Miami, FL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Miami, FL Metro in February 2026 was $2,899.083. The month over month percentage change (MoM) was -0.46%, and the year over year percentage change (YoY) was -11.14%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Miami, FL metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Miami, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Miami, FL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Miami, FL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Miami, FL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1043.1655931168352 | -1.09 | 4.20 |
| Feb 2015 | 1056.0515070663205 | 1.24 | 5.63 |
| Mar 2015 | 1070.4910131516774 | 1.37 | 5.41 |
| Apr 2015 | 1067.5088350393203 | -0.28 | 3.97 |
| May 2015 | 1095.0634403753247 | 2.58 | 6.96 |
| Jun 2015 | 1120.0799296414548 | 2.28 | 8.61 |
| Jul 2015 | 1136.9516519381114 | 1.51 | 9.49 |
| Aug 2015 | 1130.200032159228 | -0.59 | 8.05 |
| Sep 2015 | 1138.9100611593794 | 0.77 | 7.41 |
| Oct 2015 | 1138.4577972577601 | -0.04 | 7.93 |
| Nov 2015 | 1166.0078309928967 | 2.42 | 10.04 |
| Dec 2015 | 1177.3219775324462 | 0.97 | 11.63 |
| Jan 2016 | 1174.1203923617093 | -0.27 | 12.55 |
| Feb 2016 | 1156.001901418595 | -1.54 | 9.47 |
| Mar 2016 | 1168.3852193654657 | 1.07 | 9.15 |
| Apr 2016 | 1166.0040391543475 | -0.20 | 9.23 |
| May 2016 | 1173.7287566104796 | 0.66 | 7.18 |
| Jun 2016 | 1178.4597263659575 | 0.40 | 5.21 |
| Jul 2016 | 1170.821881579127 | -0.65 | 2.98 |
| Aug 2016 | 1177.8532387826547 | 0.60 | 4.22 |
| Sep 2016 | 1188.5726022198762 | 0.91 | 4.36 |
| Oct 2016 | 1198.7304683253788 | 0.86 | 5.29 |
| Nov 2016 | 1245.150742785276 | 3.87 | 6.79 |
| Dec 2016 | 1307.7873548824632 | 5.03 | 11.08 |
| Jan 2017 | 1306.6249308714632 | -0.09 | 11.29 |
| Feb 2017 | 1316.5463901340938 | 0.76 | 13.89 |
| Mar 2017 | 1330.7420284601076 | 1.08 | 13.90 |
| Apr 2017 | 1320.4938182147546 | -0.77 | 13.25 |
| May 2017 | 1323.9416902040746 | 0.26 | 12.80 |
| Jun 2017 | 1317.1783649491742 | -0.51 | 11.77 |
| Jul 2017 | 1333.3052066864436 | 1.22 | 13.88 |
| Aug 2017 | 1329.519039514271 | -0.28 | 12.88 |
| Sep 2017 | 1326.9461180583182 | -0.19 | 11.64 |
| Oct 2017 | 1347.6796850376788 | 1.56 | 12.43 |
| Nov 2017 | 1360.3594143266384 | 0.94 | 9.25 |
| Dec 2017 | 1374.7354270778635 | 1.06 | 5.12 |
| Jan 2018 | 1395.7495158123527 | 1.53 | 6.82 |
| Feb 2018 | 1446.1161774844109 | 3.61 | 9.84 |
| Mar 2018 | 1469.1823294721185 | 1.60 | 10.40 |
| Apr 2018 | 1478.799159003994 | 0.66 | 11.99 |
| May 2018 | 1504.2145500181928 | 1.72 | 13.62 |
| Jun 2018 | 1508.686645117092 | 0.30 | 14.54 |
| Jul 2018 | 1511.2085594928217 | 0.17 | 13.34 |
| Aug 2018 | 1522.784118574327 | 0.77 | 14.54 |
| Sep 2018 | 1542.5206423331892 | 1.30 | 16.25 |
| Oct 2018 | 1580.8522561105165 | 2.49 | 17.30 |
| Nov 2018 | 1594.673836042622 | 0.87 | 17.22 |
| Dec 2018 | 1567.861044284038 | -1.68 | 14.05 |
| Jan 2019 | 1548.12890769493 | -1.26 | 10.92 |
| Feb 2019 | 1539.5669828442783 | -0.55 | 6.46 |
| Mar 2019 | 1526.6836782587482 | -0.84 | 3.91 |
| Apr 2019 | 1509.6109697845495 | -1.12 | 2.08 |
| May 2019 | 1498.0209254079243 | -0.77 | -0.41 |
| Jun 2019 | 1456.6234208242045 | -2.76 | -3.45 |
| Jul 2019 | 1451.715557540569 | -0.34 | -3.94 |
| Aug 2019 | 1431.926913033489 | -1.36 | -5.97 |
| Sep 2019 | 1433.683738039654 | 0.12 | -7.06 |
| Oct 2019 | 1451.4054652044733 | 1.24 | -8.19 |
| Nov 2019 | 1460.5160378489772 | 0.63 | -8.41 |
| Dec 2019 | 1474.3218046080995 | 0.95 | -5.97 |
| Jan 2020 | 1471.5327947086805 | -0.19 | -4.95 |
| Feb 2020 | 1457.8122422202014 | -0.93 | -5.31 |
