Chicago, IL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Chicago, IL Metro in February 2026 was $2,090.864. The month over month percentage change (MoM) was -0.01%, and the year over year percentage change (YoY) was -3.34%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Chicago, IL metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Chicago, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 942.9692195976083 | -1.75 | -2.21 |
| Feb 2015 | 948.4244491512522 | 0.58 | -1.11 |
| Mar 2015 | 956.9963391986385 | 0.90 | -1.32 |
| Apr 2015 | 949.8587557251383 | -0.75 | -2.63 |
| May 2015 | 970.8975447414599 | 2.22 | 0.37 |
| Jun 2015 | 988.8316775170745 | 1.85 | 2.00 |
| Jul 2015 | 999.3255389216689 | 1.06 | 2.88 |
| Aug 2015 | 988.2900757272412 | -1.10 | 1.50 |
| Sep 2015 | 990.728111523953 | 0.25 | 0.93 |
| Oct 2015 | 986.523635353145 | -0.42 | 1.55 |
| Nov 2015 | 1007.3145698680162 | 2.11 | 3.81 |
| Dec 2015 | 1015.4701287190346 | 0.81 | 5.81 |
| Jan 2016 | 1011.6921832826018 | -0.37 | 7.29 |
| Feb 2016 | 995.4042908533035 | -1.61 | 4.95 |
| Mar 2016 | 1002.7980202610497 | 0.74 | 4.79 |
| Apr 2016 | 997.1277915065987 | -0.56 | 4.98 |
| May 2016 | 999.7275581449221 | 0.26 | 2.97 |
| Jun 2016 | 1000.1406087145822 | 0.04 | 1.14 |
| Jul 2016 | 988.8201826182116 | -1.13 | -1.05 |
| Aug 2016 | 990.098906110642 | 0.13 | 0.18 |
| Sep 2016 | 994.7477362183024 | 0.47 | 0.41 |
| Oct 2016 | 999.5466525925252 | 0.48 | 1.32 |
| Nov 2016 | 1035.8816528306666 | 3.64 | 2.84 |
| Dec 2016 | 1088.7929711324512 | 5.11 | 7.22 |
| Jan 2017 | 1089.9351371004211 | 0.11 | 7.73 |
| Feb 2017 | 1098.9412449488318 | 0.83 | 10.40 |
| Mar 2017 | 1110.0715125606876 | 1.01 | 10.70 |
| Apr 2017 | 1099.6336426336015 | -0.94 | 10.28 |
| May 2017 | 1100.9185447787347 | 0.12 | 10.12 |
| Jun 2017 | 1090.8072853640076 | -0.92 | 9.07 |
| Jul 2017 | 1099.0924663542608 | 0.76 | 11.15 |
| Aug 2017 | 1090.1411878536746 | -0.81 | 10.10 |
| Sep 2017 | 1085.0650174434757 | -0.47 | 9.08 |
| Oct 2017 | 1099.9584036566914 | 1.37 | 10.05 |
| Nov 2017 | 1108.926055488526 | 0.82 | 7.05 |
| Dec 2017 | 1118.3974333545093 | 0.85 | 2.72 |
| Jan 2018 | 1134.993145476514 | 1.48 | 4.13 |
| Feb 2018 | 1176.9699685934372 | 3.70 | 7.10 |
| Mar 2018 | 1198.7922442956751 | 1.85 | 7.99 |
| Apr 2018 | 1208.0363038051398 | 0.77 | 9.86 |
| May 2018 | 1227.5895145933703 | 1.62 | 11.51 |
| Jun 2018 | 1226.1804709591595 | -0.11 | 12.41 |
| Jul 2018 | 1221.1704646954531 | -0.41 | 11.11 |
| Aug 2018 | 1223.4967842922572 | 0.19 | 12.23 |
| Sep 2018 | 1233.5725730858676 | 0.82 | 13.69 |
| Oct 2018 | 1259.5066157287135 | 2.10 | 14.51 |
| Nov 2018 | 1265.6921109806178 | 0.49 | 14.14 |
| Dec 2018 | 1240.340115289489 | -2.00 | 10.90 |
| Jan 2019 | 1223.5465582437869 | -1.35 | 7.80 |
| Feb 2019 | 1218.227594198361 | -0.43 | 3.51 |
| Mar 2019 | 1211.1527738560649 | -0.58 | 1.03 |
| Apr 2019 | 1200.7341648920635 | -0.86 | -0.60 |
| May 2019 | 1194.1815537717891 | -0.55 | -2.72 |
| Jun 2019 | 1162.4840759856415 | -2.65 | -5.19 |
| Jul 2019 | 1157.088856841076 | -0.46 | -5.25 |
| Aug 2019 | 1138.2450164928719 | -1.63 | -6.97 |
| Sep 2019 | 1134.7629746994394 | -0.31 | -8.01 |
| Oct 2019 | 1144.0899957633922 | 0.82 | -9.16 |
| Nov 2019 | 1145.8821420035754 | 0.16 | -9.47 |
| Dec 2019 | 1151.9260251783405 | 0.53 | -7.13 |
| Jan 2020 | 1145.8829910495258 | -0.52 | -6.35 |
| Feb 2020 | 1133.3172388050339 | -1.10 | -6.97 |
| Mar 2020 | 1138.1824019624485 | 0.43 | -6.02 |
