Gainesville, FL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Gainesville, FL Metro in February 2026 was $1,846.227. The month over month percentage change (MoM) was -0.33%, and the year over year percentage change (YoY) was -9.33%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Gainesville, FL metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Gainesville, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Gainesville, FL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Gainesville, FL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Gainesville, FL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 725.5346724341019 | -1.64 | -3.06 |
| Feb 2015 | 732.1716646327259 | 0.92 | -1.86 |
| Mar 2015 | 739.8640948234168 | 1.05 | -2.15 |
| Apr 2015 | 735.1482557416783 | -0.64 | -3.57 |
| May 2015 | 751.3025273581875 | 2.20 | -0.72 |
| Jun 2015 | 766.3708045197836 | 2.01 | 1.13 |
| Jul 2015 | 776.0977878588403 | 1.27 | 2.63 |
| Aug 2015 | 768.7949014619373 | -0.94 | 1.99 |
| Sep 2015 | 772.3001444399451 | 0.46 | 1.97 |
| Oct 2015 | 769.6087419010308 | -0.35 | 2.93 |
| Nov 2015 | 785.4351466208806 | 2.06 | 5.27 |
| Dec 2015 | 790.3166731668726 | 0.62 | 7.15 |
| Jan 2016 | 786.4753852560711 | -0.49 | 8.40 |
| Feb 2016 | 773.1231318427958 | -1.70 | 5.59 |
| Mar 2016 | 779.5124058300041 | 0.83 | 5.36 |
| Apr 2016 | 775.2617930856003 | -0.55 | 5.46 |
| May 2016 | 778.8266671449527 | 0.46 | 3.66 |
| Jun 2016 | 780.4562530070266 | 0.21 | 1.84 |
| Jul 2016 | 774.0655082363602 | -0.82 | -0.26 |
| Aug 2016 | 777.5760528277884 | 0.45 | 1.14 |
| Sep 2016 | 784.2625573539354 | 0.86 | 1.55 |
| Oct 2016 | 790.2125283698027 | 0.76 | 2.68 |
| Nov 2016 | 820.1805915860612 | 3.79 | 4.42 |
| Dec 2016 | 862.3188602562868 | 5.14 | 9.11 |
| Jan 2017 | 863.4752612459052 | 0.13 | 9.79 |
| Feb 2017 | 871.0253409534107 | 0.87 | 12.66 |
| Mar 2017 | 880.0203492381683 | 1.03 | 12.89 |
| Apr 2017 | 873.636167889418 | -0.72 | 12.69 |
| May 2017 | 877.6620943085522 | 0.46 | 12.69 |
| Jun 2017 | 875.2388757680967 | -0.28 | 12.15 |
| Jul 2017 | 886.9536879937508 | 1.34 | 14.58 |
| Aug 2017 | 884.5145145262842 | -0.28 | 13.75 |
| Sep 2017 | 882.501472544659 | -0.23 | 12.53 |
| Oct 2017 | 895.330512877227 | 1.45 | 13.30 |
| Nov 2017 | 902.5561857596387 | 0.81 | 10.04 |
| Dec 2017 | 909.3629298636218 | 0.75 | 5.46 |
| Jan 2018 | 920.7963001879759 | 1.26 | 6.64 |
| Feb 2018 | 953.4402452174887 | 3.55 | 9.46 |
| Mar 2018 | 970.4758847346953 | 1.79 | 10.28 |
| Apr 2018 | 980.3614816009266 | 1.02 | 12.22 |
| May 2018 | 999.9068149141151 | 1.99 | 13.93 |
| Jun 2018 | 1004.271358124042 | 0.44 | 14.74 |
| Jul 2018 | 1006.5805239176532 | 0.23 | 13.49 |
| Aug 2018 | 1013.9617156163309 | 0.73 | 14.64 |
| Sep 2018 | 1027.3663315636566 | 1.32 | 16.42 |
| Oct 2018 | 1051.643687638369 | 2.36 | 17.46 |
| Nov 2018 | 1059.1199975201578 | 0.71 | 17.35 |
| Dec 2018 | 1039.2719724373287 | -1.87 | 14.29 |
| Jan 2019 | 1023.583892729509 | -1.51 | 11.16 |
| Feb 2019 | 1014.4246381558892 | -0.89 | 6.40 |
| Mar 2019 | 1002.6597543044481 | -1.16 | 3.32 |
| Apr 2019 | 991.6391502695913 | -1.10 | 1.15 |
| May 2019 | 988.2508091548298 | -0.34 | -1.17 |
| Jun 2019 | 967.4567939452917 | -2.10 | -3.67 |
| Jul 2019 | 971.1406996566577 | 0.38 | -3.52 |
| Aug 2019 | 963.6388720105293 | -0.77 | -4.96 |
| Sep 2019 | 968.465110405659 | 0.50 | -5.73 |
| Oct 2019 | 981.3830553340072 | 1.33 | -6.68 |
| Nov 2019 | 986.7700582036493 | 0.55 | -6.83 |
| Dec 2019 | 995.6982310063886 | 0.91 | -4.19 |
| Jan 2020 | 993.8465740820138 | -0.19 | -2.90 |
| Feb 2020 | 985.5285981756797 | -0.84 | -2.85 |
