Merced, CA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Merced, CA Metro in February 2026 was $2,549.565. The month over month percentage change (MoM) was -0.49%, and the year over year percentage change (YoY) was -8.83%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Merced, CA metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Merced, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Merced, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Merced, CA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Merced, CA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 929.2487360299222 | -1.54 | 6.10 |
| Feb 2015 | 936.2649218992171 | 0.76 | 6.70 |
| Mar 2015 | 946.7330415042136 | 1.12 | 5.59 |
| Apr 2015 | 942.8069758414731 | -0.41 | 3.43 |
| May 2015 | 967.8757055790585 | 2.66 | 5.82 |
| Jun 2015 | 992.5264394385845 | 2.55 | 7.06 |
| Jul 2015 | 1009.5908437238729 | 1.72 | 7.73 |
| Aug 2015 | 1004.7316265857576 | -0.48 | 6.27 |
| Sep 2015 | 1010.4124955263042 | 0.56 | 5.50 |
| Oct 2015 | 1008.0560654508215 | -0.23 | 5.98 |
| Nov 2015 | 1031.1162788240704 | 2.29 | 8.18 |
| Dec 2015 | 1042.8230899128905 | 1.14 | 10.49 |
| Jan 2016 | 1042.180894922907 | -0.06 | 12.15 |
| Feb 2016 | 1027.2838614724974 | -1.43 | 9.72 |
| Mar 2016 | 1037.7256708853608 | 1.02 | 9.61 |
| Apr 2016 | 1034.4085342132066 | -0.32 | 9.72 |
| May 2016 | 1040.170676385594 | 0.56 | 7.47 |
| Jun 2016 | 1043.1021924299487 | 0.28 | 5.10 |
| Jul 2016 | 1035.8018017931395 | -0.70 | 2.60 |
| Aug 2016 | 1041.719190572243 | 0.57 | 3.68 |
| Sep 2016 | 1051.0824687229415 | 0.90 | 4.03 |
| Oct 2016 | 1059.6514340515914 | 0.82 | 5.12 |
| Nov 2016 | 1101.7912149029457 | 3.98 | 6.85 |
| Dec 2016 | 1161.9347109190026 | 5.46 | 11.42 |
| Jan 2017 | 1167.6895238142022 | 0.50 | 12.04 |
| Feb 2017 | 1183.1585840907258 | 1.33 | 15.17 |
| Mar 2017 | 1202.0555441915803 | 1.60 | 15.84 |
| Apr 2017 | 1197.108434369545 | -0.41 | 15.73 |
| May 2017 | 1203.6683483580562 | 0.55 | 15.72 |
| Jun 2017 | 1198.0304881407053 | -0.47 | 14.85 |
| Jul 2017 | 1212.2518468369103 | 1.19 | 17.04 |
| Aug 2017 | 1208.6006143752456 | -0.30 | 16.02 |
| Sep 2017 | 1207.2667652671896 | -0.11 | 14.86 |
| Oct 2017 | 1229.0861854029013 | 1.81 | 15.99 |
| Nov 2017 | 1242.1047035731126 | 1.06 | 12.74 |
| Dec 2017 | 1256.3250967761687 | 1.15 | 8.12 |
| Jan 2018 | 1278.3557074769385 | 1.75 | 9.48 |
| Feb 2018 | 1330.9892987743272 | 4.12 | 12.50 |
| Mar 2018 | 1359.8663133306825 | 2.17 | 13.13 |
| Apr 2018 | 1372.5784268285186 | 0.94 | 14.66 |
| May 2018 | 1398.5155796164918 | 1.89 | 16.19 |
| Jun 2018 | 1404.423552041033 | 0.42 | 17.23 |
| Jul 2018 | 1408.011596692578 | 0.26 | 16.15 |
| Aug 2018 | 1420.1462397223193 | 0.86 | 17.50 |
| Sep 2018 | 1440.3148908132216 | 1.42 | 19.30 |
| Oct 2018 | 1479.8098709101173 | 2.74 | 20.40 |
| Nov 2018 | 1491.8771444619747 | 0.82 | 20.11 |
| Dec 2018 | 1464.3833440121407 | -1.84 | 16.56 |
| Jan 2019 | 1449.3462429632775 | -1.03 | 13.38 |
| Feb 2019 | 1451.518803169285 | 0.15 | 9.06 |
| Mar 2019 | 1453.9029768949908 | 0.16 | 6.92 |
| Apr 2019 | 1448.7642673445275 | -0.35 | 5.55 |
| May 2019 | 1445.486429432799 | -0.23 | 3.36 |
| Jun 2019 | 1408.9686696948354 | -2.53 | 0.32 |
| Jul 2019 | 1405.167895145872 | -0.27 | -0.20 |
| Aug 2019 | 1387.1089087218056 | -1.28 | -2.33 |
| Sep 2019 | 1390.584624061146 | 0.25 | -3.45 |
| Oct 2019 | 1408.6513791293587 | 1.30 | -4.81 |
| Nov 2019 | 1415.1508214828148 | 0.46 | -5.14 |
| Dec 2019 | 1423.326781983289 | 0.58 | -2.80 |
| Jan 2020 | 1415.3543351998812 | -0.56 | -2.35 |
| Feb 2020 | 1398.5567395921373 | -1.19 | -3.65 |
