Chattanooga, TN (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Chattanooga, TN Metro in February 2026 was $1,949.901. The month over month percentage change (MoM) was -0.23%, and the year over year percentage change (YoY) was -7.25%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Chattanooga, TN metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Chattanooga, TN metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Chattanooga, TN (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Chattanooga, TN (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Chattanooga, TN (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 740.1792827864641 | -2.01 | -5.93 |
| Feb 2015 | 743.1152716450686 | 0.40 | -4.65 |
| Mar 2015 | 748.6088768015838 | 0.74 | -4.59 |
| Apr 2015 | 743.7291392172561 | -0.65 | -5.44 |
| May 2015 | 760.8861255844517 | 2.31 | -2.23 |
| Jun 2015 | 776.6901885275079 | 2.08 | -0.29 |
| Jul 2015 | 786.0881482823941 | 1.21 | 0.98 |
| Aug 2015 | 778.4111127547492 | -0.98 | 0.12 |
| Sep 2015 | 780.7819373727647 | 0.31 | 0.02 |
| Oct 2015 | 777.2934546738783 | -0.45 | 1.05 |
| Nov 2015 | 792.4217671586482 | 1.95 | 3.46 |
| Dec 2015 | 797.9879261039841 | 0.70 | 5.65 |
| Jan 2016 | 794.5430900679751 | -0.43 | 7.35 |
| Feb 2016 | 781.8542447724728 | -1.60 | 5.21 |
| Mar 2016 | 787.2824559157622 | 0.69 | 5.17 |
| Apr 2016 | 782.7670519571326 | -0.57 | 5.25 |
| May 2016 | 785.1932572999713 | 0.31 | 3.20 |
| Jun 2016 | 786.4165313305956 | 0.16 | 1.25 |
| Jul 2016 | 778.4022287177793 | -1.02 | -0.98 |
| Aug 2016 | 780.9780713425075 | 0.33 | 0.33 |
| Sep 2016 | 786.3179676955757 | 0.68 | 0.71 |
| Oct 2016 | 791.9551984689614 | 0.72 | 1.89 |
| Nov 2016 | 821.8890137409453 | 3.78 | 3.72 |
| Dec 2016 | 864.0959907615596 | 5.14 | 8.28 |
| Jan 2017 | 864.4623224709984 | 0.04 | 8.80 |
| Feb 2017 | 870.4456966618372 | 0.69 | 11.33 |
| Mar 2017 | 877.8864003398271 | 0.86 | 11.51 |
| Apr 2017 | 869.7725526999316 | -0.92 | 11.12 |
| May 2017 | 871.6292726765704 | 0.21 | 11.01 |
| Jun 2017 | 866.5057716822279 | -0.59 | 10.18 |
| Jul 2017 | 876.030446996871 | 1.10 | 12.54 |
| Aug 2017 | 871.8100354513251 | -0.48 | 11.63 |
| Sep 2017 | 869.7273752774074 | -0.24 | 10.61 |
| Oct 2017 | 883.4134575484804 | 1.57 | 11.55 |
| Nov 2017 | 891.8306518376453 | 0.95 | 8.51 |
| Dec 2017 | 898.9970770893182 | 0.80 | 4.04 |
| Jan 2018 | 910.0973338138118 | 1.24 | 5.28 |
| Feb 2018 | 941.0321307547408 | 3.40 | 8.11 |
| Mar 2018 | 955.5061227178544 | 1.54 | 8.84 |
| Apr 2018 | 960.4085860591288 | 0.51 | 10.42 |
| May 2018 | 974.5177359784891 | 1.47 | 11.80 |
| Jun 2018 | 974.9572640660585 | 0.05 | 12.52 |
| Jul 2018 | 975.0284127239579 | 0.01 | 11.30 |
| Aug 2018 | 982.305902324487 | 0.75 | 12.67 |
| Sep 2018 | 996.1015639208931 | 1.40 | 14.53 |
| Oct 2018 | 1021.3120614551958 | 2.53 | 15.61 |
| Nov 2018 | 1029.5921589796553 | 0.81 | 15.45 |
| Dec 2018 | 1011.6716193301127 | -1.74 | 12.53 |
| Jan 2019 | 1001.0603646709226 | -1.05 | 9.99 |
| Feb 2019 | 998.953254299639 | -0.21 | 6.16 |
| Mar 2019 | 995.2914199712878 | -0.37 | 4.16 |
| Apr 2019 | 988.3170547183092 | -0.70 | 2.91 |
| May 2019 | 985.9464671344588 | -0.24 | 1.17 |
| Jun 2019 | 963.6028132729416 | -2.27 | -1.16 |
| Jul 2019 | 964.6381001799866 | 0.11 | -1.07 |
| Aug 2019 | 955.1674249249221 | -0.98 | -2.76 |
| Sep 2019 | 959.0516079906395 | 0.41 | -3.72 |
| Oct 2019 | 973.3889513465202 | 1.50 | -4.69 |
| Nov 2019 | 981.2485701316004 | 0.81 | -4.69 |
| Dec 2019 | 990.7496556263707 | 0.97 | -2.07 |
| Jan 2020 | 986.7608838571251 | -0.40 | -1.43 |
| Feb 2020 | 975.7590188894884 | -1.11 | -2.32 |
