Houston, TX (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Houston, TX Metro in February 2026 was $1,880.573. The month over month percentage change (MoM) was -0.62%, and the year over year percentage change (YoY) was -9.02%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Houston, TX metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Houston, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 871.1691251277467 | -0.98 | 3.09 |
| Feb 2015 | 883.1954100754897 | 1.38 | 4.95 |
| Mar 2015 | 897.0362222763156 | 1.57 | 5.17 |
| Apr 2015 | 895.3133692705405 | -0.19 | 4.10 |
| May 2015 | 918.1939686664007 | 2.56 | 7.38 |
| Jun 2015 | 938.6285170500145 | 2.23 | 9.19 |
| Jul 2015 | 951.5002248893918 | 1.37 | 10.01 |
| Aug 2015 | 944.3339737884622 | -0.75 | 8.33 |
| Sep 2015 | 948.6836524137111 | 0.46 | 7.31 |
| Oct 2015 | 944.8282322386899 | -0.41 | 7.42 |
| Nov 2015 | 963.9839322496083 | 2.03 | 9.08 |
| Dec 2015 | 971.1864666824363 | 0.75 | 10.39 |
| Jan 2016 | 967.7919189031448 | -0.35 | 11.09 |
| Feb 2016 | 952.0889934069006 | -1.62 | 7.80 |
| Mar 2016 | 959.1072023928476 | 0.74 | 6.92 |
| Apr 2016 | 953.2108014008467 | -0.61 | 6.47 |
| May 2016 | 955.5526800801615 | 0.25 | 4.07 |
| Jun 2016 | 955.8461909974658 | 0.03 | 1.83 |
| Jul 2016 | 945.3869514165067 | -1.09 | -0.64 |
| Aug 2016 | 946.6621642724795 | 0.14 | 0.25 |
| Sep 2016 | 951.590750340882 | 0.52 | 0.31 |
| Oct 2016 | 955.7696405675881 | 0.44 | 1.16 |
| Nov 2016 | 990.3791846600121 | 3.62 | 2.74 |
| Dec 2016 | 1038.9390390923145 | 4.90 | 6.98 |
| Jan 2017 | 1037.186315727121 | -0.17 | 7.17 |
| Feb 2017 | 1041.19709148474 | 0.39 | 9.36 |
| Mar 2017 | 1047.081706541927 | 0.56 | 9.17 |
| Apr 2017 | 1034.9395285686917 | -1.16 | 8.57 |
| May 2017 | 1034.7910531838297 | -0.01 | 8.29 |
| Jun 2017 | 1026.6035321214997 | -0.79 | 7.40 |
| Jul 2017 | 1035.0353796794166 | 0.82 | 9.48 |
| Aug 2017 | 1027.8559382572664 | -0.69 | 8.58 |
| Sep 2017 | 1021.9965016861483 | -0.57 | 7.40 |
| Oct 2017 | 1034.783411953268 | 1.25 | 8.27 |
| Nov 2017 | 1041.387968331877 | 0.64 | 5.15 |
| Dec 2017 | 1048.4517412615753 | 0.68 | 0.92 |
| Jan 2018 | 1061.0370034615173 | 1.20 | 2.30 |
| Feb 2018 | 1096.642304570153 | 3.36 | 5.33 |
| Mar 2018 | 1113.3120978370139 | 1.52 | 6.33 |
| Apr 2018 | 1120.2147213297462 | 0.62 | 8.24 |
| May 2018 | 1139.0144223988784 | 1.68 | 10.07 |
| Jun 2018 | 1141.6778782826207 | 0.23 | 11.21 |
| Jul 2018 | 1141.8662328121854 | 0.02 | 10.32 |
| Aug 2018 | 1148.7384816835247 | 0.60 | 11.76 |
| Sep 2018 | 1162.0344143616762 | 1.16 | 13.70 |
| Oct 2018 | 1189.403878079005 | 2.36 | 14.94 |
| Nov 2018 | 1197.7257960722075 | 0.70 | 15.01 |
| Dec 2018 | 1175.0170874799146 | -1.90 | 12.07 |
| Jan 2019 | 1159.0637932502614 | -1.36 | 9.24 |
| Feb 2019 | 1152.5747458514807 | -0.56 | 5.10 |
| Mar 2019 | 1144.5661867125802 | -0.69 | 2.81 |
| Apr 2019 | 1133.456004657178 | -0.97 | 1.18 |
| May 2019 | 1127.6177934691495 | -0.51 | -1.00 |
| Jun 2019 | 1098.2791594481598 | -2.60 | -3.80 |
| Jul 2019 | 1095.5908138049574 | -0.24 | -4.05 |
| Aug 2019 | 1080.5185937682363 | -1.38 | -5.94 |
| Sep 2019 | 1081.5630423492717 | 0.10 | -6.92 |
| Oct 2019 | 1094.0826891038478 | 1.16 | -8.01 |
| Nov 2019 | 1099.1683405908889 | 0.47 | -8.23 |
| Dec 2019 | 1106.689825409724 | 0.68 | -5.81 |
| Jan 2020 | 1100.4336464779199 | -0.56 | -5.06 |
| Feb 2020 | 1086.3567503951779 | -1.28 | -5.74 |
| Mar 2020 | 1088.5535996253834 | 0.20 | -4.89 |
