Cincinnati, OH (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Cincinnati, OH Metro in February 2026 was $1,850.193. The month over month percentage change (MoM) was -0.20%, and the year over year percentage change (YoY) was -4.67%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Cincinnati, OH metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Cincinnati, OH metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 716.0634702736332 | -1.71 | -4.60 |
| Feb 2015 | 721.1720356195224 | 0.71 | -2.84 |
| Mar 2015 | 727.8043149492996 | 0.92 | -2.45 |
| Apr 2015 | 722.7653230317179 | -0.69 | -3.30 |
| May 2015 | 738.9122593975867 | 2.23 | -0.17 |
| Jun 2015 | 753.0282397027865 | 1.91 | 1.48 |
| Jul 2015 | 761.4681374944705 | 1.12 | 2.44 |
| Aug 2015 | 754.2831409975587 | -0.94 | 1.35 |
| Sep 2015 | 757.4330092720872 | 0.42 | 1.12 |
| Oct 2015 | 754.0985440829795 | -0.44 | 1.96 |
| Nov 2015 | 768.357688991814 | 1.89 | 4.23 |
| Dec 2015 | 773.4736496379596 | 0.67 | 6.17 |
| Jan 2016 | 770.8047557058121 | -0.34 | 7.65 |
| Feb 2016 | 758.9122371737469 | -1.54 | 5.23 |
| Mar 2016 | 764.3403102801077 | 0.72 | 5.02 |
| Apr 2016 | 758.9257813487919 | -0.71 | 5.00 |
| May 2016 | 759.7296350617489 | 0.11 | 2.82 |
| Jun 2016 | 759.833751900819 | 0.01 | 0.90 |
| Jul 2016 | 751.265469946953 | -1.13 | -1.34 |
| Aug 2016 | 753.0693577485553 | 0.24 | -0.16 |
| Sep 2016 | 757.8606545751079 | 0.64 | 0.06 |
| Oct 2016 | 763.300142399502 | 0.72 | 1.22 |
| Nov 2016 | 792.4777358701008 | 3.82 | 3.14 |
| Dec 2016 | 833.1374551282478 | 5.13 | 7.71 |
| Jan 2017 | 833.4728235499412 | 0.04 | 8.13 |
| Feb 2017 | 839.1820176150923 | 0.69 | 10.58 |
| Mar 2017 | 846.1167965730349 | 0.83 | 10.70 |
| Apr 2017 | 838.0755196495852 | -0.95 | 10.43 |
| May 2017 | 839.8162826890416 | 0.21 | 10.54 |
| Jun 2017 | 834.8375548215067 | -0.59 | 9.87 |
| Jul 2017 | 843.6720220271026 | 1.06 | 12.30 |
| Aug 2017 | 839.4796533011773 | -0.50 | 11.47 |
| Sep 2017 | 836.1634842684917 | -0.39 | 10.33 |
| Oct 2017 | 847.421401532226 | 1.35 | 11.02 |
| Nov 2017 | 853.0397660754895 | 0.66 | 7.64 |
| Dec 2017 | 858.7913348327573 | 0.67 | 3.08 |
| Jan 2018 | 869.128176969947 | 1.20 | 4.28 |
| Feb 2018 | 899.6875318667011 | 3.52 | 7.21 |
| Mar 2018 | 916.0075007997311 | 1.81 | 8.26 |
| Apr 2018 | 924.6273640706604 | 0.94 | 10.33 |
| May 2018 | 942.8383818153469 | 1.97 | 12.27 |
| Jun 2018 | 946.395432248573 | 0.38 | 13.36 |
| Jul 2018 | 948.691120734217 | 0.24 | 12.45 |
| Aug 2018 | 956.4664518391298 | 0.82 | 13.94 |
| Sep 2018 | 969.8722486918427 | 1.40 | 15.99 |
| Oct 2018 | 993.7679651202981 | 2.46 | 17.27 |
| Nov 2018 | 1001.5406208862229 | 0.78 | 17.41 |
| Dec 2018 | 983.0133767393354 | -1.85 | 14.47 |
| Jan 2019 | 971.370242179609 | -1.18 | 11.76 |
| Feb 2019 | 968.6243361775319 | -0.28 | 7.66 |
| Mar 2019 | 965.5361430474555 | -0.32 | 5.41 |
| Apr 2019 | 959.5022881386433 | -0.62 | 3.77 |
| May 2019 | 956.4439363384074 | -0.32 | 1.44 |
| Jun 2019 | 933.322056796501 | -2.42 | -1.38 |
| Jul 2019 | 932.5229179032063 | -0.09 | -1.70 |
| Aug 2019 | 921.4743508325737 | -1.18 | -3.66 |
| Sep 2019 | 923.7224196402817 | 0.24 | -4.76 |
| Oct 2019 | 935.8888773710281 | 1.32 | -5.82 |
| Nov 2019 | 941.7897259007106 | 0.63 | -5.97 |
| Dec 2019 | 949.7164162956815 | 0.84 | -3.39 |
| Jan 2020 | 946.5413668592894 | -0.33 | -2.56 |
| Feb 2020 | 936.810438524264 | -1.03 | -3.28 |
| Mar 2020 | 942.1086597133794 | 0.57 | -2.43 |
