Charlottesville, VA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Charlottesville, VA Metro in February 2026 was $2,823.652. The month over month percentage change (MoM) was -0.45%, and the year over year percentage change (YoY) was -6.49%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Charlottesville, VA metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Charlottesville, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1253.5236556927248 | -2.03 | -6.29 |
| Feb 2015 | 1259.6276973358883 | 0.49 | -4.77 |
| Mar 2015 | 1270.053946946446 | 0.83 | -4.69 |
| Apr 2015 | 1260.441013649541 | -0.76 | -5.63 |
| May 2015 | 1286.901780484271 | 2.10 | -2.68 |
| Jun 2015 | 1309.7263255501305 | 1.77 | -0.94 |
| Jul 2015 | 1323.1783950146526 | 1.03 | 0.26 |
| Aug 2015 | 1309.6662464925398 | -1.02 | -0.58 |
| Sep 2015 | 1313.79095092525 | 0.32 | -0.69 |
| Oct 2015 | 1307.9153348727427 | -0.45 | 0.23 |
| Nov 2015 | 1334.5103257038384 | 2.03 | 2.79 |
| Dec 2015 | 1344.4610838267224 | 0.75 | 5.08 |
| Jan 2016 | 1338.9614600037062 | -0.41 | 6.82 |
| Feb 2016 | 1315.5350237500152 | -1.75 | 4.44 |
| Mar 2016 | 1323.5504880217638 | 0.61 | 4.21 |
| Apr 2016 | 1312.369813817027 | -0.84 | 4.12 |
| May 2016 | 1313.8731146085554 | 0.12 | 2.10 |
| Jun 2016 | 1312.8961790383607 | -0.07 | 0.24 |
| Jul 2016 | 1299.353570358157 | -1.03 | -1.80 |
| Aug 2016 | 1301.6831610138045 | 0.18 | -0.61 |
| Sep 2016 | 1308.2081623884353 | 0.50 | -0.42 |
| Oct 2016 | 1313.962998261432 | 0.44 | 0.46 |
| Nov 2016 | 1361.0216027231781 | 3.58 | 1.99 |
| Dec 2016 | 1428.2357539153222 | 4.94 | 6.23 |
| Jan 2017 | 1426.3855013359944 | -0.13 | 6.53 |
| Feb 2017 | 1433.5613769611584 | 0.50 | 8.97 |
| Mar 2017 | 1442.3323899337379 | 0.61 | 8.97 |
| Apr 2017 | 1426.5607542088956 | -1.09 | 8.70 |
| May 2017 | 1429.527158179093 | 0.21 | 8.80 |
| Jun 2017 | 1422.0932106550913 | -0.52 | 8.32 |
| Jul 2017 | 1438.1322247739631 | 1.13 | 10.68 |
| Aug 2017 | 1430.108185595623 | -0.56 | 9.87 |
| Sep 2017 | 1423.8160344129774 | -0.44 | 8.84 |
| Oct 2017 | 1442.5931990135568 | 1.32 | 9.79 |
| Nov 2017 | 1452.024102734196 | 0.65 | 6.69 |
| Dec 2017 | 1461.841625680722 | 0.68 | 2.35 |
| Jan 2018 | 1479.9007915566556 | 1.24 | 3.75 |
| Feb 2018 | 1531.087154391404 | 3.46 | 6.80 |
| Mar 2018 | 1557.0251211659784 | 1.69 | 7.95 |
| Apr 2018 | 1568.2217753734444 | 0.72 | 9.93 |
| May 2018 | 1595.7134243215567 | 1.75 | 11.63 |
| Jun 2018 | 1598.9528015228518 | 0.20 | 12.44 |
| Jul 2018 | 1600.18931776527 | 0.08 | 11.27 |
| Aug 2018 | 1610.5393593603421 | 0.65 | 12.62 |
| Sep 2018 | 1629.322491599608 | 1.17 | 14.43 |
| Oct 2018 | 1664.502671287707 | 2.16 | 15.38 |
| Nov 2018 | 1672.2099786056956 | 0.46 | 15.16 |
| Dec 2018 | 1636.5268335714934 | -2.13 | 11.95 |
| Jan 2019 | 1612.7910794386994 | -1.45 | 8.98 |
| Feb 2019 | 1604.3460019680986 | -0.52 | 4.79 |
| Mar 2019 | 1596.517202251117 | -0.49 | 2.54 |
| Apr 2019 | 1584.9581426465543 | -0.72 | 1.07 |
| May 2019 | 1579.952230548961 | -0.32 | -0.99 |
| Jun 2019 | 1540.0173539141435 | -2.53 | -3.69 |
| Jul 2019 | 1536.2329668468337 | -0.25 | -4.00 |
| Aug 2019 | 1514.448164648909 | -1.42 | -5.97 |
| Sep 2019 | 1514.6514034868449 | 0.01 | -7.04 |
| Oct 2019 | 1531.4726211434747 | 1.11 | -7.99 |
| Nov 2019 | 1537.1916011176804 | 0.37 | -8.07 |
| Dec 2019 | 1546.9314188763522 | 0.63 | -5.47 |
| Jan 2020 | 1537.4429808124387 | -0.61 | -4.67 |
| Feb 2020 | 1518.9482294984575 | -1.20 | -5.32 |
| Mar 2020 | 1523.919079974139 | 0.33 | -4.55 |
