Lynchburg, VA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Lynchburg, VA Metro in February 2026 was $1,728.288. The month over month percentage change (MoM) was -0.27%, and the year over year percentage change (YoY) was -5.82%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Lynchburg, VA metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Lynchburg, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Lynchburg, VA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Lynchburg, VA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lynchburg, VA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 739.5760372665411 | -1.98 | -6.95 |
| Feb 2015 | 742.505080838188 | 0.40 | -5.12 |
| Mar 2015 | 747.5805576113938 | 0.68 | -4.84 |
| Apr 2015 | 742.4644783952426 | -0.68 | -5.62 |
| May 2015 | 759.6138399349735 | 2.31 | -2.31 |
| Jun 2015 | 775.4009524373846 | 2.08 | -0.18 |
| Jul 2015 | 784.5959599048506 | 1.19 | 1.22 |
| Aug 2015 | 776.2589886780395 | -1.06 | 0.23 |
| Sep 2015 | 777.6924957432763 | 0.19 | -0.09 |
| Oct 2015 | 772.2927042157128 | -0.69 | 0.58 |
| Nov 2015 | 785.3350635520644 | 1.69 | 2.69 |
| Dec 2015 | 788.0679210174292 | 0.35 | 4.44 |
| Jan 2016 | 782.0514337234681 | -0.76 | 5.74 |
| Feb 2016 | 767.1086812853787 | -1.91 | 3.31 |
| Mar 2016 | 770.7837230001214 | 0.48 | 3.10 |
| Apr 2016 | 764.3053494937483 | -0.84 | 2.94 |
| May 2016 | 764.0686672368365 | -0.03 | 0.59 |
| Jun 2016 | 762.5229786427504 | -0.20 | -1.66 |
| Jul 2016 | 753.2399658598121 | -1.22 | -4.00 |
| Aug 2016 | 754.8354463011401 | 0.21 | -2.76 |
| Sep 2016 | 759.5837377504005 | 0.63 | -2.33 |
| Oct 2016 | 763.8387707890936 | 0.56 | -1.09 |
| Nov 2016 | 791.6789187447447 | 3.65 | 0.81 |
| Dec 2016 | 831.1571279119045 | 4.99 | 5.47 |
| Jan 2017 | 830.3800391954628 | -0.09 | 6.18 |
| Feb 2017 | 833.630908327371 | 0.39 | 8.67 |
| Mar 2017 | 837.0585037146673 | 0.41 | 8.60 |
| Apr 2017 | 825.7213367277031 | -1.35 | 8.04 |
| May 2017 | 824.2711375016876 | -0.18 | 7.88 |
| Jun 2017 | 816.5229630034378 | -0.94 | 7.08 |
| Jul 2017 | 823.1811640977991 | 0.82 | 9.29 |
| Aug 2017 | 818.0990392604479 | -0.62 | 8.38 |
| Sep 2017 | 814.5957491802425 | -0.43 | 7.24 |
| Oct 2017 | 825.1352663047787 | 1.29 | 8.03 |
| Nov 2017 | 830.586287025331 | 0.66 | 4.92 |
| Dec 2017 | 836.2978585904741 | 0.69 | 0.62 |
| Jan 2018 | 846.445914580196 | 1.21 | 1.94 |
| Feb 2018 | 875.9506954055626 | 3.49 | 5.08 |
| Mar 2018 | 890.0185792581515 | 1.61 | 6.33 |
| Apr 2018 | 895.8134135934058 | 0.65 | 8.49 |
| May 2018 | 909.139596416417 | 1.49 | 10.30 |
| Jun 2018 | 909.0031665109719 | -0.01 | 11.33 |
| Jul 2018 | 907.5577414873894 | -0.16 | 10.25 |
| Aug 2018 | 912.3837442243305 | 0.53 | 11.53 |
| Sep 2018 | 923.3388085655978 | 1.20 | 13.35 |
| Oct 2018 | 943.6673100532863 | 2.20 | 14.37 |
| Nov 2018 | 948.4208855627803 | 0.50 | 14.19 |
| Dec 2018 | 927.8835911254853 | -2.16 | 10.95 |
| Jan 2019 | 915.3949278028364 | -1.35 | 8.15 |
| Feb 2019 | 911.9554490021457 | -0.38 | 4.11 |
| Mar 2019 | 909.0570370359568 | -0.32 | 2.14 |
| Apr 2019 | 903.467472386304 | -0.61 | 0.85 |
| May 2019 | 900.6967027558376 | -0.31 | -0.93 |
| Jun 2019 | 878.4987041007735 | -2.46 | -3.36 |
| Jul 2019 | 876.6293221542626 | -0.21 | -3.41 |
| Aug 2019 | 865.7212267125365 | -1.24 | -5.11 |
| Sep 2019 | 867.5819569430297 | 0.22 | -6.04 |
| Oct 2019 | 879.1545620088282 | 1.33 | -6.84 |
| Nov 2019 | 884.1712288938157 | 0.57 | -6.77 |
| Dec 2019 | 890.4518803130402 | 0.71 | -4.03 |
| Jan 2020 | 885.3334848416888 | -0.57 | -3.28 |
| Feb 2020 | 873.9426196912283 | -1.29 | -4.17 |
