Elkhart, IN (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Elkhart, IN Metro in February 2026 was $1,576.327. The month over month percentage change (MoM) was -0.05%, and the year over year percentage change (YoY) was -2.45%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Elkhart, IN metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Elkhart, IN metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 576.9619399164418 | -1.57 | -3.49 |
| Feb 2015 | 581.184280950535 | 0.73 | -1.82 |
| Mar 2015 | 586.6121573261312 | 0.93 | -1.52 |
| Apr 2015 | 582.234205333356 | -0.75 | -2.45 |
| May 2015 | 594.8502702959536 | 2.17 | 0.80 |
| Jun 2015 | 607.4343911607659 | 2.12 | 2.85 |
| Jul 2015 | 615.5405480974302 | 1.33 | 3.99 |
| Aug 2015 | 611.1247183492868 | -0.72 | 2.81 |
| Sep 2015 | 613.0986123040093 | 0.32 | 2.11 |
| Oct 2015 | 609.9364653056707 | -0.52 | 2.68 |
| Nov 2015 | 621.9544945717163 | 1.97 | 4.89 |
| Dec 2015 | 627.608986993209 | 0.91 | 7.07 |
| Jan 2016 | 625.9055483124059 | -0.27 | 8.48 |
| Feb 2016 | 616.0775409294674 | -1.57 | 6.00 |
| Mar 2016 | 620.5812609052027 | 0.73 | 5.79 |
| Apr 2016 | 617.542469439709 | -0.49 | 6.06 |
| May 2016 | 620.1647227601693 | 0.43 | 4.26 |
| Jun 2016 | 621.6013172581205 | 0.23 | 2.33 |
| Jul 2016 | 616.6931307204959 | -0.79 | 0.19 |
| Aug 2016 | 620.0437995694203 | 0.54 | 1.46 |
| Sep 2016 | 626.0653708831229 | 0.97 | 2.12 |
| Oct 2016 | 631.6546386154935 | 0.89 | 3.56 |
| Nov 2016 | 656.7651347137127 | 3.98 | 5.60 |
| Dec 2016 | 691.2892597576322 | 5.26 | 10.15 |
| Jan 2017 | 691.591637751886 | 0.04 | 10.50 |
| Feb 2017 | 695.4566357879183 | 0.56 | 12.89 |
| Mar 2017 | 700.7685263037062 | 0.76 | 12.92 |
| Apr 2017 | 694.4408542859045 | -0.90 | 12.45 |
| May 2017 | 696.3586034361374 | 0.28 | 12.29 |
| Jun 2017 | 692.6187130168192 | -0.54 | 11.43 |
| Jul 2017 | 700.063142320448 | 1.08 | 13.52 |
| Aug 2017 | 697.3510865889497 | -0.39 | 12.47 |
| Sep 2017 | 694.4172845767445 | -0.42 | 10.92 |
| Oct 2017 | 703.7658935437769 | 1.35 | 11.42 |
| Nov 2017 | 709.1392813385244 | 0.76 | 7.98 |
| Dec 2017 | 715.628997452088 | 0.92 | 3.52 |
| Jan 2018 | 727.3206080084647 | 1.63 | 5.17 |
| Feb 2018 | 755.8808292325675 | 3.93 | 8.69 |
| Mar 2018 | 772.3795358333955 | 2.18 | 10.22 |
| Apr 2018 | 780.5723858781175 | 1.06 | 12.40 |
| May 2018 | 795.2765065366239 | 1.88 | 14.21 |
| Jun 2018 | 797.4725452739638 | 0.28 | 15.14 |
| Jul 2018 | 797.0559734875714 | -0.05 | 13.86 |
| Aug 2018 | 802.5535533478549 | 0.69 | 15.09 |
| Sep 2018 | 813.1395024501396 | 1.32 | 17.10 |
| Oct 2018 | 835.0239209658846 | 2.69 | 18.65 |
| Nov 2018 | 842.9150594552435 | 0.95 | 18.86 |
| Dec 2018 | 829.479719873652 | -1.59 | 15.91 |
| Jan 2019 | 821.931932742212 | -0.91 | 13.01 |
| Feb 2019 | 821.6570527690269 | -0.03 | 8.70 |
| Mar 2019 | 819.3857066643121 | -0.28 | 6.09 |
| Apr 2019 | 813.7941282441875 | -0.68 | 4.26 |
| May 2019 | 810.4219930835211 | -0.41 | 1.90 |
| Jun 2019 | 790.05775299153 | -2.51 | -0.93 |
| Jul 2019 | 787.9272954875935 | -0.27 | -1.14 |
| Aug 2019 | 776.8293444832865 | -1.41 | -3.20 |
| Sep 2019 | 777.0712720646767 | 0.03 | -4.44 |
| Oct 2019 | 785.7087384378348 | 1.11 | -5.91 |
| Nov 2019 | 789.5551429597504 | 0.49 | -6.33 |
| Dec 2019 | 794.8941949252413 | 0.68 | -4.17 |
| Jan 2020 | 791.6445744555982 | -0.41 | -3.68 |
| Feb 2020 | 783.2413437362273 | -1.06 | -4.67 |
| Mar 2020 | 787.4591048056127 | 0.54 | -3.90 |
