Eugene, OR (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Eugene, OR Metro in February 2026 was $2,764.057. The month over month percentage change (MoM) was -0.41%, and the year over year percentage change (YoY) was -7.29%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Eugene, OR metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Eugene, OR metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1041.491422955237 | -1.43 | -1.74 |
| Feb 2015 | 1052.7896536820022 | 1.09 | -0.21 |
| Mar 2015 | 1064.0903212364137 | 1.07 | -0.22 |
| Apr 2015 | 1058.035092850835 | -0.57 | -1.35 |
| May 2015 | 1081.33008213748 | 2.20 | 1.70 |
| Jun 2015 | 1102.690407407672 | 1.98 | 3.49 |
| Jul 2015 | 1115.860760057296 | 1.19 | 4.59 |
| Aug 2015 | 1106.3772890099885 | -0.85 | 3.50 |
| Sep 2015 | 1111.6190587395074 | 0.47 | 3.18 |
| Oct 2015 | 1109.873192548209 | -0.16 | 4.09 |
| Nov 2015 | 1135.3294464919895 | 2.29 | 6.56 |
| Dec 2015 | 1148.8436253915904 | 1.19 | 8.73 |
| Jan 2016 | 1148.6490749101574 | -0.02 | 10.29 |
| Feb 2016 | 1134.0430865134458 | -1.27 | 7.72 |
| Mar 2016 | 1145.97395293278 | 1.05 | 7.70 |
| Apr 2016 | 1143.1025139650392 | -0.25 | 8.04 |
| May 2016 | 1150.5958471978809 | 0.66 | 6.41 |
| Jun 2016 | 1154.832937185676 | 0.37 | 4.73 |
| Jul 2016 | 1146.0975884123325 | -0.76 | 2.71 |
| Aug 2016 | 1151.9609816213306 | 0.51 | 4.12 |
| Sep 2016 | 1162.022444658617 | 0.87 | 4.53 |
| Oct 2016 | 1172.33429991118 | 0.89 | 5.63 |
| Nov 2016 | 1220.313881855697 | 4.09 | 7.49 |
| Dec 2016 | 1286.7661185115353 | 5.45 | 12.01 |
| Jan 2017 | 1290.2687130302234 | 0.27 | 12.33 |
| Feb 2017 | 1300.279916581969 | 0.78 | 14.66 |
| Mar 2017 | 1312.1289501024082 | 0.91 | 14.50 |
| Apr 2017 | 1300.9855757576283 | -0.85 | 13.81 |
| May 2017 | 1306.008280250205 | 0.39 | 13.51 |
| Jun 2017 | 1301.764503029164 | -0.32 | 12.72 |
| Jul 2017 | 1319.8128929948462 | 1.39 | 15.16 |
| Aug 2017 | 1318.0409234084204 | -0.13 | 14.42 |
| Sep 2017 | 1317.0846380523851 | -0.07 | 13.34 |
| Oct 2017 | 1339.2592746509101 | 1.68 | 14.24 |
| Nov 2017 | 1352.9211016021175 | 1.02 | 10.87 |
| Dec 2017 | 1367.339038478926 | 1.07 | 6.26 |
| Jan 2018 | 1389.3312549749114 | 1.61 | 7.68 |
| Feb 2018 | 1443.0104409369624 | 3.86 | 10.98 |
| Mar 2018 | 1471.5528326418316 | 1.98 | 12.15 |
| Apr 2018 | 1486.451085184793 | 1.01 | 14.26 |
| May 2018 | 1513.2376999845064 | 1.80 | 15.87 |
| Jun 2018 | 1518.5459145992577 | 0.35 | 16.65 |
| Jul 2018 | 1520.3970104185335 | 0.12 | 15.20 |
| Aug 2018 | 1533.652813234462 | 0.87 | 16.36 |
| Sep 2018 | 1553.4013586889082 | 1.29 | 17.94 |
| Oct 2018 | 1590.8422622325895 | 2.41 | 18.79 |
| Nov 2018 | 1600.2130624256613 | 0.59 | 18.28 |
| Dec 2018 | 1571.042792653117 | -1.82 | 14.90 |
| Jan 2019 | 1552.9685356899038 | -1.15 | 11.78 |
| Feb 2019 | 1549.466438072909 | -0.23 | 7.38 |
| Mar 2019 | 1542.098215620665 | -0.48 | 4.79 |
| Apr 2019 | 1529.2178835840298 | -0.83 | 2.88 |
| May 2019 | 1523.2968057539506 | -0.39 | 0.67 |
| Jun 2019 | 1488.170151621879 | -2.31 | -2.00 |
| Jul 2019 | 1489.7376237304798 | 0.11 | -2.02 |
| Aug 2019 | 1474.4556417660779 | -1.03 | -3.86 |
| Sep 2019 | 1478.6506365372072 | 0.28 | -4.81 |
| Oct 2019 | 1497.8989016841065 | 1.30 | -5.84 |
| Nov 2019 | 1505.8356421662907 | 0.53 | -5.90 |
| Dec 2019 | 1519.2905801447243 | 0.89 | -3.29 |
| Jan 2020 | 1517.3443285567628 | -0.13 | -2.29 |
| Feb 2020 | 1508.5693991638072 | -0.58 | -2.64 |
| Mar 2020 | 1523.6509982435675 | 1.00 | -1.20 |
