Modesto, CA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Modesto, CA Metro in February 2026 was $2,849.851. The month over month percentage change (MoM) was -0.44%, and the year over year percentage change (YoY) was -7.90%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Modesto, CA metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Modesto, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Modesto, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Modesto, CA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Modesto, CA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1091.3657176846523 | -1.22 | 5.58 |
| Feb 2015 | 1102.6889747123632 | 1.04 | 6.51 |
| Mar 2015 | 1116.4771233518109 | 1.25 | 5.73 |
| Apr 2015 | 1112.8619582496856 | -0.32 | 3.84 |
| May 2015 | 1140.7479278477426 | 2.51 | 6.54 |
| Jun 2015 | 1165.090902493018 | 2.13 | 7.93 |
| Jul 2015 | 1181.5119268689523 | 1.41 | 8.67 |
| Aug 2015 | 1174.9188585971285 | -0.56 | 7.28 |
| Sep 2015 | 1185.1305299758997 | 0.87 | 6.70 |
| Oct 2015 | 1184.4515185571638 | -0.06 | 7.24 |
| Nov 2015 | 1214.3209105652863 | 2.52 | 9.34 |
| Dec 2015 | 1229.6915349921042 | 1.27 | 11.30 |
| Jan 2016 | 1232.1667859410895 | 0.20 | 12.90 |
| Feb 2016 | 1217.0800552319145 | -1.22 | 10.37 |
| Mar 2016 | 1229.9771516282872 | 1.06 | 10.17 |
| Apr 2016 | 1225.1235825870144 | -0.39 | 10.09 |
| May 2016 | 1228.8261340182635 | 0.30 | 7.72 |
| Jun 2016 | 1230.8014155566675 | 0.16 | 5.64 |
| Jul 2016 | 1222.0051182725865 | -0.71 | 3.43 |
| Aug 2016 | 1229.1775630972343 | 0.59 | 4.62 |
| Sep 2016 | 1239.5880799302477 | 0.85 | 4.60 |
| Oct 2016 | 1248.0952355278237 | 0.69 | 5.37 |
| Nov 2016 | 1298.6650604866197 | 4.05 | 6.95 |
| Dec 2016 | 1369.9625408715456 | 5.49 | 11.41 |
| Jan 2017 | 1376.0939088022692 | 0.45 | 11.68 |
| Feb 2017 | 1390.4923716277456 | 1.05 | 14.25 |
| Mar 2017 | 1406.4131820644063 | 1.15 | 14.35 |
| Apr 2017 | 1396.0363954676159 | -0.74 | 13.95 |
| May 2017 | 1398.0115958923402 | 0.14 | 13.77 |
| Jun 2017 | 1388.82580707786 | -0.66 | 12.84 |
| Jul 2017 | 1403.9501769295018 | 1.09 | 14.89 |
| Aug 2017 | 1399.3145130166783 | -0.33 | 13.84 |
| Sep 2017 | 1398.0261804237405 | -0.09 | 12.78 |
| Oct 2017 | 1422.728878945437 | 1.77 | 13.99 |
| Nov 2017 | 1439.935332182832 | 1.21 | 10.88 |
| Dec 2017 | 1458.7707052036353 | 1.31 | 6.48 |
| Jan 2018 | 1485.7411835751507 | 1.85 | 7.97 |
| Feb 2018 | 1547.0382698815974 | 4.13 | 11.26 |
| Mar 2018 | 1578.9843962463592 | 2.07 | 12.27 |
| Apr 2018 | 1593.4303839937447 | 0.92 | 14.14 |
| May 2018 | 1622.9831348140403 | 1.86 | 16.09 |
| Jun 2018 | 1628.2937256071423 | 0.33 | 17.24 |
| Jul 2018 | 1629.3903972543885 | 0.07 | 16.06 |
| Aug 2018 | 1638.9484745358016 | 0.59 | 17.13 |
| Sep 2018 | 1657.629809767349 | 1.14 | 18.57 |
| Oct 2018 | 1697.7842600757813 | 2.42 | 19.33 |
| Nov 2018 | 1709.5665412352628 | 0.69 | 18.73 |
| Dec 2018 | 1677.6738315697899 | -1.87 | 15.01 |
| Jan 2019 | 1655.8103701992777 | -1.30 | 11.45 |
| Feb 2019 | 1649.0959270222663 | -0.41 | 6.60 |
| Mar 2019 | 1641.3990554599816 | -0.47 | 3.95 |
| Apr 2019 | 1628.3451561028996 | -0.79 | 2.19 |
| May 2019 | 1621.351430509403 | -0.43 | -0.10 |
| Jun 2019 | 1579.269629819013 | -2.59 | -3.01 |
| Jul 2019 | 1577.3194679819635 | -0.12 | -3.20 |
| Aug 2019 | 1558.48149086803 | -1.19 | -4.91 |
| Sep 2019 | 1563.0565471333803 | 0.29 | -5.70 |
| Oct 2019 | 1582.8970024747007 | 1.27 | -6.77 |
| Nov 2019 | 1592.4490452022499 | 0.60 | -6.85 |
| Dec 2019 | 1605.5055663823919 | 0.82 | -4.30 |
| Jan 2020 | 1598.4264629335476 | -0.44 | -3.47 |
