Fargo, ND (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Fargo, ND Metro in February 2026 was $1,960.007. The month over month percentage change (MoM) was -0.15%, and the year over year percentage change (YoY) was -3.77%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Fargo, ND metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Fargo, ND metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Fargo, ND (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Fargo, ND (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Fargo, ND (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 960.5605330533506 | -1.55 | -1.04 |
| Feb 2015 | 967.9187529684496 | 0.77 | 0.82 |
| Mar 2015 | 977.8999355389176 | 1.03 | 1.32 |
| Apr 2015 | 974.7862499994982 | -0.32 | 0.76 |
| May 2015 | 1003.4732664992056 | 2.94 | 4.80 |
| Jun 2015 | 1032.873638294788 | 2.93 | 7.59 |
| Jul 2015 | 1054.3438354834304 | 2.08 | 9.38 |
| Aug 2015 | 1050.25440401172 | -0.39 | 8.28 |
| Sep 2015 | 1056.6414029533985 | 0.61 | 7.53 |
| Oct 2015 | 1055.1317220040848 | -0.14 | 7.91 |
| Nov 2015 | 1080.3272606273192 | 2.39 | 10.00 |
| Dec 2015 | 1093.0598481509933 | 1.18 | 12.02 |
| Jan 2016 | 1089.9577688821644 | -0.28 | 13.47 |
| Feb 2016 | 1071.8634147219889 | -1.66 | 10.74 |
| Mar 2016 | 1078.4247361410282 | 0.61 | 10.28 |
| Apr 2016 | 1072.2217825119671 | -0.57 | 10.00 |
| May 2016 | 1075.4146299317392 | 0.30 | 7.17 |
| Jun 2016 | 1077.2392769412593 | 0.17 | 4.30 |
| Jul 2016 | 1068.000836171728 | -0.86 | 1.30 |
| Aug 2016 | 1072.0723343200928 | 0.38 | 2.08 |
| Sep 2016 | 1079.8102821503032 | 0.72 | 2.19 |
| Oct 2016 | 1086.45884732245 | 0.62 | 2.97 |
| Nov 2016 | 1127.0700103299396 | 3.74 | 4.33 |
| Dec 2016 | 1184.6974302736753 | 5.11 | 8.38 |
| Jan 2017 | 1183.6391977875837 | -0.09 | 8.60 |
| Feb 2017 | 1189.100326058969 | 0.46 | 10.94 |
| Mar 2017 | 1192.3644805550125 | 0.28 | 10.57 |
| Apr 2017 | 1173.9497648941579 | -1.54 | 9.49 |
| May 2017 | 1170.1665855292276 | -0.32 | 8.81 |
| Jun 2017 | 1160.203999964278 | -0.85 | 7.70 |
| Jul 2017 | 1169.665293346122 | 0.82 | 9.52 |
| Aug 2017 | 1158.336785947981 | -0.97 | 8.05 |
| Sep 2017 | 1146.835762364479 | -0.99 | 6.21 |
| Oct 2017 | 1156.691354398052 | 0.86 | 6.46 |
| Nov 2017 | 1160.9867606706173 | 0.37 | 3.01 |
| Dec 2017 | 1166.812232737378 | 0.50 | -1.51 |
| Jan 2018 | 1178.6388242208684 | 1.01 | -0.42 |
| Feb 2018 | 1217.5535309317174 | 3.30 | 2.39 |
| Mar 2018 | 1234.8676341014923 | 1.42 | 3.57 |
| Apr 2018 | 1239.5253901870803 | 0.38 | 5.59 |
| May 2018 | 1254.678151243171 | 1.22 | 7.22 |
| Jun 2018 | 1251.363488203504 | -0.26 | 7.86 |
| Jul 2018 | 1247.1341995346536 | -0.34 | 6.62 |
| Aug 2018 | 1250.026333772851 | 0.23 | 7.92 |
| Sep 2018 | 1258.7470290044976 | 0.70 | 9.76 |
| Oct 2018 | 1281.0220871784106 | 1.77 | 10.75 |
| Nov 2018 | 1282.9856853836568 | 0.15 | 10.51 |
| Dec 2018 | 1253.10384484765 | -2.33 | 7.40 |
| Jan 2019 | 1234.5630260718808 | -1.48 | 4.75 |
| Feb 2019 | 1230.6793941426372 | -0.31 | 1.08 |
| Mar 2019 | 1227.4670009713086 | -0.26 | -0.60 |
| Apr 2019 | 1221.6537602911667 | -0.47 | -1.44 |
| May 2019 | 1222.2082090912058 | 0.05 | -2.59 |
| Jun 2019 | 1197.2713566516843 | -2.04 | -4.32 |
| Jul 2019 | 1198.7907789551905 | 0.13 | -3.88 |
| Aug 2019 | 1182.182173359004 | -1.38 | -5.43 |
| Sep 2019 | 1181.1295849031558 | -0.09 | -6.17 |
| Oct 2019 | 1193.0238291726068 | 1.01 | -6.87 |
| Nov 2019 | 1198.586721435868 | 0.47 | -6.58 |
| Dec 2019 | 1206.6865105409329 | 0.68 | -3.70 |
| Jan 2020 | 1199.3590493769718 | -0.61 | -2.85 |
| Feb 2020 | 1183.1010328687746 | -1.36 | -3.87 |
