Madison, WI (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Madison, WI Metro in February 2026 was $2,677.678. The month over month percentage change (MoM) was -0.10%, and the year over year percentage change (YoY) was -4.28%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Madison, WI metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Madison, WI metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Madison, WI (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Madison, WI (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Madison, WI (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1062.1844818207267 | -1.61 | -4.13 |
| Feb 2015 | 1070.9995778901755 | 0.83 | -2.50 |
| Mar 2015 | 1081.3781005461265 | 0.97 | -2.44 |
| Apr 2015 | 1073.5013344152644 | -0.73 | -3.45 |
| May 2015 | 1095.6240483440176 | 2.06 | -0.32 |
| Jun 2015 | 1115.7478798713792 | 1.84 | 1.55 |
| Jul 2015 | 1127.8394740239564 | 1.08 | 2.72 |
| Aug 2015 | 1116.8854346488001 | -0.97 | 1.66 |
| Sep 2015 | 1121.1152258630423 | 0.38 | 1.40 |
| Oct 2015 | 1117.9480494042145 | -0.28 | 2.29 |
| Nov 2015 | 1143.266322409992 | 2.27 | 4.79 |
| Dec 2015 | 1155.7465121575224 | 1.09 | 7.06 |
| Jan 2016 | 1154.304738997667 | -0.12 | 8.67 |
| Feb 2016 | 1137.2098703724548 | -1.48 | 6.18 |
| Mar 2016 | 1146.7066907603557 | 0.84 | 6.04 |
| Apr 2016 | 1141.5142097571347 | -0.45 | 6.34 |
| May 2016 | 1146.9895701973076 | 0.48 | 4.69 |
| Jun 2016 | 1149.615797366063 | 0.23 | 3.04 |
| Jul 2016 | 1138.737335265328 | -0.95 | 0.97 |
| Aug 2016 | 1141.8800374427594 | 0.28 | 2.24 |
| Sep 2016 | 1149.354857739942 | 0.66 | 2.52 |
| Oct 2016 | 1156.7289752726133 | 0.64 | 3.47 |
| Nov 2016 | 1201.1725268379582 | 3.84 | 5.07 |
| Dec 2016 | 1263.5078995993354 | 5.19 | 9.32 |
| Jan 2017 | 1264.047310389644 | 0.04 | 9.51 |
| Feb 2017 | 1272.03197848423 | 0.63 | 11.86 |
| Mar 2017 | 1281.3303791027313 | 0.73 | 11.74 |
| Apr 2017 | 1268.794476685441 | -0.98 | 11.15 |
| May 2017 | 1271.541656815032 | 0.22 | 10.86 |
| Jun 2017 | 1264.9967523777802 | -0.51 | 10.04 |
| Jul 2017 | 1279.5845069449301 | 1.15 | 12.37 |
| Aug 2017 | 1273.0577311040636 | -0.51 | 11.49 |
| Sep 2017 | 1267.7761489830868 | -0.41 | 10.30 |
| Oct 2017 | 1284.767407587049 | 1.34 | 11.07 |
| Nov 2017 | 1294.491049413671 | 0.76 | 7.77 |
| Dec 2017 | 1304.333612451258 | 0.76 | 3.23 |
| Jan 2018 | 1321.2940396206152 | 1.30 | 4.53 |
| Feb 2018 | 1367.9117486831456 | 3.53 | 7.54 |
| Mar 2018 | 1392.050267409324 | 1.77 | 8.64 |
| Apr 2018 | 1404.5652282329665 | 0.90 | 10.70 |
| May 2018 | 1431.6329089659253 | 1.93 | 12.59 |
| Jun 2018 | 1437.0359561746757 | 0.38 | 13.60 |
| Jul 2018 | 1439.3544169318382 | 0.16 | 12.49 |
| Aug 2018 | 1449.533290555135 | 0.71 | 13.86 |
| Sep 2018 | 1465.9818857418006 | 1.14 | 15.63 |
| Oct 2018 | 1497.3000581544807 | 2.14 | 16.54 |
| Nov 2018 | 1503.8464070350992 | 0.44 | 16.17 |
| Dec 2018 | 1473.4408460858822 | -2.02 | 12.97 |
| Jan 2019 | 1453.645544771194 | -1.34 | 10.02 |
| Feb 2019 | 1447.4384802825311 | -0.43 | 5.81 |
| Mar 2019 | 1439.9541209959839 | -0.52 | 3.44 |
| Apr 2019 | 1428.8396497482381 | -0.77 | 1.73 |
| May 2019 | 1423.844040987505 | -0.35 | -0.54 |
| Jun 2019 | 1389.498998091154 | -2.41 | -3.31 |
| Jul 2019 | 1388.0741166213447 | -0.10 | -3.56 |
| Aug 2019 | 1370.2537115890434 | -1.28 | -5.47 |
| Sep 2019 | 1371.0950786605747 | 0.06 | -6.47 |
| Oct 2019 | 1387.088303071143 | 1.17 | -7.36 |
| Nov 2019 | 1393.7654161338198 | 0.48 | -7.32 |
| Dec 2019 | 1404.1629086005846 | 0.75 | -4.70 |
| Jan 2020 | 1398.040223944856 | -0.44 | -3.82 |