| Apr 2020 | 1507.4948924437454 | -1.08 | -4.89 |
| May 2020 | 1498.7671261464698 | -0.58 | -5.14 |
| Jun 2020 | 1488.9382534885958 | -0.66 | -3.32 |
| Jul 2020 | 1468.3808596673202 | -1.38 | -4.42 |
| Aug 2020 | 1464.9895588438205 | -0.23 | -3.27 |
| Sep 2020 | 1474.4539826379516 | 0.65 | -2.65 |
| Oct 2020 | 1486.8337593883834 | 0.84 | -2.91 |
| Nov 2020 | 1497.265348452322 | 0.70 | -2.60 |
| Dec 2020 | 1504.029071518344 | 0.45 | -2.77 |
| Jan 2021 | 1528.597933827487 | 1.63 | -0.57 |
| Feb 2021 | 1557.9032815660923 | 1.92 | 2.57 |
| Mar 2021 | 1621.4399429384637 | 4.08 | 6.40 |
| Apr 2021 | 1638.705162987504 | 1.07 | 8.70 |
| May 2021 | 1645.9576181768177 | 0.44 | 9.82 |
| Jun 2021 | 1674.0318503389794 | 1.71 | 12.43 |
| Jul 2021 | 1673.756244579235 | -0.02 | 13.99 |
| Aug 2021 | 1675.4862559272738 | 0.10 | 14.37 |
| Sep 2021 | 1683.5196859426642 | 0.48 | 14.18 |
| Oct 2021 | 1713.0421460022062 | 1.75 | 15.21 |
| Nov 2021 | 1718.3734060956954 | 0.31 | 14.77 |
| Dec 2021 | 1733.925848989742 | 0.91 | 15.29 |
| Jan 2022 | 1820.3456119862337 | 4.98 | 19.09 |
| Feb 2022 | 1910.4738758552908 | 4.95 | 22.63 |
| Mar 2022 | 2029.8609030573134 | 6.25 | 25.19 |
| Apr 2022 | 2239.48151028968 | 10.33 | 36.66 |
| May 2022 | 2331.1168006276125 | 4.09 | 41.63 |
| Jun 2022 | 2428.1879340300393 | 4.16 | 45.05 |
| Jul 2022 | 2416.4105092520826 | -0.48 | 44.37 |
| Aug 2022 | 2371.524970485217 | -1.86 | 41.54 |
| Sep 2022 | 2572.5109471751666 | 8.48 | 52.81 |
| Oct 2022 | 2758.6859746035525 | 7.24 | 61.04 |
| Nov 2022 | 2731.2829139496694 | -0.99 | 58.95 |
| Dec 2022 | 2619.8866999258544 | -4.08 | 51.10 |
| Jan 2023 | 2598.2459403666817 | -0.83 | 42.73 |
| Feb 2023 | 2598.351558700043 | 0.00 | 36.01 |
| Mar 2023 | 2674.322627570611 | 2.92 | 31.75 |
| Apr 2023 | 2632.981861823352 | -1.55 | 17.57 |
| May 2023 | 2663.817527412463 | 1.17 | 14.27 |
| Jun 2023 | 2751.8886566100696 | 3.31 | 13.33 |
| Jul 2023 | 2798.038060878935 | 1.68 | 15.79 |
| Aug 2023 | 2871.160394096895 | 2.61 | 21.07 |
| Sep 2023 | 2916.007227161758 | 1.56 | 13.35 |
| Oct 2023 | 3036.528103477172 | 4.13 | 10.07 |
| Nov 2023 | 2997.4788600079028 | -1.29 | 9.75 |
| Dec 2023 | 2842.7399517545273 | -5.16 | 8.51 |
| Jan 2024 | 2803.393177742897 | -1.38 | 7.90 |
| Feb 2024 | 2845.784431367673 | 1.51 | 9.52 |
| Mar 2024 | 2872.362434292866 | 0.93 | 7.41 |
| Apr 2024 | 2939.37934283105 | 2.33 | 11.64 |
| May 2024 | 2977.949155485849 | 1.31 | 11.79 |
| Jun 2024 | 2952.0242238666797 | -0.87 | 7.27 |
| Jul 2024 | 2942.9115690036692 | -0.31 | 5.18 |
| Aug 2024 | 2861.1251134915824 | -2.78 | -0.35 |
| Sep 2024 | 2789.200477302529 | -2.51 | -4.35 |
| Oct 2024 | 2867.2375845138886 | 2.80 | -5.57 |
| Nov 2024 | 2981.5361322081053 | 3.99 | -0.53 |
| Dec 2024 | 2970.963553705958 | -0.35 | 4.51 |
| Jan 2025 | 3046.283836455342 | 2.54 | 8.66 |
| Feb 2025 | 3019.5368217426612 | -0.88 | 6.11 |
| Mar 2025 | 2965.693111861481 | -1.78 | 3.25 |
| Apr 2025 | 2984.3845689577342 | 0.63 | 1.53 |
| May 2025 | 3005.5226158897735 | 0.71 | 0.93 |
| Jun 2025 | 3002.2776728434405 | -0.11 | 1.70 |
| Jul 2025 | 2972.9661298761393 | -0.98 | 1.02 |
| Aug 2025 | 2937.2454399508683 | -1.20 | 2.66 |
| Sep 2025 | 2878.1437391589043 | -2.01 | 3.19 |
| Oct 2025 | 2858.3043418748794 | -0.69 | -0.31 |
| Nov 2025 | 2860.5108509558663 | 0.08 | -4.06 |
| Dec 2025 | 2854.8743101083073 | -0.20 | -3.91 |
| Jan 2026 | 2836.4256210764115 | -0.65 | -6.89 |
| Feb 2026 | 2823.6515334476053 | -0.45 | -6.49 |