Charlotte, NC (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Charlotte, NC Metro in February 2026 was $2,361.767. The month over month percentage change (MoM) was -0.45%, and the year over year percentage change (YoY) was -7.76%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Charlotte, NC metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Charlotte, NC metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Charlotte, NC (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Charlotte, NC (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Charlotte, NC (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 824.2539308514982 | -1.40 | -3.35 |
| Feb 2015 | 832.4358590995489 | 0.99 | -1.64 |
| Mar 2015 | 842.1381112871449 | 1.17 | -1.38 |
| Apr 2015 | 837.1656462413796 | -0.59 | -2.32 |
| May 2015 | 856.0008537148453 | 2.25 | 0.99 |
| Jun 2015 | 872.9501644132064 | 1.98 | 2.95 |
| Jul 2015 | 883.7499222339688 | 1.24 | 4.28 |
| Aug 2015 | 876.3516696718514 | -0.84 | 3.36 |
| Sep 2015 | 880.9988452575756 | 0.53 | 3.20 |
| Oct 2015 | 879.2762337397479 | -0.20 | 4.14 |
| Nov 2015 | 899.8875671356752 | 2.34 | 6.65 |
| Dec 2015 | 909.3357908521259 | 1.05 | 8.78 |
| Jan 2016 | 908.5754459401376 | -0.08 | 10.23 |
| Feb 2016 | 895.791713446667 | -1.41 | 7.61 |
| Mar 2016 | 904.6340906493414 | 0.99 | 7.42 |
| Apr 2016 | 901.2026501349184 | -0.38 | 7.65 |
| May 2016 | 905.1183742680563 | 0.43 | 5.74 |
| Jun 2016 | 907.2404616122309 | 0.23 | 3.93 |
| Jul 2016 | 899.6027315018132 | -0.84 | 1.79 |
| Aug 2016 | 904.3324203942185 | 0.53 | 3.19 |
| Sep 2016 | 912.6223336232667 | 0.92 | 3.59 |
| Oct 2016 | 920.4356427694047 | 0.86 | 4.68 |
| Nov 2016 | 957.0677513585791 | 3.98 | 6.35 |
| Dec 2016 | 1007.8173306173993 | 5.30 | 10.83 |
| Jan 2017 | 1010.082549413908 | 0.23 | 11.17 |
| Feb 2017 | 1018.0882737946613 | 0.79 | 13.65 |
| Mar 2017 | 1027.1719704808243 | 0.89 | 13.55 |
| Apr 2017 | 1018.343135863611 | -0.86 | 13.00 |
| May 2017 | 1021.4103418960383 | 0.30 | 12.85 |
| Jun 2017 | 1016.7298333549635 | -0.46 | 12.07 |
| Jul 2017 | 1029.1910745636458 | 1.23 | 14.41 |
| Aug 2017 | 1026.3671493925467 | -0.27 | 13.49 |
| Sep 2017 | 1024.96520510628 | -0.14 | 12.31 |
| Oct 2017 | 1041.9301139019146 | 1.66 | 13.20 |
| Nov 2017 | 1053.182300271482 | 1.08 | 10.04 |
| Dec 2017 | 1064.9417280399166 | 1.12 | 5.67 |
| Jan 2018 | 1082.7455583744445 | 1.67 | 7.19 |
| Feb 2018 | 1124.559110641828 | 3.86 | 10.46 |
| Mar 2018 | 1146.3515305628032 | 1.94 | 11.60 |
| Apr 2018 | 1156.0251376384736 | 0.84 | 13.52 |
| May 2018 | 1176.025628058066 | 1.73 | 15.14 |
| Jun 2018 | 1179.0362401622338 | 0.26 | 15.96 |
| Jul 2018 | 1179.9960351677692 | 0.08 | 14.65 |
| Aug 2018 | 1188.945878394993 | 0.76 | 15.84 |
| Sep 2018 | 1205.1881401967491 | 1.37 | 17.58 |
| Oct 2018 | 1235.5599896450608 | 2.52 | 18.58 |
| Nov 2018 | 1245.9519374353758 | 0.84 | 18.30 |
| Dec 2018 | 1223.356355706846 | -1.81 | 14.88 |
| Jan 2019 | 1208.716752747492 | -1.20 | 11.63 |
| Feb 2019 | 1203.3273409834833 | -0.45 | 7.00 |
| Mar 2019 | 1196.4614100620013 | -0.57 | 4.37 |
| Apr 2019 | 1186.7692507701895 | -0.81 | 2.66 |
| May 2019 | 1183.3107512140734 | -0.29 | 0.62 |
| Jun 2019 | 1155.244471567732 | -2.37 | -2.02 |
| Jul 2019 | 1155.0743228718095 | -0.01 | -2.11 |
| Aug 2019 | 1141.741359908522 | -1.15 | -3.97 |
| Sep 2019 | 1144.6300781456894 | 0.25 | -5.03 |
| Oct 2019 | 1159.796189949667 | 1.33 | -6.13 |
| Nov 2019 | 1167.1990348197148 | 0.64 | -6.32 |
| Dec 2019 | 1177.8849531143755 | 0.92 | -3.72 |
| Jan 2020 | 1174.110867048466 | -0.32 | -2.86 |
