Louisville, KY (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Louisville, KY Metro in February 2026 was $1,690.638. The month over month percentage change (MoM) was -0.18%, and the year over year percentage change (YoY) was -4.78%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Louisville, KY metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Louisville, KY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Louisville, KY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Louisville, KY (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Louisville, KY (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 699.1700824694356 | -1.77 | -3.97 |
| Feb 2015 | 703.2294097046557 | 0.58 | -2.19 |
| Mar 2015 | 708.4050854513065 | 0.74 | -1.91 |
| Apr 2015 | 703.3617710452198 | -0.71 | -2.85 |
| May 2015 | 718.7595551602788 | 2.19 | 0.21 |
| Jun 2015 | 732.768337151145 | 1.95 | 1.88 |
| Jul 2015 | 740.8235531384148 | 1.10 | 2.77 |
| Aug 2015 | 733.6440451503431 | -0.97 | 1.51 |
| Sep 2015 | 735.4749868393567 | 0.25 | 0.96 |
| Oct 2015 | 731.7256666681404 | -0.51 | 1.55 |
| Nov 2015 | 745.5148694909694 | 1.88 | 3.65 |
| Dec 2015 | 750.5915540213921 | 0.68 | 5.46 |
| Jan 2016 | 746.2053936336602 | -0.58 | 6.73 |
| Feb 2016 | 732.8747593324383 | -1.79 | 4.22 |
| Mar 2016 | 737.4896568329053 | 0.63 | 4.11 |
| Apr 2016 | 733.2644441179973 | -0.57 | 4.25 |
| May 2016 | 735.7028505291905 | 0.33 | 2.36 |
| Jun 2016 | 736.7587021973893 | 0.14 | 0.55 |
| Jul 2016 | 729.5112570269457 | -0.98 | -1.53 |
| Aug 2016 | 731.8069031228212 | 0.32 | -0.25 |
| Sep 2016 | 737.4839007067544 | 0.78 | 0.27 |
| Oct 2016 | 743.807883259914 | 0.86 | 1.65 |
| Nov 2016 | 773.6461542016452 | 4.01 | 3.77 |
| Dec 2016 | 814.2690727241463 | 5.25 | 8.48 |
| Jan 2017 | 814.3544571359306 | 0.01 | 9.13 |
| Feb 2017 | 819.2067422053673 | 0.60 | 11.78 |
| Mar 2017 | 824.4475554659409 | 0.64 | 11.79 |
| Apr 2017 | 815.82263596813 | -1.05 | 11.26 |
| May 2017 | 817.1300111314772 | 0.16 | 11.07 |
| Jun 2017 | 812.9484716968934 | -0.51 | 10.34 |
| Jul 2017 | 823.397840301313 | 1.29 | 12.87 |
| Aug 2017 | 820.920622073603 | -0.30 | 12.18 |
| Sep 2017 | 819.6824027983179 | -0.15 | 11.15 |
| Oct 2017 | 829.0209225090601 | 1.14 | 11.46 |
| Nov 2017 | 829.8510595342843 | 0.10 | 7.27 |
| Dec 2017 | 828.8762138848316 | -0.12 | 1.79 |
| Jan 2018 | 836.5276421024379 | 0.92 | 2.72 |
| Feb 2018 | 869.1211637253009 | 3.90 | 6.09 |
| Mar 2018 | 889.9676781417006 | 2.40 | 7.95 |
| Apr 2018 | 901.9859664505116 | 1.35 | 10.56 |
| May 2018 | 920.122355608264 | 2.01 | 12.60 |
| Jun 2018 | 923.7405696250785 | 0.39 | 13.63 |
| Jul 2018 | 925.3739870371159 | 0.18 | 12.39 |
| Aug 2018 | 932.8079412909317 | 0.80 | 13.63 |
| Sep 2018 | 945.1043025050974 | 1.32 | 15.30 |
| Oct 2018 | 967.9931236565149 | 2.42 | 16.76 |
| Nov 2018 | 975.9374942010795 | 0.82 | 17.60 |
| Dec 2018 | 958.7904224674036 | -1.76 | 15.67 |
| Jan 2019 | 948.7023736931122 | -1.05 | 13.41 |
| Feb 2019 | 946.8886315441872 | -0.19 | 8.95 |
| Mar 2019 | 944.4818850786538 | -0.25 | 6.13 |
| Apr 2019 | 939.2388363495186 | -0.56 | 4.13 |
| May 2019 | 937.0978645374911 | -0.23 | 1.85 |
| Jun 2019 | 915.3445310810647 | -2.32 | -0.91 |
| Jul 2019 | 914.6384609830448 | -0.08 | -1.16 |
| Aug 2019 | 903.1198060108546 | -1.26 | -3.18 |
| Sep 2019 | 903.5106651328779 | 0.04 | -4.40 |
| Oct 2019 | 914.5512186625319 | 1.22 | -5.52 |
| Nov 2019 | 919.9989744023808 | 0.60 | -5.73 |
| Dec 2019 | 928.4079576190524 | 0.91 | -3.17 |
| Jan 2020 | 924.8378148829592 | -0.38 | -2.51 |
| Feb 2020 | 913.9922234638975 | -1.17 | -3.47 |