| Mar 2020 | 1405.1386483767099 | 0.47 | -3.35 |
| Apr 2020 | 1391.0819678825412 | -1.00 | -3.98 |
| May 2020 | 1383.1123271419708 | -0.57 | -4.32 |
| Jun 2020 | 1372.9716466932468 | -0.73 | -2.56 |
| Jul 2020 | 1354.0538579036656 | -1.38 | -3.64 |
| Aug 2020 | 1351.4545077095909 | -0.19 | -2.57 |
| Sep 2020 | 1360.5461805121686 | 0.67 | -2.16 |
| Oct 2020 | 1370.808419465445 | 0.75 | -2.69 |
| Nov 2020 | 1382.6111132178198 | 0.86 | -2.30 |
| Dec 2020 | 1392.5893001505924 | 0.72 | -2.16 |
| Jan 2021 | 1423.6792013644617 | 2.23 | 0.59 |
| Feb 2021 | 1459.0126904617605 | 2.48 | 4.32 |
| Mar 2021 | 1529.1535672854807 | 4.81 | 8.83 |
| Apr 2021 | 1555.6570158449445 | 1.73 | 11.83 |
| May 2021 | 1571.8268315518537 | 1.04 | 13.64 |
| Jun 2021 | 1606.960439771089 | 2.24 | 17.04 |
| Jul 2021 | 1616.7441300455994 | 0.61 | 19.40 |
| Aug 2021 | 1635.7354920765856 | 1.18 | 21.04 |
| Sep 2021 | 1665.0475524331216 | 1.79 | 22.38 |
| Oct 2021 | 1714.50130113319 | 2.97 | 25.07 |
| Nov 2021 | 1736.180775403329 | 1.26 | 25.57 |
| Dec 2021 | 1764.1224589859387 | 1.61 | 26.68 |
| Jan 2022 | 1858.4790236139472 | 5.35 | 30.54 |
| Feb 2022 | 1954.865421947467 | 5.19 | 33.99 |
| Mar 2022 | 2082.4871744477346 | 6.53 | 36.19 |
| Apr 2022 | 2302.736537309392 | 10.58 | 48.02 |
| May 2022 | 2395.8876009822275 | 4.05 | 52.43 |
| Jun 2022 | 2487.0663651649015 | 3.81 | 54.77 |
| Jul 2022 | 2468.1300241201716 | -0.76 | 52.66 |
| Aug 2022 | 2415.3197175993573 | -2.14 | 47.66 |
| Sep 2022 | 2607.3555336183504 | 7.95 | 56.59 |
| Oct 2022 | 2775.8054391103697 | 6.46 | 61.90 |
| Nov 2022 | 2719.2067481064773 | -2.04 | 56.62 |
| Dec 2022 | 2579.5660198598252 | -5.13 | 46.22 |
| Jan 2023 | 2521.633170954615 | -2.25 | 35.68 |
| Feb 2023 | 2491.5236162752462 | -1.19 | 27.45 |
| Mar 2023 | 2543.9966104630407 | 2.11 | 22.16 |
| Apr 2023 | 2496.3821280265984 | -1.87 | 8.41 |
| May 2023 | 2523.117167331925 | 1.07 | 5.31 |
| Jun 2023 | 2602.8803998350895 | 3.16 | 4.66 |
| Jul 2023 | 2648.7235027888964 | 1.76 | 7.32 |
| Aug 2023 | 2720.215231617515 | 2.70 | 12.62 |
| Sep 2023 | 2764.9546669123656 | 1.65 | 6.04 |
| Oct 2023 | 2879.043214537933 | 4.13 | 3.72 |
| Nov 2023 | 2841.0984863567546 | -1.32 | 4.48 |
| Dec 2023 | 2693.1943158732083 | -5.21 | 4.41 |
| Jan 2024 | 2660.254021912525 | -1.22 | 5.50 |
| Feb 2024 | 2703.509482267944 | 1.63 | 8.51 |
| Mar 2024 | 2728.862405135809 | 0.94 | 7.27 |
| Apr 2024 | 2789.277091192281 | 2.21 | 11.73 |
| May 2024 | 2824.516444455437 | 1.26 | 11.95 |
| Jun 2024 | 2799.7315085327605 | -0.88 | 7.56 |
| Jul 2024 | 2788.210083728458 | -0.41 | 5.27 |
| Aug 2024 | 2705.366858454793 | -2.97 | -0.55 |
| Sep 2024 | 2629.519532425826 | -2.80 | -4.90 |
| Oct 2024 | 2691.840708192997 | 2.37 | -6.50 |
| Nov 2024 | 2787.1540969647367 | 3.54 | -1.90 |
| Dec 2024 | 2765.885827347669 | -0.76 | 2.70 |
| Jan 2025 | 2828.2535619319615 | 2.26 | 6.32 |
| Feb 2025 | 2796.568521804341 | -1.12 | 3.44 |
| Mar 2025 | 2741.5270577003857 | -1.97 | 0.46 |
| Apr 2025 | 2753.267034003242 | 0.43 | -1.29 |
| May 2025 | 2769.079189428953 | 0.57 | -1.96 |
| Jun 2025 | 2762.197035643503 | -0.25 | -1.34 |
| Jul 2025 | 2728.294971643759 | -1.23 | -2.15 |
| Aug 2025 | 2684.90778841021 | -1.59 | -0.76 |
| Sep 2025 | 2620.145644794879 | -2.41 | -0.36 |
| Oct 2025 | 2593.237246782271 | -1.03 | -3.66 |
| Nov 2025 | 2589.90578228873 | -0.13 | -7.08 |
| Dec 2025 | 2581.7937480784576 | -0.31 | -6.66 |
| Jan 2026 | 2562.2216354099946 | -0.76 | -9.41 |
| Feb 2026 | 2549.5647327853244 | -0.49 | -8.83 |
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