Cincinnati, OH (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Cincinnati, OH Metro in February 2026 was $1,850.193. The month over month percentage change (MoM) was -0.20%, and the year over year percentage change (YoY) was -4.67%.

The chart below shows the trend of the mortgage payments with 10% down for all homes in the Cincinnati, OH metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Cincinnati, OH metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Cincinnati, OH (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Cincinnati, OH (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 716.0634702736332 -1.71 -4.60
Feb 2015 721.1720356195224 0.71 -2.84
Mar 2015 727.8043149492996 0.92 -2.45
Apr 2015 722.7653230317179 -0.69 -3.30
May 2015 738.9122593975867 2.23 -0.17
Jun 2015 753.0282397027865 1.91 1.48
Jul 2015 761.4681374944705 1.12 2.44
Aug 2015 754.2831409975587 -0.94 1.35
Sep 2015 757.4330092720872 0.42 1.12
Oct 2015 754.0985440829795 -0.44 1.96
Nov 2015 768.357688991814 1.89 4.23
Dec 2015 773.4736496379596 0.67 6.17
Jan 2016 770.8047557058121 -0.34 7.65
Feb 2016 758.9122371737469 -1.54 5.23
Mar 2016 764.3403102801077 0.72 5.02
Apr 2016 758.9257813487919 -0.71 5.00
May 2016 759.7296350617489 0.11 2.82
Jun 2016 759.833751900819 0.01 0.90
Jul 2016 751.265469946953 -1.13 -1.34
Aug 2016 753.0693577485553 0.24 -0.16
Sep 2016 757.8606545751079 0.64 0.06
Oct 2016 763.300142399502 0.72 1.22
Nov 2016 792.4777358701008 3.82 3.14
Dec 2016 833.1374551282478 5.13 7.71
Jan 2017 833.4728235499412 0.04 8.13
Feb 2017 839.1820176150923 0.69 10.58
Mar 2017 846.1167965730349 0.83 10.70
Apr 2017 838.0755196495852 -0.95 10.43
May 2017 839.8162826890416 0.21 10.54
Jun 2017 834.8375548215067 -0.59 9.87
Jul 2017 843.6720220271026 1.06 12.30
Aug 2017 839.4796533011773 -0.50 11.47
Sep 2017 836.1634842684917 -0.39 10.33
Oct 2017 847.421401532226 1.35 11.02
Nov 2017 853.0397660754895 0.66 7.64
Dec 2017 858.7913348327573 0.67 3.08
Jan 2018 869.128176969947 1.20 4.28
Feb 2018 899.6875318667011 3.52 7.21
Mar 2018 916.0075007997311 1.81 8.26
Apr 2018 924.6273640706604 0.94 10.33
May 2018 942.8383818153469 1.97 12.27
Jun 2018 946.395432248573 0.38 13.36
Jul 2018 948.691120734217 0.24 12.45
Aug 2018 956.4664518391298 0.82 13.94
Sep 2018 969.8722486918427 1.40 15.99
Oct 2018 993.7679651202981 2.46 17.27
Nov 2018 1001.5406208862229 0.78 17.41
Dec 2018 983.0133767393354 -1.85 14.47
Jan 2019 971.370242179609 -1.18 11.76
Feb 2019 968.6243361775319 -0.28 7.66
Mar 2019 965.5361430474555 -0.32 5.41
Apr 2019 959.5022881386433 -0.62 3.77
May 2019 956.4439363384074 -0.32 1.44
Jun 2019 933.322056796501 -2.42 -1.38
Jul 2019 932.5229179032063 -0.09 -1.70
Aug 2019 921.4743508325737 -1.18 -3.66
Sep 2019 923.7224196402817 0.24 -4.76
Oct 2019 935.8888773710281 1.32 -5.82
Nov 2019 941.7897259007106 0.63 -5.97
Dec 2019 949.7164162956815 0.84 -3.39
