Durham, NC (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Durham, NC Metro in February 2026 was $2,497.345. The month over month percentage change (MoM) was -0.66%, and the year over year percentage change (YoY) was -8.43%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Durham, NC metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Durham, NC metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 945.7226783779308 | -1.53 | -3.85 |
| Feb 2015 | 954.8038331137473 | 0.96 | -1.95 |
| Mar 2015 | 965.5006098666647 | 1.12 | -1.70 |
| Apr 2015 | 959.8833902414494 | -0.58 | -2.72 |
| May 2015 | 980.1458792319618 | 2.11 | 0.26 |
| Jun 2015 | 997.4253845261227 | 1.76 | 1.89 |
| Jul 2015 | 1006.9763330213773 | 0.96 | 2.87 |
| Aug 2015 | 996.2954831709301 | -1.06 | 1.73 |
| Sep 2015 | 999.7579506269735 | 0.35 | 1.44 |
| Oct 2015 | 995.9942032918418 | -0.38 | 2.33 |
| Nov 2015 | 1016.4648511878919 | 2.06 | 4.68 |
| Dec 2015 | 1024.2962148269112 | 0.77 | 6.65 |
| Jan 2016 | 1020.4906617274027 | -0.37 | 7.91 |
| Feb 2016 | 1004.7078933656561 | -1.55 | 5.23 |
| Mar 2016 | 1013.0070191194209 | 0.83 | 4.92 |
| Apr 2016 | 1008.5227814543581 | -0.44 | 5.07 |
| May 2016 | 1012.5067805573585 | 0.40 | 3.30 |
| Jun 2016 | 1015.077483538963 | 0.25 | 1.77 |
| Jul 2016 | 1006.3154268862282 | -0.86 | -0.07 |
| Aug 2016 | 1011.4362524474589 | 0.51 | 1.52 |
| Sep 2016 | 1020.2759077258036 | 0.87 | 2.05 |
| Oct 2016 | 1028.584349497366 | 0.81 | 3.27 |
| Nov 2016 | 1067.9497085192634 | 3.83 | 5.07 |
| Dec 2016 | 1123.017642464434 | 5.16 | 9.64 |
| Jan 2017 | 1123.1712573310317 | 0.01 | 10.06 |
| Feb 2017 | 1131.268334974181 | 0.72 | 12.60 |
| Mar 2017 | 1139.794997563237 | 0.75 | 12.52 |
| Apr 2017 | 1128.9882451120923 | -0.95 | 11.95 |
| May 2017 | 1131.0732041274405 | 0.19 | 11.71 |
| Jun 2017 | 1125.8022583165068 | -0.47 | 10.91 |
| Jul 2017 | 1139.6839951674706 | 1.23 | 13.25 |
| Aug 2017 | 1136.4286044245769 | -0.29 | 12.36 |
| Sep 2017 | 1134.0804749882705 | -0.21 | 11.15 |
| Oct 2017 | 1151.7689696261236 | 1.56 | 11.98 |
| Nov 2017 | 1161.67009064212 | 0.86 | 8.78 |
| Dec 2017 | 1171.9487388624027 | 0.89 | 4.36 |
| Jan 2018 | 1188.8474020267497 | 1.44 | 5.85 |
| Feb 2018 | 1232.8551600331373 | 3.70 | 8.98 |
| Mar 2018 | 1255.9410798865285 | 1.87 | 10.19 |
| Apr 2018 | 1267.5764974391805 | 0.93 | 12.28 |
| May 2018 | 1291.518868750661 | 1.89 | 14.19 |
| Jun 2018 | 1296.4833407829653 | 0.38 | 15.16 |
| Jul 2018 | 1297.980356665858 | 0.12 | 13.89 |
| Aug 2018 | 1308.0072275073549 | 0.77 | 15.10 |
| Sep 2018 | 1325.4699454670365 | 1.34 | 16.88 |
| Oct 2018 | 1359.0436984464322 | 2.53 | 18.00 |
| Nov 2018 | 1370.1748142550227 | 0.82 | 17.95 |
| Dec 2018 | 1345.4580729665067 | -1.80 | 14.81 |
| Jan 2019 | 1327.5657471531497 | -1.33 | 11.67 |
| Feb 2019 | 1319.613198091397 | -0.60 | 7.04 |
| Mar 2019 | 1310.9427188367204 | -0.66 | 4.38 |
| Apr 2019 | 1300.3411672150357 | -0.81 | 2.59 |
| May 2019 | 1296.6661037868166 | -0.28 | 0.40 |
| Jun 2019 | 1265.7815660397168 | -2.38 | -2.37 |
| Jul 2019 | 1265.2114265430166 | -0.04 | -2.52 |
| Aug 2019 | 1250.9494742122606 | -1.13 | -4.36 |
| Sep 2019 | 1254.1617249834326 | 0.26 | -5.38 |
| Oct 2019 | 1271.2325844837144 | 1.36 | -6.46 |
| Nov 2019 | 1279.2004219585856 | 0.63 | -6.64 |
| Dec 2019 | 1290.392382054829 | 0.88 | -4.09 |
| Jan 2020 | 1284.1620904237036 | -0.48 | -3.27 |
| Feb 2020 | 1268.7781905129157 | -1.20 | -3.85 |
| Mar 2020 | 1273.8461186910372 | 0.40 | -2.83 |