| Feb 2020 | 1579.2909386729052 | -1.20 | -4.23 |
| Mar 2020 | 1585.822878828861 | 0.41 | -3.39 |
| Apr 2020 | 1570.6200786850923 | -0.96 | -3.54 |
| May 2020 | 1563.8104463103175 | -0.43 | -3.55 |
| Jun 2020 | 1554.3515397495435 | -0.60 | -1.58 |
| Jul 2020 | 1533.8271813029355 | -1.32 | -2.76 |
| Aug 2020 | 1530.2598557652605 | -0.23 | -1.81 |
| Sep 2020 | 1540.3606791292352 | 0.66 | -1.45 |
| Oct 2020 | 1554.380931835762 | 0.91 | -1.80 |
| Nov 2020 | 1571.4415555391888 | 1.10 | -1.32 |
| Dec 2020 | 1588.1888712697223 | 1.07 | -1.08 |
| Jan 2021 | 1628.345347177879 | 2.53 | 1.87 |
| Feb 2021 | 1674.417905823081 | 2.83 | 6.02 |
| Mar 2021 | 1756.4456886708688 | 4.90 | 10.76 |
| Apr 2021 | 1784.775696669236 | 1.61 | 13.64 |
| May 2021 | 1797.7458355228728 | 0.73 | 14.96 |
| Jun 2021 | 1832.3333385529772 | 1.92 | 17.88 |
| Jul 2021 | 1838.7477021546183 | 0.35 | 19.88 |
| Aug 2021 | 1851.3348010466839 | 0.69 | 20.98 |
| Sep 2021 | 1871.9704532185378 | 1.12 | 21.53 |
| Oct 2021 | 1913.4199224552353 | 2.21 | 23.10 |
| Nov 2021 | 1926.8572419787645 | 0.70 | 22.62 |
| Dec 2021 | 1951.6678618220983 | 1.29 | 22.89 |
| Jan 2022 | 2053.199703691397 | 5.20 | 26.09 |
| Feb 2022 | 2160.439388773131 | 5.22 | 29.03 |
| Mar 2022 | 2299.647146960204 | 6.44 | 30.93 |
| Apr 2022 | 2540.4125983992785 | 10.47 | 42.34 |
| May 2022 | 2637.3542096714045 | 3.82 | 46.70 |
| Jun 2022 | 2736.4448437820447 | 3.76 | 49.34 |
| Jul 2022 | 2715.1018159875584 | -0.78 | 47.66 |
| Aug 2022 | 2653.7255122639162 | -2.26 | 43.34 |
| Sep 2022 | 2858.7657541496055 | 7.73 | 52.71 |
| Oct 2022 | 3035.800506907225 | 6.19 | 58.66 |
| Nov 2022 | 2972.9766129016793 | -2.07 | 54.29 |
| Dec 2022 | 2823.881680966192 | -5.01 | 44.69 |
| Jan 2023 | 2766.855388049905 | -2.02 | 34.76 |
| Feb 2023 | 2738.0630829663096 | -1.04 | 26.74 |
| Mar 2023 | 2798.5773617914374 | 2.21 | 21.70 |
| Apr 2023 | 2747.9704323147116 | -1.81 | 8.17 |
| May 2023 | 2779.5443964799547 | 1.15 | 5.39 |
| Jun 2023 | 2868.221938484647 | 3.19 | 4.82 |
| Jul 2023 | 2920.00027772199 | 1.81 | 7.55 |
| Aug 2023 | 3002.9507773047967 | 2.84 | 13.16 |
| Sep 2023 | 3056.9227616749904 | 1.80 | 6.93 |
| Oct 2023 | 3187.6953466679306 | 4.28 | 5.00 |
| Nov 2023 | 3148.893838874655 | -1.22 | 5.92 |
| Dec 2023 | 2985.567498489278 | -5.19 | 5.73 |
| Jan 2024 | 2946.637746193053 | -1.30 | 6.50 |
| Feb 2024 | 2991.9684001644328 | 1.54 | 9.27 |
| Mar 2024 | 3020.042331227227 | 0.94 | 7.91 |
| Apr 2024 | 3085.116998966204 | 2.15 | 12.27 |
| May 2024 | 3119.3448793536136 | 1.11 | 12.23 |
| Jun 2024 | 3085.7421349791275 | -1.08 | 7.58 |
| Jul 2024 | 3070.814933731789 | -0.48 | 5.17 |
| Aug 2024 | 2978.3434057817794 | -3.01 | -0.82 |
| Sep 2024 | 2895.1570703877205 | -2.79 | -5.29 |
| Oct 2024 | 2964.22042761283 | 2.38 | -7.01 |
| Nov 2024 | 3073.518552261272 | 3.69 | -2.39 |
| Dec 2024 | 3055.7374706373494 | -0.58 | 2.35 |
| Jan 2025 | 3128.6366247168803 | 2.39 | 6.18 |
| Feb 2025 | 3094.412201000113 | -1.09 | 3.42 |
| Mar 2025 | 3034.0849938460037 | -1.95 | 0.47 |
| Apr 2025 | 3051.304124278029 | 0.57 | -1.10 |
| May 2025 | 3075.251031405361 | 0.79 | -1.41 |
| Jun 2025 | 3071.549933833937 | -0.12 | -0.46 |
| Jul 2025 | 3035.837265378049 | -1.16 | -1.14 |
| Aug 2025 | 2988.4495344977377 | -1.56 | 0.34 |
| Sep 2025 | 2918.5600668873053 | -2.34 | 0.81 |
| Oct 2025 | 2890.5648675812254 | -0.96 | -2.48 |
| Nov 2025 | 2889.3125682718346 | -0.04 | -5.99 |
| Dec 2025 | 2881.5655607535045 | -0.27 | -5.70 |
| Jan 2026 | 2862.384703325559 | -0.67 | -8.51 |
| Feb 2026 | 2849.850755997722 | -0.44 | -7.90 |
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