Memphis, TN (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Memphis, TN Metro in February 2026 was $1,487.662. The month over month percentage change (MoM) was -0.28%, and the year over year percentage change (YoY) was -7.38%.

The chart below shows the trend of the mortgage payments with 10% down for all homes in the Memphis, TN metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Memphis, TN metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Memphis, TN (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Memphis, TN (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 588.8576697119787 -1.64 -2.76
Feb 2015 592.8441416272886 0.68 -1.57
Mar 2015 598.0759057867384 0.88 -1.73
Apr 2015 593.9605151208355 -0.69 -2.98
May 2015 607.3849242197957 2.26 -0.01
Jun 2015 619.2771886323592 1.96 1.58
Jul 2015 626.5688578994932 1.18 2.56
Aug 2015 619.8236564818708 -1.08 1.39
Sep 2015 621.435664511317 0.26 1.06
Oct 2015 617.7777912072072 -0.59 1.87
Nov 2015 629.8023024032364 1.95 4.08
Dec 2015 633.500719461096 0.59 5.82
Jan 2016 630.3483834225563 -0.50 7.05
Feb 2016 619.1980191927946 -1.77 4.45
Mar 2016 622.9994763833116 0.61 4.17
Apr 2016 618.0452817813148 -0.79 4.06
May 2016 617.7102990943742 -0.05 1.70
Jun 2016 616.7057437968185 -0.16 -0.41
Jul 2016 609.734881593291 -1.13 -2.69
Aug 2016 612.064974104569 0.38 -1.25
Sep 2016 616.7080110937455 0.76 -0.76
Oct 2016 620.9597291299206 0.69 0.52
Nov 2016 644.7038286602582 3.82 2.37
Dec 2016 678.3742502709467 5.22 7.08
Jan 2017 679.0014425698876 0.09 7.72
Feb 2017 683.5375168133583 0.67 10.39
Mar 2017 688.2498736093091 0.69 10.47
Apr 2017 681.1810216424494 -1.03 10.22
May 2017 682.1172426983802 0.14 10.43
Jun 2017 678.1337765883991 -0.58 9.96
Jul 2017 686.1846613511625 1.19 12.54
Aug 2017 684.3779744479709 -0.26 11.82
Sep 2017 684.1253765239242 -0.04 10.93
Oct 2017 695.749526206266 1.70 12.04
Nov 2017 703.2346364361664 1.08 9.08
Dec 2017 710.5319210532937 1.04 4.74
Jan 2018 721.2045879237248 1.50 6.22
Feb 2018 746.9980200479154 3.58 9.28
Mar 2018 759.8096621216827 1.72 10.40
Apr 2018 766.1820978119026 0.84 12.48
May 2018 780.5828997080706 1.88 14.44
Jun 2018 783.3408320425048 0.35 15.51
Jul 2018 784.4272225091681 0.14 14.32
Aug 2018 790.8383797525189 0.82 15.56
Sep 2018 802.2922210919704 1.45 17.27
Oct 2018 823.9029394442055 2.69 18.42
Nov 2018 833.0672270299475 1.11 18.46
Dec 2018 821.1294726763681 -1.43 15.57
Jan 2019 812.9951821247478 -0.99 12.73
Feb 2019 810.626811492586 -0.29 8.52
Mar 2019 806.7596956879827 -0.48 6.18
Apr 2019 801.2316927047985 -0.68 4.58
May 2019 799.108232099491 -0.26 2.37
Jun 2019 781.0913846902578 -2.25 -0.29
Jul 2019 782.2120718388119 0.14 -0.28
Aug 2019 774.3513931010328 -1.00 -2.08
Sep 2019 777.0671574560076 0.35 -3.14
Oct 2019 788.2408514443896 1.44 -4.33
Nov 2019 794.6655965341209 0.82 -4.61
Dec 2019 803.5923724177964 1.12 -2.14