| Mar 2020 | 1464.6158941745225 | 0.47 | -4.07 |
| Apr 2020 | 1447.0915892791297 | -1.20 | -4.14 |
| May 2020 | 1435.4975315365523 | -0.80 | -4.17 |
| Jun 2020 | 1422.7603428545765 | -0.89 | -2.33 |
| Jul 2020 | 1401.0369845137352 | -1.53 | -3.49 |
| Aug 2020 | 1395.1783915879414 | -0.42 | -2.57 |
| Sep 2020 | 1400.021830613534 | 0.35 | -2.35 |
| Oct 2020 | 1405.934320278592 | 0.42 | -3.13 |
| Nov 2020 | 1412.9523962886144 | 0.50 | -3.26 |
| Dec 2020 | 1418.369998244414 | 0.38 | -3.79 |
| Jan 2021 | 1444.3172386980134 | 1.83 | -1.85 |
| Feb 2021 | 1473.421913014025 | 2.02 | 1.07 |
| Mar 2021 | 1535.4873462398805 | 4.21 | 4.84 |
| Apr 2021 | 1551.4674087975066 | 1.04 | 7.21 |
| May 2021 | 1558.6775876853649 | 0.47 | 8.58 |
| Jun 2021 | 1588.2624471415072 | 1.90 | 11.63 |
| Jul 2021 | 1597.9916562482617 | 0.61 | 14.06 |
| Aug 2021 | 1617.8501240273736 | 1.24 | 15.96 |
| Sep 2021 | 1647.7657400499556 | 1.85 | 17.70 |
| Oct 2021 | 1697.0022669051864 | 2.99 | 20.70 |
| Nov 2021 | 1719.8684407569876 | 1.35 | 21.72 |
| Dec 2021 | 1751.74361932039 | 1.85 | 23.50 |
| Jan 2022 | 1853.7695730522958 | 5.82 | 28.35 |
| Feb 2022 | 1960.616614904396 | 5.76 | 33.07 |
| Mar 2022 | 2099.8815320861445 | 7.10 | 36.76 |
| Apr 2022 | 2339.356145697776 | 11.40 | 50.78 |
| May 2022 | 2456.689258306079 | 5.02 | 57.61 |
| Jun 2022 | 2582.55455811628 | 5.12 | 62.60 |
| Jul 2022 | 2595.651384572755 | 0.51 | 62.43 |
| Aug 2022 | 2572.42715181966 | -0.89 | 59.00 |
| Sep 2022 | 2810.8638044880936 | 9.27 | 70.59 |
| Oct 2022 | 3027.946498277541 | 7.72 | 78.43 |
| Nov 2022 | 3008.024874488227 | -0.66 | 74.90 |
| Dec 2022 | 2896.470590265099 | -3.71 | 65.35 |
| Jan 2023 | 2875.4977659443707 | -0.72 | 55.12 |
| Feb 2023 | 2873.0887793137745 | -0.08 | 46.54 |
| Mar 2023 | 2953.989296935722 | 2.82 | 40.67 |
| Apr 2023 | 2909.6501734662156 | -1.50 | 24.38 |
| May 2023 | 2948.457979002254 | 1.33 | 20.02 |
| Jun 2023 | 3051.255553242336 | 3.49 | 18.15 |
| Jul 2023 | 3111.110528741892 | 1.96 | 19.86 |
| Aug 2023 | 3202.0041302740206 | 2.92 | 24.47 |
| Sep 2023 | 3259.112573446528 | 1.78 | 15.95 |
| Oct 2023 | 3402.2852015925705 | 4.39 | 12.36 |
| Nov 2023 | 3370.3453838447954 | -0.94 | 12.05 |
| Dec 2023 | 3205.1382837735396 | -4.90 | 10.66 |
| Jan 2024 | 3171.01468747597 | -1.06 | 10.28 |
| Feb 2024 | 3222.710226548099 | 1.63 | 12.17 |
| Mar 2024 | 3250.0028938910796 | 0.85 | 10.02 |
| Apr 2024 | 3314.4270728783754 | 1.98 | 13.91 |
| May 2024 | 3346.116991247857 | 0.96 | 13.49 |
| Jun 2024 | 3307.4200602675132 | -1.16 | 8.40 |
| Jul 2024 | 3287.8803779995264 | -0.59 | 5.68 |
| Aug 2024 | 3185.4926571331584 | -3.11 | -0.52 |
| Sep 2024 | 3092.8008630102577 | -2.91 | -5.10 |
| Oct 2024 | 3161.9353327782514 | 2.24 | -7.06 |
| Nov 2024 | 3266.3515736088284 | 3.30 | -3.09 |
| Dec 2024 | 3234.192423900743 | -0.98 | 0.91 |
| Jan 2025 | 3301.892040126511 | 2.09 | 4.13 |
| Feb 2025 | 3262.712635277748 | -1.19 | 1.24 |
| Mar 2025 | 3193.3085312406506 | -2.13 | -1.74 |
| Apr 2025 | 3197.9332339197535 | 0.14 | -3.51 |
| May 2025 | 3203.065964819891 | 0.16 | -4.28 |
| Jun 2025 | 3182.250798776278 | -0.65 | -3.78 |
| Jul 2025 | 3130.786287669112 | -1.62 | -4.78 |
| Aug 2025 | 3074.0166228010116 | -1.81 | -3.50 |
| Sep 2025 | 2995.580157704604 | -2.55 | -3.14 |
| Oct 2025 | 2962.3955700216684 | -1.11 | -6.31 |
| Nov 2025 | 2953.3826261474273 | -0.30 | -9.58 |
| Dec 2025 | 2937.454417326147 | -0.54 | -9.18 |
| Jan 2026 | 2912.576912992197 | -0.85 | -11.79 |
| Feb 2026 | 2899.082657413258 | -0.46 | -11.14 |
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