Lancaster, PA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Lancaster, PA Metro in February 2026 was $2,307.48. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -2.94%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Lancaster, PA metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Lancaster, PA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 946.4762114638443 | -1.79 | -5.41 |
| Feb 2015 | 952.5320077909985 | 0.64 | -3.75 |
| Mar 2015 | 959.6469468988735 | 0.75 | -3.58 |
| Apr 2015 | 951.7065450909818 | -0.83 | -4.56 |
| May 2015 | 969.8716849870088 | 1.91 | -1.60 |
| Jun 2015 | 986.2287030511955 | 1.69 | 0.13 |
| Jul 2015 | 995.8545297788189 | 0.98 | 1.17 |
| Aug 2015 | 986.0975600974174 | -0.98 | 0.07 |
| Sep 2015 | 989.5947379110011 | 0.36 | -0.32 |
| Oct 2015 | 983.1338443178498 | -0.65 | 0.32 |
| Nov 2015 | 1000.1948557020942 | 1.74 | 2.46 |
| Dec 2015 | 1004.8824811137616 | 0.47 | 4.27 |
| Jan 2016 | 998.8231665604086 | -0.60 | 5.53 |
| Feb 2016 | 980.6192690749496 | -1.82 | 2.95 |
| Mar 2016 | 985.1660115592421 | 0.46 | 2.66 |
| Apr 2016 | 977.4274703345683 | -0.79 | 2.70 |
| May 2016 | 978.1847881841115 | 0.08 | 0.86 |
| Jun 2016 | 978.1223350337546 | -0.01 | -0.82 |
| Jul 2016 | 968.1679573922776 | -1.02 | -2.78 |
| Aug 2016 | 971.2322982339349 | 0.32 | -1.51 |
| Sep 2016 | 977.5403032839708 | 0.65 | -1.22 |
| Oct 2016 | 982.4360417403971 | 0.50 | -0.07 |
| Nov 2016 | 1017.438776850022 | 3.56 | 1.72 |
| Dec 2016 | 1068.185030398224 | 4.99 | 6.30 |
| Jan 2017 | 1067.2510525656803 | -0.09 | 6.85 |
| Feb 2017 | 1073.1260356430532 | 0.55 | 9.43 |
| Mar 2017 | 1079.3415589699596 | 0.58 | 9.56 |
| Apr 2017 | 1065.9916521025439 | -1.24 | 9.06 |
| May 2017 | 1065.7972198474808 | -0.02 | 8.96 |
| Jun 2017 | 1058.7929584292474 | -0.66 | 8.25 |
| Jul 2017 | 1070.685720904935 | 1.12 | 10.59 |
| Aug 2017 | 1065.4457183880636 | -0.49 | 9.70 |
| Sep 2017 | 1060.4731268796156 | -0.47 | 8.48 |
| Oct 2017 | 1074.2312483629305 | 1.30 | 9.34 |
| Nov 2017 | 1082.8388488232697 | 0.80 | 6.43 |
| Dec 2017 | 1091.5544404708132 | 0.81 | 2.19 |
| Jan 2018 | 1106.2527174973802 | 1.35 | 3.65 |
| Feb 2018 | 1143.8980432299109 | 3.40 | 6.60 |
| Mar 2018 | 1167.1362525593017 | 2.03 | 8.13 |
| Apr 2018 | 1181.2606147576848 | 1.21 | 10.81 |
| May 2018 | 1207.3866361567154 | 2.21 | 13.29 |
| Jun 2018 | 1210.6066885684204 | 0.27 | 14.34 |
| Jul 2018 | 1206.931029896488 | -0.30 | 12.73 |
| Aug 2018 | 1210.047487122535 | 0.26 | 13.57 |
| Sep 2018 | 1220.3078595809968 | 0.85 | 15.07 |
| Oct 2018 | 1247.6138329284868 | 2.24 | 16.14 |
| Nov 2018 | 1254.935521814738 | 0.59 | 15.89 |
| Dec 2018 | 1229.8549657042415 | -2.00 | 12.67 |
| Jan 2019 | 1211.822490383805 | -1.47 | 9.54 |
| Feb 2019 | 1203.804620922611 | -0.66 | 5.24 |
| Mar 2019 | 1194.4174728325565 | -0.78 | 2.34 |
| Apr 2019 | 1183.0642260298562 | -0.95 | 0.15 |
| May 2019 | 1178.598345006353 | -0.38 | -2.38 |
| Jun 2019 | 1150.9816004874808 | -2.34 | -4.92 |
| Jul 2019 | 1150.2856573056497 | -0.06 | -4.69 |
| Aug 2019 | 1136.3926526347034 | -1.21 | -6.09 |
| Sep 2019 | 1138.402039298013 | 0.18 | -6.71 |
| Oct 2019 | 1152.9223671726859 | 1.28 | -7.59 |
| Nov 2019 | 1159.26616187378 | 0.55 | -7.62 |
| Dec 2019 | 1167.0392717781363 | 0.67 | -5.11 |
| Jan 2020 | 1160.4735426586874 | -0.56 | -4.24 |
| Feb 2020 | 1145.730702186872 | -1.27 | -4.82 |
| Mar 2020 | 1148.2258340250853 | 0.22 | -3.87 |
| Apr 2020 | 1134.294552614334 | -1.21 | -4.12 |