| Apr 2020 | 1515.5199714081143 | -0.53 | -0.90 |
| May 2020 | 1512.0747495405421 | -0.23 | -0.74 |
| Jun 2020 | 1505.247255974815 | -0.45 | 1.15 |
| Jul 2020 | 1485.4776956339788 | -1.31 | -0.29 |
| Aug 2020 | 1481.2228670725808 | -0.29 | 0.46 |
| Sep 2020 | 1489.7166686314854 | 0.57 | 0.75 |
| Oct 2020 | 1502.2009434644604 | 0.84 | 0.29 |
| Nov 2020 | 1516.598325840803 | 0.96 | 0.72 |
| Dec 2020 | 1529.3545228965975 | 0.84 | 0.66 |
| Jan 2021 | 1563.9648292649424 | 2.26 | 3.07 |
| Feb 2021 | 1605.8478147707606 | 2.68 | 6.45 |
| Mar 2021 | 1686.0111018482942 | 4.99 | 10.66 |
| Apr 2021 | 1716.6414857888458 | 1.82 | 13.27 |
| May 2021 | 1732.2380376942065 | 0.91 | 14.56 |
| Jun 2021 | 1766.7542712311865 | 1.99 | 17.37 |
| Jul 2021 | 1773.2212920056545 | 0.37 | 19.37 |
| Aug 2021 | 1785.3578102693289 | 0.68 | 20.53 |
| Sep 2021 | 1804.4787364071246 | 1.07 | 21.13 |
| Oct 2021 | 1843.379971079628 | 2.16 | 22.71 |
| Nov 2021 | 1852.21464865337 | 0.48 | 22.13 |
| Dec 2021 | 1869.6896027482608 | 0.94 | 22.25 |
| Jan 2022 | 1960.1349416834644 | 4.84 | 25.33 |
| Feb 2022 | 2057.0409229182483 | 4.94 | 28.10 |
| Mar 2022 | 2186.2239393914138 | 6.28 | 29.67 |
| Apr 2022 | 2416.0807173914754 | 10.51 | 40.74 |
| May 2022 | 2515.9223553096112 | 4.13 | 45.24 |
| Jun 2022 | 2618.039121155302 | 4.06 | 48.18 |
| Jul 2022 | 2596.769782790464 | -0.81 | 46.44 |
| Aug 2022 | 2537.27214125902 | -2.29 | 42.12 |
| Sep 2022 | 2739.6497227538875 | 7.98 | 51.83 |
| Oct 2022 | 2927.479399717836 | 6.86 | 58.81 |
| Nov 2022 | 2889.5091530060563 | -1.30 | 56.00 |
| Dec 2022 | 2764.759704458647 | -4.32 | 47.87 |
| Jan 2023 | 2730.9369874358285 | -1.22 | 39.32 |
| Feb 2023 | 2721.911865967808 | -0.33 | 32.32 |
| Mar 2023 | 2795.28490272839 | 2.70 | 27.86 |
| Apr 2023 | 2750.1004727341633 | -1.62 | 13.83 |
| May 2023 | 2780.3123379445 | 1.10 | 10.51 |
| Jun 2023 | 2868.426547689249 | 3.17 | 9.56 |
| Jul 2023 | 2915.746246212314 | 1.65 | 12.28 |
| Aug 2023 | 2991.7763059895515 | 2.61 | 17.91 |
| Sep 2023 | 3033.552432350187 | 1.40 | 10.73 |
| Oct 2023 | 3149.1213824895194 | 3.81 | 7.57 |
| Nov 2023 | 3095.5494053539123 | -1.70 | 7.13 |
| Dec 2023 | 2923.481684460337 | -5.56 | 5.74 |
| Jan 2024 | 2875.2288748764836 | -1.65 | 5.28 |
| Feb 2024 | 2910.5663547789422 | 1.23 | 6.93 |
| Mar 2024 | 2926.9847443133276 | 0.56 | 4.71 |
| Apr 2024 | 2977.9146728419564 | 1.74 | 8.28 |
| May 2024 | 2999.884020172839 | 0.74 | 7.90 |
| Jun 2024 | 2960.464426909341 | -1.31 | 3.21 |
| Jul 2024 | 2940.8035566138306 | -0.66 | 0.86 |
| Aug 2024 | 2848.3579489871527 | -3.14 | -4.79 |
| Sep 2024 | 2768.5512529348807 | -2.80 | -8.74 |
| Oct 2024 | 2839.7624188859368 | 2.57 | -9.82 |
| Nov 2024 | 2948.923359207183 | 3.84 | -4.74 |
| Dec 2024 | 2936.5445287396296 | -0.42 | 0.45 |
| Jan 2025 | 3009.8809338457368 | 2.50 | 4.68 |
| Feb 2025 | 2981.3397460537835 | -0.95 | 2.43 |
| Mar 2025 | 2924.3008254033516 | -1.91 | -0.09 |
| Apr 2025 | 2938.151742959244 | 0.47 | -1.33 |
| May 2025 | 2954.866689195661 | 0.57 | -1.50 |
| Jun 2025 | 2947.42823702625 | -0.25 | -0.44 |
| Jul 2025 | 2915.5144351484046 | -1.08 | -0.86 |
| Aug 2025 | 2878.040821611974 | -1.28 | 1.04 |
| Sep 2025 | 2818.251740622136 | -2.08 | 1.80 |
| Oct 2025 | 2795.6718595482857 | -0.80 | -1.55 |
| Nov 2025 | 2797.193134537542 | 0.05 | -5.14 |
| Dec 2025 | 2792.013147336972 | -0.18 | -4.92 |
| Jan 2026 | 2775.58579659079 | -0.59 | -7.78 |
| Feb 2026 | 2764.0566700604236 | -0.41 | -7.29 |