Jan 2020 802.3146286413768 -0.16 -1.31
Feb 2020 795.0546693725587 -0.90 -1.92
Mar 2020 799.7723563978507 0.59 -0.87
Apr 2020 793.7222960943072 -0.76 -0.94
May 2020 792.5360142632047 -0.15 -0.82
Jun 2020 791.3347886981876 -0.15 1.31
Jul 2020 784.3390546118959 -0.88 0.27
Aug 2020 784.8893587708719 0.07 1.36
Sep 2020 791.1372795407989 0.80 1.81
Oct 2020 798.03250553398 0.87 1.24
Nov 2020 805.1117647675878 0.89 1.32
Dec 2020 809.2238052659719 0.51 0.70
Jan 2021 824.5905470952296 1.90 2.78
Feb 2021 841.6183239855375 2.07 5.86
Mar 2021 878.7806496299229 4.42 9.88
Apr 2021 889.1573553306844 1.18 12.02
May 2021 893.8085568370841 0.52 12.78
Jun 2021 910.3739158917166 1.85 15.04
Jul 2021 913.9430689410995 0.39 16.52
Aug 2021 921.470163560213 0.82 17.40
Sep 2021 933.6297888723498 1.32 18.01
Oct 2021 958.6042888238981 2.68 20.12
Nov 2021 970.9543677617447 1.29 20.60
Dec 2021 988.330592928259 1.79 22.13
Jan 2022 1042.1742380957157 5.45 26.39
Feb 2022 1095.7847184626662 5.14 30.20
Mar 2022 1163.864050859492 6.21 32.44
Apr 2022 1285.2690065043366 10.43 44.55
May 2022 1337.7561636927664 4.08 49.67
Jun 2022 1395.9899578399647 4.35 53.34
Jul 2022 1394.420104919407 -0.11 52.57
Aug 2022 1375.71086362276 -1.34 49.30
Sep 2022 1499.2997562353883 8.98 60.59
Oct 2022 1611.852249103578 7.51 68.15
Nov 2022 1596.9832448560257 -0.92 64.48
Dec 2022 1529.730408305617 -4.21 54.78
Jan 2023 1508.9473604431405 -1.36 44.79
Feb 2023 1499.044137203478 -0.66 36.80
Mar 2023 1536.1213713312618 2.47 31.99
Apr 2023 1509.0950107845679 -1.76 17.42
May 2023 1524.527067238126 1.02 13.96
Jun 2023 1569.0582330583802 2.92 12.40
Jul 2023 1589.7101660954206 1.32 14.01
Aug 2023 1625.8477369222142 2.27 18.18
Sep 2023 1644.739458051281 1.16 9.70
Oct 2023 1704.8505145296065 3.66 5.77
Nov 2023 1674.4427005520306 -1.78 4.85
Dec 2023 1581.0648046653687 -5.58 3.36
Jan 2024 1556.4436869551187 -1.56 3.15
Feb 2024 1579.4612842900146 1.48 5.37
Mar 2024 1593.1160729677492 0.87 3.71
Apr 2024 1627.2957593805236 2.15 7.83
May 2024 1643.6066731964354 1.00 7.81
Jun 2024 1624.4196942703798 -1.17 3.53
Jul 2024 1611.90577586602 -0.77 1.40
Aug 2024 1556.859255178496 -3.41 -4.24
Sep 2024 1506.6551726173332 -3.22 -8.40
Oct 2024 1538.8086524675032 2.13 -9.74
Nov 2024 1592.7732043734559 3.51 -4.88
Dec 2024 1581.945813528498 -0.68 0.06
Jan 2025 1620.4678780031054 2.44 4.11
Feb 2025 1606.2116763410484 -0.88 1.69
Mar 2025 1578.6243103789022 -1.72 -0.91
Apr 2025 1587.607276627297 0.57 -2.44
May 2025 1598.0377117377875 0.66 -2.77
Jun 2025 1595.4126989708143 -0.16 -1.79
Jul 2025 1578.8219651108998 -1.04 -2.05
Aug 2025 1557.4419209607317 -1.35 0.04
Sep 2025 1522.2878597003714 -2.26 1.04
Oct 2025 1507.3909295409833 -0.98 -2.04
Nov 2025 1505.6481844266218 -0.12 -5.47
Dec 2025 1501.312376550064 -0.29 -5.10
Jan 2026 1491.8316509879558 -0.63 -7.94
Feb 2026 1487.6617228417742 -0.28 -7.38