Champaign, IL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Champaign, IL Metro in February 2026 was $1,397.755. The month over month percentage change (MoM) was 0.01%, and the year over year percentage change (YoY) was -0.82%.

The chart below shows the trend of the mortgage payments with 10% down for all homes in the Champaign, IL metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Champaign, IL metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Champaign, IL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Champaign, IL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 687.400589673219 -2.13 -6.92
Feb 2015 689.8982414535717 0.36 -5.31
Mar 2015 694.5772553149513 0.68 -5.05
Apr 2015 689.7801423410583 -0.69 -5.88
May 2015 704.9300279511937 2.20 -2.70
Jun 2015 719.2741975894089 2.04 -0.70
Jul 2015 727.6380976142683 1.16 0.44
Aug 2015 720.9555684759712 -0.92 -0.71
Sep 2015 722.5120825635752 0.22 -1.07
Oct 2015 717.2435510468732 -0.73 -0.30
Nov 2015 727.5584212469162 1.44 1.96
Dec 2015 729.2176087302211 0.23 3.82
Jan 2016 724.2901637612598 -0.68 5.37
Feb 2016 711.4282107343203 -1.78 3.12
Mar 2016 715.1137268648368 0.52 2.96
Apr 2016 709.2732788507316 -0.82 2.83
May 2016 710.6844376299459 0.20 0.82
Jun 2016 711.626563099813 0.13 -1.06
Jul 2016 703.4251890554845 -1.15 -3.33
Aug 2016 703.7836153031378 0.05 -2.38
Sep 2016 705.1596948276226 0.20 -2.40
Oct 2016 706.9774285765712 0.26 -1.43
Nov 2016 730.4943250935237 3.33 0.40
Dec 2016 766.1141482025927 4.88 5.06
Jan 2017 765.5246039151492 -0.08 5.69
Feb 2017 770.0844619665257 0.60 8.24
Mar 2017 775.1690763674003 0.66 8.40
Apr 2017 765.352895438607 -1.27 7.91
May 2017 763.4777970801179 -0.24 7.43
Jun 2017 754.5099032396037 -1.17 6.03
Jul 2017 758.5801148275287 0.54 7.84
Aug 2017 751.5388545498089 -0.93 6.79
Sep 2017 746.6285994091263 -0.65 5.88
Oct 2017 754.6173154477739 1.07 6.74
Nov 2017 759.3789093375052 0.63 3.95
Dec 2017 764.2097744443038 0.64 -0.25
Jan 2018 772.9782248462575 1.15 0.97
Feb 2018 797.5808126640837 3.18 3.57
Mar 2018 806.9601007743203 1.18 4.10
Apr 2018 808.8166887526444 0.23 5.68
May 2018 819.0171532741424 1.26 7.28
Jun 2018 818.037742213465 -0.12 8.42
Jul 2018 817.0297002084964 -0.12 7.71
Aug 2018 820.2494831542541 0.39 9.14
Sep 2018 828.5881249281637 1.02 10.98
Oct 2018 843.9041841078778 1.85 11.83
Nov 2018 845.8191975808443 0.23 11.38
Dec 2018 826.0489109403293 -2.34 8.09
Jan 2019 816.1899687556814 -1.19 5.59
Feb 2019 816.6788519056295 0.06 2.39
Mar 2019 816.6932909482822 0.00 1.21
Apr 2019 811.7514035918914 -0.60 0.36
May 2019 808.3780970464873 -0.42 -1.30
Jun 2019 787.635539611192 -2.57 -3.72
Jul 2019 784.0275700740227 -0.46 -4.04
Aug 2019 769.5488634780336 -1.85 -6.18
Sep 2019 764.8899691428454 -0.60 -7.69
Oct 2019 769.1274910190199 0.55 -8.86
Nov 2019 769.8762750191544 0.10 -8.98
Dec 2019 774.165990953119 0.56 -6.28