| Mar 2020 | 991.3832841531262 | 0.59 | -1.12 |
| Apr 2020 | 982.321932106464 | -0.91 | -0.94 |
| May 2020 | 978.6284128222223 | -0.38 | -0.97 |
| Jun 2020 | 973.8852068716794 | -0.48 | 0.66 |
| Jul 2020 | 962.5600257793385 | -1.16 | -0.88 |
| Aug 2020 | 960.7180580390523 | -0.19 | -0.30 |
| Sep 2020 | 966.9368689552233 | 0.65 | -0.16 |
| Oct 2020 | 974.322764198781 | 0.76 | -0.72 |
| Nov 2020 | 981.9778299516938 | 0.79 | -0.49 |
| Dec 2020 | 987.4132450382416 | 0.55 | -0.83 |
| Jan 2021 | 1006.4483220581171 | 1.93 | 1.27 |
| Feb 2021 | 1028.2079812459424 | 2.16 | 4.33 |
| Mar 2021 | 1071.7977577292916 | 4.24 | 8.11 |
| Apr 2021 | 1082.6675864838246 | 1.01 | 10.22 |
| May 2021 | 1085.7195620929556 | 0.28 | 10.94 |
| Jun 2021 | 1103.6792189960431 | 1.65 | 13.33 |
| Jul 2021 | 1106.5150258511117 | 0.26 | 14.96 |
| Aug 2021 | 1115.4430874087466 | 0.81 | 16.11 |
| Sep 2021 | 1130.3242468054411 | 1.33 | 16.90 |
| Oct 2021 | 1157.4332001726598 | 2.40 | 18.79 |
| Nov 2021 | 1166.902536889352 | 0.82 | 18.83 |
| Dec 2021 | 1182.3350592877118 | 1.32 | 19.74 |
| Jan 2022 | 1244.5608995476523 | 5.26 | 23.66 |
| Feb 2022 | 1308.7156926471835 | 5.16 | 27.28 |
| Mar 2022 | 1391.863633618048 | 6.35 | 29.86 |
| Apr 2022 | 1539.0583113427635 | 10.58 | 42.15 |
| May 2022 | 1604.4016509343799 | 4.25 | 47.77 |
| Jun 2022 | 1676.9577779523133 | 4.52 | 51.94 |
| Jul 2022 | 1678.2890195770544 | 0.08 | 51.67 |
| Aug 2022 | 1657.6289145691892 | -1.23 | 48.61 |
| Sep 2022 | 1806.8910189976837 | 9.01 | 59.86 |
| Oct 2022 | 1942.3594716440443 | 7.50 | 67.82 |
| Nov 2022 | 1924.7261221520014 | -0.91 | 64.94 |
| Dec 2022 | 1846.9283217559105 | -4.04 | 56.21 |
| Jan 2023 | 1827.6728876088082 | -1.04 | 46.85 |
| Feb 2023 | 1824.0893470724614 | -0.20 | 39.38 |
| Mar 2023 | 1877.7211105896624 | 2.94 | 34.91 |
| Apr 2023 | 1854.3430618645011 | -1.25 | 20.49 |
| May 2023 | 1882.829423272464 | 1.54 | 17.35 |
| Jun 2023 | 1948.123533574181 | 3.47 | 16.17 |
| Jul 2023 | 1980.9325763723843 | 1.68 | 18.03 |
| Aug 2023 | 2030.4252774928032 | 2.50 | 22.49 |
| Sep 2023 | 2058.38687193367 | 1.38 | 13.92 |
| Oct 2023 | 2140.7214643770462 | 4.00 | 10.21 |
| Nov 2023 | 2112.92915861314 | -1.30 | 9.78 |
| Dec 2023 | 2003.727657561308 | -5.17 | 8.49 |
| Jan 2024 | 1979.493759713724 | -1.21 | 8.31 |
| Feb 2024 | 2011.4745451330364 | 1.62 | 10.27 |
| Mar 2024 | 2027.6778312223512 | 0.81 | 7.99 |
| Apr 2024 | 2066.113706444151 | 1.90 | 11.42 |
| May 2024 | 2082.8802273564193 | 0.81 | 10.63 |
| Jun 2024 | 2057.160214400205 | -1.24 | 5.60 |
| Jul 2024 | 2041.610982212951 | -0.76 | 3.06 |
| Aug 2024 | 1974.9316364599167 | -3.27 | -2.73 |
| Sep 2024 | 1914.6311307045626 | -3.05 | -6.98 |
| Oct 2024 | 1958.8188536537589 | 2.31 | -8.50 |
| Nov 2024 | 2027.2414039530865 | 3.49 | -4.05 |
| Dec 2024 | 2011.5663855576001 | -0.77 | 0.39 |
| Jan 2025 | 2057.8647917610797 | 2.30 | 3.96 |
| Feb 2025 | 2036.296210666807 | -1.05 | 1.23 |
| Mar 2025 | 1996.8215129126015 | -1.94 | -1.52 |
| Apr 2025 | 2001.8317514978212 | 0.25 | -3.11 |
| May 2025 | 2009.9632569276705 | 0.41 | -3.50 |
| Jun 2025 | 2001.1476365362523 | -0.44 | -2.72 |
| Jul 2025 | 1976.1011922766365 | -1.25 | -3.21 |
| Aug 2025 | 1944.151237056549 | -1.62 | -1.56 |
| Sep 2025 | 1897.4942476779909 | -2.40 | -0.89 |
| Oct 2025 | 1876.1439629484523 | -1.12 | -4.22 |
| Nov 2025 | 1871.8193450218134 | -0.23 | -7.67 |
| Dec 2025 | 1864.4234260301337 | -0.39 | -7.31 |
| Jan 2026 | 1852.2909949137768 | -0.65 | -9.99 |
| Feb 2026 | 1846.2272729526212 | -0.33 | -9.33 |
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