| Apr 2020 | 1125.1393754744365 | -1.15 | -6.30 |
| May 2020 | 1116.8583452673197 | -0.74 | -6.47 |
| Jun 2020 | 1106.4848379648895 | -0.93 | -4.82 |
| Jul 2020 | 1087.2124413636107 | -1.74 | -6.04 |
| Aug 2020 | 1079.3008470629559 | -0.73 | -5.18 |
| Sep 2020 | 1081.111903468877 | 0.17 | -4.73 |
| Oct 2020 | 1085.455042170414 | 0.40 | -5.12 |
| Nov 2020 | 1090.7356302464223 | 0.49 | -4.81 |
| Dec 2020 | 1094.3671978793595 | 0.33 | -5.00 |
| Jan 2021 | 1113.5131631115273 | 1.75 | -2.82 |
| Feb 2021 | 1136.8979771314275 | 2.10 | 0.32 |
| Mar 2021 | 1185.8988610286938 | 4.31 | 4.19 |
| Apr 2021 | 1197.7683936775334 | 1.00 | 6.46 |
| May 2021 | 1198.7157487047768 | 0.08 | 7.33 |
| Jun 2021 | 1213.2003521611925 | 1.21 | 9.65 |
| Jul 2021 | 1210.0078810877146 | -0.26 | 11.30 |
| Aug 2021 | 1212.908809602895 | 0.24 | 12.38 |
| Sep 2021 | 1221.5876964279344 | 0.72 | 12.99 |
| Oct 2021 | 1244.3097456993883 | 1.86 | 14.64 |
| Nov 2021 | 1247.3510840714887 | 0.24 | 14.36 |
| Dec 2021 | 1258.115764577519 | 0.86 | 14.96 |
| Jan 2022 | 1317.50566224205 | 4.72 | 18.32 |
| Feb 2022 | 1380.5386039527239 | 4.78 | 21.43 |
| Mar 2022 | 1464.19236453517 | 6.06 | 23.47 |
| Apr 2022 | 1613.6914959798564 | 10.21 | 34.73 |
| May 2022 | 1671.4989278453702 | 3.58 | 39.44 |
| Jun 2022 | 1732.0882124300397 | 3.63 | 42.77 |
| Jul 2022 | 1716.911503661808 | -0.88 | 41.89 |
| Aug 2022 | 1682.02255769838 | -2.03 | 38.68 |
| Sep 2022 | 1821.0167435840435 | 8.26 | 49.07 |
| Oct 2022 | 1948.855099952499 | 7.02 | 56.62 |
| Nov 2022 | 1927.1348565606586 | -1.11 | 54.50 |
| Dec 2022 | 1848.2302893284932 | -4.09 | 46.91 |
| Jan 2023 | 1828.8123162136405 | -1.05 | 38.81 |
| Feb 2023 | 1825.3059429835348 | -0.19 | 32.22 |
| Mar 2023 | 1878.3873238217568 | 2.91 | 28.29 |
| Apr 2023 | 1854.4646208108968 | -1.27 | 14.92 |
| May 2023 | 1882.5550949266099 | 1.52 | 12.63 |
| Jun 2023 | 1949.7401782257894 | 3.57 | 12.57 |
| Jul 2023 | 1988.885217015491 | 2.01 | 15.84 |
| Aug 2023 | 2047.3042150699785 | 2.94 | 21.72 |
| Sep 2023 | 2083.2277095733843 | 1.76 | 14.40 |
| Oct 2023 | 2171.1822240302936 | 4.22 | 11.41 |
| Nov 2023 | 2144.019016065596 | -1.25 | 11.25 |
| Dec 2023 | 2031.633078966002 | -5.24 | 9.92 |
| Jan 2024 | 2004.2806279272845 | -1.35 | 9.60 |
| Feb 2024 | 2037.8255323774067 | 1.67 | 11.64 |
| Mar 2024 | 2061.7564180292698 | 1.17 | 9.76 |
| Apr 2024 | 2113.1508686361167 | 2.49 | 13.95 |
| May 2024 | 2140.151035991554 | 1.28 | 13.68 |
| Jun 2024 | 2121.0304195760855 | -0.89 | 8.79 |
| Jul 2024 | 2112.5066946631127 | -0.40 | 6.22 |
| Aug 2024 | 2052.50087785633 | -2.84 | 0.25 |
| Sep 2024 | 1998.7429053123717 | -2.62 | -4.05 |
| Oct 2024 | 2051.451641705398 | 2.64 | -5.51 |
| Nov 2024 | 2130.1705678215662 | 3.84 | -0.65 |
| Dec 2024 | 2120.928351831731 | -0.43 | 4.39 |
| Jan 2025 | 2176.957830340883 | 2.64 | 8.62 |
| Feb 2025 | 2163.2307712552924 | -0.63 | 6.15 |
| Mar 2025 | 2131.180310212678 | -1.48 | 3.37 |
| Apr 2025 | 2149.686140978151 | 0.87 | 1.73 |
| May 2025 | 2169.4070136869404 | 0.92 | 1.37 |
| Jun 2025 | 2172.0610256498385 | 0.12 | 2.41 |
| Jul 2025 | 2158.368433703206 | -0.63 | 2.17 |
| Aug 2025 | 2138.80510840498 | -0.91 | 4.21 |
| Sep 2025 | 2101.3809727419257 | -1.75 | 5.14 |
| Oct 2025 | 2090.359026095263 | -0.52 | 1.90 |
| Nov 2025 | 2096.7436172210523 | 0.31 | -1.57 |
| Dec 2025 | 2098.1712399051066 | 0.07 | -1.07 |
| Jan 2026 | 2090.9905481188016 | -0.34 | -3.95 |
| Feb 2026 | 2090.863592288163 | -0.01 | -3.34 |