| Apr 2020 | 1261.544359016923 | -0.97 | -2.98 |
| May 2020 | 1256.1115882105569 | -0.43 | -3.13 |
| Jun 2020 | 1248.7733586611325 | -0.58 | -1.34 |
| Jul 2020 | 1233.2851517291747 | -1.24 | -2.52 |
| Aug 2020 | 1231.7990584518486 | -0.12 | -1.53 |
| Sep 2020 | 1241.0164998187547 | 0.75 | -1.05 |
| Oct 2020 | 1251.914999542799 | 0.88 | -1.52 |
| Nov 2020 | 1261.3645311920873 | 0.76 | -1.39 |
| Dec 2020 | 1267.6408511415912 | 0.50 | -1.76 |
| Jan 2021 | 1290.0916435326528 | 1.77 | 0.46 |
| Feb 2021 | 1317.5530279723844 | 2.13 | 3.84 |
| Mar 2021 | 1375.5052542783035 | 4.40 | 7.98 |
| Apr 2021 | 1394.5583077022284 | 1.39 | 10.54 |
| May 2021 | 1405.3803846459884 | 0.78 | 11.88 |
| Jun 2021 | 1435.645748344171 | 2.15 | 14.96 |
| Jul 2021 | 1446.9475335972472 | 0.79 | 17.33 |
| Aug 2021 | 1465.7958601138703 | 1.30 | 19.00 |
| Sep 2021 | 1493.3344874725992 | 1.88 | 20.33 |
| Oct 2021 | 1538.668197653904 | 3.04 | 22.91 |
| Nov 2021 | 1560.6586036440706 | 1.43 | 23.73 |
| Dec 2021 | 1590.4661066323376 | 1.91 | 25.47 |
| Jan 2022 | 1682.3910865168546 | 5.78 | 30.41 |
| Feb 2022 | 1777.6351584772506 | 5.66 | 34.92 |
| Mar 2022 | 1902.2831908179521 | 7.01 | 38.30 |
| Apr 2022 | 2118.267196292021 | 11.35 | 51.90 |
| May 2022 | 2224.384376733517 | 5.01 | 58.28 |
| Jun 2022 | 2334.133341654516 | 4.93 | 62.58 |
| Jul 2022 | 2333.934321461112 | -0.01 | 61.30 |
| Aug 2022 | 2293.5546936119295 | -1.73 | 56.47 |
| Sep 2022 | 2483.027276844113 | 8.26 | 66.27 |
| Oct 2022 | 2652.066946509043 | 6.81 | 72.36 |
| Nov 2022 | 2612.2759929846707 | -1.50 | 67.38 |
| Dec 2022 | 2491.6199570132267 | -4.62 | 56.66 |
| Jan 2023 | 2452.718088632037 | -1.56 | 45.79 |
| Feb 2023 | 2436.166600309452 | -0.67 | 37.05 |
| Mar 2023 | 2496.2547559376735 | 2.47 | 31.22 |
| Apr 2023 | 2454.0658252845283 | -1.69 | 15.85 |
| May 2023 | 2484.96836922708 | 1.26 | 11.72 |
| Jun 2023 | 2571.104544903632 | 3.47 | 10.15 |
| Jul 2023 | 2621.607702251344 | 1.96 | 12.33 |
| Aug 2023 | 2696.136615303723 | 2.84 | 17.55 |
| Sep 2023 | 2741.894418238333 | 1.70 | 10.43 |
| Oct 2023 | 2857.0164354496846 | 4.20 | 7.73 |
| Nov 2023 | 2822.60577617347 | -1.20 | 8.05 |
| Dec 2023 | 2673.9849246779886 | -5.26 | 7.32 |
| Jan 2024 | 2633.5901239444183 | -1.51 | 7.37 |
| Feb 2024 | 2669.732707824641 | 1.37 | 9.59 |
| Mar 2024 | 2692.8927299681595 | 0.87 | 7.88 |
| Apr 2024 | 2750.145550905892 | 2.13 | 12.07 |
| May 2024 | 2777.5473197340266 | 1.00 | 11.77 |
| Jun 2024 | 2742.6430267577825 | -1.26 | 6.67 |
| Jul 2024 | 2723.0800914552483 | -0.71 | 3.87 |
| Aug 2024 | 2634.5045678592583 | -3.25 | -2.29 |
| Sep 2024 | 2556.534019676692 | -2.96 | -6.76 |
| Oct 2024 | 2615.738305514484 | 2.32 | -8.44 |
| Nov 2024 | 2708.7734878603496 | 3.56 | -4.03 |
| Dec 2024 | 2690.79381646056 | -0.66 | 0.63 |
| Jan 2025 | 2754.1810508062417 | 2.36 | 4.58 |
| Feb 2025 | 2727.292939124765 | -0.98 | 2.16 |
| Mar 2025 | 2677.1076586205027 | -1.84 | -0.59 |
| Apr 2025 | 2692.083557316875 | 0.56 | -2.11 |
| May 2025 | 2710.2142106308506 | 0.67 | -2.42 |
| Jun 2025 | 2703.603141280419 | -0.24 | -1.42 |
| Jul 2025 | 2672.775502099942 | -1.14 | -1.85 |
| Aug 2025 | 2634.5644304180646 | -1.43 | 0.00 |
| Sep 2025 | 2577.170444902048 | -2.18 | 0.81 |
| Oct 2025 | 2553.831529023823 | -0.91 | -2.37 |
| Nov 2025 | 2550.5948909088534 | -0.13 | -5.84 |
| Dec 2025 | 2537.560931182688 | -0.51 | -5.69 |
| Jan 2026 | 2513.954321273198 | -0.93 | -8.72 |
| Feb 2026 | 2497.3445286249093 | -0.66 | -8.43 |