Gainesville, GA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Gainesville, GA Metro in February 2026 was $2,376.118. The month over month percentage change (MoM) was -0.60%, and the year over year percentage change (YoY) was -9.06%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Gainesville, GA metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Gainesville, GA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Gainesville, GA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Gainesville, GA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Gainesville, GA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 836.2448723276442 | -1.45 | 0.47 |
| Feb 2015 | 844.901120068715 | 1.03 | 1.73 |
| Mar 2015 | 853.8358272626582 | 1.06 | 1.45 |
| Apr 2015 | 849.0486969293686 | -0.56 | 0.03 |
| May 2015 | 869.2586878306307 | 2.38 | 3.01 |
| Jun 2015 | 889.1370094910797 | 2.29 | 4.93 |
| Jul 2015 | 902.7687137227485 | 1.53 | 6.19 |
| Aug 2015 | 896.7277065603724 | -0.67 | 4.92 |
| Sep 2015 | 902.3238003490139 | 0.62 | 4.39 |
| Oct 2015 | 899.5477425460375 | -0.31 | 4.95 |
| Nov 2015 | 919.6423876673357 | 2.23 | 7.36 |
| Dec 2015 | 929.9967738267851 | 1.13 | 9.60 |
| Jan 2016 | 930.3607854438769 | 0.04 | 11.26 |
| Feb 2016 | 917.619898939955 | -1.37 | 8.61 |
| Mar 2016 | 923.7947160797692 | 0.67 | 8.19 |
| Apr 2016 | 918.2544737770064 | -0.60 | 8.15 |
| May 2016 | 921.9809453910377 | 0.41 | 6.07 |
| Jun 2016 | 924.896148534254 | 0.32 | 4.02 |
| Jul 2016 | 917.8863768438416 | -0.76 | 1.68 |
| Aug 2016 | 921.6476585097498 | 0.41 | 2.78 |
| Sep 2016 | 929.0048703388296 | 0.80 | 2.96 |
| Oct 2016 | 934.5636945319943 | 0.60 | 3.89 |
| Nov 2016 | 970.0615824260648 | 3.80 | 5.48 |
| Dec 2016 | 1021.0835213476729 | 5.26 | 9.79 |
| Jan 2017 | 1023.4864951598565 | 0.24 | 10.01 |
| Feb 2017 | 1032.3995950178448 | 0.87 | 12.51 |
| Mar 2017 | 1039.9575398222469 | 0.73 | 12.58 |
| Apr 2017 | 1028.6264725884157 | -1.09 | 12.02 |
| May 2017 | 1029.5769591362725 | 0.09 | 11.67 |
| Jun 2017 | 1023.6182988711421 | -0.58 | 10.67 |
| Jul 2017 | 1036.4652735889058 | 1.25 | 12.92 |
| Aug 2017 | 1032.8984998224364 | -0.34 | 12.07 |
| Sep 2017 | 1031.5761324892514 | -0.13 | 11.04 |
| Oct 2017 | 1047.393523969404 | 1.53 | 12.07 |
| Nov 2017 | 1057.2133583582195 | 0.94 | 8.98 |
| Dec 2017 | 1066.3995543533845 | 0.87 | 4.44 |
| Jan 2018 | 1080.4858597885143 | 1.32 | 5.57 |
| Feb 2018 | 1118.0738831110364 | 3.48 | 8.30 |
| Mar 2018 | 1135.7891473529687 | 1.58 | 9.22 |
| Apr 2018 | 1143.8062313804298 | 0.71 | 11.20 |
| May 2018 | 1163.133792515612 | 1.69 | 12.97 |
| Jun 2018 | 1166.6075473228018 | 0.30 | 13.97 |
| Jul 2018 | 1169.4010580797608 | 0.24 | 12.83 |
| Aug 2018 | 1179.2979639070345 | 0.85 | 14.17 |
| Sep 2018 | 1196.4306222881548 | 1.45 | 15.98 |
| Oct 2018 | 1224.8766684615866 | 2.38 | 16.95 |
| Nov 2018 | 1233.2963711237041 | 0.69 | 16.66 |
| Dec 2018 | 1210.6050456882554 | -1.84 | 13.52 |
| Jan 2019 | 1198.3318401121476 | -1.01 | 10.91 |
| Feb 2019 | 1195.9327466005388 | -0.20 | 6.96 |
| Mar 2019 | 1190.7252631849371 | -0.43 | 4.84 |
| Apr 2019 | 1180.5893112511924 | -0.85 | 3.22 |
| May 2019 | 1176.565300137641 | -0.34 | 1.16 |
| Jun 2019 | 1148.9978316230495 | -2.34 | -1.51 |
| Jul 2019 | 1149.360835433109 | 0.03 | -1.71 |
| Aug 2019 | 1136.3965807744512 | -1.13 | -3.64 |
| Sep 2019 | 1139.2073579322223 | 0.25 | -4.78 |
| Oct 2019 | 1154.200147821975 | 1.32 | -5.77 |
| Nov 2019 | 1160.3455514818231 | 0.53 | -5.91 |
| Dec 2019 | 1169.9870736255896 | 0.83 | -3.35 |
| Jan 2020 | 1165.2537360424622 | -0.40 | -2.76 |
