Lakeland, FL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Lakeland, FL Metro in February 2026 was $1,834.584. The month over month percentage change (MoM) was -0.54%, and the year over year percentage change (YoY) was -10.85%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Lakeland, FL metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Lakeland, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Lakeland, FL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Lakeland, FL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lakeland, FL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 640.6653631197242 | -1.25 | 1.39 |
| Feb 2015 | 646.3038693059196 | 0.88 | 2.60 |
| Mar 2015 | 652.809698908797 | 1.01 | 2.26 |
| Apr 2015 | 649.4625659432354 | -0.51 | 0.99 |
| May 2015 | 665.0635265840031 | 2.40 | 4.18 |
| Jun 2015 | 679.868048363252 | 2.23 | 6.10 |
| Jul 2015 | 690.0911365948554 | 1.50 | 7.18 |
| Aug 2015 | 686.1188136844462 | -0.58 | 5.94 |
| Sep 2015 | 690.0188070319462 | 0.57 | 5.44 |
| Oct 2015 | 688.3117585470347 | -0.25 | 6.00 |
| Nov 2015 | 703.9812421348339 | 2.28 | 8.03 |
| Dec 2015 | 711.7331337642406 | 1.10 | 9.70 |
| Jan 2016 | 710.4628752258941 | -0.18 | 10.90 |
| Feb 2016 | 699.8971335871252 | -1.49 | 8.29 |
| Mar 2016 | 706.3652004666367 | 0.92 | 8.20 |
| Apr 2016 | 704.5845072230586 | -0.25 | 8.49 |
| May 2016 | 708.2825458346385 | 0.53 | 6.50 |
| Jun 2016 | 710.7268347961523 | 0.35 | 4.54 |
| Jul 2016 | 705.7189727065638 | -0.70 | 2.27 |
| Aug 2016 | 711.6619416919157 | 0.84 | 3.72 |
| Sep 2016 | 720.0971561665572 | 1.19 | 4.36 |
| Oct 2016 | 728.0860799438508 | 1.11 | 5.78 |
| Nov 2016 | 757.6107520396688 | 4.06 | 7.62 |
| Dec 2016 | 798.7015253221289 | 5.42 | 12.22 |
| Jan 2017 | 800.262664164602 | 0.20 | 12.64 |
| Feb 2017 | 806.5356571762804 | 0.78 | 15.24 |
| Mar 2017 | 813.5714608181281 | 0.87 | 15.18 |
| Apr 2017 | 806.6508718317762 | -0.85 | 14.49 |
| May 2017 | 808.7500846192719 | 0.26 | 14.19 |
| Jun 2017 | 805.8392572348935 | -0.36 | 13.38 |
| Jul 2017 | 817.197260041258 | 1.41 | 15.80 |
| Aug 2017 | 817.1193801727937 | -0.01 | 14.82 |
| Sep 2017 | 817.209798174295 | 0.01 | 13.49 |
| Oct 2017 | 831.5682319896214 | 1.76 | 14.21 |
| Nov 2017 | 840.7474372013759 | 1.10 | 10.97 |
| Dec 2017 | 850.1650325962911 | 1.12 | 6.44 |
| Jan 2018 | 864.1029765442553 | 1.64 | 7.98 |
| Feb 2018 | 897.6048534443473 | 3.88 | 11.29 |
| Mar 2018 | 915.475870122177 | 1.99 | 12.53 |
| Apr 2018 | 924.4897233194283 | 0.99 | 14.61 |
| May 2018 | 942.2571790598552 | 1.92 | 16.51 |
| Jun 2018 | 946.8816339809983 | 0.49 | 17.50 |
| Jul 2018 | 950.6202981521147 | 0.40 | 16.33 |
| Aug 2018 | 960.4391299414773 | 1.03 | 17.54 |
| Sep 2018 | 975.5458718660745 | 1.57 | 19.38 |
| Oct 2018 | 1002.3677027159208 | 2.75 | 20.54 |
| Nov 2018 | 1013.9235034681652 | 1.15 | 20.60 |
| Dec 2018 | 999.8304769741102 | -1.39 | 17.60 |
| Jan 2019 | 991.3087007432366 | -0.85 | 14.72 |
| Feb 2019 | 989.223510423899 | -0.21 | 10.21 |
| Mar 2019 | 983.7374286572929 | -0.56 | 7.46 |
| Apr 2019 | 974.6408935603472 | -0.92 | 5.43 |
| May 2019 | 969.6934571699913 | -0.51 | 2.91 |
| Jun 2019 | 945.9084532117788 | -2.45 | -0.10 |
| Jul 2019 | 945.8749671426485 | 0.00 | -0.50 |
| Aug 2019 | 936.0228328323742 | -1.04 | -2.54 |
| Sep 2019 | 939.3891970855777 | 0.36 | -3.71 |
| Oct 2019 | 952.5918588919957 | 1.41 | -4.97 |
| Nov 2019 | 959.2231005927351 | 0.70 | -5.39 |
| Dec 2019 | 968.8679180635834 | 1.00 | -3.10 |
| Jan 2020 | 966.721721507005 | -0.22 | -2.48 |
| Feb 2020 | 957.9433777860438 | -0.91 | -3.16 |