| Apr 2020 | 933.8025745147347 | -0.88 | -2.68 |
| May 2020 | 931.0857395038594 | -0.29 | -2.65 |
| Jun 2020 | 927.9407033669918 | -0.34 | -0.58 |
| Jul 2020 | 918.8999835395941 | -0.97 | -1.46 |
| Aug 2020 | 919.92772871572 | 0.11 | -0.17 |
| Sep 2020 | 928.3400340078024 | 0.91 | 0.50 |
| Oct 2020 | 937.5277670613145 | 0.99 | 0.18 |
| Nov 2020 | 946.1990659938906 | 0.93 | 0.47 |
| Dec 2020 | 952.7172659970072 | 0.69 | 0.32 |
| Jan 2021 | 971.5057927555725 | 1.97 | 2.64 |
| Feb 2021 | 992.6229035082292 | 2.17 | 5.96 |
| Mar 2021 | 1035.9111700873325 | 4.36 | 9.96 |
| Apr 2021 | 1048.220379397012 | 1.19 | 12.25 |
| May 2021 | 1052.5991640400996 | 0.42 | 13.05 |
| Jun 2021 | 1068.9112880082114 | 1.55 | 15.19 |
| Jul 2021 | 1066.8529729192026 | -0.19 | 16.10 |
| Aug 2021 | 1067.8965859978975 | 0.10 | 16.09 |
| Sep 2021 | 1073.6725663842742 | 0.54 | 15.66 |
| Oct 2021 | 1094.2782123247052 | 1.92 | 16.72 |
| Nov 2021 | 1099.1258396196272 | 0.44 | 16.16 |
| Dec 2021 | 1110.5938222759512 | 1.04 | 16.57 |
| Jan 2022 | 1165.322058878084 | 4.93 | 19.95 |
| Feb 2022 | 1222.5529669939667 | 4.91 | 23.16 |
| Mar 2022 | 1296.665468341756 | 6.06 | 25.17 |
| Apr 2022 | 1429.7347798445871 | 10.26 | 36.40 |
| May 2022 | 1485.2643800239575 | 3.88 | 41.10 |
| Jun 2022 | 1546.668677295551 | 4.13 | 44.70 |
| Jul 2022 | 1539.3489996067328 | -0.47 | 44.29 |
| Aug 2022 | 1511.1571002076296 | -1.83 | 41.51 |
| Sep 2022 | 1638.2678897277906 | 8.41 | 52.59 |
| Oct 2022 | 1756.0525094743969 | 7.19 | 60.48 |
| Nov 2022 | 1740.9195276536789 | -0.86 | 58.39 |
| Dec 2022 | 1673.7326671799794 | -3.86 | 50.71 |
| Jan 2023 | 1658.9766982750361 | -0.88 | 42.36 |
| Feb 2023 | 1656.9014580688486 | -0.12 | 35.53 |
| Mar 2023 | 1706.3508502707114 | 2.98 | 31.60 |
| Apr 2023 | 1686.1574744352174 | -1.18 | 17.93 |
| May 2023 | 1715.3684825563778 | 1.73 | 15.49 |
| Jun 2023 | 1778.5985698959996 | 3.69 | 15.00 |
| Jul 2023 | 1814.574956123389 | 2.02 | 17.88 |
| Aug 2023 | 1864.3939644399277 | 2.75 | 23.38 |
| Sep 2023 | 1893.0650289306209 | 1.54 | 15.55 |
| Oct 2023 | 1967.796263376719 | 3.95 | 12.06 |
| Nov 2023 | 1939.326628124509 | -1.45 | 11.40 |
| Dec 2023 | 1835.5346146542315 | -5.35 | 9.67 |
| Jan 2024 | 1810.618120776639 | -1.36 | 9.14 |
| Feb 2024 | 1839.3191415253737 | 1.59 | 11.01 |
| Mar 2024 | 1858.9500615893294 | 1.07 | 8.94 |
| Apr 2024 | 1902.099326015574 | 2.32 | 12.81 |
| May 2024 | 1925.757086752909 | 1.24 | 12.27 |
| Jun 2024 | 1908.223538471439 | -0.91 | 7.29 |
| Jul 2024 | 1901.3472513878185 | -0.36 | 4.78 |
| Aug 2024 | 1845.8446285153277 | -2.92 | -0.99 |
| Sep 2024 | 1794.482258710439 | -2.78 | -5.21 |
| Oct 2024 | 1838.6190815609882 | 2.46 | -6.56 |
| Nov 2024 | 1906.5227151445129 | 3.69 | -1.69 |
| Dec 2024 | 1898.3719161559675 | -0.43 | 3.42 |
| Jan 2025 | 1950.8411732291277 | 2.76 | 7.74 |
| Feb 2025 | 1940.8975971261445 | -0.51 | 5.52 |
| Mar 2025 | 1912.6966568948678 | -1.45 | 2.89 |
| Apr 2025 | 1927.7300433614478 | 0.79 | 1.35 |
| May 2025 | 1944.46484584792 | 0.87 | 0.97 |
| Jun 2025 | 1945.9446880471016 | 0.08 | 1.98 |
| Jul 2025 | 1931.537553130766 | -0.74 | 1.59 |
| Aug 2025 | 1910.9432976743055 | -1.07 | 3.53 |
| Sep 2025 | 1874.6759830468504 | -1.90 | 4.47 |
| Oct 2025 | 1861.8981904747566 | -0.68 | 1.27 |
| Nov 2025 | 1864.9574786011203 | 0.16 | -2.18 |
| Dec 2025 | 1862.776745300423 | -0.12 | -1.87 |
| Jan 2026 | 1853.8287110735782 | -0.48 | -4.97 |
| Feb 2026 | 1850.1927724442694 | -0.20 | -4.67 |