| Feb 2020 | 1383.1878322860598 | -1.06 | -4.44 |
| Mar 2020 | 1390.5720045033704 | 0.53 | -3.43 |
| Apr 2020 | 1377.7310005972925 | -0.92 | -3.58 |
| May 2020 | 1372.0372151538818 | -0.41 | -3.64 |
| Jun 2020 | 1364.7254319382141 | -0.53 | -1.78 |
| Jul 2020 | 1346.4819823825312 | -1.34 | -3.00 |
| Aug 2020 | 1342.5499710509694 | -0.29 | -2.02 |
| Sep 2020 | 1349.318578597894 | 0.50 | -1.59 |
| Oct 2020 | 1358.3634094070535 | 0.67 | -2.07 |
| Nov 2020 | 1365.1509705718636 | 0.50 | -2.05 |
| Dec 2020 | 1367.764279860309 | 0.19 | -2.59 |
| Jan 2021 | 1387.1116337017165 | 1.42 | -0.78 |
| Feb 2021 | 1411.2139148149433 | 1.74 | 2.03 |
| Mar 2021 | 1467.776656174471 | 4.01 | 5.55 |
| Apr 2021 | 1483.1254837429267 | 1.05 | 7.65 |
| May 2021 | 1490.2934298176187 | 0.48 | 8.62 |
| Jun 2021 | 1514.7111188648826 | 1.64 | 10.99 |
| Jul 2021 | 1514.1481503254288 | -0.04 | 12.45 |
| Aug 2021 | 1516.6716860058082 | 0.17 | 12.97 |
| Sep 2021 | 1525.4039464185632 | 0.58 | 13.05 |
| Oct 2021 | 1550.7572943948105 | 1.66 | 14.16 |
| Nov 2021 | 1551.8553614472153 | 0.07 | 13.68 |
| Dec 2021 | 1563.3494039213679 | 0.74 | 14.30 |
| Jan 2022 | 1635.0084109296286 | 4.58 | 17.87 |
| Feb 2022 | 1708.8152932014373 | 4.51 | 21.09 |
| Mar 2022 | 1809.252871392501 | 5.88 | 23.27 |
| Apr 2022 | 1996.6987715349728 | 10.36 | 34.63 |
| May 2022 | 2081.0017303267387 | 4.22 | 39.64 |
| Jun 2022 | 2168.326606199178 | 4.20 | 43.15 |
| Jul 2022 | 2157.324764089301 | -0.51 | 42.48 |
| Aug 2022 | 2115.1944314392676 | -1.95 | 39.46 |
| Sep 2022 | 2293.775581339454 | 8.44 | 50.37 |
| Oct 2022 | 2460.343149231213 | 7.26 | 58.65 |
| Nov 2022 | 2440.1411764554914 | -0.82 | 57.24 |
| Dec 2022 | 2349.2063194653856 | -3.73 | 50.27 |
| Jan 2023 | 2339.1975314186907 | -0.43 | 43.07 |
| Feb 2023 | 2350.050175608238 | 0.46 | 37.53 |
| Mar 2023 | 2433.5658414957156 | 3.55 | 34.51 |
| Apr 2023 | 2412.876478018026 | -0.85 | 20.84 |
| May 2023 | 2455.021526134644 | 1.75 | 17.97 |
| Jun 2023 | 2538.4396060298927 | 3.40 | 17.07 |
| Jul 2023 | 2579.45128596359 | 1.62 | 19.57 |
| Aug 2023 | 2644.9029742287394 | 2.54 | 25.04 |
| Sep 2023 | 2688.006630747825 | 1.63 | 17.19 |
| Oct 2023 | 2797.7441369468024 | 4.08 | 13.71 |
| Nov 2023 | 2759.6669100394124 | -1.36 | 13.10 |
| Dec 2023 | 2610.1739613761392 | -5.42 | 11.11 |
| Jan 2024 | 2574.129076769656 | -1.38 | 10.04 |
| Feb 2024 | 2618.4214191448777 | 1.72 | 11.42 |
| Mar 2024 | 2653.274077270541 | 1.33 | 9.03 |
| Apr 2024 | 2722.4811449677036 | 2.61 | 12.83 |
| May 2024 | 2760.3294746976944 | 1.39 | 12.44 |
| Jun 2024 | 2738.315410521702 | -0.80 | 7.87 |
| Jul 2024 | 2730.6846506140078 | -0.28 | 5.86 |
| Aug 2024 | 2653.926550143382 | -2.81 | 0.34 |
| Sep 2024 | 2583.0418672419864 | -2.67 | -3.90 |
| Oct 2024 | 2649.6750180803247 | 2.58 | -5.29 |
| Nov 2024 | 2752.1056488240897 | 3.87 | -0.27 |
| Dec 2024 | 2742.365075654107 | -0.35 | 5.06 |
| Jan 2025 | 2815.9548610026022 | 2.68 | 9.39 |
| Feb 2025 | 2797.544448005805 | -0.65 | 6.84 |
| Mar 2025 | 2753.829939393171 | -1.56 | 3.79 |
| Apr 2025 | 2776.100888603956 | 0.81 | 1.97 |
| May 2025 | 2799.273128313072 | 0.84 | 1.41 |
| Jun 2025 | 2799.930381660015 | 0.02 | 2.25 |
| Jul 2025 | 2774.87066536144 | -0.89 | 1.62 |
| Aug 2025 | 2743.76259625927 | -1.12 | 3.39 |
| Sep 2025 | 2691.7321902746544 | -1.90 | 4.21 |
| Oct 2025 | 2678.598732717251 | -0.49 | 1.09 |
| Nov 2025 | 2687.717195786846 | 0.34 | -2.34 |
| Dec 2025 | 2689.8275684501277 | 0.08 | -1.92 |
| Jan 2026 | 2680.415047666576 | -0.35 | -4.81 |
| Feb 2026 | 2677.677822759858 | -0.10 | -4.28 |
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