Memphis, TN (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Memphis, TN Metro in February 2026 was $1,487.662. The month over month percentage change (MoM) was -0.28%, and the year over year percentage change (YoY) was -7.38%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Memphis, TN metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Memphis, TN metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 588.8576697119787 | -1.64 | -2.76 |
| Feb 2015 | 592.8441416272886 | 0.68 | -1.57 |
| Mar 2015 | 598.0759057867384 | 0.88 | -1.73 |
| Apr 2015 | 593.9605151208355 | -0.69 | -2.98 |
| May 2015 | 607.3849242197957 | 2.26 | -0.01 |
| Jun 2015 | 619.2771886323592 | 1.96 | 1.58 |
| Jul 2015 | 626.5688578994932 | 1.18 | 2.56 |
| Aug 2015 | 619.8236564818708 | -1.08 | 1.39 |
| Sep 2015 | 621.435664511317 | 0.26 | 1.06 |
| Oct 2015 | 617.7777912072072 | -0.59 | 1.87 |
| Nov 2015 | 629.8023024032364 | 1.95 | 4.08 |
| Dec 2015 | 633.500719461096 | 0.59 | 5.82 |
| Jan 2016 | 630.3483834225563 | -0.50 | 7.05 |
| Feb 2016 | 619.1980191927946 | -1.77 | 4.45 |
| Mar 2016 | 622.9994763833116 | 0.61 | 4.17 |
| Apr 2016 | 618.0452817813148 | -0.79 | 4.06 |
| May 2016 | 617.7102990943742 | -0.05 | 1.70 |
| Jun 2016 | 616.7057437968185 | -0.16 | -0.41 |
| Jul 2016 | 609.734881593291 | -1.13 | -2.69 |
| Aug 2016 | 612.064974104569 | 0.38 | -1.25 |
| Sep 2016 | 616.7080110937455 | 0.76 | -0.76 |
| Oct 2016 | 620.9597291299206 | 0.69 | 0.52 |
| Nov 2016 | 644.7038286602582 | 3.82 | 2.37 |
| Dec 2016 | 678.3742502709467 | 5.22 | 7.08 |
| Jan 2017 | 679.0014425698876 | 0.09 | 7.72 |
| Feb 2017 | 683.5375168133583 | 0.67 | 10.39 |
| Mar 2017 | 688.2498736093091 | 0.69 | 10.47 |
| Apr 2017 | 681.1810216424494 | -1.03 | 10.22 |
| May 2017 | 682.1172426983802 | 0.14 | 10.43 |
| Jun 2017 | 678.1337765883991 | -0.58 | 9.96 |
| Jul 2017 | 686.1846613511625 | 1.19 | 12.54 |
| Aug 2017 | 684.3779744479709 | -0.26 | 11.82 |
| Sep 2017 | 684.1253765239242 | -0.04 | 10.93 |
| Oct 2017 | 695.749526206266 | 1.70 | 12.04 |
| Nov 2017 | 703.2346364361664 | 1.08 | 9.08 |
| Dec 2017 | 710.5319210532937 | 1.04 | 4.74 |
| Jan 2018 | 721.2045879237248 | 1.50 | 6.22 |
| Feb 2018 | 746.9980200479154 | 3.58 | 9.28 |
| Mar 2018 | 759.8096621216827 | 1.72 | 10.40 |
| Apr 2018 | 766.1820978119026 | 0.84 | 12.48 |
| May 2018 | 780.5828997080706 | 1.88 | 14.44 |
| Jun 2018 | 783.3408320425048 | 0.35 | 15.51 |
| Jul 2018 | 784.4272225091681 | 0.14 | 14.32 |
| Aug 2018 | 790.8383797525189 | 0.82 | 15.56 |
| Sep 2018 | 802.2922210919704 | 1.45 | 17.27 |
| Oct 2018 | 823.9029394442055 | 2.69 | 18.42 |
| Nov 2018 | 833.0672270299475 | 1.11 | 18.46 |
| Dec 2018 | 821.1294726763681 | -1.43 | 15.57 |
| Jan 2019 | 812.9951821247478 | -0.99 | 12.73 |
| Feb 2019 | 810.626811492586 | -0.29 | 8.52 |
| Mar 2019 | 806.7596956879827 | -0.48 | 6.18 |
| Apr 2019 | 801.2316927047985 | -0.68 | 4.58 |
| May 2019 | 799.108232099491 | -0.26 | 2.37 |
| Jun 2019 | 781.0913846902578 | -2.25 | -0.29 |
| Jul 2019 | 782.2120718388119 | 0.14 | -0.28 |
| Aug 2019 | 774.3513931010328 | -1.00 | -2.08 |
| Sep 2019 | 777.0671574560076 | 0.35 | -3.14 |
| Oct 2019 | 788.2408514443896 | 1.44 | -4.33 |
| Nov 2019 | 794.6655965341209 | 0.82 | -4.61 |
| Dec 2019 | 803.5923724177964 | 1.12 | -2.14 |
| Jan 2020 | 802.3146286413768 | -0.16 | -1.31 |
| Feb 2020 | 795.0546693725587 | -0.90 | -1.92 |
| Mar 2020 | 799.7723563978507 | 0.59 | -0.87 |
