Charlottesville, VA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Charlottesville, VA Metro in February 2026 was $2,823.652. The month over month percentage change (MoM) was -0.45%, and the year over year percentage change (YoY) was -6.49%.

The chart below shows the trend of the mortgage payments with 10% down for all homes in the Charlottesville, VA metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Charlottesville, VA metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Charlottesville, VA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Charlottesville, VA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 1253.5236556927248 -2.03 -6.29
Feb 2015 1259.6276973358883 0.49 -4.77
Mar 2015 1270.053946946446 0.83 -4.69
Apr 2015 1260.441013649541 -0.76 -5.63
May 2015 1286.901780484271 2.10 -2.68
Jun 2015 1309.7263255501305 1.77 -0.94
Jul 2015 1323.1783950146526 1.03 0.26
Aug 2015 1309.6662464925398 -1.02 -0.58
Sep 2015 1313.79095092525 0.32 -0.69
Oct 2015 1307.9153348727427 -0.45 0.23
Nov 2015 1334.5103257038384 2.03 2.79
Dec 2015 1344.4610838267224 0.75 5.08
Jan 2016 1338.9614600037062 -0.41 6.82
Feb 2016 1315.5350237500152 -1.75 4.44
Mar 2016 1323.5504880217638 0.61 4.21
Apr 2016 1312.369813817027 -0.84 4.12
May 2016 1313.8731146085554 0.12 2.10
Jun 2016 1312.8961790383607 -0.07 0.24
Jul 2016 1299.353570358157 -1.03 -1.80
Aug 2016 1301.6831610138045 0.18 -0.61
Sep 2016 1308.2081623884353 0.50 -0.42
Oct 2016 1313.962998261432 0.44 0.46
Nov 2016 1361.0216027231781 3.58 1.99
Dec 2016 1428.2357539153222 4.94 6.23
Jan 2017 1426.3855013359944 -0.13 6.53
Feb 2017 1433.5613769611584 0.50 8.97
Mar 2017 1442.3323899337379 0.61 8.97
Apr 2017 1426.5607542088956 -1.09 8.70
May 2017 1429.527158179093 0.21 8.80
Jun 2017 1422.0932106550913 -0.52 8.32
Jul 2017 1438.1322247739631 1.13 10.68
Aug 2017 1430.108185595623 -0.56 9.87
Sep 2017 1423.8160344129774 -0.44 8.84
Oct 2017 1442.5931990135568 1.32 9.79
Nov 2017 1452.024102734196 0.65 6.69
Dec 2017 1461.841625680722 0.68 2.35
Jan 2018 1479.9007915566556 1.24 3.75
Feb 2018 1531.087154391404 3.46 6.80
Mar 2018 1557.0251211659784 1.69 7.95
Apr 2018 1568.2217753734444 0.72 9.93
May 2018 1595.7134243215567 1.75 11.63
Jun 2018 1598.9528015228518 0.20 12.44
Jul 2018 1600.18931776527 0.08 11.27
Aug 2018 1610.5393593603421 0.65 12.62
Sep 2018 1629.322491599608 1.17 14.43
Oct 2018 1664.502671287707 2.16 15.38
Nov 2018 1672.2099786056956 0.46 15.16
Dec 2018 1636.5268335714934 -2.13 11.95
Jan 2019 1612.7910794386994 -1.45 8.98
Feb 2019 1604.3460019680986 -0.52 4.79
Mar 2019 1596.517202251117 -0.49 2.54
Apr 2019 1584.9581426465543 -0.72 1.07
May 2019 1579.952230548961 -0.32 -0.99
Jun 2019 1540.0173539141435 -2.53 -3.69
Jul 2019 1536.2329668468337 -0.25 -4.00
Aug 2019 1514.448164648909 -1.42 -5.97
Sep 2019 1514.6514034868449 0.01 -7.04
Oct 2019 1531.4726211434747 1.11 -7.99
Nov 2019 1537.1916011176804 0.37 -8.07
