Chico, CA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Chico, CA Metro in February 2026 was $2,447.97. The month over month percentage change (MoM) was -0.45%, and the year over year percentage change (YoY) was -6.44%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Chico, CA metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Chico, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1137.1904245923224 | -1.22 | -2.09 |
| Feb 2015 | 1148.5263014534298 | 1.00 | -0.40 |
| Mar 2015 | 1159.2442573662704 | 0.93 | -0.52 |
| Apr 2015 | 1151.022225110631 | -0.71 | -1.81 |
| May 2015 | 1177.3908108685123 | 2.29 | 1.19 |
| Jun 2015 | 1200.7995098856895 | 1.99 | 3.16 |
| Jul 2015 | 1212.390132875427 | 0.97 | 4.63 |
| Aug 2015 | 1199.486884147942 | -1.06 | 3.84 |
| Sep 2015 | 1203.634802122394 | 0.35 | 3.60 |
| Oct 2015 | 1201.4330682343223 | -0.18 | 4.13 |
| Nov 2015 | 1227.920514599591 | 2.21 | 6.12 |
| Dec 2015 | 1240.3063653838285 | 1.01 | 7.74 |
| Jan 2016 | 1240.529423767707 | 0.02 | 9.09 |
| Feb 2016 | 1224.4281615038385 | -1.30 | 6.61 |
| Mar 2016 | 1235.0002624082863 | 0.86 | 6.54 |
| Apr 2016 | 1225.9275424669597 | -0.73 | 6.51 |
| May 2016 | 1227.6441337324281 | 0.14 | 4.27 |
| Jun 2016 | 1227.9981080569264 | 0.03 | 2.27 |
| Jul 2016 | 1214.8585197511172 | -1.07 | 0.20 |
| Aug 2016 | 1219.3942763067525 | 0.37 | 1.66 |
| Sep 2016 | 1228.9505102925373 | 0.78 | 2.10 |
| Oct 2016 | 1240.6800503236152 | 0.95 | 3.27 |
| Nov 2016 | 1290.7255261734745 | 4.03 | 5.12 |
| Dec 2016 | 1361.2805640167232 | 5.47 | 9.75 |
| Jan 2017 | 1365.2052710400071 | 0.29 | 10.05 |
| Feb 2017 | 1377.22789422844 | 0.88 | 12.48 |
| Mar 2017 | 1389.8752430873674 | 0.92 | 12.54 |
| Apr 2017 | 1377.0293860182621 | -0.92 | 12.33 |
| May 2017 | 1379.212787185735 | 0.16 | 12.35 |
| Jun 2017 | 1370.107526177782 | -0.66 | 11.57 |
| Jul 2017 | 1384.2840039249154 | 1.03 | 13.95 |
| Aug 2017 | 1381.2027538241998 | -0.22 | 13.27 |
| Sep 2017 | 1381.5712566526834 | 0.03 | 12.42 |
| Oct 2017 | 1406.3205495640193 | 1.79 | 13.35 |
| Nov 2017 | 1417.9642667676735 | 0.83 | 9.86 |
| Dec 2017 | 1429.6079071835018 | 0.82 | 5.02 |
| Jan 2018 | 1452.268837174433 | 1.59 | 6.38 |
| Feb 2018 | 1510.0595137191217 | 3.98 | 9.65 |
| Mar 2018 | 1540.9323044787793 | 2.04 | 10.87 |
| Apr 2018 | 1553.7497727325697 | 0.83 | 12.83 |
| May 2018 | 1579.1583493679104 | 1.64 | 14.50 |
| Jun 2018 | 1581.7074903222283 | 0.16 | 15.44 |
| Jul 2018 | 1579.4881706525289 | -0.14 | 14.10 |
| Aug 2018 | 1588.2309632700997 | 0.55 | 14.99 |
| Sep 2018 | 1605.1256308681982 | 1.06 | 16.18 |
| Oct 2018 | 1641.160012448399 | 2.25 | 16.70 |
| Nov 2018 | 1648.5271261675925 | 0.45 | 16.26 |
| Dec 2018 | 1617.081584238595 | -1.91 | 13.11 |
| Jan 2019 | 1605.1868081516277 | -0.74 | 10.53 |
| Feb 2019 | 1617.6436318439132 | 0.78 | 7.12 |
| Mar 2019 | 1633.6457157623213 | 0.99 | 6.02 |
| Apr 2019 | 1645.2192954848388 | 0.71 | 5.89 |
| May 2019 | 1657.7195465930631 | 0.76 | 4.97 |
| Jun 2019 | 1630.1476784244303 | -1.66 | 3.06 |
| Jul 2019 | 1635.6959032889556 | 0.34 | 3.56 |
| Aug 2019 | 1619.7691292820593 | -0.97 | 1.99 |
| Sep 2019 | 1625.0261636006117 | 0.33 | 1.24 |
| Oct 2019 | 1646.6934625267365 | 1.33 | 0.34 |
| Nov 2019 | 1655.5292118878278 | 0.54 | 0.43 |
| Dec 2019 | 1663.3918908341384 | 0.48 | 2.86 |
| Jan 2020 | 1649.0169888293817 | -0.86 | 2.73 |
| Feb 2020 | 1622.7775830723222 | -1.59 | 0.32 |
| Mar 2020 | 1624.55393118089 | 0.11 | -0.56 |