| Feb 2020 | 1153.04322090793 | -1.05 | -3.59 |
| Mar 2020 | 1157.525717500463 | 0.39 | -2.79 |
| Apr 2020 | 1145.9086142560493 | -1.00 | -2.94 |
| May 2020 | 1139.1792818417089 | -0.59 | -3.18 |
| Jun 2020 | 1131.868613029061 | -0.64 | -1.49 |
| Jul 2020 | 1117.6145880691797 | -1.26 | -2.76 |
| Aug 2020 | 1117.8957778438307 | 0.03 | -1.63 |
| Sep 2020 | 1127.8715815079163 | 0.89 | -0.99 |
| Oct 2020 | 1139.324848312946 | 1.01 | -1.29 |
| Nov 2020 | 1150.1098265088765 | 0.95 | -0.88 |
| Dec 2020 | 1159.4884162332246 | 0.82 | -0.90 |
| Jan 2021 | 1185.7584722241932 | 2.27 | 1.76 |
| Feb 2021 | 1217.742721413419 | 2.70 | 5.61 |
| Mar 2021 | 1276.41411698377 | 4.82 | 10.27 |
| Apr 2021 | 1295.9702529207138 | 1.53 | 13.10 |
| May 2021 | 1304.2909731086272 | 0.64 | 14.49 |
| Jun 2021 | 1330.2355147393102 | 1.99 | 17.53 |
| Jul 2021 | 1337.9366905121021 | 0.58 | 19.71 |
| Aug 2021 | 1353.9388484442966 | 1.20 | 21.12 |
| Sep 2021 | 1380.0893290066813 | 1.93 | 22.36 |
| Oct 2021 | 1424.7485179542155 | 3.24 | 25.05 |
| Nov 2021 | 1448.3745823160918 | 1.66 | 25.93 |
| Dec 2021 | 1478.6280845878575 | 2.09 | 27.52 |
| Jan 2022 | 1566.966112299429 | 5.97 | 32.15 |
| Feb 2022 | 1659.796105443354 | 5.92 | 36.30 |
| Mar 2022 | 1775.384597438504 | 6.96 | 39.09 |
| Apr 2022 | 1971.0871312679997 | 11.02 | 52.09 |
| May 2022 | 2056.956678015289 | 4.36 | 57.71 |
| Jun 2022 | 2148.0061109634453 | 4.43 | 61.48 |
| Jul 2022 | 2143.01581455242 | -0.23 | 60.17 |
| Aug 2022 | 2111.338766126249 | -1.48 | 55.94 |
| Sep 2022 | 2297.039119543353 | 8.80 | 66.44 |
| Oct 2022 | 2466.756620102169 | 7.39 | 73.14 |
| Nov 2022 | 2438.453926706795 | -1.15 | 68.36 |
| Dec 2022 | 2333.492282440275 | -4.30 | 57.82 |
| Jan 2023 | 2302.6862657208253 | -1.32 | 46.95 |
| Feb 2023 | 2293.4366724037677 | -0.40 | 38.18 |
| Mar 2023 | 2355.14438157335 | 2.69 | 32.66 |
| Apr 2023 | 2317.951503819656 | -1.58 | 17.60 |
| May 2023 | 2347.716164360379 | 1.28 | 14.14 |
| Jun 2023 | 2426.1565160125124 | 3.34 | 12.95 |
| Jul 2023 | 2470.2348271044343 | 1.82 | 15.27 |
| Aug 2023 | 2539.5837772545333 | 2.81 | 20.28 |
| Sep 2023 | 2585.015140650604 | 1.79 | 12.54 |
| Oct 2023 | 2697.4978882431255 | 4.35 | 9.35 |
| Nov 2023 | 2665.0544423670963 | -1.20 | 9.29 |
| Dec 2023 | 2525.7979341964297 | -5.22 | 8.24 |
| Jan 2024 | 2491.24734622149 | -1.37 | 8.19 |
| Feb 2024 | 2529.8122493389437 | 1.55 | 10.31 |
| Mar 2024 | 2554.033761473247 | 0.96 | 8.45 |
| Apr 2024 | 2611.1613195157242 | 2.24 | 12.65 |
| May 2024 | 2642.441197349519 | 1.20 | 12.55 |
| Jun 2024 | 2615.6767243153054 | -1.01 | 7.81 |
| Jul 2024 | 2602.8160823106755 | -0.49 | 5.37 |
| Aug 2024 | 2524.9942809811164 | -2.99 | -0.57 |
| Sep 2024 | 2455.4544945042826 | -2.75 | -5.01 |
| Oct 2024 | 2513.6341025748957 | 2.37 | -6.82 |
| Nov 2024 | 2598.833829531301 | 3.39 | -2.48 |
| Dec 2024 | 2576.771426794144 | -0.85 | 2.02 |
| Jan 2025 | 2637.018529653462 | 2.34 | 5.85 |
| Feb 2025 | 2612.801805954454 | -0.92 | 3.28 |
| Mar 2025 | 2565.314817446995 | -1.82 | 0.44 |
| Apr 2025 | 2577.0175484126808 | 0.46 | -1.31 |
| May 2025 | 2589.917881753507 | 0.50 | -1.99 |
| Jun 2025 | 2579.0679653684792 | -0.42 | -1.40 |
| Jul 2025 | 2543.8705764804513 | -1.36 | -2.26 |
| Aug 2025 | 2503.743845370681 | -1.58 | -0.84 |
| Sep 2025 | 2446.4453470350372 | -2.29 | -0.37 |
| Oct 2025 | 2423.1340822349616 | -0.95 | -3.60 |
| Nov 2025 | 2419.6326318686893 | -0.14 | -6.89 |
| Dec 2025 | 2409.6344302915254 | -0.41 | -6.49 |
| Jan 2026 | 2390.371371861398 | -0.80 | -9.35 |
| Feb 2026 | 2376.117985297364 | -0.60 | -9.06 |
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