Jan 2020 946.5413668592894 -0.33 -2.56
Feb 2020 936.810438524264 -1.03 -3.28
Mar 2020 942.1086597133794 0.57 -2.43
Apr 2020 933.8025745147347 -0.88 -2.68
May 2020 931.0857395038594 -0.29 -2.65
Jun 2020 927.9407033669918 -0.34 -0.58
Jul 2020 918.8999835395941 -0.97 -1.46
Aug 2020 919.92772871572 0.11 -0.17
Sep 2020 928.3400340078024 0.91 0.50
Oct 2020 937.5277670613145 0.99 0.18
Nov 2020 946.1990659938906 0.93 0.47
Dec 2020 952.7172659970072 0.69 0.32
Jan 2021 971.5057927555725 1.97 2.64
Feb 2021 992.6229035082292 2.17 5.96
Mar 2021 1035.9111700873325 4.36 9.96
Apr 2021 1048.220379397012 1.19 12.25
May 2021 1052.5991640400996 0.42 13.05
Jun 2021 1068.9112880082114 1.55 15.19
Jul 2021 1066.8529729192026 -0.19 16.10
Aug 2021 1067.8965859978975 0.10 16.09
Sep 2021 1073.6725663842742 0.54 15.66
Oct 2021 1094.2782123247052 1.92 16.72
Nov 2021 1099.1258396196272 0.44 16.16
Dec 2021 1110.5938222759512 1.04 16.57
Jan 2022 1165.322058878084 4.93 19.95
Feb 2022 1222.5529669939667 4.91 23.16
Mar 2022 1296.665468341756 6.06 25.17
Apr 2022 1429.7347798445871 10.26 36.40
May 2022 1485.2643800239575 3.88 41.10
Jun 2022 1546.668677295551 4.13 44.70
Jul 2022 1539.3489996067328 -0.47 44.29
Aug 2022 1511.1571002076296 -1.83 41.51
Sep 2022 1638.2678897277906 8.41 52.59
Oct 2022 1756.0525094743969 7.19 60.48
Nov 2022 1740.9195276536789 -0.86 58.39
Dec 2022 1673.7326671799794 -3.86 50.71
Jan 2023 1658.9766982750361 -0.88 42.36
Feb 2023 1656.9014580688486 -0.12 35.53
Mar 2023 1706.3508502707114 2.98 31.60
Apr 2023 1686.1574744352174 -1.18 17.93
May 2023 1715.3684825563778 1.73 15.49
Jun 2023 1778.5985698959996 3.69 15.00
Jul 2023 1814.574956123389 2.02 17.88
Aug 2023 1864.3939644399277 2.75 23.38
Sep 2023 1893.0650289306209 1.54 15.55
Oct 2023 1967.796263376719 3.95 12.06
Nov 2023 1939.326628124509 -1.45 11.40
Dec 2023 1835.5346146542315 -5.35 9.67
Jan 2024 1810.618120776639 -1.36 9.14
Feb 2024 1839.3191415253737 1.59 11.01
Mar 2024 1858.9500615893294 1.07 8.94
Apr 2024 1902.099326015574 2.32 12.81
May 2024 1925.757086752909 1.24 12.27
Jun 2024 1908.223538471439 -0.91 7.29
Jul 2024 1901.3472513878185 -0.36 4.78
Aug 2024 1845.8446285153277 -2.92 -0.99
Sep 2024 1794.482258710439 -2.78 -5.21
Oct 2024 1838.6190815609882 2.46 -6.56
Nov 2024 1906.5227151445129 3.69 -1.69
Dec 2024 1898.3719161559675 -0.43 3.42
Jan 2025 1950.8411732291277 2.76 7.74
Feb 2025 1940.8975971261445 -0.51 5.52
Mar 2025 1912.6966568948678 -1.45 2.89
Apr 2025 1927.7300433614478 0.79 1.35
May 2025 1944.46484584792 0.87 0.97
Jun 2025 1945.9446880471016 0.08 1.98
Jul 2025 1931.537553130766 -0.74 1.59
Aug 2025 1910.9432976743055 -1.07 3.53
Sep 2025 1874.6759830468504 -1.90 4.47
Oct 2025 1861.8981904747566 -0.68 1.27
Nov 2025 1864.9574786011203 0.16 -2.18
Dec 2025 1862.776745300423 -0.12 -1.87
Jan 2026 1853.8287110735782 -0.48 -4.97
Feb 2026 1850.1927724442694 -0.20 -4.67