Champaign, IL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Champaign, IL Metro in February 2026 was $1,397.755. The month over month percentage change (MoM) was 0.01%, and the year over year percentage change (YoY) was -0.82%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Champaign, IL metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Champaign, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 687.400589673219 | -2.13 | -6.92 |
| Feb 2015 | 689.8982414535717 | 0.36 | -5.31 |
| Mar 2015 | 694.5772553149513 | 0.68 | -5.05 |
| Apr 2015 | 689.7801423410583 | -0.69 | -5.88 |
| May 2015 | 704.9300279511937 | 2.20 | -2.70 |
| Jun 2015 | 719.2741975894089 | 2.04 | -0.70 |
| Jul 2015 | 727.6380976142683 | 1.16 | 0.44 |
| Aug 2015 | 720.9555684759712 | -0.92 | -0.71 |
| Sep 2015 | 722.5120825635752 | 0.22 | -1.07 |
| Oct 2015 | 717.2435510468732 | -0.73 | -0.30 |
| Nov 2015 | 727.5584212469162 | 1.44 | 1.96 |
| Dec 2015 | 729.2176087302211 | 0.23 | 3.82 |
| Jan 2016 | 724.2901637612598 | -0.68 | 5.37 |
| Feb 2016 | 711.4282107343203 | -1.78 | 3.12 |
| Mar 2016 | 715.1137268648368 | 0.52 | 2.96 |
| Apr 2016 | 709.2732788507316 | -0.82 | 2.83 |
| May 2016 | 710.6844376299459 | 0.20 | 0.82 |
| Jun 2016 | 711.626563099813 | 0.13 | -1.06 |
| Jul 2016 | 703.4251890554845 | -1.15 | -3.33 |
| Aug 2016 | 703.7836153031378 | 0.05 | -2.38 |
| Sep 2016 | 705.1596948276226 | 0.20 | -2.40 |
| Oct 2016 | 706.9774285765712 | 0.26 | -1.43 |
| Nov 2016 | 730.4943250935237 | 3.33 | 0.40 |
| Dec 2016 | 766.1141482025927 | 4.88 | 5.06 |
| Jan 2017 | 765.5246039151492 | -0.08 | 5.69 |
| Feb 2017 | 770.0844619665257 | 0.60 | 8.24 |
| Mar 2017 | 775.1690763674003 | 0.66 | 8.40 |
| Apr 2017 | 765.352895438607 | -1.27 | 7.91 |
| May 2017 | 763.4777970801179 | -0.24 | 7.43 |
| Jun 2017 | 754.5099032396037 | -1.17 | 6.03 |
| Jul 2017 | 758.5801148275287 | 0.54 | 7.84 |
| Aug 2017 | 751.5388545498089 | -0.93 | 6.79 |
| Sep 2017 | 746.6285994091263 | -0.65 | 5.88 |
| Oct 2017 | 754.6173154477739 | 1.07 | 6.74 |
| Nov 2017 | 759.3789093375052 | 0.63 | 3.95 |
| Dec 2017 | 764.2097744443038 | 0.64 | -0.25 |
| Jan 2018 | 772.9782248462575 | 1.15 | 0.97 |
| Feb 2018 | 797.5808126640837 | 3.18 | 3.57 |
| Mar 2018 | 806.9601007743203 | 1.18 | 4.10 |
| Apr 2018 | 808.8166887526444 | 0.23 | 5.68 |
| May 2018 | 819.0171532741424 | 1.26 | 7.28 |
| Jun 2018 | 818.037742213465 | -0.12 | 8.42 |
| Jul 2018 | 817.0297002084964 | -0.12 | 7.71 |
| Aug 2018 | 820.2494831542541 | 0.39 | 9.14 |
| Sep 2018 | 828.5881249281637 | 1.02 | 10.98 |
| Oct 2018 | 843.9041841078778 | 1.85 | 11.83 |
| Nov 2018 | 845.8191975808443 | 0.23 | 11.38 |
| Dec 2018 | 826.0489109403293 | -2.34 | 8.09 |
| Jan 2019 | 816.1899687556814 | -1.19 | 5.59 |
| Feb 2019 | 816.6788519056295 | 0.06 | 2.39 |
| Mar 2019 | 816.6932909482822 | 0.00 | 1.21 |
| Apr 2019 | 811.7514035918914 | -0.60 | 0.36 |
| May 2019 | 808.3780970464873 | -0.42 | -1.30 |
| Jun 2019 | 787.635539611192 | -2.57 | -3.72 |
| Jul 2019 | 784.0275700740227 | -0.46 | -4.04 |
| Aug 2019 | 769.5488634780336 | -1.85 | -6.18 |
| Sep 2019 | 764.8899691428454 | -0.60 | -7.69 |
| Oct 2019 | 769.1274910190199 | 0.55 | -8.86 |
| Nov 2019 | 769.8762750191544 | 0.10 | -8.98 |
| Dec 2019 | 774.165990953119 | 0.56 | -6.28 |
| Jan 2020 | 767.7573181373325 | -0.83 | -5.93 |
| Feb 2020 | 754.6472946718118 | -1.71 | -7.60 |
| Mar 2020 | 752.4608714960789 | -0.29 | -7.86 |