| Mar 2020 | 1184.9768581553615 | 0.16 | -3.46 |
| Apr 2020 | 1169.61501457418 | -1.30 | -4.26 |
| May 2020 | 1160.6754503525772 | -0.76 | -5.03 |
| Jun 2020 | 1151.5882705567608 | -0.78 | -3.82 |
| Jul 2020 | 1133.1607079004498 | -1.60 | -5.47 |
| Aug 2020 | 1124.4745197659918 | -0.77 | -4.88 |
| Sep 2020 | 1122.9614710843575 | -0.13 | -4.92 |
| Oct 2020 | 1120.165507074643 | -0.25 | -6.11 |
| Nov 2020 | 1115.3416888029033 | -0.43 | -6.94 |
| Dec 2020 | 1107.2200027022732 | -0.73 | -8.24 |
| Jan 2021 | 1115.317616571925 | 0.73 | -7.01 |
| Feb 2021 | 1128.3587437724382 | 1.17 | -4.63 |
| Mar 2021 | 1167.4543372722655 | 3.47 | -1.48 |
| Apr 2021 | 1172.4040639604414 | 0.42 | 0.24 |
| May 2021 | 1171.2078961057005 | -0.10 | 0.91 |
| Jun 2021 | 1186.041563202363 | 1.27 | 2.99 |
| Jul 2021 | 1186.1666904197261 | 0.01 | 4.68 |
| Aug 2021 | 1193.8768440287463 | 0.65 | 6.17 |
| Sep 2021 | 1208.3929469053048 | 1.22 | 7.61 |
| Oct 2021 | 1236.1926441877645 | 2.30 | 10.36 |
| Nov 2021 | 1241.8623106061239 | 0.46 | 11.34 |
| Dec 2021 | 1254.1945146357925 | 0.99 | 13.27 |
| Jan 2022 | 1312.3377816593318 | 4.64 | 17.67 |
| Feb 2022 | 1368.3700176473656 | 4.27 | 21.27 |
| Mar 2022 | 1439.2719022918966 | 5.18 | 23.28 |
| Apr 2022 | 1576.4820141553716 | 9.53 | 34.47 |
| May 2022 | 1629.3973512237087 | 3.36 | 39.12 |
| Jun 2022 | 1689.6009079257233 | 3.70 | 42.46 |
| Jul 2022 | 1676.5751716848883 | -0.77 | 41.34 |
| Aug 2022 | 1647.6524245291469 | -1.72 | 38.01 |
| Sep 2022 | 1792.3663982589178 | 8.78 | 48.33 |
| Oct 2022 | 1928.761597666872 | 7.61 | 56.02 |
| Nov 2022 | 1915.3449595856414 | -0.70 | 54.23 |
| Dec 2022 | 1841.665611469569 | -3.85 | 46.84 |
| Jan 2023 | 1829.3426313158927 | -0.67 | 39.40 |
| Feb 2023 | 1827.1805319432995 | -0.12 | 33.53 |
| Mar 2023 | 1880.635407594411 | 2.93 | 30.67 |
| Apr 2023 | 1851.9638863323598 | -1.52 | 17.47 |
| May 2023 | 1875.0714666997671 | 1.25 | 15.08 |
| Jun 2023 | 1935.874475504897 | 3.24 | 14.58 |
| Jul 2023 | 1963.2077044450264 | 1.41 | 17.10 |
| Aug 2023 | 2008.5029868181132 | 2.31 | 21.90 |
| Sep 2023 | 2027.422670036998 | 0.94 | 13.11 |
| Oct 2023 | 2095.9157223922666 | 3.38 | 8.67 |
| Nov 2023 | 2056.137869059181 | -1.90 | 7.35 |
| Dec 2023 | 1938.2363893189813 | -5.73 | 5.24 |
| Jan 2024 | 1906.4487896385149 | -1.64 | 4.22 |
| Feb 2024 | 1933.0755130615094 | 1.40 | 5.80 |
| Mar 2024 | 1951.8635437735684 | 0.97 | 3.79 |
| Apr 2024 | 1994.8057060514666 | 2.20 | 7.71 |
| May 2024 | 2017.2052513500867 | 1.12 | 7.58 |
| Jun 2024 | 1997.307906766352 | -0.99 | 3.17 |
| Jul 2024 | 1991.2145226048717 | -0.30 | 1.43 |
| Aug 2024 | 1936.0667342060212 | -2.77 | -3.61 |
| Sep 2024 | 1886.1054948790188 | -2.58 | -6.97 |
| Oct 2024 | 1935.550586890669 | 2.62 | -7.65 |
| Nov 2024 | 2007.8661614415869 | 3.74 | -2.35 |
| Dec 2024 | 1998.2272504128634 | -0.48 | 3.10 |
| Jan 2025 | 2050.1652341387335 | 2.60 | 7.54 |
| Feb 2025 | 2036.7947098141913 | -0.65 | 5.37 |
| Mar 2025 | 2004.3546546391885 | -1.59 | 2.69 |
| Apr 2025 | 2018.8147955083043 | 0.72 | 1.20 |
| May 2025 | 2035.217342361504 | 0.81 | 0.89 |
| Jun 2025 | 2037.202977434611 | 0.10 | 2.00 |
| Jul 2025 | 2021.302912744978 | -0.78 | 1.51 |
| Aug 2025 | 2000.5662814828504 | -1.03 | 3.33 |
| Sep 2025 | 1963.728972435649 | -1.84 | 4.12 |
| Oct 2025 | 1956.3212986562314 | -0.38 | 1.07 |
| Nov 2025 | 1965.5284387185827 | 0.47 | -2.11 |
| Dec 2025 | 1970.11326400671 | 0.23 | -1.41 |
| Jan 2026 | 1963.038998893852 | -0.36 | -4.25 |
| Feb 2026 | 1960.0073151156123 | -0.15 | -3.77 |
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