| Mar 2020 | 979.8051108147395 | 0.42 | -1.56 |
| Apr 2020 | 970.7132093564188 | -0.93 | -1.78 |
| May 2020 | 966.8327660718743 | -0.40 | -1.94 |
| Jun 2020 | 962.753901835804 | -0.42 | -0.09 |
| Jul 2020 | 952.9306830549474 | -1.02 | -1.21 |
| Aug 2020 | 953.3975463666704 | 0.05 | -0.18 |
| Sep 2020 | 962.2758560442721 | 0.93 | 0.34 |
| Oct 2020 | 970.9881036147885 | 0.91 | -0.25 |
| Nov 2020 | 978.2658926572982 | 0.75 | -0.30 |
| Dec 2020 | 981.6100041539171 | 0.34 | -0.92 |
| Jan 2021 | 999.0970934369869 | 1.78 | 1.25 |
| Feb 2021 | 1020.6874721317422 | 2.16 | 4.60 |
| Mar 2021 | 1065.972490994242 | 4.44 | 8.79 |
| Apr 2021 | 1079.3270060650918 | 1.25 | 11.19 |
| May 2021 | 1085.5139014924885 | 0.57 | 12.28 |
| Jun 2021 | 1107.9272461672776 | 2.07 | 15.08 |
| Jul 2021 | 1117.0528366702567 | 0.82 | 17.22 |
| Aug 2021 | 1131.161424780428 | 1.26 | 18.65 |
| Sep 2021 | 1149.1791988279117 | 1.59 | 19.42 |
| Oct 2021 | 1177.8931858576693 | 2.50 | 21.31 |
| Nov 2021 | 1189.3805098947403 | 0.98 | 21.58 |
| Dec 2021 | 1207.8613368684985 | 1.55 | 23.05 |
| Jan 2022 | 1272.9802583990993 | 5.39 | 27.41 |
| Feb 2022 | 1338.4128033357845 | 5.14 | 31.13 |
| Mar 2022 | 1419.1179048488584 | 6.03 | 33.13 |
| Apr 2022 | 1564.447570927241 | 10.24 | 44.95 |
| May 2022 | 1624.0306260662232 | 3.81 | 49.61 |
| Jun 2022 | 1692.105290164181 | 4.19 | 52.73 |
| Jul 2022 | 1687.4056718708885 | -0.28 | 51.06 |
| Aug 2022 | 1662.0934711355221 | -1.50 | 46.94 |
| Sep 2022 | 1807.101288831938 | 8.72 | 57.25 |
| Oct 2022 | 1937.4731977727656 | 7.21 | 64.49 |
| Nov 2022 | 1915.5302102118994 | -1.13 | 61.05 |
| Dec 2022 | 1834.9907436423161 | -4.20 | 51.92 |
| Jan 2023 | 1816.021734463127 | -1.03 | 42.66 |
| Feb 2023 | 1816.6101572645125 | 0.03 | 35.73 |
| Mar 2023 | 1877.5062399676756 | 3.35 | 32.30 |
| Apr 2023 | 1859.834480339405 | -0.94 | 18.88 |
| May 2023 | 1891.3055925590602 | 1.69 | 16.46 |
| Jun 2023 | 1957.5448497140637 | 3.50 | 15.69 |
| Jul 2023 | 1992.0664404975296 | 1.76 | 18.06 |
| Aug 2023 | 2044.3549829831265 | 2.63 | 23.00 |
| Sep 2023 | 2074.5301384422364 | 1.48 | 14.80 |
| Oct 2023 | 2158.0318025760544 | 4.03 | 11.38 |
| Nov 2023 | 2129.8513537277922 | -1.31 | 11.19 |
| Dec 2023 | 2018.257064937164 | -5.24 | 9.99 |
| Jan 2024 | 1992.0172554588744 | -1.30 | 9.69 |
| Feb 2024 | 2023.5058595553196 | 1.58 | 11.39 |
| Mar 2024 | 2046.2292479651287 | 1.12 | 8.99 |
| Apr 2024 | 2094.010777395199 | 2.34 | 12.59 |
| May 2024 | 2122.0274739575716 | 1.34 | 12.20 |
| Jun 2024 | 2103.0390248464555 | -0.89 | 7.43 |
| Jul 2024 | 2094.5323973862637 | -0.40 | 5.14 |
| Aug 2024 | 2029.3553415587157 | -3.11 | -0.73 |
| Sep 2024 | 1970.4661755045447 | -2.90 | -5.02 |
| Oct 2024 | 2016.9637888799625 | 2.36 | -6.54 |
| Nov 2024 | 2089.050837094892 | 3.57 | -1.92 |
| Dec 2024 | 2073.7767857324025 | -0.73 | 2.75 |
| Jan 2025 | 2122.7543055020697 | 2.36 | 6.56 |
| Feb 2025 | 2102.3903381086293 | -0.96 | 3.90 |
| Mar 2025 | 2064.8814694729544 | -1.78 | 0.91 |
| Apr 2025 | 2077.091513896144 | 0.59 | -0.81 |
| May 2025 | 2094.2478962929736 | 0.83 | -1.31 |
| Jun 2025 | 2093.434786721299 | -0.04 | -0.46 |
| Jul 2025 | 2072.2668687740843 | -1.01 | -1.06 |
| Aug 2025 | 2043.191052936051 | -1.40 | 0.68 |
| Sep 2025 | 1997.2717267080716 | -2.25 | 1.36 |
| Oct 2025 | 1977.3706204442196 | -1.00 | -1.96 |
| Nov 2025 | 1973.8528198923395 | -0.18 | -5.51 |
| Dec 2025 | 1966.0219454180708 | -0.40 | -5.20 |
| Jan 2026 | 1954.4681816311097 | -0.59 | -7.93 |
| Feb 2026 | 1949.9014911975719 | -0.23 | -7.25 |
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