| Mar 2020 | 876.1730226343394 | 0.26 | -3.62 |
| Apr 2020 | 866.4464376606054 | -1.11 | -4.10 |
| May 2020 | 862.935498584058 | -0.40 | -4.19 |
| Jun 2020 | 859.5001895202075 | -0.40 | -2.16 |
| Jul 2020 | 851.2736885273127 | -0.96 | -2.89 |
| Aug 2020 | 851.7327447730385 | 0.05 | -1.62 |
| Sep 2020 | 859.5903625030251 | 0.92 | -0.92 |
| Oct 2020 | 867.430559541486 | 0.91 | -1.33 |
| Nov 2020 | 874.175416184929 | 0.78 | -1.13 |
| Dec 2020 | 877.4652802426212 | 0.38 | -1.46 |
| Jan 2021 | 891.7429011571392 | 1.63 | 0.72 |
| Feb 2021 | 908.2741770762159 | 1.85 | 3.93 |
| Mar 2021 | 945.518716017722 | 4.10 | 7.92 |
| Apr 2021 | 955.3273657527618 | 1.04 | 10.26 |
| May 2021 | 958.8018843702121 | 0.36 | 11.11 |
| Jun 2021 | 974.5792189546833 | 1.65 | 13.39 |
| Jul 2021 | 974.6411798393274 | 0.01 | 14.49 |
| Aug 2021 | 977.9564468789988 | 0.34 | 14.82 |
| Sep 2021 | 985.9211227343083 | 0.81 | 14.70 |
| Oct 2021 | 1005.1760704935867 | 1.95 | 15.88 |
| Nov 2021 | 1009.4668985731452 | 0.43 | 15.48 |
| Dec 2021 | 1019.3261044969568 | 0.98 | 16.17 |
| Jan 2022 | 1070.8587427652615 | 5.06 | 20.09 |
| Feb 2022 | 1122.5712211888024 | 4.83 | 23.59 |
| Mar 2022 | 1188.3950756964184 | 5.86 | 25.69 |
| Apr 2022 | 1307.8321983219969 | 10.05 | 36.90 |
| May 2022 | 1359.4939052883312 | 3.95 | 41.79 |
| Jun 2022 | 1420.501520321562 | 4.49 | 45.76 |
| Jul 2022 | 1420.2119185249812 | -0.02 | 45.72 |
| Aug 2022 | 1401.8118407654317 | -1.30 | 43.34 |
| Sep 2022 | 1526.3295034535413 | 8.88 | 54.81 |
| Oct 2022 | 1641.250444826051 | 7.53 | 63.28 |
| Nov 2022 | 1628.587260179891 | -0.77 | 61.33 |
| Dec 2022 | 1566.3711349887615 | -3.82 | 53.67 |
| Jan 2023 | 1552.903359577177 | -0.86 | 45.02 |
| Feb 2023 | 1552.129541759668 | -0.05 | 38.27 |
| Mar 2023 | 1602.4399927840502 | 3.24 | 34.84 |
| Apr 2023 | 1589.0980424917507 | -0.83 | 21.51 |
| May 2023 | 1623.7537333548853 | 2.18 | 19.44 |
| Jun 2023 | 1688.9257140148866 | 4.01 | 18.90 |
| Jul 2023 | 1725.2394433427341 | 2.15 | 21.48 |
| Aug 2023 | 1773.1731024128012 | 2.78 | 26.49 |
| Sep 2023 | 1801.2503371214625 | 1.58 | 18.01 |
| Oct 2023 | 1875.1030029215194 | 4.10 | 14.25 |
| Nov 2023 | 1851.662068742308 | -1.25 | 13.70 |
| Dec 2023 | 1753.5517769671326 | -5.30 | 11.95 |
| Jan 2024 | 1726.1458730172815 | -1.56 | 11.16 |
| Feb 2024 | 1748.5981785930348 | 1.30 | 12.66 |
| Mar 2024 | 1762.0938897935598 | 0.77 | 9.96 |
| Apr 2024 | 1801.7242860747954 | 2.25 | 13.38 |
| May 2024 | 1825.602139616567 | 1.33 | 12.43 |
| Jun 2024 | 1812.4820038434764 | -0.72 | 7.32 |
| Jul 2024 | 1808.3688757038713 | -0.23 | 4.82 |
| Aug 2024 | 1754.5421270063798 | -2.98 | -1.05 |
| Sep 2024 | 1704.3677130796466 | -2.86 | -5.38 |
| Oct 2024 | 1745.7729324747256 | 2.43 | -6.90 |
| Nov 2024 | 1809.9395335056 | 3.68 | -2.25 |
| Dec 2024 | 1802.5579377853799 | -0.41 | 2.80 |
| Jan 2025 | 1849.6189883178054 | 2.61 | 7.15 |
| Feb 2025 | 1835.0796745564369 | -0.79 | 4.95 |
| Mar 2025 | 1800.9616599168958 | -1.86 | 2.21 |
| Apr 2025 | 1807.9147493873975 | 0.39 | 0.34 |
| May 2025 | 1819.5806364777302 | 0.65 | -0.33 |
| Jun 2025 | 1817.8042559490277 | -0.10 | 0.29 |
| Jul 2025 | 1803.2901758884182 | -0.80 | -0.28 |
| Aug 2025 | 1784.5860499019284 | -1.04 | 1.71 |
| Sep 2025 | 1751.98481638191 | -1.83 | 2.79 |
| Oct 2025 | 1742.6042552827982 | -0.53 | -0.18 |
| Nov 2025 | 1745.935652623763 | 0.19 | -3.54 |
| Dec 2025 | 1743.0609815183163 | -0.16 | -3.30 |
| Jan 2026 | 1732.9437329178631 | -0.58 | -6.31 |
| Feb 2026 | 1728.2880998824583 | -0.27 | -5.82 |
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