| Mar 2020 | 962.5751962838693 | 0.48 | -2.15 |
| Apr 2020 | 952.7170837865407 | -1.02 | -2.25 |
| May 2020 | 948.1467705300922 | -0.48 | -2.22 |
| Jun 2020 | 944.3688739750521 | -0.40 | -0.16 |
| Jul 2020 | 934.6920396774215 | -1.02 | -1.18 |
| Aug 2020 | 934.4606629058126 | -0.02 | -0.17 |
| Sep 2020 | 940.6940537900743 | 0.67 | 0.14 |
| Oct 2020 | 946.8778292345371 | 0.66 | -0.60 |
| Nov 2020 | 952.9904723032665 | 0.65 | -0.65 |
| Dec 2020 | 956.6967728551681 | 0.39 | -1.26 |
| Jan 2021 | 975.1854937827969 | 1.93 | 0.88 |
| Feb 2021 | 996.6044096640702 | 2.20 | 4.04 |
| Mar 2021 | 1041.679558850764 | 4.52 | 8.22 |
| Apr 2021 | 1054.6618462466813 | 1.25 | 10.70 |
| May 2021 | 1060.7723326047128 | 0.58 | 11.88 |
| Jun 2021 | 1083.282105811442 | 2.12 | 14.71 |
| Jul 2021 | 1093.1547562216938 | 0.91 | 16.95 |
| Aug 2021 | 1110.9881309508182 | 1.63 | 18.89 |
| Sep 2021 | 1135.3033234077839 | 2.19 | 20.69 |
| Oct 2021 | 1174.0757642925817 | 3.42 | 23.99 |
| Nov 2021 | 1195.568980821306 | 1.83 | 25.45 |
| Dec 2021 | 1223.0846832862858 | 2.30 | 27.85 |
| Jan 2022 | 1298.7650808605313 | 6.19 | 33.18 |
| Feb 2022 | 1378.9714405058967 | 6.18 | 38.37 |
| Mar 2022 | 1480.3753325269668 | 7.35 | 42.11 |
| Apr 2022 | 1652.9000757299493 | 11.65 | 56.72 |
| May 2022 | 1737.4008116923721 | 5.11 | 63.79 |
| Jun 2022 | 1829.1059874647704 | 5.28 | 68.85 |
| Jul 2022 | 1839.2499252401208 | 0.56 | 68.25 |
| Aug 2022 | 1822.0343061238768 | -0.94 | 64.00 |
| Sep 2022 | 1987.655699174664 | 9.09 | 75.08 |
| Oct 2022 | 2133.3938328672275 | 7.33 | 81.71 |
| Nov 2022 | 2108.192286491079 | -1.18 | 76.33 |
| Dec 2022 | 2014.6939130139122 | -4.43 | 64.72 |
| Jan 2023 | 1984.1296514852768 | -1.52 | 52.77 |
| Feb 2023 | 1969.804796131134 | -0.72 | 42.85 |
| Mar 2023 | 2015.1325899541625 | 2.30 | 36.12 |
| Apr 2023 | 1975.2071099583081 | -1.98 | 19.50 |
| May 2023 | 1989.2692566329083 | 0.71 | 14.50 |
| Jun 2023 | 2045.793592272829 | 2.84 | 11.85 |
| Jul 2023 | 2075.2926048132886 | 1.44 | 12.83 |
| Aug 2023 | 2125.8012570338883 | 2.43 | 16.67 |
| Sep 2023 | 2153.5804599676976 | 1.31 | 8.35 |
| Oct 2023 | 2236.0823001793988 | 3.83 | 4.81 |
| Nov 2023 | 2202.08654006958 | -1.52 | 4.45 |
| Dec 2023 | 2083.3341537248457 | -5.39 | 3.41 |
| Jan 2024 | 2053.903161298226 | -1.41 | 3.52 |
| Feb 2024 | 2083.843686076595 | 1.46 | 5.79 |
| Mar 2024 | 2097.75873867928 | 0.67 | 4.10 |
| Apr 2024 | 2133.601453130439 | 1.71 | 8.02 |
| May 2024 | 2145.975954602775 | 0.58 | 7.88 |
| Jun 2024 | 2113.754440200642 | -1.50 | 3.32 |
| Jul 2024 | 2093.765624061475 | -0.95 | 0.89 |
| Aug 2024 | 2021.8549756689142 | -3.43 | -4.89 |
| Sep 2024 | 1957.5568839073053 | -3.18 | -9.10 |
| Oct 2024 | 1998.2398426858788 | 2.08 | -10.64 |
| Nov 2024 | 2063.170370974272 | 3.25 | -6.31 |
| Dec 2024 | 2042.0520063521296 | -1.02 | -1.98 |
| Jan 2025 | 2084.1536097712233 | 2.06 | 1.47 |
| Feb 2025 | 2057.9796278705603 | -1.26 | -1.24 |
| Mar 2025 | 2014.9365480513163 | -2.09 | -3.95 |
| Apr 2025 | 2018.1555102868642 | 0.16 | -5.41 |
| May 2025 | 2023.30247020555 | 0.26 | -5.72 |
| Jun 2025 | 2011.1580437095201 | -0.60 | -4.85 |
| Jul 2025 | 1981.7931116620523 | -1.46 | -5.35 |
| Aug 2025 | 1947.3478273749395 | -1.74 | -3.68 |
| Sep 2025 | 1898.4827021067922 | -2.51 | -3.02 |
| Oct 2025 | 1875.9473882960033 | -1.19 | -6.12 |
| Nov 2025 | 1870.1160416715727 | -0.31 | -9.36 |
| Dec 2025 | 1860.3633039518256 | -0.52 | -8.90 |
| Jan 2026 | 1844.6107658621625 | -0.85 | -11.49 |
| Feb 2026 | 1834.5842880027235 | -0.54 | -10.85 |
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