| Apr 2020 | 1074.5517624762385 | -1.29 | -5.20 |
| May 2020 | 1066.223507831255 | -0.77 | -5.44 |
| Jun 2020 | 1058.1419584646048 | -0.76 | -3.65 |
| Jul 2020 | 1043.602643405642 | -1.37 | -4.74 |
| Aug 2020 | 1039.9151772588798 | -0.35 | -3.76 |
| Sep 2020 | 1042.9438323712545 | 0.29 | -3.57 |
| Oct 2020 | 1046.4773615798522 | 0.34 | -4.35 |
| Nov 2020 | 1050.5599368593498 | 0.39 | -4.42 |
| Dec 2020 | 1053.2071757736257 | 0.25 | -4.83 |
| Jan 2021 | 1071.3448158555339 | 1.72 | -2.64 |
| Feb 2021 | 1092.5632126117898 | 1.98 | 0.57 |
| Mar 2021 | 1139.2141250693685 | 4.27 | 4.65 |
| Apr 2021 | 1151.9439077105967 | 1.12 | 7.20 |
| May 2021 | 1157.7490604863654 | 0.50 | 8.58 |
| Jun 2021 | 1178.7501316850114 | 1.81 | 11.40 |
| Jul 2021 | 1183.0760710570544 | 0.37 | 13.37 |
| Aug 2021 | 1193.5539454366783 | 0.89 | 14.77 |
| Sep 2021 | 1211.2922897653762 | 1.49 | 16.14 |
| Oct 2021 | 1244.8234407359926 | 2.77 | 18.95 |
| Nov 2021 | 1259.5052659939865 | 1.18 | 19.89 |
| Dec 2021 | 1280.2007417786133 | 1.64 | 21.55 |
| Jan 2022 | 1350.1178219938677 | 5.46 | 26.02 |
| Feb 2022 | 1421.4546836760492 | 5.28 | 30.10 |
| Mar 2022 | 1514.0581063407565 | 6.52 | 32.90 |
| Apr 2022 | 1675.0855311585922 | 10.64 | 45.41 |
| May 2022 | 1746.9288412107537 | 4.29 | 50.89 |
| Jun 2022 | 1823.985952906844 | 4.41 | 54.74 |
| Jul 2022 | 1822.7526502927522 | -0.07 | 54.07 |
| Aug 2022 | 1797.0166132698994 | -1.41 | 50.56 |
| Sep 2022 | 1956.0008211542495 | 8.85 | 61.48 |
| Oct 2022 | 2099.347935499852 | 7.33 | 68.65 |
| Nov 2022 | 2077.169497019367 | -1.06 | 64.92 |
| Dec 2022 | 1987.3237448918326 | -4.32 | 55.24 |
| Jan 2023 | 1959.1500608029778 | -1.42 | 45.11 |
| Feb 2023 | 1945.6280118466605 | -0.69 | 36.88 |
| Mar 2023 | 1990.2105396645054 | 2.29 | 31.45 |
| Apr 2023 | 1950.6757653628654 | -1.99 | 16.45 |
| May 2023 | 1966.6222920532482 | 0.82 | 12.58 |
| Jun 2023 | 2024.7934360259605 | 2.96 | 11.01 |
| Jul 2023 | 2054.3324256258315 | 1.46 | 12.71 |
| Aug 2023 | 2103.69984169176 | 2.40 | 17.07 |
| Sep 2023 | 2130.3331116191507 | 1.27 | 8.91 |
| Oct 2023 | 2210.636447046727 | 3.77 | 5.30 |
| Nov 2023 | 2174.4873652967585 | -1.63 | 4.68 |
| Dec 2023 | 2053.490868103874 | -5.56 | 3.33 |
| Jan 2024 | 2021.498683648374 | -1.56 | 3.18 |
| Feb 2024 | 2048.7413277825704 | 1.35 | 5.30 |
| Mar 2024 | 2063.5646211531002 | 0.72 | 3.69 |
| Apr 2024 | 2102.8715701858214 | 1.91 | 7.80 |
| May 2024 | 2119.3096366841387 | 0.78 | 7.76 |
| Jun 2024 | 2091.5705227800263 | -1.31 | 3.30 |
| Jul 2024 | 2075.9459441336417 | -0.75 | 1.05 |
| Aug 2024 | 2009.7909101425016 | -3.19 | -4.46 |
| Sep 2024 | 1950.689476724641 | -2.94 | -8.43 |
| Oct 2024 | 1994.813956234628 | 2.26 | -9.76 |
| Nov 2024 | 2062.5147368845383 | 3.39 | -5.15 |
| Dec 2024 | 2044.5457665877443 | -0.87 | -0.44 |
| Jan 2025 | 2089.566728556606 | 2.20 | 3.37 |
| Feb 2025 | 2066.937213129271 | -1.08 | 0.89 |
| Mar 2025 | 2026.925132731115 | -1.94 | -1.78 |
| Apr 2025 | 2034.769461532221 | 0.39 | -3.24 |
| May 2025 | 2045.3816447986023 | 0.52 | -3.49 |
| Jun 2025 | 2039.1113512270922 | -0.31 | -2.51 |
| Jul 2025 | 2015.643179190647 | -1.15 | -2.90 |
| Aug 2025 | 1986.7919045234592 | -1.43 | -1.14 |
| Sep 2025 | 1941.2979180322238 | -2.29 | -0.48 |
| Oct 2025 | 1921.112505128588 | -1.04 | -3.69 |
| Nov 2025 | 1916.9744789957144 | -0.21 | -7.06 |
| Dec 2025 | 1908.62335966719 | -0.44 | -6.65 |
| Jan 2026 | 1892.2822996451962 | -0.86 | -9.44 |
| Feb 2026 | 1880.5733391491203 | -0.62 | -9.02 |