.26 | -3.42 |
| Jun 2020 | 805.1233873872733 | -0.16 | -1.36 |
| Jul 2020 | 798.3761749944189 | -0.84 | -2.25 |
| Aug 2020 | 798.4696309477596 | 0.01 | -1.11 |
| Sep 2020 | 804.9906395838248 | 0.82 | -0.54 |
| Oct 2020 | 812.5829797124137 | 0.94 | -0.91 |
| Nov 2020 | 821.0551965429071 | 1.04 | -0.41 |
| Dec 2020 | 826.2616019344606 | 0.63 | -0.42 |
| Jan 2021 | 841.2368010992566 | 1.81 | 2.04 |
| Feb 2021 | 858.3710045616924 | 2.04 | 5.44 |
| Mar 2021 | 895.3398507474856 | 4.31 | 9.61 |
| Apr 2021 | 906.7316549012429 | 1.27 | 12.14 |
| May 2021 | 912.719315394238 | 0.66 | 13.18 |
| Jun 2021 | 932.064109375847 | 2.12 | 15.77 |
| Jul 2021 | 935.9530345187281 | 0.42 | 17.23 |
| Aug 2021 | 940.8824553686884 | 0.53 | 17.84 |
| Sep 2021 | 945.4548339215451 | 0.49 | 17.45 |
| Oct 2021 | 959.8779885130868 | 1.53 | 18.13 |
| Nov 2021 | 959.0181495945678 | -0.09 | 16.80 |
| Dec 2021 | 963.6317613791118 | 0.48 | 16.63 |
| Jan 2022 | 1008.2213783493995 | 4.63 | 19.85 |
| Feb 2022 | 1056.605869191562 | 4.80 | 23.09 |
| Mar 2022 | 1123.387328136961 | 6.32 | 25.47 |
| Apr 2022 | 1242.4237156181773 | 10.60 | 37.02 |
| May 2022 | 1295.6267130212982 | 4.28 | 41.95 |
| Jun 2022 | 1356.1478986754735 | 4.67 | 45.50 |
| Jul 2022 | 1357.8097013693698 | 0.12 | 45.07 |
| Aug 2022 | 1340.4670561757432 | -1.28 | 42.47 |
| Sep 2022 | 1456.9328146608316 | 8.69 | 54.10 |
| Oct 2022 | 1560.388853481335 | 7.10 | 62.56 |
| Nov 2022 | 1542.4632942740818 | -1.15 | 60.84 |
| Dec 2022 | 1478.1854398245464 | -4.17 | 53.40 |
| Jan 2023 | 1461.6512522665012 | -1.12 | 44.97 |
| Feb 2023 | 1456.1994750767087 | -0.37 | 37.82 |
| Mar 2023 | 1496.998000224895 | 2.80 | 33.26 |
| Apr 2023 | 1478.262549102227 | -1.25 | 18.98 |
| May 2023 | 1504.6228483113953 | 1.78 | 16.13 |
| Jun 2023 | 1562.0589238172781 | 3.82 | 15.18 |
| Jul 2023 | 1595.3460705445577 | 2.13 | 17.49 |
| Aug 2023 | 1642.502788767554 | 2.96 | 22.53 |
| Sep 2023 | 1670.119121689527 | 1.68 | 14.63 |
| Oct 2023 | 1740.5543327834077 | 4.22 | 11.55 |
| Nov 2023 | 1718.7556875000578 | -1.25 | 11.43 |
| Dec 2023 | 1629.9955761901126 | -5.16 | 10.27 |
| Jan 2024 | 1608.473645369323 | -1.32 | 10.05 |
| Feb 2024 | 1633.1615177915683 | 1.54 | 12.15 |
| Mar 2024 | 1648.9533514710336 | 0.97 | 10.15 |
| Apr 2024 | 1688.8617717654206 | 2.42 | 14.25 |
| May 2024 | 1715.872503488007 | 1.60 | 14.04 |
| Jun 2024 | 1707.5170560500835 | -0.49 | 9.31 |
| Jul 2024 | 1705.3779323768208 | -0.12 | 6.90 |
| Aug 2024 | 1657.9656666060257 | -2.78 | 0.94 |
| Sep 2024 | 1615.0991906097697 | -2.58 | -3.29 |
| Oct 2024 | 1657.707853873662 | 2.64 | -4.76 |
| Nov 2024 | 1718.5652321139544 | 3.67 | -0.01 |
| Dec 2024 | 1708.655342875188 | -0.58 | 4.83 |
| Jan 2025 | 1749.5289056049633 | 2.39 | 8.77 |
| Feb 2025 | 1735.3808718007772 | -0.81 | 6.26 |
| Mar 2025 | 1705.0788271473798 | -1.75 | 3.40 |
| Apr 2025 | 1718.977994635816 | 0.82 | 1.78 |
| May 2025 | 1736.9678924928037 | 1.05 | 1.23 |
| Jun 2025 | 1744.5273127433713 | 0.44 | 2.17 |
| Jul 2025 | 1739.2675755080934 | -0.30 | 1.99 |
| Aug 2025 | 1728.0163126879152 | -0.65 | 4.22 |
| Sep 2025 | 1700.0080098141584 | -1.62 | 5.26 |
| Oct 2025 | 1690.8788372594695 | -0.54 | 2.00 |
| Nov 2025 | 1693.4739372974516 | 0.15 | -1.46 |
| Dec 2025 | 1691.6618680063034 | -0.11 | -0.99 |
| Jan 2026 | 1682.1161829352939 | -0.56 | -3.85 |
| Feb 2026 | 1677.6601630916875 | -0.26 | -3.33 |
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