| Apr 2020 | 780.7677156385769 | -0.85 | -4.06 |
| May 2020 | 778.3732645634097 | -0.31 | -3.95 |
| Jun 2020 | 775.3812171576024 | -0.38 | -1.86 |
| Jul 2020 | 765.9908194029513 | -1.21 | -2.78 |
| Aug 2020 | 763.0310131882777 | -0.39 | -1.78 |
| Sep 2020 | 766.1458278633438 | 0.41 | -1.41 |
| Oct 2020 | 770.6688879814305 | 0.59 | -1.91 |
| Nov 2020 | 776.321753202403 | 0.73 | -1.68 |
| Dec 2020 | 780.2680498888237 | 0.51 | -1.84 |
| Jan 2021 | 793.9117228183837 | 1.75 | 0.29 |
| Feb 2021 | 810.9003481231844 | 2.14 | 3.53 |
| Mar 2021 | 848.687842222113 | 4.66 | 7.78 |
| Apr 2021 | 861.6495218218894 | 1.53 | 10.36 |
| May 2021 | 867.4933555722381 | 0.68 | 11.45 |
| Jun 2021 | 881.8447408943391 | 1.65 | 13.73 |
| Jul 2021 | 882.4933864293032 | 0.07 | 15.21 |
| Aug 2021 | 885.9762815134658 | 0.40 | 16.11 |
| Sep 2021 | 892.9371835359672 | 0.79 | 16.55 |
| Oct 2021 | 910.1278893246485 | 1.93 | 18.10 |
| Nov 2021 | 914.4704040663584 | 0.48 | 17.80 |
| Dec 2021 | 924.4533521058323 | 1.09 | 18.48 |
| Jan 2022 | 972.1611708812981 | 5.16 | 22.45 |
| Feb 2022 | 1024.1492243810376 | 5.35 | 26.30 |
| Mar 2022 | 1091.9766676499507 | 6.62 | 28.67 |
| Apr 2022 | 1208.4414202386495 | 10.67 | 40.25 |
| May 2022 | 1255.6805287362433 | 3.91 | 44.75 |
| Jun 2022 | 1306.1352744161065 | 4.02 | 48.11 |
| Jul 2022 | 1300.4726692257623 | -0.43 | 47.36 |
| Aug 2022 | 1280.3183005452372 | -1.55 | 44.51 |
| Sep 2022 | 1392.7492251617027 | 8.78 | 55.97 |
| Oct 2022 | 1495.2285760467005 | 7.36 | 64.29 |
| Nov 2022 | 1480.3604981352983 | -0.99 | 61.88 |
| Dec 2022 | 1420.596295981242 | -4.04 | 53.67 |
| Jan 2023 | 1405.9041912206544 | -1.03 | 44.62 |
| Feb 2023 | 1403.4359047624766 | -0.18 | 37.03 |
| Mar 2023 | 1442.2178457768746 | 2.76 | 32.07 |
| Apr 2023 | 1421.3757366370246 | -1.44 | 17.62 |
| May 2023 | 1440.5899322548148 | 1.35 | 14.73 |
| Jun 2023 | 1490.7239262795874 | 3.48 | 14.13 |
| Jul 2023 | 1518.1359444858 | 1.84 | 16.74 |
| Aug 2023 | 1557.3605757402443 | 2.58 | 21.64 |
| Sep 2023 | 1578.9284872829737 | 1.39 | 13.37 |
| Oct 2023 | 1639.0284115580043 | 3.81 | 9.62 |
| Nov 2023 | 1613.3222335468495 | -1.57 | 8.98 |
| Dec 2023 | 1525.1922181331884 | -5.46 | 7.36 |
| Jan 2024 | 1505.103226176695 | -1.32 | 7.06 |
| Feb 2024 | 1528.3167791440512 | 1.54 | 8.90 |
| Mar 2024 | 1540.3334307456112 | 0.79 | 6.80 |
| Apr 2024 | 1569.4619110483216 | 1.89 | 10.42 |
| May 2024 | 1583.164232185819 | 0.87 | 9.90 |
| Jun 2024 | 1566.9482210287188 | -1.02 | 5.11 |
| Jul 2024 | 1559.9513776056044 | -0.45 | 2.75 |
| Aug 2024 | 1514.235578516112 | -2.93 | -2.77 |
| Sep 2024 | 1472.966859401397 | -2.72 | -6.71 |
| Oct 2024 | 1513.0812815922927 | 2.72 | -7.68 |
| Nov 2024 | 1576.177120151706 | 4.17 | -2.30 |
| Dec 2024 | 1576.4823770810333 | 0.02 | 3.36 |
| Jan 2025 | 1624.5342156767563 | 3.05 | 7.94 |
| Feb 2025 | 1615.8858434434403 | -0.53 | 5.73 |
| Mar 2025 | 1590.5332668023918 | -1.57 | 3.26 |
| Apr 2025 | 1600.9418774002042 | 0.65 | 2.01 |
| May 2025 | 1615.57193769137 | 0.91 | 2.05 |
| Jun 2025 | 1619.129512399779 | 0.22 | 3.33 |
| Jul 2025 | 1612.640552340877 | -0.40 | 3.38 |
| Aug 2025 | 1602.0495570070048 | -0.66 | 5.80 |
| Sep 2025 | 1578.6337732501527 | -1.46 | 7.17 |
| Oct 2025 | 1573.793195114758 | -0.31 | 4.01 |
| Nov 2025 | 1580.294144022937 | 0.41 | 0.26 |
| Dec 2025 | 1582.2505558168298 | 0.12 | 0.37 |
| Jan 2026 | 1577.1800495847704 | -0.32 | -2.91 |
| Feb 2026 | 1576.3267512359748 | -0.05 | -2.45 |