Jan 2020 767.7573181373325 -0.83 -5.93
Feb 2020 754.6472946718118 -1.71 -7.60
Mar 2020 752.4608714960789 -0.29 -7.86
Apr 2020 742.2775476781683 -1.35 -8.56
May 2020 737.627177425152 -0.63 -8.75
Jun 2020 732.3980260358036 -0.71 -7.01
Jul 2020 720.3002551779771 -1.65 -8.13
Aug 2020 715.5178083282665 -0.66 -7.02
Sep 2020 717.1894359620023 0.23 -6.24
Oct 2020 719.2915155487559 0.29 -6.48
Nov 2020 720.2437953739682 0.13 -6.45
Dec 2020 718.4963432536706 -0.24 -7.19
Jan 2021 726.508151269274 1.12 -5.37
Feb 2021 736.9004586972251 1.43 -2.35
Mar 2021 763.7795112344176 3.65 1.50
Apr 2021 767.3139471399605 0.46 3.37
May 2021 766.0704051790024 -0.16 3.86
Jun 2021 775.855927055927 1.28 5.93
Jul 2021 776.2812208226246 0.06 7.77
Aug 2021 781.5692546715657 0.68 9.23
Sep 2021 791.0926525344477 1.22 10.31
Oct 2021 809.2662856193682 2.30 12.51
Nov 2021 813.5279249846858 0.53 12.95
Dec 2021 822.4478919634657 1.10 14.47
Jan 2022 861.979412875441 4.81 18.65
Feb 2022 901.1543019081571 4.55 22.29
Mar 2022 950.2112473806302 5.44 24.41
Apr 2022 1042.7025755413717 9.73 35.89
May 2022 1078.208625431929 3.41 40.74
Jun 2022 1118.944230415144 3.78 44.22
Jul 2022 1110.0998017407153 -0.79 43.00
Aug 2022 1088.9462034341416 -1.91 39.33
Sep 2022 1179.8120111080852 8.34 49.14
Oct 2022 1266.6874551319158 7.36 56.52
Nov 2022 1255.3564553370868 -0.89 54.31
Dec 2022 1207.70646613368 -3.80 46.84
Jan 2023 1197.051572584959 -0.88 38.87
Feb 2023 1193.6723554697583 -0.28 32.46
Mar 2023 1226.104055982471 2.72 29.04
Apr 2023 1207.8671868831232 -1.49 15.84
May 2023 1227.2308243778414 1.60 13.82
Jun 2023 1271.8496226793504 3.64 13.67
Jul 2023 1296.4803422462542 1.94 16.79
Aug 2023 1332.392273751481 2.77 22.36
Sep 2023 1352.757460525171 1.53 14.66
Oct 2023 1410.3882131988398 4.26 11.35
Nov 2023 1394.7505915639067 -1.11 11.10
Dec 2023 1322.1837756793266 -5.20 9.48
Jan 2024 1300.4901968122801 -1.64 8.64
Feb 2024 1317.8021509459427 1.33 10.40
Mar 2024 1330.5622420763877 0.97 8.52
Apr 2024 1364.9702114005481 2.59 13.01
May 2024 1384.8510492339174 1.46 12.84
Jun 2024 1376.1085444291718 -0.63 8.20
Jul 2024 1372.30536333145 -0.28 5.85
Aug 2024 1334.365314534496 -2.76 0.15
Sep 2024 1300.471852121309 -2.54 -3.86
Oct 2024 1337.546319292789 2.85 -5.16
Nov 2024 1391.1448642657365 4.01 -0.26
Dec 2024 1384.3560471121666 -0.49 4.70
Jan 2025 1419.807324017468 2.56 9.18
Feb 2025 1409.2790934787788 -0.74 6.94
Mar 2025 1388.2616859975428 -1.49 4.34
Apr 2025 1400.1875257164133 0.86 2.58
May 2025 1414.6437536703497 1.03 2.15
Jun 2025 1420.9038317643967 0.44 3.26
Jul 2025 1417.610151416803 -0.23 3.30
Aug 2025 1412.2973262536532 -0.37 5.84
Sep 2025 1393.5186502278327 -1.33 7.16
Oct 2025 1390.1164919792595 -0.24 3.93
Nov 2025 1397.146624140409 0.51 0.43
Dec 2025 1400.3612038787232 0.23 1.16
Jan 2026 1397.5995763522333 -0.20 -1.56
Feb 2026 1397.7550160867522 0.01 -0.82