Dec 2019 1546.9314188763522 0.63 -5.47
Jan 2020 1537.4429808124387 -0.61 -4.67
Feb 2020 1518.9482294984575 -1.20 -5.32
Mar 2020 1523.919079974139 0.33 -4.55
Apr 2020 1507.4948924437454 -1.08 -4.89
May 2020 1498.7671261464698 -0.58 -5.14
Jun 2020 1488.9382534885958 -0.66 -3.32
Jul 2020 1468.3808596673202 -1.38 -4.42
Aug 2020 1464.9895588438205 -0.23 -3.27
Sep 2020 1474.4539826379516 0.65 -2.65
Oct 2020 1486.8337593883834 0.84 -2.91
Nov 2020 1497.265348452322 0.70 -2.60
Dec 2020 1504.029071518344 0.45 -2.77
Jan 2021 1528.597933827487 1.63 -0.57
Feb 2021 1557.9032815660923 1.92 2.57
Mar 2021 1621.4399429384637 4.08 6.40
Apr 2021 1638.705162987504 1.07 8.70
May 2021 1645.9576181768177 0.44 9.82
Jun 2021 1674.0318503389794 1.71 12.43
Jul 2021 1673.756244579235 -0.02 13.99
Aug 2021 1675.4862559272738 0.10 14.37
Sep 2021 1683.5196859426642 0.48 14.18
Oct 2021 1713.0421460022062 1.75 15.21
Nov 2021 1718.3734060956954 0.31 14.77
Dec 2021 1733.925848989742 0.91 15.29
Jan 2022 1820.3456119862337 4.98 19.09
Feb 2022 1910.4738758552908 4.95 22.63
Mar 2022 2029.8609030573134 6.25 25.19
Apr 2022 2239.48151028968 10.33 36.66
May 2022 2331.1168006276125 4.09 41.63
Jun 2022 2428.1879340300393 4.16 45.05
Jul 2022 2416.4105092520826 -0.48 44.37
Aug 2022 2371.524970485217 -1.86 41.54
Sep 2022 2572.5109471751666 8.48 52.81
Oct 2022 2758.6859746035525 7.24 61.04
Nov 2022 2731.2829139496694 -0.99 58.95
Dec 2022 2619.8866999258544 -4.08 51.10
Jan 2023 2598.2459403666817 -0.83 42.73
Feb 2023 2598.351558700043 0.00 36.01
Mar 2023 2674.322627570611 2.92 31.75
Apr 2023 2632.981861823352 -1.55 17.57
May 2023 2663.817527412463 1.17 14.27
Jun 2023 2751.8886566100696 3.31 13.33
Jul 2023 2798.038060878935 1.68 15.79
Aug 2023 2871.160394096895 2.61 21.07
Sep 2023 2916.007227161758 1.56 13.35
Oct 2023 3036.528103477172 4.13 10.07
Nov 2023 2997.4788600079028 -1.29 9.75
Dec 2023 2842.7399517545273 -5.16 8.51
Jan 2024 2803.393177742897 -1.38 7.90
Feb 2024 2845.784431367673 1.51 9.52
Mar 2024 2872.362434292866 0.93 7.41
Apr 2024 2939.37934283105 2.33 11.64
May 2024 2977.949155485849 1.31 11.79
Jun 2024 2952.0242238666797 -0.87 7.27
Jul 2024 2942.9115690036692 -0.31 5.18
Aug 2024 2861.1251134915824 -2.78 -0.35
Sep 2024 2789.200477302529 -2.51 -4.35
Oct 2024 2867.2375845138886 2.80 -5.57
Nov 2024 2981.5361322081053 3.99 -0.53
Dec 2024 2970.963553705958 -0.35 4.51
Jan 2025 3046.283836455342 2.54 8.66
Feb 2025 3019.5368217426612 -0.88 6.11
Mar 2025 2965.693111861481 -1.78 3.25
Apr 2025 2984.3845689577342 0.63 1.53
May 2025 3005.5226158897735 0.71 0.93
Jun 2025 3002.2776728434405 -0.11 1.70
Jul 2025 2972.9661298761393 -0.98 1.02
Aug 2025 2937.2454399508683 -1.20 2.66
Sep 2025 2878.1437391589043 -2.01 3.19
Oct 2025 2858.3043418748794 -0.69 -0.31
Nov 2025 2860.5108509558663 0.08 -4.06
Dec 2025 2854.8743101083073 -0.20 -3.91
Jan 2026 2836.4256210764115 -0.65 -6.89
Feb 2026 2823.6515334476053 -0.45 -6.49