| Apr 2020 | 793.7222960943072 | -0.76 | -0.94 |
| May 2020 | 792.5360142632047 | -0.15 | -0.82 |
| Jun 2020 | 791.3347886981876 | -0.15 | 1.31 |
| Jul 2020 | 784.3390546118959 | -0.88 | 0.27 |
| Aug 2020 | 784.8893587708719 | 0.07 | 1.36 |
| Sep 2020 | 791.1372795407989 | 0.80 | 1.81 |
| Oct 2020 | 798.03250553398 | 0.87 | 1.24 |
| Nov 2020 | 805.1117647675878 | 0.89 | 1.32 |
| Dec 2020 | 809.2238052659719 | 0.51 | 0.70 |
| Jan 2021 | 824.5905470952296 | 1.90 | 2.78 |
| Feb 2021 | 841.6183239855375 | 2.07 | 5.86 |
| Mar 2021 | 878.7806496299229 | 4.42 | 9.88 |
| Apr 2021 | 889.1573553306844 | 1.18 | 12.02 |
| May 2021 | 893.8085568370841 | 0.52 | 12.78 |
| Jun 2021 | 910.3739158917166 | 1.85 | 15.04 |
| Jul 2021 | 913.9430689410995 | 0.39 | 16.52 |
| Aug 2021 | 921.470163560213 | 0.82 | 17.40 |
| Sep 2021 | 933.6297888723498 | 1.32 | 18.01 |
| Oct 2021 | 958.6042888238981 | 2.68 | 20.12 |
| Nov 2021 | 970.9543677617447 | 1.29 | 20.60 |
| Dec 2021 | 988.330592928259 | 1.79 | 22.13 |
| Jan 2022 | 1042.1742380957157 | 5.45 | 26.39 |
| Feb 2022 | 1095.7847184626662 | 5.14 | 30.20 |
| Mar 2022 | 1163.864050859492 | 6.21 | 32.44 |
| Apr 2022 | 1285.2690065043366 | 10.43 | 44.55 |
| May 2022 | 1337.7561636927664 | 4.08 | 49.67 |
| Jun 2022 | 1395.9899578399647 | 4.35 | 53.34 |
| Jul 2022 | 1394.420104919407 | -0.11 | 52.57 |
| Aug 2022 | 1375.71086362276 | -1.34 | 49.30 |
| Sep 2022 | 1499.2997562353883 | 8.98 | 60.59 |
| Oct 2022 | 1611.852249103578 | 7.51 | 68.15 |
| Nov 2022 | 1596.9832448560257 | -0.92 | 64.48 |
| Dec 2022 | 1529.730408305617 | -4.21 | 54.78 |
| Jan 2023 | 1508.9473604431405 | -1.36 | 44.79 |
| Feb 2023 | 1499.044137203478 | -0.66 | 36.80 |
| Mar 2023 | 1536.1213713312618 | 2.47 | 31.99 |
| Apr 2023 | 1509.0950107845679 | -1.76 | 17.42 |
| May 2023 | 1524.527067238126 | 1.02 | 13.96 |
| Jun 2023 | 1569.0582330583802 | 2.92 | 12.40 |
| Jul 2023 | 1589.7101660954206 | 1.32 | 14.01 |
| Aug 2023 | 1625.8477369222142 | 2.27 | 18.18 |
| Sep 2023 | 1644.739458051281 | 1.16 | 9.70 |
| Oct 2023 | 1704.8505145296065 | 3.66 | 5.77 |
| Nov 2023 | 1674.4427005520306 | -1.78 | 4.85 |
| Dec 2023 | 1581.0648046653687 | -5.58 | 3.36 |
| Jan 2024 | 1556.4436869551187 | -1.56 | 3.15 |
| Feb 2024 | 1579.4612842900146 | 1.48 | 5.37 |
| Mar 2024 | 1593.1160729677492 | 0.87 | 3.71 |
| Apr 2024 | 1627.2957593805236 | 2.15 | 7.83 |
| May 2024 | 1643.6066731964354 | 1.00 | 7.81 |
| Jun 2024 | 1624.4196942703798 | -1.17 | 3.53 |
| Jul 2024 | 1611.90577586602 | -0.77 | 1.40 |
| Aug 2024 | 1556.859255178496 | -3.41 | -4.24 |
| Sep 2024 | 1506.6551726173332 | -3.22 | -8.40 |
| Oct 2024 | 1538.8086524675032 | 2.13 | -9.74 |
| Nov 2024 | 1592.7732043734559 | 3.51 | -4.88 |
| Dec 2024 | 1581.945813528498 | -0.68 | 0.06 |
| Jan 2025 | 1620.4678780031054 | 2.44 | 4.11 |
| Feb 2025 | 1606.2116763410484 | -0.88 | 1.69 |
| Mar 2025 | 1578.6243103789022 | -1.72 | -0.91 |
| Apr 2025 | 1587.607276627297 | 0.57 | -2.44 |
| May 2025 | 1598.0377117377875 | 0.66 | -2.77 |
| Jun 2025 | 1595.4126989708143 | -0.16 | -1.79 |
| Jul 2025 | 1578.8219651108998 | -1.04 | -2.05 |
| Aug 2025 | 1557.4419209607317 | -1.35 | 0.04 |
| Sep 2025 | 1522.2878597003714 | -2.26 | 1.04 |
| Oct 2025 | 1507.3909295409833 | -0.98 | -2.04 |
| Nov 2025 | 1505.6481844266218 | -0.12 | -5.47 |
| Dec 2025 | 1501.312376550064 | -0.29 | -5.10 |
| Jan 2026 | 1491.8316509879558 | -0.63 | -7.94 |
| Feb 2026 | 1487.6617228417742 | -0.28 | -7.38 |