| Apr 2020 | 1601.5010224755288 | -1.42 | -2.66 |
| May 2020 | 1583.48196944369 | -1.12 | -4.48 |
| Jun 2020 | 1564.567016592824 | -1.19 | -4.02 |
| Jul 2020 | 1539.1471549614653 | -1.62 | -5.90 |
| Aug 2020 | 1537.1383412621603 | -0.13 | -5.10 |
| Sep 2020 | 1549.536647988583 | 0.81 | -4.64 |
| Oct 2020 | 1563.883815579241 | 0.93 | -5.03 |
| Nov 2020 | 1577.483303499667 | 0.87 | -4.71 |
| Dec 2020 | 1588.4706065412752 | 0.70 | -4.50 |
| Jan 2021 | 1620.15290802376 | 2.00 | -1.75 |
| Feb 2021 | 1653.2641238109377 | 2.04 | 1.88 |
| Mar 2021 | 1719.5648305578932 | 4.01 | 5.85 |
| Apr 2021 | 1731.546270944063 | 0.70 | 8.12 |
| May 2021 | 1732.6670973280939 | 0.07 | 9.42 |
| Jun 2021 | 1753.4974884818484 | 1.20 | 12.08 |
| Jul 2021 | 1749.9440872832542 | -0.20 | 13.70 |
| Aug 2021 | 1755.085154962634 | 0.29 | 14.18 |
| Sep 2021 | 1770.881937802796 | 0.90 | 14.29 |
| Oct 2021 | 1806.9362216801173 | 2.04 | 15.54 |
| Nov 2021 | 1814.628067758827 | 0.43 | 15.03 |
| Dec 2021 | 1832.8835233513832 | 1.01 | 15.39 |
| Jan 2022 | 1922.43243829139 | 4.89 | 18.66 |
| Feb 2022 | 2012.4202915957949 | 4.68 | 21.72 |
| Mar 2022 | 2129.894074541504 | 5.84 | 23.86 |
| Apr 2022 | 2340.2024675011185 | 9.87 | 35.15 |
| May 2022 | 2422.5905443618863 | 3.52 | 39.82 |
| Jun 2022 | 2506.5453403578854 | 3.47 | 42.95 |
| Jul 2022 | 2478.5249714184674 | -1.12 | 41.64 |
| Aug 2022 | 2418.4374434247643 | -2.42 | 37.80 |
| Sep 2022 | 2609.0799608211532 | 7.88 | 47.33 |
| Oct 2022 | 2783.3696765667632 | 6.68 | 54.04 |
| Nov 2022 | 2736.7654438426025 | -1.67 | 50.82 |
| Dec 2022 | 2603.077525641668 | -4.88 | 42.02 |
| Jan 2023 | 2549.007021465075 | -2.08 | 32.59 |
| Feb 2023 | 2516.7600384451207 | -1.26 | 25.06 |
| Mar 2023 | 2563.588753651754 | 1.86 | 20.36 |
| Apr 2023 | 2510.9061521490603 | -2.06 | 7.29 |
| May 2023 | 2533.0740666207053 | 0.88 | 4.56 |
| Jun 2023 | 2609.5751419526946 | 3.02 | 4.11 |
| Jul 2023 | 2641.921584432279 | 1.24 | 6.59 |
| Aug 2023 | 2696.5935116467494 | 2.07 | 11.50 |
| Sep 2023 | 2717.9225320377604 | 0.79 | 4.17 |
| Oct 2023 | 2805.6426855694485 | 3.23 | 0.80 |
| Nov 2023 | 2748.645535454285 | -2.03 | 0.43 |
| Dec 2023 | 2592.026460319861 | -5.70 | -0.42 |
| Jan 2024 | 2550.1839664097624 | -1.61 | 0.05 |
| Feb 2024 | 2581.235561804315 | 1.22 | 2.56 |
| Mar 2024 | 2596.440785476896 | 0.59 | 1.28 |
| Apr 2024 | 2643.08520378442 | 1.80 | 5.26 |
| May 2024 | 2665.611158187911 | 0.85 | 5.23 |
| Jun 2024 | 2631.0068184569654 | -1.30 | 0.82 |
| Jul 2024 | 2613.1269780028406 | -0.68 | -1.09 |
| Aug 2024 | 2528.989268446692 | -3.22 | -6.21 |
| Sep 2024 | 2452.8775857738506 | -3.01 | -9.75 |
| Oct 2024 | 2509.084878619818 | 2.29 | -10.57 |
| Nov 2024 | 2598.2840817022875 | 3.56 | -5.47 |
| Dec 2024 | 2582.804696063356 | -0.60 | -0.36 |
| Jan 2025 | 2643.5864546486464 | 2.35 | 3.66 |
| Feb 2025 | 2616.4400634464146 | -1.03 | 1.36 |
| Mar 2025 | 2566.8273604370115 | -1.90 | -1.14 |
| Apr 2025 | 2582.121493107021 | 0.60 | -2.31 |
| May 2025 | 2603.683798131445 | 0.84 | -2.32 |
| Jun 2025 | 2604.579133722959 | 0.03 | -1.00 |
| Jul 2025 | 2583.7379869537335 | -0.80 | -1.12 |
| Aug 2025 | 2555.0125265724737 | -1.11 | 1.03 |
| Sep 2025 | 2503.884544412374 | -2.00 | 2.08 |
| Oct 2025 | 2484.4108479133893 | -0.78 | -0.98 |
| Nov 2025 | 2483.7206745198123 | -0.03 | -4.41 |
| Dec 2025 | 2477.626917619756 | -0.24 | -4.07 |
| Jan 2026 | 2458.9539665772427 | -0.75 | -6.98 |
| Feb 2026 | 2447.9699235807157 | -0.45 | -6.44 |