| Mar 2020 | 916.5598628617147 | 0.28 | -2.96 |
| Apr 2020 | 906.2367183445878 | -1.13 | -3.51 |
| May 2020 | 901.5872326053797 | -0.51 | -3.79 |
| Jun 2020 | 897.4794208577472 | -0.46 | -1.95 |
| Jul 2020 | 886.9815605987836 | -1.17 | -3.02 |
| Aug 2020 | 885.895840691159 | -0.12 | -1.91 |
| Sep 2020 | 891.4316521543265 | 0.63 | -1.34 |
| Oct 2020 | 898.4094859652255 | 0.78 | -1.76 |
| Nov 2020 | 905.1382770884574 | 0.75 | -1.61 |
| Dec 2020 | 909.7783896236115 | 0.51 | -2.01 |
| Jan 2021 | 924.8677091696422 | 1.66 | 0.00 |
| Feb 2021 | 941.661912943564 | 1.82 | 3.03 |
| Mar 2021 | 978.9529497634618 | 3.96 | 6.81 |
| Apr 2021 | 986.358861019042 | 0.76 | 8.84 |
| May 2021 | 986.6136414590834 | 0.03 | 9.43 |
| Jun 2021 | 999.2585977870814 | 1.28 | 11.34 |
| Jul 2021 | 997.5495080267879 | -0.17 | 12.47 |
| Aug 2021 | 1000.3255236926366 | 0.28 | 12.92 |
| Sep 2021 | 1007.7527938467535 | 0.74 | 13.05 |
| Oct 2021 | 1027.8714540957005 | 2.00 | 14.41 |
| Nov 2021 | 1032.5837190255538 | 0.46 | 14.08 |
| Dec 2021 | 1043.1888591209079 | 1.03 | 14.66 |
| Jan 2022 | 1093.2299997367722 | 4.80 | 18.20 |
| Feb 2022 | 1143.2849125946461 | 4.58 | 21.41 |
| Mar 2022 | 1207.817132295897 | 5.64 | 23.38 |
| Apr 2022 | 1325.9213245786564 | 9.78 | 34.43 |
| May 2022 | 1372.8153412783108 | 3.54 | 39.14 |
| Jun 2022 | 1425.70789841154 | 3.85 | 42.68 |
| Jul 2022 | 1417.6298701347469 | -0.57 | 42.11 |
| Aug 2022 | 1392.5712823764247 | -1.77 | 39.21 |
| Sep 2022 | 1510.9538626568606 | 8.50 | 49.93 |
| Oct 2022 | 1621.3242276986978 | 7.31 | 57.74 |
| Nov 2022 | 1607.9666263286022 | -0.82 | 55.72 |
| Dec 2022 | 1547.0676275333212 | -3.79 | 48.30 |
| Jan 2023 | 1534.6823931301828 | -0.80 | 40.38 |
| Feb 2023 | 1533.6190777494767 | -0.07 | 34.14 |
| Mar 2023 | 1578.5447342087114 | 2.93 | 30.69 |
| Apr 2023 | 1558.2077721935766 | -1.29 | 17.52 |
| May 2023 | 1581.4739537878422 | 1.49 | 15.20 |
| Jun 2023 | 1635.7698440018366 | 3.43 | 14.73 |
| Jul 2023 | 1663.2915048530976 | 1.68 | 17.33 |
| Aug 2023 | 1705.1415059437975 | 2.52 | 22.45 |
| Sep 2023 | 1729.0420405075035 | 1.40 | 14.43 |
| Oct 2023 | 1798.1432090996923 | 4.00 | 10.91 |
| Nov 2023 | 1773.2393159912722 | -1.38 | 10.28 |
| Dec 2023 | 1679.830285309801 | -5.27 | 8.58 |
| Jan 2024 | 1655.9769396930592 | -1.42 | 7.90 |
| Feb 2024 | 1679.1964745274925 | 1.40 | 9.49 |
| Mar 2024 | 1691.8408278814422 | 0.75 | 7.18 |
| Apr 2024 | 1726.6332458064408 | 2.06 | 10.81 |
| May 2024 | 1745.2988594349017 | 1.08 | 10.36 |
| Jun 2024 | 1728.3096772471768 | -0.97 | 5.66 |
| Jul 2024 | 1721.6173434719794 | -0.39 | 3.51 |
| Aug 2024 | 1672.1735955114195 | -2.87 | -1.93 |
| Sep 2024 | 1626.8387511005296 | -2.71 | -5.91 |
| Oct 2024 | 1669.3273461087445 | 2.61 | -7.16 |
| Nov 2024 | 1734.5428474943556 | 3.91 | -2.18 |
| Dec 2024 | 1732.105651615253 | -0.14 | 3.11 |
| Jan 2025 | 1783.8764644856008 | 2.99 | 7.72 |
| Feb 2025 | 1775.5080794369464 | -0.47 | 5.74 |
| Mar 2025 | 1749.3315111462473 | -1.47 | 3.40 |
| Apr 2025 | 1763.7731301142867 | 0.83 | 2.15 |
| May 2025 | 1781.6763314803704 | 1.01 | 2.08 |
| Jun 2025 | 1785.4800107171598 | 0.21 | 3.31 |
| Jul 2025 | 1771.8852258907357 | -0.76 | 2.92 |
| Aug 2025 | 1751.0824994717243 | -1.17 | 4.72 |
| Sep 2025 | 1714.3725741679946 | -2.10 | 5.38 |
| Oct 2025 | 1700.8699211346116 | -0.79 | 1.89 |
| Nov 2025 | 1702.6125867359035 | 0.10 | -1.84 |
| Dec 2025 | 1701.3861831093775 | -0.07 | -1.77 |
| Jan 2026 | 1693.7542833384198 | -0.45 | -5.05 |
| Feb 2026 | 1690.6383824025181 | -0.18 | -4.78 |
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