| May 2020 | 1127.1544668550612 | -0.63 | -4.36 |
| Jun 2020 | 1120.8757146637813 | -0.56 | -2.62 |
| Jul 2020 | 1107.6971265854859 | -1.18 | -3.70 |
| Aug 2020 | 1105.9626076649274 | -0.16 | -2.68 |
| Sep 2020 | 1112.5122828598676 | 0.59 | -2.27 |
| Oct 2020 | 1119.9513112872526 | 0.67 | -2.86 |
| Nov 2020 | 1128.2238930075948 | 0.74 | -2.68 |
| Dec 2020 | 1134.7988767538645 | 0.58 | -2.76 |
| Jan 2021 | 1157.152198377936 | 1.97 | -0.29 |
| Feb 2021 | 1182.0945873736903 | 2.15 | 3.17 |
| Mar 2021 | 1233.1012069729975 | 4.32 | 7.39 |
| Apr 2021 | 1244.7144371953 | 0.94 | 9.74 |
| May 2021 | 1247.1134314912447 | 0.19 | 10.64 |
| Jun 2021 | 1265.1252166907575 | 1.44 | 12.87 |
| Jul 2021 | 1263.971109623689 | -0.09 | 14.11 |
| Aug 2021 | 1267.0207464289117 | 0.24 | 14.56 |
| Sep 2021 | 1274.379837996083 | 0.58 | 14.55 |
| Oct 2021 | 1298.5700470567767 | 1.90 | 15.95 |
| Nov 2021 | 1304.9518916822328 | 0.49 | 15.66 |
| Dec 2021 | 1322.1916542819126 | 1.32 | 16.51 |
| Jan 2022 | 1392.153956294624 | 5.29 | 20.31 |
| Feb 2022 | 1465.0383132589589 | 5.24 | 23.94 |
| Mar 2022 | 1556.5271471649467 | 6.25 | 26.23 |
| Apr 2022 | 1715.4955545484997 | 10.21 | 37.82 |
| May 2022 | 1777.7502194820843 | 3.63 | 42.55 |
| Jun 2022 | 1844.9207582560653 | 3.78 | 45.83 |
| Jul 2022 | 1833.4607213231382 | -0.62 | 45.06 |
| Aug 2022 | 1801.7900912036323 | -1.73 | 42.21 |
| Sep 2022 | 1959.0395211405475 | 8.73 | 53.73 |
| Oct 2022 | 2108.703045212503 | 7.64 | 62.39 |
| Nov 2022 | 2099.273202718334 | -0.45 | 60.87 |
| Dec 2022 | 2027.000563234279 | -3.44 | 53.31 |
| Jan 2023 | 2019.280775723155 | -0.38 | 45.05 |
| Feb 2023 | 2023.682543537239 | 0.22 | 38.13 |
| Mar 2023 | 2086.5259364074573 | 3.11 | 34.05 |
| Apr 2023 | 2058.1494791300274 | -1.36 | 19.97 |
| May 2023 | 2089.3606604713614 | 1.52 | 17.53 |
| Jun 2023 | 2163.7086739029232 | 3.56 | 17.28 |
| Jul 2023 | 2207.290131800206 | 2.01 | 20.39 |
| Aug 2023 | 2270.7168048027074 | 2.87 | 26.03 |
| Sep 2023 | 2311.8204498780606 | 1.81 | 18.01 |
| Oct 2023 | 2409.7973415924653 | 4.24 | 14.28 |
| Nov 2023 | 2379.971840132325 | -1.24 | 13.37 |
| Dec 2023 | 2255.9200188347713 | -5.21 | 11.29 |
| Jan 2024 | 2226.7031733955323 | -1.29 | 10.27 |
| Feb 2024 | 2262.8627077934852 | 1.62 | 11.82 |
| Mar 2024 | 2283.0985705054086 | 0.89 | 9.42 |
| Apr 2024 | 2331.1127278743393 | 2.10 | 13.26 |
| May 2024 | 2353.700798621713 | 0.97 | 12.65 |
| Jun 2024 | 2324.779135505225 | -1.23 | 7.44 |
| Jul 2024 | 2311.203182872663 | -0.58 | 4.71 |
| Aug 2024 | 2245.644030542278 | -2.84 | -1.10 |
| Sep 2024 | 2191.8607058389507 | -2.39 | -5.19 |
| Oct 2024 | 2254.426710464992 | 2.85 | -6.45 |
| Nov 2024 | 2342.1889095175197 | 3.89 | -1.59 |
| Dec 2024 | 2332.982769435095 | -0.39 | 3.42 |
| Jan 2025 | 2394.3084147153686 | 2.63 | 7.53 |
| Feb 2025 | 2377.501141803635 | -0.70 | 5.07 |
| Mar 2025 | 2339.2594769797756 | -1.61 | 2.46 |
| Apr 2025 | 2358.676431923046 | 0.83 | 1.18 |
| May 2025 | 2383.4771725075816 | 1.05 | 1.26 |
| Jun 2025 | 2390.8304505729047 | 0.31 | 2.84 |
| Jul 2025 | 2381.6476488808466 | -0.38 | 3.05 |
| Aug 2025 | 2363.954600238084 | -0.74 | 5.27 |
| Sep 2025 | 2325.223640437576 | -1.64 | 6.08 |
| Oct 2025 | 2311.1531496174052 | -0.60 | 2.52 |
| Nov 2025 | 2316.6204988321665 | 0.24 | -1.09 |
| Dec 2025 | 2318.291126667541 | 0.07 | -0.63 |
| Jan 2026 | 2311.363474121024 | -0.30 | -3.46 |
| Feb 2026 | 2307.4801917379896 | -0.17 | -2.94 |