| Apr 2020 | 742.2775476781683 | -1.35 | -8.56 |
| May 2020 | 737.627177425152 | -0.63 | -8.75 |
| Jun 2020 | 732.3980260358036 | -0.71 | -7.01 |
| Jul 2020 | 720.3002551779771 | -1.65 | -8.13 |
| Aug 2020 | 715.5178083282665 | -0.66 | -7.02 |
| Sep 2020 | 717.1894359620023 | 0.23 | -6.24 |
| Oct 2020 | 719.2915155487559 | 0.29 | -6.48 |
| Nov 2020 | 720.2437953739682 | 0.13 | -6.45 |
| Dec 2020 | 718.4963432536706 | -0.24 | -7.19 |
| Jan 2021 | 726.508151269274 | 1.12 | -5.37 |
| Feb 2021 | 736.9004586972251 | 1.43 | -2.35 |
| Mar 2021 | 763.7795112344176 | 3.65 | 1.50 |
| Apr 2021 | 767.3139471399605 | 0.46 | 3.37 |
| May 2021 | 766.0704051790024 | -0.16 | 3.86 |
| Jun 2021 | 775.855927055927 | 1.28 | 5.93 |
| Jul 2021 | 776.2812208226246 | 0.06 | 7.77 |
| Aug 2021 | 781.5692546715657 | 0.68 | 9.23 |
| Sep 2021 | 791.0926525344477 | 1.22 | 10.31 |
| Oct 2021 | 809.2662856193682 | 2.30 | 12.51 |
| Nov 2021 | 813.5279249846858 | 0.53 | 12.95 |
| Dec 2021 | 822.4478919634657 | 1.10 | 14.47 |
| Jan 2022 | 861.979412875441 | 4.81 | 18.65 |
| Feb 2022 | 901.1543019081571 | 4.55 | 22.29 |
| Mar 2022 | 950.2112473806302 | 5.44 | 24.41 |
| Apr 2022 | 1042.7025755413717 | 9.73 | 35.89 |
| May 2022 | 1078.208625431929 | 3.41 | 40.74 |
| Jun 2022 | 1118.944230415144 | 3.78 | 44.22 |
| Jul 2022 | 1110.0998017407153 | -0.79 | 43.00 |
| Aug 2022 | 1088.9462034341416 | -1.91 | 39.33 |
| Sep 2022 | 1179.8120111080852 | 8.34 | 49.14 |
| Oct 2022 | 1266.6874551319158 | 7.36 | 56.52 |
| Nov 2022 | 1255.3564553370868 | -0.89 | 54.31 |
| Dec 2022 | 1207.70646613368 | -3.80 | 46.84 |
| Jan 2023 | 1197.051572584959 | -0.88 | 38.87 |
| Feb 2023 | 1193.6723554697583 | -0.28 | 32.46 |
| Mar 2023 | 1226.104055982471 | 2.72 | 29.04 |
| Apr 2023 | 1207.8671868831232 | -1.49 | 15.84 |
| May 2023 | 1227.2308243778414 | 1.60 | 13.82 |
| Jun 2023 | 1271.8496226793504 | 3.64 | 13.67 |
| Jul 2023 | 1296.4803422462542 | 1.94 | 16.79 |
| Aug 2023 | 1332.392273751481 | 2.77 | 22.36 |
| Sep 2023 | 1352.757460525171 | 1.53 | 14.66 |
| Oct 2023 | 1410.3882131988398 | 4.26 | 11.35 |
| Nov 2023 | 1394.7505915639067 | -1.11 | 11.10 |
| Dec 2023 | 1322.1837756793266 | -5.20 | 9.48 |
| Jan 2024 | 1300.4901968122801 | -1.64 | 8.64 |
| Feb 2024 | 1317.8021509459427 | 1.33 | 10.40 |
| Mar 2024 | 1330.5622420763877 | 0.97 | 8.52 |
| Apr 2024 | 1364.9702114005481 | 2.59 | 13.01 |
| May 2024 | 1384.8510492339174 | 1.46 | 12.84 |
| Jun 2024 | 1376.1085444291718 | -0.63 | 8.20 |
| Jul 2024 | 1372.30536333145 | -0.28 | 5.85 |
| Aug 2024 | 1334.365314534496 | -2.76 | 0.15 |
| Sep 2024 | 1300.471852121309 | -2.54 | -3.86 |
| Oct 2024 | 1337.546319292789 | 2.85 | -5.16 |
| Nov 2024 | 1391.1448642657365 | 4.01 | -0.26 |
| Dec 2024 | 1384.3560471121666 | -0.49 | 4.70 |
| Jan 2025 | 1419.807324017468 | 2.56 | 9.18 |
| Feb 2025 | 1409.2790934787788 | -0.74 | 6.94 |
| Mar 2025 | 1388.2616859975428 | -1.49 | 4.34 |
| Apr 2025 | 1400.1875257164133 | 0.86 | 2.58 |
| May 2025 | 1414.6437536703497 | 1.03 | 2.15 |
| Jun 2025 | 1420.9038317643967 | 0.44 | 3.26 |
| Jul 2025 | 1417.610151416803 | -0.23 | 3.30 |
| Aug 2025 | 1412.2973262536532 | -0.37 | 5.84 |
| Sep 2025 | 1393.5186502278327 | -1.33 | 7.16 |
| Oct 2025 | 1390.1164919792595 | -0.24 | 3.93 |
| Nov 2025 | 1397.146624140409 | 0.51 | 0.43 |
| Dec 2025 | 1400.3612038787232 | 0.23 | 1.16 |
| Jan 2026 | 1397.5995763522333 | -0.20 | -1.56 |
| Feb 2026 | 1397.7550160867522 | 0.01 | -0.82 |