| Feb 2020 | 1162.438165721971 | -0.99 | -3.40 |
| Mar 2020 | 1169.0743196747935 | 0.57 | -2.29 |
| Apr 2020 | 1159.1234833495428 | -0.85 | -2.33 |
| May 2020 | 1155.2287709642524 | -0.34 | -2.37 |
| Jun 2020 | 1150.7189048668079 | -0.39 | -0.39 |
| Jul 2020 | 1138.6662228361595 | -1.05 | -1.42 |
| Aug 2020 | 1139.1443964458454 | 0.04 | -0.23 |
| Sep 2020 | 1148.7917636839102 | 0.85 | 0.36 |
| Oct 2020 | 1159.8365341756619 | 0.96 | 0.00 |
| Nov 2020 | 1170.9518575786392 | 0.96 | 0.32 |
| Dec 2020 | 1180.394472963859 | 0.81 | 0.21 |
| Jan 2021 | 1206.14650170851 | 2.18 | 2.73 |
| Feb 2021 | 1235.9002986978387 | 2.47 | 6.32 |
| Mar 2021 | 1293.9264455000528 | 4.70 | 10.68 |
| Apr 2021 | 1314.006885521288 | 1.55 | 13.36 |
| May 2021 | 1325.582207058842 | 0.88 | 14.75 |
| Jun 2021 | 1355.1856657952264 | 2.23 | 17.77 |
| Jul 2021 | 1366.707747807913 | 0.85 | 20.03 |
| Aug 2021 | 1385.936820919964 | 1.41 | 21.67 |
| Sep 2021 | 1413.95935010872 | 2.02 | 23.08 |
| Oct 2021 | 1458.9276556731722 | 3.18 | 25.79 |
| Nov 2021 | 1481.5926982563224 | 1.55 | 26.53 |
| Dec 2021 | 1510.6259601661247 | 1.96 | 27.98 |
| Jan 2022 | 1596.8822418308928 | 5.71 | 32.40 |
| Feb 2022 | 1684.2306785745711 | 5.47 | 36.28 |
| Mar 2022 | 1795.962685137328 | 6.63 | 38.80 |
| Apr 2022 | 1991.9221127180738 | 10.91 | 51.59 |
| May 2022 | 2083.2600246228094 | 4.59 | 57.16 |
| Jun 2022 | 2181.8913550435345 | 4.73 | 61.00 |
| Jul 2022 | 2182.58872150686 | 0.03 | 59.70 |
| Aug 2022 | 2150.122687623224 | -1.49 | 55.14 |
| Sep 2022 | 2333.8348170229697 | 8.54 | 65.06 |
| Oct 2022 | 2499.0803343372318 | 7.08 | 71.30 |
| Nov 2022 | 2467.482663009638 | -1.26 | 66.54 |
| Dec 2022 | 2358.374385570538 | -4.42 | 56.12 |
| Jan 2023 | 2322.821340643544 | -1.51 | 45.46 |
| Feb 2023 | 2305.569163138829 | -0.74 | 36.89 |
| Mar 2023 | 2359.6263686741668 | 2.35 | 31.39 |
| Apr 2023 | 2316.1206731532266 | -1.84 | 16.28 |
| May 2023 | 2339.0068773738294 | 0.99 | 12.28 |
| Jun 2023 | 2412.464084739321 | 3.14 | 10.57 |
| Jul 2023 | 2453.349911996865 | 1.70 | 12.41 |
| Aug 2023 | 2520.91316848812 | 2.75 | 17.25 |
| Sep 2023 | 2563.7355801207227 | 1.70 | 9.85 |
| Oct 2023 | 2672.644114320881 | 4.25 | 6.95 |
| Nov 2023 | 2641.1144761599844 | -1.18 | 7.04 |
| Dec 2023 | 2503.0182039772203 | -5.23 | 6.13 |
| Jan 2024 | 2468.224044112191 | -1.39 | 6.26 |
| Feb 2024 | 2504.8476519881838 | 1.48 | 8.64 |
| Mar 2024 | 2528.137276880105 | 0.93 | 7.14 |
| Apr 2024 | 2581.9987259146915 | 2.13 | 11.48 |
| May 2024 | 2608.6104369861264 | 1.03 | 11.53 |
| Jun 2024 | 2577.712678962661 | -1.18 | 6.85 |
| Jul 2024 | 2560.16675196278 | -0.68 | 4.35 |
| Aug 2024 | 2477.3198443493375 | -3.24 | -1.73 |
| Sep 2024 | 2403.8154070301325 | -2.97 | -6.24 |
| Oct 2024 | 2459.838456216077 | 2.33 | -7.96 |
| Nov 2024 | 2546.8158552215996 | 3.54 | -3.57 |
| Dec 2024 | 2527.611115323497 | -0.75 | 0.98 |
| Jan 2025 | 2586.17916547921 | 2.32 | 4.78 |
| Feb 2025 | 2560.5624936692598 | -0.99 | 2.22 |
| Mar 2025 | 2514.149830501276 | -1.81 | -0.55 |
| Apr 2025 | 2526.325068281259 | 0.48 | -2.16 |
| May 2025 | 2541.5464447253157 | 0.60 | -2.57 |
| Jun 2025 | 2535.60526399605 | -0.23 | -1.63 |
| Jul 2025 | 2508.6265556541284 | -1.06 | -2.01 |
| Aug 2025 | 2475.6959935836267 | -1.31 | -0.07 |
| Sep 2025 | 2423.7783541415174 | -2.10 | 0.83 |
| Oct 2025 | 2403.206927626695 | -0.85 | -2.30 |
| Nov 2025 | 2401.020201973408 | -0.09 | -5.72 |
| Dec 2025 | 2390.7450226888895 | -0.43 | -5.41 |
| Jan 2026 | 2372.397771780247 | -0.77 | -8.27 |
| Feb 2026 | 2361.767011482534 | -0.45 | -7.76 |
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