Indianapolis, IN (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Indianapolis, IN Metro in February 2026 was $1,768.503. The month over month percentage change (MoM) was -0.26%, and the year over year percentage change (YoY) was -5.91%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Indianapolis, IN metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Indianapolis, IN metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 659.5257652022375 | -1.83 | -2.92 |
| Feb 2015 | 663.7304209125041 | 0.64 | -1.36 |
| Mar 2015 | 669.9647170278785 | 0.94 | -1.26 |
| Apr 2015 | 665.6914209728153 | -0.64 | -2.49 |
| May 2015 | 680.3952053481498 | 2.21 | 0.41 |
| Jun 2015 | 693.5022309922078 | 1.93 | 1.96 |
| Jul 2015 | 700.6121465222452 | 1.02 | 2.69 |
| Aug 2015 | 693.3411807461316 | -1.04 | 1.28 |
| Sep 2015 | 694.6375943619636 | 0.19 | 0.57 |
| Oct 2015 | 690.332100051375 | -0.62 | 1.10 |
| Nov 2015 | 702.2897521467272 | 1.73 | 3.17 |
| Dec 2015 | 706.3282106004302 | 0.57 | 5.13 |
| Jan 2016 | 702.3991635655922 | -0.56 | 6.50 |
| Feb 2016 | 690.4117336755287 | -1.71 | 4.02 |
| Mar 2016 | 695.0470839201107 | 0.67 | 3.74 |
| Apr 2016 | 691.5568044579122 | -0.50 | 3.89 |
| May 2016 | 694.4731074700563 | 0.42 | 2.07 |
| Jun 2016 | 696.410342082359 | 0.28 | 0.42 |
| Jul 2016 | 691.0635396074321 | -0.77 | -1.36 |
| Aug 2016 | 694.5758785828608 | 0.51 | 0.18 |
| Sep 2016 | 700.7483730812874 | 0.89 | 0.88 |
| Oct 2016 | 705.6081864203654 | 0.69 | 2.21 |
| Nov 2016 | 732.2358525475476 | 3.77 | 4.26 |
| Dec 2016 | 769.1231368434441 | 5.04 | 8.89 |
| Jan 2017 | 768.5645085753279 | -0.07 | 9.42 |
| Feb 2017 | 772.8738005198444 | 0.56 | 11.94 |
| Mar 2017 | 778.175779474149 | 0.69 | 11.96 |
| Apr 2017 | 770.6760612668197 | -0.96 | 11.44 |
| May 2017 | 772.7778193686354 | 0.27 | 11.28 |
| Jun 2017 | 769.2578355295165 | -0.45 | 10.46 |
| Jul 2017 | 779.1940490421763 | 1.29 | 12.75 |
| Aug 2017 | 777.0716258324713 | -0.27 | 11.88 |
| Sep 2017 | 775.7149827076295 | -0.17 | 10.70 |
| Oct 2017 | 787.4297677677648 | 1.51 | 11.60 |
| Nov 2017 | 794.7402534927094 | 0.93 | 8.54 |
| Dec 2017 | 802.0558972424116 | 0.92 | 4.28 |
| Jan 2018 | 813.6248925453416 | 1.44 | 5.86 |
| Feb 2018 | 842.9090590943623 | 3.60 | 9.06 |
| Mar 2018 | 858.4664093513144 | 1.85 | 10.32 |
| Apr 2018 | 867.0113165317714 | 1.00 | 12.50 |
| May 2018 | 884.80016555162 | 2.05 | 14.50 |
| Jun 2018 | 889.7468422480537 | 0.56 | 15.66 |
| Jul 2018 | 892.382586448454 | 0.30 | 14.53 |
| Aug 2018 | 900.1890733395428 | 0.88 | 15.84 |
| Sep 2018 | 913.1807632335637 | 1.44 | 17.72 |
| Oct 2018 | 936.7856305011255 | 2.59 | 18.97 |
| Nov 2018 | 945.5799641615918 | 0.94 | 18.98 |
| Dec 2018 | 929.0482508007046 | -1.75 | 15.83 |
| Jan 2019 | 918.4741173698187 | -1.14 | 12.89 |
| Feb 2019 | 914.5903319083423 | -0.42 | 8.50 |
| Mar 2019 | 910.2596310545113 | -0.47 | 6.03 |
| Apr 2019 | 903.4318642196761 | -0.75 | 4.20 |
| May 2019 | 901.3455417071146 | -0.23 | 1.87 |
| Jun 2019 | 880.428058763862 | -2.32 | -1.05 |
| Jul 2019 | 880.7918110777695 | 0.04 | -1.30 |
| Aug 2019 | 871.015039945754 | -1.11 | -3.24 |
| Sep 2019 | 873.6555890464679 | 0.30 | -4.33 |
| Oct 2019 | 885.890045801027 | 1.40 | -5.43 |
| Nov 2019 | 892.2819706436757 | 0.72 | -5.64 |
| Dec 2019 | 901.1565026407493 | 1.00 | -3.00 |
| Jan 2020 | 899.4830212794037 | -0.19 | -2.07 |
| Feb 2020 | 891.5647863097298 | -0.88 | -2.52 |
| Mar 2020 | 897.6710992846844 | 0.69 | -1.38 |
| Apr 2020 | 890.7341601152704 | -0.77 | -1.40 |
| May 2020 | 888.8982677478966 | -0.21 | -1.38 |
| Jun 2020 | 885.8547720796586 | -0.34 | 0.62 |
| Jul 2020 | 876.1318371155471 | -1.10 | -0.53 |
| Aug 2020 | 874.5834428854541 | -0.18 | 0.41 |
| Sep 2020 | 880.1512309477321 | 0.64 | 0.74 |
| Oct 2020 | 886.9417808899494 | 0.77 | 0.12 |
| Nov 2020 | 894.9806951335662 | 0.91 | 0.30 |
| Dec 2020 | 901.3003318594069 | 0.71 | 0.02 |
| Jan 2021 | 919.9431231423882 | 2.07 | 2.28 |
| Feb 2021 | 941.7788240192106 | 2.37 | 5.63 |
| Mar 2021 | 986.5844036504175 | 4.76 | 9.90 |
| Apr 2021 | 1001.7979713488618 | 1.54 | 12.47 |
| May 2021 | 1008.9103708031654 | 0.71 | 13.50 |
| Jun 2021 | 1027.4646561563836 | 1.84 | 15.99 |
| Jul 2021 | 1030.8191327431136 | 0.33 | 17.66 |
| Aug 2021 | 1038.4424156133641 | 0.74 | 18.74 |
| Sep 2021 | 1051.257767026063 | 1.23 | 19.44 |
| Oct 2021 | 1078.1521388434521 | 2.56 | 21.56 |
| Nov 2021 | 1089.2759880505441 | 1.03 | 21.71 |
| Dec 2021 | 1106.144761925273 | 1.55 | 22.73 |
| Jan 2022 | 1165.485448011603 | 5.37 | 26.69 |
| Feb 2022 | 1228.5689629773149 | 5.41 | 30.45 |
| Mar 2022 | 1309.087952034468 | 6.55 | 32.69 |
| Apr 2022 | 1448.3606419933583 | 10.64 | 44.58 |
| May 2022 | 1506.7455216184087 | 4.03 | 49.34 |
| Jun 2022 | 1569.3175749455593 | 4.15 | 52.74 |
| Jul 2022 | 1561.5559168633101 | -0.49 | 51.49 |
| Aug 2022 | 1533.5163915225644 | -1.80 | 47.68 |
| Sep 2022 | 1663.4094604560644 | 8.47 | 58.23 |
| Oct 2022 | 1783.139650386327 | 7.20 | 65.39 |
| Nov 2022 | 1765.5519772083048 | -0.99 | 62.09 |
| Dec 2022 | 1695.2756598131296 | -3.98 | 53.26 |
| Jan 2023 | 1679.3857871149007 | -0.94 | 44.09 |
| Feb 2023 | 1676.8590688946606 | -0.15 | 36.49 |
| Mar 2023 | 1722.6748580842448 | 2.73 | 31.59 |
| Apr 2023 | 1695.8198775603084 | -1.56 | 17.09 |
| May 2023 | 1714.7880073539814 | 1.12 | 13.81 |
| Jun 2023 | 1768.6852294816372 | 3.14 | 12.70 |
| Jul 2023 | 1795.513366990289 | 1.52 | 14.98 |
| Aug 2023 | 1839.2293133299097 | 2.44 | 19.93 |
| Sep 2023 | 1864.2677556871326 | 1.36 | 12.08 |
| Oct 2023 | 1936.7215182055597 | 3.89 | 8.61 |
| Nov 2023 | 1906.9161877049673 | -1.54 | 8.01 |
| Dec 2023 | 1802.3496058481553 | -5.48 | 6.32 |
| Jan 2024 | 1776.7227689235729 | -1.42 | 5.80 |
| Feb 2024 | 1804.371646112003 | 1.56 | 7.60 |
| Mar 2024 | 1822.4396942760566 | 1.00 | 5.79 |
| Apr 2024 | 1861.9164617350878 | 2.17 | 9.79 |
| May 2024 | 1881.576478019434 | 1.06 | 9.73 |
| Jun 2024 | 1861.0701576920032 | -1.09 | 5.22 |
| Jul 2024 | 1849.9623879734304 | -0.60 | 3.03 |
| Aug 2024 | 1793.0072769421597 | -3.08 | -2.51 |
| Sep 2024 | 1742.1592847322627 | -2.84 | -6.55 |
| Oct 2024 | 1785.1559451829917 | 2.47 | -7.83 |
| Nov 2024 | 1851.3272880268958 | 3.71 | -2.91 |
| Dec 2024 | 1842.773770558321 | -0.46 | 2.24 |
| Jan 2025 | 1892.1685798480923 | 2.68 | 6.50 |
| Feb 2025 | 1879.693453993766 | -0.66 | 4.17 |
| Mar 2025 | 1849.7226696369362 | -1.59 | 1.50 |
| Apr 2025 | 1861.8553750010822 | 0.66 | 0.00 |
| May 2025 | 1876.225193724294 | 0.77 | -0.28 |
| Jun 2025 | 1875.7303193687292 | -0.03 | 0.79 |
| Jul 2025 | 1860.302035775945 | -0.82 | 0.56 |
| Aug 2025 | 1838.907486288082 | -1.15 | 2.56 |
| Sep 2025 | 1801.7203665436998 | -2.02 | 3.42 |
| Oct 2025 | 1786.7811619582021 | -0.83 | 0.09 |
| Nov 2025 | 1786.9156077621954 | 0.01 | -3.48 |
| Dec 2025 | 1782.976679235051 | -0.22 | -3.24 |
| Jan 2026 | 1773.1064935145482 | -0.55 | -6.29 |
| Feb 2026 | 1768.502860790571 | -0.26 | -5.91 |